Zip code 08738: Mantoloking, New Jersey

Q: What city is zip code 08738?

08738 is assigned to Mantoloking, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 08738 in?

08738 is in Ocean County, New Jersey.

Q: What is the population of 08738?

About 1,381 people live in 08738, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 08738?

The median household income in 08738 is $250,000+.

Q: What zip codes are near 08738?

The closest zip codes to 08738 are 08739, 08735, 08723, 08742, 08751.

Residential delivery areaOcean CountyEastern Time

Population

1,381

Median household income

$250K+

U.S. $81K

Median home value

$1.5M

U.S. $333K

Median rent

$2,094/mo

U.S. $1,413

Median age

58.6

U.S. 38.9

Land area

1 sq mi

1,416 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 08738

08738 is a suburban zip code in Mantoloking, New Jersey (Ocean County), covering 1 sq mi of land. About 1,381 people live here, or 1,416 per square mile. The median resident is 58.6 years old, compared with 38.9 nationally.

The median household income is $250,000+ a year, the Census Bureau's reporting limit (U.S.: $80,734). 2.5% of residents live below the poverty line (U.S.: 12.5%). The median home value is $1,493,200. 95% of occupied homes are lived in by their owners, and renters pay a median of $2,094 a month.

71% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 37.5 minutes each way, and 32% of workers work from home. The most common jobs among working residents are in management; business and finance; and sales. 31% of them are self-employed (U.S.: 10%).

How 08738 compares

Sorted from highest to lowest national percentile

Median household income$250,000+
99th
StrengthU.S. $80,734 · NJ $103,55610th of 566 in NJ
Per capita income$153,702
99th
StrengthU.S. $44,673 · NJ $54,2533rd of 579 in NJ
Median home value$1,493,200
99th
U.S. $332,700 · NJ $454,4008th of 563 in NJ
Median age58.6
99th
U.S. 38.9 · NJ 40.123rd of 579 in NJ
Homeownership rate95.3%
99th
StrengthU.S. 65.2% · NJ 63.8%43rd of 576 in NJ
Housing vacancy65.3%
99th
U.S. 10.1% · NJ 7.5%15th of 576 in NJ
Self-employed workers30.6%
99th
U.S. 10% · NJ 8.9%9th of 578 in NJ
Residents 65 and older35.3%
98th
U.S. 17.2% · NJ 17.2%26th of 580 in NJ
Median earnings per worker$103,063
98th
StrengthU.S. $49,666 · NJ $60,47448th of 575 in NJ
Bachelor's degree or higher70.7%
96th
StrengthU.S. 35.7% · NJ 43.6%71st of 580 in NJ
Work from home32.3%
96th
U.S. 15.1% · NJ 16.8%32nd of 577 in NJ
Average commute37.5 min
95th
WeaknessU.S. 26.4 min · NJ 30.5 min50th of 563 in NJ
Income inequality (Gini)0.513
92nd
WeaknessU.S. 0.483 · NJ 0.47839th of 574 in NJ
Median gross rent$2,094
87th
U.S. $1,413 · NJ $1,720121st of 517 in NJ
Broadband access96.1%
86th
StrengthU.S. 91% · NJ 92.8%175th of 576 in NJ
Tech workers4.1%
69th
U.S. 3.8% · NJ 4.8%237th of 578 in NJ
Veterans7.1%
67th
U.S. 6.2% · NJ 3.7%61st of 580 in NJ
Unemployment rate5.6%
62nd
U.S. 5.2% · NJ 6.3%276th of 578 in NJ
Population density1,416/sq mi
50th
U.S. 95/sq mi · NJ 1,270/sq mi341st of 580 in NJ
Foreign-born residents6.2%
35th
U.S. 14.1% · NJ 23.9%462nd of 580 in NJ
Healthcare workers7.3%
19th
U.S. 9.7% · NJ 9.2%410th of 578 in NJ
Government workers8.7%
10th
U.S. 14.5% · NJ 14.3%522nd of 578 in NJ
Diversity index16.2
9th
U.S. 61.4 · NJ 66.4542nd of 580 in NJ
Uninsured rate2%
5th
StrengthU.S. 8.4% · NJ 7.5%454th of 579 in NJ
Residents under 1812.8%
5th
U.S. 22% · NJ 21.8%532nd of 580 in NJ
Population1,381
2nd
U.S. 334,922,499 · NJ 9,343,809521st of 580 in NJ
Poverty rate2.5%
1st
StrengthU.S. 12.5% · NJ 9.7%493rd of 579 in NJ
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · NJ 51.6%550th of 553 in NJ

