Zip code 08732: Island Heights, New Jersey

Q: What city is zip code 08732?

08732 is assigned to Island Heights, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 08732 in?

08732 is in Ocean County, New Jersey.

Q: What is the population of 08732?

About 1,558 people live in 08732, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 08732?

The median household income in 08732 is $110,000.

Q: What zip codes are near 08732?

The closest zip codes to 08732 are 08740, 08741, 08753, 08721, 08722.

Residential delivery areaOcean CountyEastern Time

Population

1,558

Median household income

$110K

U.S. $81K

Median home value

$561K

U.S. $333K

Median rent

$1,750/mo

U.S. $1,413

Median age

53.7

U.S. 38.9

Land area

0.5 sq mi

2,885 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 08732

08732 is an urban zip code in Island Heights, New Jersey (Ocean County), covering 0.5 sq mi of land. About 1,558 people live here, or 2,885 per square mile. The median resident is 53.7 years old, compared with 38.9 nationally.

The median household earns $110,000 a year, 36% above the national median of $80,734. 1.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $561,200, or 5.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 95% of occupied homes are lived in by their owners, and renters pay a median of $1,750 a month.

54% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.3 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in education, healthcare and management.

How 08732 compares

Sorted from highest to lowest national percentile

Homeownership rate94.6%
99th
StrengthU.S. 65.2% · NJ 63.8%56th of 576 in NJ
Median age53.7
97th
U.S. 38.9 · NJ 40.143rd of 579 in NJ
Residents 65 and older31.2%
97th
U.S. 17.2% · NJ 17.2%39th of 580 in NJ
Government workers28%
97th
U.S. 14.5% · NJ 14.3%23rd of 578 in NJ
Per capita income$71,870
92nd
StrengthU.S. $44,673 · NJ $54,253139th of 579 in NJ
Broadband access96.8%
91st
StrengthU.S. 91% · NJ 92.8%121st of 576 in NJ
Healthcare workers12.9%
88th
U.S. 9.7% · NJ 9.2%61st of 578 in NJ
Bachelor's degree or higher53.9%
83rd
StrengthU.S. 35.7% · NJ 43.6%191st of 580 in NJ
Median earnings per worker$64,569
82nd
StrengthU.S. $49,666 · NJ $60,474288th of 575 in NJ
Median household income$110,000
79th
U.S. $80,734 · NJ $103,556297th of 566 in NJ
Median home value$561,200
79th
U.S. $332,700 · NJ $454,400180th of 563 in NJ
Veterans7.5%
72nd
U.S. 6.2% · NJ 3.7%51st of 580 in NJ
Median gross rent$1,750
71st
U.S. $1,413 · NJ $1,720281st of 517 in NJ
Housing vacancy9.6%
69th
U.S. 10.1% · NJ 7.5%87th of 576 in NJ
Income inequality (Gini)0.457
68th
U.S. 0.483 · NJ 0.478146th of 574 in NJ
Population density2,885/sq mi
66th
U.S. 95/sq mi · NJ 1,270/sq mi224th of 580 in NJ
Average commute28.3 min
64th
U.S. 26.4 min · NJ 30.5 min365th of 563 in NJ
Work from home14.7%
60th
U.S. 15.1% · NJ 16.8%322nd of 577 in NJ
Self-employed workers8.1%
34th
U.S. 10% · NJ 8.9%330th of 578 in NJ
Tech workers1.5%
23rd
U.S. 3.8% · NJ 4.8%485th of 578 in NJ
Foreign-born residents2.7%
16th
U.S. 14.1% · NJ 23.9%538th of 580 in NJ
Unemployment rate2.3%
8th
StrengthU.S. 5.2% · NJ 6.3%532nd of 578 in NJ
Residents under 1815.1%
8th
U.S. 22% · NJ 21.8%505th of 580 in NJ
Rent-burdened renters33.3%
7th
StrengthU.S. 51.1% · NJ 51.6%495th of 553 in NJ
Diversity index12.6
6th
U.S. 61.4 · NJ 66.4557th of 580 in NJ
Uninsured rate1.9%
5th
StrengthU.S. 8.4% · NJ 7.5%462nd of 579 in NJ
Population1,558
2nd
U.S. 334,922,499 · NJ 9,343,809518th of 580 in NJ
Poverty rate1.5%
1st
StrengthU.S. 12.5% · NJ 9.7%535th of 579 in NJ

