Zip code 07645: Montvale, New Jersey

Q: What city is zip code 07645?

07645 is assigned to Montvale, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 07645 in?

07645 is in Bergen County, New Jersey.

Q: What is the population of 07645?

About 8,901 people live in 07645, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 07645?

The median household income in 07645 is $178,269.

Q: What zip codes are near 07645?

The closest zip codes to 07645 are 07656, 07677, 10965, 07458, 07642.

Residential delivery areaBergen CountyEastern Time

Population

8,901

Median household income

$178K

U.S. $81K

Median home value

$710K

U.S. $333K

Median rent

$2,053/mo

U.S. $1,413

Median age

40.1

U.S. 38.9

Land area

4 sq mi

2,213 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 07645

07645 is a suburban zip code in Montvale, New Jersey (Bergen County), covering 4 sq mi of land. About 8,901 people live here, or 2,213 per square mile. The median resident is 40.1 years old, compared with 38.9 nationally.

The median household earns $178,269 a year, about 2.2× the national median of $80,734. 4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $709,700, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $2,053 a month.

55% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.2 minutes each way, and 31% of workers work from home. The most common jobs among working residents are in management; sales; and business and finance. 16% of them are self-employed (U.S.: 10%). 31% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.

How 07645 compares

Sorted from highest to lowest national percentile

Broadband access99.1%
99th
StrengthU.S. 91% · NJ 92.8%36th of 576 in NJ
Median household income$178,269
98th
StrengthU.S. $80,734 · NJ $103,55673rd of 566 in NJ
Median earnings per worker$101,856
98th
StrengthU.S. $49,666 · NJ $60,47455th of 575 in NJ
Work from home31.1%
95th
U.S. 15.1% · NJ 16.8%40th of 577 in NJ
Self-employed workers15.9%
93rd
U.S. 10% · NJ 8.9%49th of 578 in NJ
Per capita income$71,759
92nd
StrengthU.S. $44,673 · NJ $54,253141st of 579 in NJ
Median home value$709,700
88th
U.S. $332,700 · NJ $454,400101st of 563 in NJ
Rent-burdened renters62.1%
88th
WeaknessU.S. 51.1% · NJ 51.6%103rd of 553 in NJ
Tech workers6.2%
87th
U.S. 3.8% · NJ 4.8%109th of 578 in NJ
Median gross rent$2,053
85th
U.S. $1,413 · NJ $1,720133rd of 517 in NJ
Bachelor's degree or higher55%
85th
StrengthU.S. 35.7% · NJ 43.6%184th of 580 in NJ
Average commute32.2 min
84th
WeaknessU.S. 26.4 min · NJ 30.5 min205th of 563 in NJ
Homeownership rate80%
78th
U.S. 65.2% · NJ 63.8%253rd of 576 in NJ
Foreign-born residents20.6%
76th
U.S. 14.1% · NJ 23.9%201st of 580 in NJ
Government workers17.2%
73rd
U.S. 14.5% · NJ 14.3%178th of 578 in NJ
Residents under 1824.4%
70th
U.S. 22% · NJ 21.8%112th of 580 in NJ
Unemployment rate5.9%
67th
U.S. 5.2% · NJ 6.3%237th of 578 in NJ
Residents 65 and older18.4%
63rd
U.S. 17.2% · NJ 17.2%260th of 580 in NJ
Population density2,213/sq mi
59th
U.S. 95/sq mi · NJ 1,270/sq mi275th of 580 in NJ
Median age40.1
58th
U.S. 38.9 · NJ 40.1375th of 579 in NJ
Diversity index48.8
50th
U.S. 61.4 · NJ 66.4274th of 580 in NJ
Housing vacancy5%
33rd
U.S. 10.1% · NJ 7.5%234th of 576 in NJ
Healthcare workers7.9%
26th
U.S. 9.7% · NJ 9.2%356th of 578 in NJ
Veterans3.8%
24th
U.S. 6.2% · NJ 3.7%273rd of 580 in NJ
Income inequality (Gini)0.404
23rd
U.S. 0.483 · NJ 0.478372nd of 574 in NJ
Population8,901
14th
U.S. 334,922,499 · NJ 9,343,809329th of 580 in NJ
Uninsured rate3%
12th
StrengthU.S. 8.4% · NJ 7.5%380th of 579 in NJ
Poverty rate4%
6th
StrengthU.S. 12.5% · NJ 9.7%396th of 579 in NJ

