Zip code 10965: Pearl River, New York

Q: What city is zip code 10965?

10965 is assigned to Pearl River, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 10965 in?

10965 is in Rockland County, New York.

Q: What is the population of 10965?

About 15,206 people live in 10965, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 10965?

The median household income in 10965 is $132,660.

Q: What zip codes are near 10965?

The closest zip codes to 10965 are 07645, 10962, 07656, 10954, 10913.

Residential delivery areaRockland CountyEastern Time

Population

15,206

Median household income

$133K

U.S. $81K

Median home value

$597K

U.S. $333K

Median rent

$1,962/mo

U.S. $1,413

Median age

41.1

U.S. 38.9

Land area

5.2 sq mi

2,906 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 10965

10965 is an urban zip code in Pearl River, New York (Rockland County), covering 5.2 sq mi of land. About 15,206 people live here, or 2,906 per square mile. The median resident is 41.1 years old, compared with 38.9 nationally.

The median household earns $132,660 a year, 64% above the national median of $80,734. 7.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $596,700, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $1,962 a month.

50% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.1 minutes each way, and 18% of workers work from home. The most common jobs among working residents are in management; education; and office and administrative support. 21% of households speak a language other than English at home, most often Spanish.

How 10965 compares

Sorted from highest to lowest national percentile

Rent-burdened renters73.1%
98th
WeaknessU.S. 51.1% · NY 52.1%161st of 1,579 in NY
Government workers24.3%
94th
U.S. 14.5% · NY 16.4%369th of 1,685 in NY
Median earnings per worker$80,677
93rd
StrengthU.S. $49,666 · NY $55,321182nd of 1,676 in NY
Median household income$132,660
90th
StrengthU.S. $80,734 · NY $85,974225th of 1,602 in NY
Per capita income$60,329
85th
StrengthU.S. $44,673 · NY $50,712328th of 1,690 in NY
Median gross rent$1,962
82nd
U.S. $1,413 · NY $1,621289th of 1,367 in NY
Median home value$596,700
81st
U.S. $332,700 · NY $423,800334th of 1,614 in NY
Bachelor's degree or higher50.3%
79th
U.S. 35.7% · NY 40.2%350th of 1,691 in NY
Average commute30.1 min
74th
U.S. 26.4 min · NY 32.6 min626th of 1,618 in NY
Work from home17.8%
71st
U.S. 15.1% · NY 14.9%388th of 1,685 in NY
Foreign-born residents18.3%
71st
U.S. 14.1% · NY 22.8%316th of 1,693 in NY
Residents under 1824.5%
71st
U.S. 22% · NY 20.5%305th of 1,693 in NY
Homeownership rate76.6%
70th
U.S. 65.2% · NY 54.3%978th of 1,673 in NY
Residents 65 and older19.1%
68th
U.S. 17.2% · NY 17.9%931st of 1,693 in NY
Population density2,906/sq mi
66th
U.S. 95/sq mi · NY 421/sq mi381st of 1,693 in NY
Median age41.1
66th
U.S. 38.9 · NY 39.81,094th of 1,693 in NY
Tech workers2.9%
50th
U.S. 3.8% · NY 3.5%578th of 1,685 in NY
Diversity index41.5
38th
U.S. 61.4 · NY 65.5544th of 1,693 in NY
Income inequality (Gini)0.421
37th
U.S. 0.483 · NY 0.517842nd of 1,669 in NY
Poverty rate7.9%
31st
U.S. 12.5% · NY 14%1,013th of 1,679 in NY
Broadband access88.8%
27th
U.S. 91% · NY 90.8%1,090th of 1,673 in NY
Population15,206
23rd
U.S. 334,922,499 · NY 19,852,366400th of 1,693 in NY
Housing vacancy3.9%
21st
U.S. 10.1% · NY 10%1,395th of 1,675 in NY
Unemployment rate3.2%
19th
StrengthU.S. 5.2% · NY 6.4%1,133rd of 1,685 in NY
Uninsured rate3.6%
18th
StrengthU.S. 8.4% · NY 5.1%814th of 1,689 in NY
Self-employed workers6.4%
13th
U.S. 10% · NY 9.7%1,336th of 1,685 in NY
Veterans2.7%
12th
U.S. 6.2% · NY 3.7%1,331st of 1,693 in NY
Healthcare workers5.4%
5th
U.S. 9.7% · NY 11.8%1,416th of 1,685 in NY