Measure	08732	Ocean	NJ	U.S.	National percentile	Rank in NJ
Homeownership rateStrength	94.6%	80.7%	63.8%	65.2%	99th	56th of 576
Median age	53.7	41.2	40.1	38.9	97th	43rd of 579
Residents 65 and older	31.2%	22.6%	17.2%	17.2%	97th	39th of 580
Government workers	28%	17%	14.3%	14.5%	97th	23rd of 578
Per capita incomeStrength	$71,870	$44,947	$54,253	$44,673	92nd	139th of 579
Broadband accessStrength	96.8%	88.7%	92.8%	91%	91st	121st of 576
Healthcare workers	12.9%	9.8%	9.2%	9.7%	88th	61st of 578
Bachelor's degree or higherStrength	53.9%	34.4%	43.6%	35.7%	83rd	191st of 580
Median earnings per workerStrength	$64,569	$54,743	$60,474	$49,666	82nd	288th of 575
Median household income	$110,000	$89,863	$103,556	$80,734	79th	297th of 566
Median home value	$561,200	$398,400	$454,400	$332,700	79th	180th of 563
Veterans	7.5%	6.1%	3.7%	6.2%	72nd	51st of 580
Median gross rent	$1,750	$1,755	$1,720	$1,413	71st	281st of 517
Housing vacancy	9.6%	17.7%	7.5%	10.1%	69th	87th of 576
Income inequality (Gini)	0.457	0.450	0.478	0.483	68th	146th of 574
Population density	2,885/sq mi	1,042/sq mi	1,270/sq mi	95/sq mi	66th	224th of 580
Average commute	28.3 min	30 min	30.5 min	26.4 min	64th	365th of 563
Work from home	14.7%	12.5%	16.8%	15.1%	60th	322nd of 577
Self-employed workers	8.1%	9.6%	8.9%	10%	34th	330th of 578
Tech workers	1.5%	2.7%	4.8%	3.8%	23rd	485th of 578
Foreign-born residents	2.7%	8%	23.9%	14.1%	16th	538th of 580
Unemployment rateStrength	2.3%	5.4%	6.3%	5.2%	8th	532nd of 578
Residents under 18	15.1%	25%	21.8%	22%	8th	505th of 580
Rent-burdened rentersStrength	33.3%	58.3%	51.6%	51.1%	7th	495th of 553
Diversity index	12.6	32.8	66.4	61.4	6th	557th of 580
Uninsured rateStrength	1.9%	4.1%	7.5%	8.4%	5th	462nd of 579
Population	1,558	654,362	9,343,809	334,922,499	2nd	518th of 580
Poverty rateStrength	1.5%	10.5%	9.7%	12.5%	1st	535th of 579

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

25–34

10%

35–44

14%

45–54

16%

55–64

20%

65–74

11%

75+

Median age

53.7

Under 18

15.1%

65 and over

31.2%

Race and ethnicity

White93%
Black2%
Hispanic3%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

12.6

U.S. 61.4

Foreign-born

2.7%

U.S. 14.1%

Born in state

79.7%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 708
Average household size: 2.2
Family households: 65.4%
Married couples: 52.7%
Living alone: 32.3%
Veterans (of adults): 7.5%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

14%

$50–75k

11%

$75–100k

18%

$100–150k

22%

$150–200k

$200k+

22%

Median household income

08732

$110,000

Ocean Co.

$89,863

New Jersey

$103,556

United States

$80,734

Per capita income

$71,870

U.S. $44,673

Poverty rate

1.5%

U.S. 12.5%

Households earning $150K+

31.8%

U.S. 23%

Income inequality (Gini)

0.457

U.S. 0.483

Housing

Median home value

08732

$561,200

Ocean Co.