Measure	08738	Ocean	NJ	U.S.	National percentile	Rank in NJ
Median household incomeStrength	$250,000+	$89,863	$103,556	$80,734	99th	10th of 566
Per capita incomeStrength	$153,702	$44,947	$54,253	$44,673	99th	3rd of 579
Median home value	$1,493,200	$398,400	$454,400	$332,700	99th	8th of 563
Median age	58.6	41.2	40.1	38.9	99th	23rd of 579
Homeownership rateStrength	95.3%	80.7%	63.8%	65.2%	99th	43rd of 576
Housing vacancy	65.3%	17.7%	7.5%	10.1%	99th	15th of 576
Self-employed workers	30.6%	9.6%	8.9%	10%	99th	9th of 578
Residents 65 and older	35.3%	22.6%	17.2%	17.2%	98th	26th of 580
Median earnings per workerStrength	$103,063	$54,743	$60,474	$49,666	98th	48th of 575
Bachelor's degree or higherStrength	70.7%	34.4%	43.6%	35.7%	96th	71st of 580
Work from home	32.3%	12.5%	16.8%	15.1%	96th	32nd of 577
Average commuteWeakness	37.5 min	30 min	30.5 min	26.4 min	95th	50th of 563
Income inequality (Gini)Weakness	0.513	0.450	0.478	0.483	92nd	39th of 574
Median gross rent	$2,094	$1,755	$1,720	$1,413	87th	121st of 517
Broadband accessStrength	96.1%	88.7%	92.8%	91%	86th	175th of 576
Tech workers	4.1%	2.7%	4.8%	3.8%	69th	237th of 578
Veterans	7.1%	6.1%	3.7%	6.2%	67th	61st of 580
Unemployment rate	5.6%	5.4%	6.3%	5.2%	62nd	276th of 578
Population density	1,416/sq mi	1,042/sq mi	1,270/sq mi	95/sq mi	50th	341st of 580
Foreign-born residents	6.2%	8%	23.9%	14.1%	35th	462nd of 580
Healthcare workers	7.3%	9.8%	9.2%	9.7%	19th	410th of 578
Government workers	8.7%	17%	14.3%	14.5%	10th	522nd of 578
Diversity index	16.2	32.8	66.4	61.4	9th	542nd of 580
Uninsured rateStrength	2%	4.1%	7.5%	8.4%	5th	454th of 579
Residents under 18	12.8%	25%	21.8%	22%	5th	532nd of 580
Population	1,381	654,362	9,343,809	334,922,499	2nd	521st of 580
Poverty rateStrength	2.5%	10.5%	9.7%	12.5%	1st	493rd of 579
Rent-burdened rentersStrength	0%	58.3%	51.6%	51.1%	1st	550th of 553

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

25–34

35–44

10%

45–54

25%

55–64

17%

65–74

19%

75+

Median age

58.6

Under 18

12.8%

65 and over

35.3%

Race and ethnicity

White91%
Black0.1%
Hispanic2%
Asian4%
Native American0%
Pacific Islander0%
Other0.1%
Multiracial2%

Diversity index

16.2

U.S. 61.4

Foreign-born

6.2%

U.S. 14.1%

Born in state

63.1%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 592
Average household size: 2.3
Family households: 76.2%
Married couples: 69.4%
Living alone: 22.8%
Veterans (of adults): 7.1%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

12%

$150–200k

$200k+

60%

Median household income

08738

$250,000+

Ocean Co.

$89,863

New Jersey

$103,556

United States

$80,734

Per capita income

$153,702

U.S. $44,673

Poverty rate

2.5%

U.S. 12.5%

Households earning $150K+

66.7%

U.S. 23%

Income inequality (Gini)

0.513

U.S. 0.483

Housing

Median home value

08738

$1,493,200

Ocean Co.