Measure	10965	Rockland	NY	U.S.	National percentile	Rank in NY
Rent-burdened rentersWeakness	73.1%	62.5%	52.1%	51.1%	98th	161st of 1,579
Government workers	24.3%	16.5%	16.4%	14.5%	94th	369th of 1,685
Median earnings per workerStrength	$80,677	$55,157	$55,321	$49,666	93rd	182nd of 1,676
Median household incomeStrength	$132,660	$109,959	$85,974	$80,734	90th	225th of 1,602
Per capita incomeStrength	$60,329	$45,570	$50,712	$44,673	85th	328th of 1,690
Median gross rent	$1,962	$1,901	$1,621	$1,413	82nd	289th of 1,367
Median home value	$596,700	$596,900	$423,800	$332,700	81st	334th of 1,614
Bachelor's degree or higher	50.3%	42.7%	40.2%	35.7%	79th	350th of 1,691
Average commute	30.1 min	29.7 min	32.6 min	26.4 min	74th	626th of 1,618
Work from home	17.8%	13.4%	14.9%	15.1%	71st	388th of 1,685
Foreign-born residents	18.3%	22.1%	22.8%	14.1%	71st	316th of 1,693
Residents under 18	24.5%	29.7%	20.5%	22%	71st	305th of 1,693
Homeownership rate	76.6%	67.9%	54.3%	65.2%	70th	978th of 1,673
Residents 65 and older	19.1%	15.7%	17.9%	17.2%	68th	931st of 1,693
Population density	2,906/sq mi	1,968/sq mi	421/sq mi	95/sq mi	66th	381st of 1,693
Median age	41.1	34.8	39.8	38.9	66th	1,094th of 1,693
Tech workers	2.9%	3.1%	3.5%	3.8%	50th	578th of 1,685
Diversity index	41.5	58.6	65.5	61.4	38th	544th of 1,693
Income inequality (Gini)	0.421	0.471	0.517	0.483	37th	842nd of 1,669
Poverty rate	7.9%	16.2%	14%	12.5%	31st	1,013th of 1,679
Broadband access	88.8%	87.8%	90.8%	91%	27th	1,090th of 1,673
Population	15,206	341,883	19,852,366	334,922,499	23rd	400th of 1,693
Housing vacancy	3.9%	4.7%	10%	10.1%	21st	1,395th of 1,675
Unemployment rateStrength	3.2%	5.6%	6.4%	5.2%	19th	1,133rd of 1,685
Uninsured rateStrength	3.6%	4.1%	5.1%	8.4%	18th	814th of 1,689
Self-employed workers	6.4%	11.3%	9.7%	10%	13th	1,336th of 1,685
Veterans	2.7%	2.7%	3.7%	6.2%	12th	1,331st of 1,693
Healthcare workers	5.4%	11.9%	11.8%	9.7%	5th	1,416th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

11%

25–34

12%

35–44

12%

45–54

15%

55–64

65–74

11%

75+

Median age

41.1

Under 18

24.5%

65 and over

19.1%

Race and ethnicity

White74%
Black0.6%
Hispanic17%
Asian3%
Native American0%
Pacific Islander0%
Other2%
Multiracial3%

Diversity index

41.5

U.S. 61.4

Foreign-born

18.3%

U.S. 14.1%

Born in state

59.7%

Language spoken at home (households)

English only

79%

Spanish

10%

Other Indo-European

10%

Asian / Pacific

Other

0.3%

Households

Households: 5,743
Average household size: 2.6
Family households: 67.9%
Married couples: 60.2%
Living alone: 28.5%
Veterans (of adults): 2.7%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

$25–50k

12%

$50–75k

13%

$75–100k

$100–150k

17%

$150–200k

14%

$200k+

30%

Median household income

10965

$132,660

Rockland Co.

$109,959

New York

$85,974

United States

$80,734

Per capita income

$60,329

U.S. $44,673

Poverty rate

7.9%

U.S. 12.5%

Households earning $150K+

44%

U.S. 23%

Income inequality (Gini)

0.421

U.S. 0.483

Housing

Median home value

10965

$596,700

Rockland Co.

