Zip code 10989: Valley Cottage, New York

Q: What city is zip code 10989?

10989 is assigned to Valley Cottage, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 10989 in?

10989 is in Rockland County, New York.

Q: What is the population of 10989?

About 9,187 people live in 10989, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 10989?

The median household income in 10989 is $134,267.

Q: What zip codes are near 10989?

The closest zip codes to 10989 are 10920, 10960, 10994, 10956, 10913.

Residential delivery areaRockland CountyEastern Time

Population

9,187

Median household income

$134K

U.S. $81K

Median home value

$550K

U.S. $333K

Median rent

$2,065/mo

U.S. $1,413

Median age

46.8

U.S. 38.9

Land area

4.8 sq mi

1,900 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 10989

10989 is a suburban zip code in Valley Cottage, New York (Rockland County), covering 4.8 sq mi of land. About 9,187 people live here, or 1,900 per square mile. The median resident is 46.8 years old, compared with 38.9 nationally.

The median household earns $134,267 a year, 66% above the national median of $80,734. 2.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $549,700, or 4.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $2,065 a month.

58% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.7 minutes each way, and 17% of workers work from home. The most common jobs among working residents are in management, healthcare and education. 26% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.

How 10989 compares

Sorted from highest to lowest national percentile

Healthcare workers16.7%
98th
U.S. 9.7% · NY 11.8%163rd of 1,685 in NY
Government workers28.2%
97th
U.S. 14.5% · NY 16.4%207th of 1,685 in NY
Homeownership rate89.4%
95th
StrengthU.S. 65.2% · NY 54.3%347th of 1,673 in NY
Median earnings per worker$81,494
94th
StrengthU.S. $49,666 · NY $55,321174th of 1,676 in NY
Unemployment rate9.2%
92nd
WeaknessU.S. 5.2% · NY 6.4%207th of 1,685 in NY
Median household income$134,267
91st
StrengthU.S. $80,734 · NY $85,974218th of 1,602 in NY
Median age46.8
91st
U.S. 38.9 · NY 39.8548th of 1,693 in NY
Residents 65 and older23.6%
89th
U.S. 17.2% · NY 17.9%498th of 1,693 in NY
Per capita income$64,717
88th
StrengthU.S. $44,673 · NY $50,712261st of 1,690 in NY
Bachelor's degree or higher58.2%
87th
StrengthU.S. 35.7% · NY 40.2%212th of 1,691 in NY
Median gross rent$2,065
86th
U.S. $1,413 · NY $1,621247th of 1,367 in NY
Average commute32.7 min
86th
WeaknessU.S. 26.4 min · NY 32.6 min462nd of 1,618 in NY
Self-employed workers13.2%
84th
U.S. 10% · NY 9.7%465th of 1,685 in NY
Median home value$549,700
78th
U.S. $332,700 · NY $423,800361st of 1,614 in NY
Broadband access95%
76th
U.S. 91% · NY 90.8%414th of 1,673 in NY
Foreign-born residents20.1%
75th
U.S. 14.1% · NY 22.8%278th of 1,693 in NY
Diversity index60.7
73rd
U.S. 61.4 · NY 65.5227th of 1,693 in NY
Rent-burdened renters56.4%
71st
U.S. 51.1% · NY 52.1%498th of 1,579 in NY
Work from home17.1%
69th
U.S. 15.1% · NY 14.9%424th of 1,685 in NY
Population density1,900/sq mi
56th
U.S. 95/sq mi · NY 421/sq mi453rd of 1,693 in NY
Tech workers2.5%
43rd
U.S. 3.8% · NY 3.5%694th of 1,685 in NY
Housing vacancy5.6%
39th
U.S. 10.1% · NY 10%1,212th of 1,675 in NY
Residents under 1820.6%
36th
U.S. 22% · NY 20.5%702nd of 1,693 in NY
Income inequality (Gini)0.409
28th
U.S. 0.483 · NY 0.517965th of 1,669 in NY
Veterans3.7%
23rd
U.S. 6.2% · NY 3.7%1,167th of 1,693 in NY
Population9,187
14th
U.S. 334,922,499 · NY 19,852,366545th of 1,693 in NY
Poverty rate2.8%
2nd
StrengthU.S. 12.5% · NY 14%1,514th of 1,679 in NY
Uninsured rate0.9%
1st
StrengthU.S. 8.4% · NY 5.1%1,458th of 1,689 in NY