$398,400

New Jersey

$454,400

United States

$332,700

Median gross rent

08738

$2,094

Ocean Co.

$1,755

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

97%

2–4 units

0.2%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,708
Owner-occupied: 95.3%
Vacant: 65.3%
Median year built: 1976
Median rooms: 7.4
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 6.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

57%

Carpooled

Transit

Walked

Bicycle

Worked from home

32%

Other

0.3%

Commute time (one way)

<10 min

24%

10–19

20–29

15%

30–44

21%

45–59

60+

29%

Average commute

37.5 min

U.S. 26.4 min

Unemployment

5.6%

U.S. 5.2%

In labor force

51.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

27%

Business and finance

15%

Sales

13%

Office and admin

11%

Healthcare

Legal and social services

Education

Computer and math

Cleaning and personal care

Arts, media and sports

Engineering and science

Transportation and moving

Farming, fishing and forestry

Construction and repair

0.8%

Food service

0.7%

Police and fire

0.3%

Production

Industries

Professional and technical services

20%

Admin, support and management

20%

Finance, insurance and real estate

16%

Health care and social assistance

11%

Retail

Construction

Education

Manufacturing

Transportation, warehousing and utilities

Public administration

Other services

Arts and recreation

Wholesale

Agriculture and mining

Restaurants and hotels

Information

0.2%

Median earnings per worker

$103,063

U.S. $49,666

Self-employed

30.6%

U.S. 10%

Government workers

8.7%

U.S. 14.5%

Nonprofit workers

5.3%

U.S. 8.8%

Median earnings by type of work

Type of work	08738	U.S.
Management, business, science and arts	$159,167	$74,888
Service	$72,604	$26,804
Sales and office	$36,700	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

13%

Some college

Associate's

Bachelor's

41%

Graduate

30%

High school graduate or higher: 97.7%
Bachelor's degree or higher: 70.7%
Graduate or professional degree: 30.1%
Households with broadband: 96.1%
Cable, fiber or DSL: 81.8%
No internet access: 0.3%
Without health insurance: 2%
Limited-English households: 0.2%

Geography

City (USPS): Mantoloking
State: New Jersey
County: Ocean County
Center point: 40.0248° N, 74.0596° W
Land area: 1 sq mi
Water area: 2.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Mantoloking40% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 08738

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
08739	Normandy Beach, NJ · PO box	1.5 mi	—	—	—
08735	Lavallette, NJ	2.1 mi	3,451	$76,974	$872,300
08723	Brick, NJ	2.9 mi	32,141	$108,643	$400,800
08742	Point Pleasant Beach, NJ	3.9 mi	25,732	$123,152	$627,200
08751	Seaside Heights, NJ	5.3 mi	4,185	$77,448	$628,500
08724	Brick, NJ	5.4 mi	42,345	$103,127	$411,000
08753	Toms River, NJ	5.7 mi	65,448	$105,224	$409,200
08730	Brielle, NJ	5.8 mi	4,956	$172,250	$849,100
08736	Manasquan, NJ	6.6 mi	13,223	$174,097	$880,900
08732	Island Heights, NJ	7.3 mi	1,558	$110,000	$561,200
08740	Ocean Gate, NJ	7.6 mi	1,599	$69,397	$358,000
08750	Sea Girt, NJ	7.6 mi	3,483	$134,167	$1,356,700

Zip codes like 08738 elsewhere

Matched on income, home values, age, density, education, housing and commuting

2848062% match

Wrightsville Beach, NC

Questions about 08738

What city is zip code 08738?

08738 is assigned to Mantoloking, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 08738 in?

08738 is in Ocean County, New Jersey.

What is the population of 08738?

About 1,381 people live in 08738, according to the Census Bureau's American Community Survey.

What time zone is 08738 in?

08738 is in Eastern Time.

What is the median household income in 08738?

The median household income in 08738 is $250,000+.

What zip codes are near 08738?

The closest zip codes to 08738 are 08739, 08735, 08723, 08742, 08751.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 08738, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.