Measure	07645	Bergen	NJ	U.S.	National percentile	Rank in NJ
Broadband accessStrength	99.1%	94.8%	92.8%	91%	99th	36th of 576
Median household incomeStrength	$178,269	$124,884	$103,556	$80,734	98th	73rd of 566
Median earnings per workerStrength	$101,856	$70,145	$60,474	$49,666	98th	55th of 575
Work from home	31.1%	18.5%	16.8%	15.1%	95th	40th of 577
Self-employed workers	15.9%	11.1%	8.9%	10%	93rd	49th of 578
Per capita incomeStrength	$71,759	$63,735	$54,253	$44,673	92nd	141st of 579
Median home value	$709,700	$623,000	$454,400	$332,700	88th	101st of 563
Rent-burdened rentersWeakness	62.1%	50.8%	51.6%	51.1%	88th	103rd of 553
Tech workers	6.2%	5%	4.8%	3.8%	87th	109th of 578
Median gross rent	$2,053	$1,914	$1,720	$1,413	85th	133rd of 517
Bachelor's degree or higherStrength	55%	53.1%	43.6%	35.7%	85th	184th of 580
Average commuteWeakness	32.2 min	31.2 min	30.5 min	26.4 min	84th	205th of 563
Homeownership rate	80%	65.3%	63.8%	65.2%	78th	253rd of 576
Foreign-born residents	20.6%	31.8%	23.9%	14.1%	76th	201st of 580
Government workers	17.2%	12.6%	14.3%	14.5%	73rd	178th of 578
Residents under 18	24.4%	20.9%	21.8%	22%	70th	112th of 580
Unemployment rate	5.9%	5.8%	6.3%	5.2%	67th	237th of 578
Residents 65 and older	18.4%	18.2%	17.2%	17.2%	63rd	260th of 580
Population density	2,213/sq mi	4,134/sq mi	1,270/sq mi	95/sq mi	59th	275th of 580
Median age	40.1	42	40.1	38.9	58th	375th of 579
Diversity index	48.8	65.3	66.4	61.4	50th	274th of 580
Housing vacancy	5%	3.9%	7.5%	10.1%	33rd	234th of 576
Healthcare workers	7.9%	10.3%	9.2%	9.7%	26th	356th of 578
Veterans	3.8%	2.9%	3.7%	6.2%	24th	273rd of 580
Income inequality (Gini)	0.404	0.472	0.478	0.483	23rd	372nd of 574
Population	8,901	962,316	9,343,809	334,922,499	14th	329th of 580
Uninsured rateStrength	3%	6.1%	7.5%	8.4%	12th	380th of 579
Poverty rateStrength	4%	6.8%	9.7%	12.5%	6th	396th of 579

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

25–34

17%

35–44

14%

45–54

12%

55–64

10%

65–74

75+

Median age

40.1

Under 18

24.4%

65 and over

18.4%

Race and ethnicity

White69%
Black5%
Hispanic9%
Asian14%
Native American0%
Pacific Islander0%
Other0.4%
Multiracial2%

Diversity index

48.8

U.S. 61.4

Foreign-born

20.6%

U.S. 14.1%

Born in state

43.9%

Language spoken at home (households)

English only

69%

Spanish

Other Indo-European

15%

Asian / Pacific

10%

Other

Households

Households: 3,126
Average household size: 2.8
Family households: 82.5%
Married couples: 67.2%
Living alone: 16.4%
Veterans (of adults): 3.8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

10%

$75–100k

$100–150k

13%

$150–200k

15%

$200k+

44%

Median household income

07645

$178,269

Bergen Co.

$124,884

New Jersey

$103,556

United States

$80,734

Per capita income

$71,759

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

58.7%

U.S. 23%

Income inequality (Gini)

0.404

U.S. 0.483

Housing

Median home value

07645

$709,700

Bergen Co.