Measure	10989	Rockland	NY	U.S.	National percentile	Rank in NY
Healthcare workers	16.7%	11.9%	11.8%	9.7%	98th	163rd of 1,685
Government workers	28.2%	16.5%	16.4%	14.5%	97th	207th of 1,685
Homeownership rateStrength	89.4%	67.9%	54.3%	65.2%	95th	347th of 1,673
Median earnings per workerStrength	$81,494	$55,157	$55,321	$49,666	94th	174th of 1,676
Unemployment rateWeakness	9.2%	5.6%	6.4%	5.2%	92nd	207th of 1,685
Median household incomeStrength	$134,267	$109,959	$85,974	$80,734	91st	218th of 1,602
Median age	46.8	34.8	39.8	38.9	91st	548th of 1,693
Residents 65 and older	23.6%	15.7%	17.9%	17.2%	89th	498th of 1,693
Per capita incomeStrength	$64,717	$45,570	$50,712	$44,673	88th	261st of 1,690
Bachelor's degree or higherStrength	58.2%	42.7%	40.2%	35.7%	87th	212th of 1,691
Median gross rent	$2,065	$1,901	$1,621	$1,413	86th	247th of 1,367
Average commuteWeakness	32.7 min	29.7 min	32.6 min	26.4 min	86th	462nd of 1,618
Self-employed workers	13.2%	11.3%	9.7%	10%	84th	465th of 1,685
Median home value	$549,700	$596,900	$423,800	$332,700	78th	361st of 1,614
Broadband access	95%	87.8%	90.8%	91%	76th	414th of 1,673
Foreign-born residents	20.1%	22.1%	22.8%	14.1%	75th	278th of 1,693
Diversity index	60.7	58.6	65.5	61.4	73rd	227th of 1,693
Rent-burdened renters	56.4%	62.5%	52.1%	51.1%	71st	498th of 1,579
Work from home	17.1%	13.4%	14.9%	15.1%	69th	424th of 1,685
Population density	1,900/sq mi	1,968/sq mi	421/sq mi	95/sq mi	56th	453rd of 1,693
Tech workers	2.5%	3.1%	3.5%	3.8%	43rd	694th of 1,685
Housing vacancy	5.6%	4.7%	10%	10.1%	39th	1,212th of 1,675
Residents under 18	20.6%	29.7%	20.5%	22%	36th	702nd of 1,693
Income inequality (Gini)	0.409	0.471	0.517	0.483	28th	965th of 1,669
Veterans	3.7%	2.7%	3.7%	6.2%	23rd	1,167th of 1,693
Population	9,187	341,883	19,852,366	334,922,499	14th	545th of 1,693
Poverty rateStrength	2.8%	16.2%	14%	12.5%	2nd	1,514th of 1,679
Uninsured rateStrength	0.9%	4.1%	5.1%	8.4%	1st	1,458th of 1,689

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

10%

25–34

10%

35–44

16%

45–54

14%

55–64

16%

65–74

75+

Median age

46.8

Under 18

20.6%

65 and over

23.6%

Race and ethnicity

White58%
Black10%
Hispanic19%
Asian10%
Native American0%
Pacific Islander0%
Other1%
Multiracial2%

Diversity index

60.7

U.S. 61.4

Foreign-born

20.1%

U.S. 14.1%

Born in state

64.3%

Language spoken at home (households)

English only

74%

Spanish

Other Indo-European

13%

Asian / Pacific

Other

0.8%

Households

Households: 3,328
Average household size: 2.7
Family households: 75.2%
Married couples: 63.9%
Living alone: 22.1%
Veterans (of adults): 3.7%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

$75–100k

18%

$100–150k

19%

$150–200k

$200k+

33%

Median household income

10989

$134,267

Rockland Co.

$109,959

New York

$85,974

United States

$80,734

Per capita income

$64,717

U.S. $44,673

Poverty rate

2.8%

U.S. 12.5%

Households earning $150K+

42.3%

U.S. 23%

Income inequality (Gini)

0.409

U.S. 0.483

Housing

Median home value

10989

$549,700

Rockland Co.