$398,400

New Jersey

$454,400

United States

$332,700

Median gross rent

08732

$1,750

Ocean Co.

$1,755

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

96%

2–4 units

5–19 units

0.5%

20+ units

Mobile home

Boat, RV, van

Housing units: 783
Owner-occupied: 94.6%
Vacant: 9.6%
Median year built: 1954
Median rooms: 6.5
Renters paying 30%+ of income: 33.3%
Renters paying 50%+ of income: 24.2%
Home value to income: 5.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

Transit

0.5%

Walked

Bicycle

Worked from home

15%

Other

Commute time (one way)

<10 min

19%

10–19

24%

20–29

15%

30–44

20%

45–59

60+

13%

Average commute

28.3 min

U.S. 26.4 min

Unemployment

2.3%

U.S. 5.2%

In labor force

56.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

15%

Healthcare

13%

Management

12%

Business and finance

12%

Sales

10%

Police and fire

Arts, media and sports

Transportation and moving

Construction and repair

Engineering and science

Office and admin

Legal and social services

Production

Food service

Computer and math

Cleaning and personal care

Farming, fishing and forestry

Industries

Education

20%

Health care and social assistance

15%

Public administration

14%

Professional and technical services

10%

Retail

Construction

Arts and recreation

Manufacturing

Finance, insurance and real estate

Information

Transportation, warehousing and utilities

Restaurants and hotels

Wholesale

Other services

Admin, support and management

Agriculture and mining

Median earnings per worker

$64,569

U.S. $49,666

Self-employed

8.1%

U.S. 10%

Government workers

28%

U.S. 14.5%

Nonprofit workers

6.5%

U.S. 8.8%

Median earnings by type of work

Type of work	08732	U.S.
Management, business, science and arts	$78,750	$74,888
Service	$56,625	$26,804
Sales and office	$40,227	$40,476
Construction and maintenance	$107,500	$49,199
Production and transportation	$62,788	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

25%

Some college

Associate's

13%

Bachelor's

33%

Graduate

21%

High school graduate or higher: 98.4%
Bachelor's degree or higher: 53.9%
Graduate or professional degree: 20.9%
Households with broadband: 96.8%
Cable, fiber or DSL: 82.1%
No internet access: 0%
Without health insurance: 1.9%
Limited-English households: 0%

Geography

City (USPS): Island Heights
State: New Jersey
County: Ocean County
Center point: 39.9418° N, 74.1438° W
Land area: 0.5 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Island Heights100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 08732

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
08740	Ocean Gate, NJ	1.3 mi	1,599	$69,397	$358,000
08741	Pine Beach, NJ	1.3 mi	2,709	$143,094	$465,600
08753	Toms River, NJ	2.6 mi	65,448	$105,224	$409,200
08721	Bayville, NJ	3.2 mi	22,783	$105,273	$383,900
08722	Beachwood, NJ	3.2 mi	11,088	$106,858	$352,600
08751	Seaside Heights, NJ	3.5 mi	4,185	$77,448	$628,500
08735	Lavallette, NJ	5.2 mi	3,451	$76,974	$872,300
08734	Lanoka Harbor, NJ	5.6 mi	7,879	$116,000	$442,000
08739	Normandy Beach, NJ · PO box	6.1 mi	—	—	—
08755	Toms River, NJ	6.2 mi	29,670	$87,575	$389,600
08757	Toms River, NJ	6.3 mi	36,087	$58,319	$285,000
08723	Brick, NJ	6.9 mi	32,141	$108,643	$400,800

Zip codes like 08732 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 08732

What city is zip code 08732?

08732 is assigned to Island Heights, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 08732 in?

08732 is in Ocean County, New Jersey.

What is the population of 08732?

About 1,558 people live in 08732, according to the Census Bureau's American Community Survey.

What time zone is 08732 in?

08732 is in Eastern Time.

What is the median household income in 08732?

The median household income in 08732 is $110,000.

What zip codes are near 08732?

The closest zip codes to 08732 are 08740, 08741, 08753, 08721, 08722.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 08732, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.