$623,000

New Jersey

$454,400

United States

$332,700

Median gross rent

07645

$2,053

Bergen Co.

$1,914

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

75%

2–4 units

14%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 3,290
Owner-occupied: 80%
Vacant: 5%
Median year built: 1968
Median rooms: 7.1
Renters paying 30%+ of income: 62.1%
Renters paying 50%+ of income: 39.2%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

56%

Carpooled

Transit

Walked

0.8%

Bicycle

0.8%

Worked from home

31%

Other

0.8%

Commute time (one way)

<10 min

10–19

24%

20–29

20%

30–44

28%

45–59

60+

13%

Average commute

32.2 min

U.S. 26.4 min

Unemployment

5.9%

U.S. 5.2%

In labor force

62.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Sales

14%

Business and finance

11%

Education

10%

Healthcare

Office and admin

Construction and repair

Computer and math

Legal and social services

Cleaning and personal care

Police and fire

Engineering and science

Food service

Arts, media and sports

Transportation and moving

Production

0.9%

Farming, fishing and forestry

Industries

Finance, insurance and real estate

13%

Retail

12%

Education

12%

Professional and technical services

11%

Health care and social assistance

10%

Construction

Manufacturing

Wholesale

Public administration

Transportation, warehousing and utilities

Admin, support and management

Other services

Arts and recreation

Restaurants and hotels

Information

Agriculture and mining

Median earnings per worker

$101,856

U.S. $49,666

Self-employed

15.9%

U.S. 10%

Government workers

17.2%

U.S. 14.5%

Nonprofit workers

5.6%

U.S. 8.8%

Median earnings by type of work

Type of work	07645	U.S.
Management, business, science and arts	$117,350	$74,888
Service	$50,488	$26,804
Sales and office	$51,457	$40,476
Construction and maintenance	$119,609	$49,199
Production and transportation	$42,344	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

14%

Some college

16%

Associate's

11%

Bachelor's

32%

Graduate

23%

High school graduate or higher: 95.5%
Bachelor's degree or higher: 55%
Graduate or professional degree: 23.1%
Households with broadband: 99.1%
Cable, fiber or DSL: 94.8%
No internet access: 0.5%
Without health insurance: 3%
Limited-English households: 5.3%

Geography

City (USPS): Montvale
State: New Jersey
County: Bergen County
Center point: 41.0546° N, 74.0473° W
Land area: 4 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Montvale100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 07645

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
07656	Park Ridge, NJ	1.3 mi	9,406	$171,029	$706,200
07677	Woodcliff Lake, NJ	2.1 mi	6,152	$213,981	$946,400
10965	Pearl River, NY	2.1 mi	15,206	$132,660	$596,700
07458	Saddle River, NJ	2.6 mi	11,828	$244,022	$1,188,500
07642	Hillsdale, NJ	3.3 mi	10,144	$186,688	$677,500
10954	Nanuet, NY	3.6 mi	26,495	$116,332	$533,000
10952	Monsey, NY	4.2 mi	48,019	$64,332	$863,600
07675	Westwood, NJ	4.3 mi	27,349	$183,154	$719,400
10977	Spring Valley, NY	4.4 mi	71,571	$74,451	$649,700
10962	Orangeburg, NY	4.5 mi	4,767	$148,500	$712,300
07423	Ho Ho Kus, NJ	4.6 mi	4,270	$250,000+	$1,092,500
07676	Township Of Washington, NJ	4.7 mi	9,323	$180,133	$664,000

Zip codes like 07645 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 07645

What city is zip code 07645?

07645 is assigned to Montvale, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 07645 in?

07645 is in Bergen County, New Jersey.

What is the population of 07645?

About 8,901 people live in 07645, according to the Census Bureau's American Community Survey.

What time zone is 07645 in?

07645 is in Eastern Time.

What is the median household income in 07645?

The median household income in 07645 is $178,269.

What zip codes are near 07645?

The closest zip codes to 07645 are 07656, 07677, 10965, 07458, 07642.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 07645, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.