$596,900

New York

$423,800

United States

$332,700

Median gross rent

10965

$1,962

Rockland Co.

$1,901

New York

$1,621

United States

$1,413

Types of housing

Single-family

73%

2–4 units

12%

5–19 units

12%

20+ units

Mobile home

Boat, RV, van

Housing units: 5,975
Owner-occupied: 76.6%
Vacant: 3.9%
Median year built: 1960
Median rooms: 6.4
Renters paying 30%+ of income: 73.1%
Renters paying 50%+ of income: 40%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

Transit

Walked

Bicycle

Worked from home

18%

Other

0.8%

Commute time (one way)

<10 min

12%

10–19

31%

20–29

15%

30–44

14%

45–59

11%

60+

18%

Average commute

30.1 min

U.S. 26.4 min

Unemployment

3.2%

U.S. 5.2%

In labor force

61%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Education

13%

Office and admin

10%

Construction and repair

Police and fire

Business and finance

Sales

Healthcare

Legal and social services

Engineering and science

Cleaning and personal care

Food service

Transportation and moving

Computer and math

Production

Arts, media and sports

Farming, fishing and forestry

Industries

Education

18%

Professional and technical services

13%

Health care and social assistance

11%

Public administration

10%

Construction

10%

Retail

Other services

Manufacturing

Finance, insurance and real estate

Restaurants and hotels

Transportation, warehousing and utilities

Arts and recreation

Wholesale

Admin, support and management

Information

Agriculture and mining

Median earnings per worker

$80,677

U.S. $49,666

Self-employed

6.4%

U.S. 10%

Government workers

24.3%

U.S. 14.5%

Nonprofit workers

7.8%

U.S. 8.8%

Median earnings by type of work

Type of work	10965	U.S.
Management, business, science and arts	$102,787	$74,888
Service	$58,715	$26,804
Sales and office	$41,646	$40,476
Construction and maintenance	$65,774	$49,199
Production and transportation	$39,716	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

17%

Some college

14%

Associate's

Bachelor's

28%

Graduate

22%

High school graduate or higher: 88.6%
Bachelor's degree or higher: 50.3%
Graduate or professional degree: 21.8%
Households with broadband: 88.8%
Cable, fiber or DSL: 74.5%
No internet access: 8.5%
Without health insurance: 3.6%
Limited-English households: 2.6%

Geography

City (USPS): Pearl River
State: New York
County: Rockland County
Center point: 41.0616° N, 74.0078° W
Land area: 5.2 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Pearl River (unincorporated)96% of zip
Chestnut Ridge4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 10965

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
07645	Montvale, NJ	2.1 mi	8,901	$178,269	$709,700
10962	Orangeburg, NY	2.5 mi	4,767	$148,500	$712,300
07656	Park Ridge, NJ	2.6 mi	9,406	$171,029	$706,200
10954	Nanuet, NY	2.6 mi	26,495	$116,332	$533,000
10913	Blauvelt, NY	2.7 mi	5,343	$175,357	$640,100
10994	West Nyack, NY	3.1 mi	6,370	$170,307	$620,200
07677	Woodcliff Lake, NJ	3.7 mi	6,152	$213,981	$946,400
10983	Tappan, NY	3.8 mi	5,934	$160,170	$610,900
07675	Westwood, NJ	4 mi	27,349	$183,154	$719,400
07642	Hillsdale, NJ	4.2 mi	10,144	$186,688	$677,500
10977	Spring Valley, NY	4.5 mi	71,571	$74,451	$649,700
10960	Nyack, NY	4.6 mi	15,251	$125,789	$681,000

Zip codes like 10965 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 10965

What city is zip code 10965?

10965 is assigned to Pearl River, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 10965 in?

10965 is in Rockland County, New York.

What is the population of 10965?

About 15,206 people live in 10965, according to the Census Bureau's American Community Survey.

What time zone is 10965 in?

10965 is in Eastern Time.

What is the median household income in 10965?

The median household income in 10965 is $132,660.

What zip codes are near 10965?

The closest zip codes to 10965 are 07645, 10962, 07656, 10954, 10913.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 10965, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.