$596,900

New York

$423,800

United States

$332,700

Median gross rent

10989

$2,065

Rockland Co.

$1,901

New York

$1,621

United States

$1,413

Types of housing

Single-family

66%

2–4 units

14%

5–19 units

15%

20+ units

Mobile home

Boat, RV, van

Housing units: 3,526
Owner-occupied: 89.4%
Vacant: 5.6%
Median year built: 1971
Median rooms: 6.5
Renters paying 30%+ of income: 56.4%
Renters paying 50%+ of income: 26.9%
Home value to income: 4.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

65%

Carpooled

Transit

Walked

Bicycle

Worked from home

17%

Other

Commute time (one way)

<10 min

12%

10–19

19%

20–29

20%

30–44

20%

45–59

15%

60+

15%

Average commute

32.7 min

U.S. 26.4 min

Unemployment

9.2%

U.S. 5.2%

In labor force

64.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Healthcare

17%

Education

13%

Business and finance

Sales

Arts, media and sports

Office and admin

Police and fire

Engineering and science

Legal and social services

Transportation and moving

Construction and repair

Computer and math

Cleaning and personal care

0.7%

Production

0.4%

Food service

Farming, fishing and forestry

Industries

Health care and social assistance

21%

Education

16%

Professional and technical services

Finance, insurance and real estate

Arts and recreation

Public administration

Retail

Information

Transportation, warehousing and utilities

Construction

Manufacturing

Other services

Wholesale

Admin, support and management

Restaurants and hotels

0.3%

Agriculture and mining

Median earnings per worker

$81,494

U.S. $49,666

Self-employed

13.2%

U.S. 10%

Government workers

28.2%

U.S. 14.5%

Nonprofit workers

11.7%

U.S. 8.8%

Median earnings by type of work

Type of work	10989	U.S.
Management, business, science and arts	$84,955	$74,888
Service	$26,595	$26,804
Sales and office	$80,833	$40,476
Construction and maintenance	$100,333	$49,199
Production and transportation	$37,292	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

15%

Some college

11%

Associate's

11%

Bachelor's

31%

Graduate

27%

High school graduate or higher: 94.6%
Bachelor's degree or higher: 58.2%
Graduate or professional degree: 27.3%
Households with broadband: 95%
Cable, fiber or DSL: 87.4%
No internet access: 3.8%
Without health insurance: 0.9%
Limited-English households: 3.3%

Geography

City (USPS): Valley Cottage
State: New York
County: Rockland County
Center point: 41.1230° N, 73.9380° W
Land area: 4.8 sq mi
Water area: 0.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Valley Cottage (unincorporated)67% of zip
Congers (unincorporated)9% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 10989

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
10920	Congers, NY	2.3 mi	8,451	$145,567	$582,800
10960	Nyack, NY	2.4 mi	15,251	$125,789	$681,000
10994	West Nyack, NY	2.5 mi	6,370	$170,307	$620,200
10956	New City, NY	3.6 mi	31,898	$177,952	$662,400
10913	Blauvelt, NY	3.9 mi	5,343	$175,357	$640,100
10954	Nanuet, NY	4.2 mi	26,495	$116,332	$533,000
10927	Haverstraw, NY	4.9 mi	12,325	$75,167	$361,100
10962	Orangeburg, NY	5.3 mi	4,767	$148,500	$712,300
10510	Briarcliff Manor, NY	5.4 mi	10,226	$220,771	$863,300
10591	Tarrytown, NY	5.4 mi	23,926	$104,984	$681,000
10965	Pearl River, NY	5.6 mi	15,206	$132,660	$596,700
10977	Spring Valley, NY	5.7 mi	71,571	$74,451	$649,700

Zip codes like 10989 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 10989

What city is zip code 10989?

10989 is assigned to Valley Cottage, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 10989 in?

10989 is in Rockland County, New York.

What is the population of 10989?

About 9,187 people live in 10989, according to the Census Bureau's American Community Survey.

What time zone is 10989 in?

10989 is in Eastern Time.

What is the median household income in 10989?

The median household income in 10989 is $134,267.

What zip codes are near 10989?

The closest zip codes to 10989 are 10920, 10960, 10994, 10956, 10913.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 10989, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.