Zip code 08731: Forked River, New Jersey

Q: What city is zip code 08731?

08731 is assigned to Forked River, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 08731 in?

08731 is in Ocean County, New Jersey.

Q: What is the population of 08731?

About 21,629 people live in 08731, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 08731?

The median household income in 08731 is $98,582.

Q: What zip codes are near 08731?

The closest zip codes to 08731 are 08758, 08721, 08722, 08734, 08005.

Residential delivery areaOcean CountyEastern Time

Population

21,629

Median household income

$99K

U.S. $81K

Median home value

$404K

U.S. $333K

Median rent

$2,070/mo

U.S. $1,413

Median age

47.2

U.S. 38.9

Land area

78 sq mi

277 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 08731

08731 is a small-town zip code in Forked River, New Jersey (Ocean County), covering 78 sq mi of land. About 21,629 people live here, or 277 per square mile. The median resident is 47.2 years old, compared with 38.9 nationally.

The median household earns $98,582 a year, 22% above the national median of $80,734. 6.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $404,200, or 4.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 87% of occupied homes are lived in by their owners, and renters pay a median of $2,070 a month.

34% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.5 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and construction and repair.

How 08731 compares

Sorted from highest to lowest national percentile

Median age47.2
91st
U.S. 38.9 · NJ 40.1119th of 579 in NJ
Homeownership rate86.6%
91st
StrengthU.S. 65.2% · NJ 63.8%165th of 576 in NJ
Residents 65 and older23.9%
89th
U.S. 17.2% · NJ 17.2%91st of 580 in NJ
Median gross rent$2,070
86th
U.S. $1,413 · NJ $1,720128th of 517 in NJ
Government workers20.6%
86th
U.S. 14.5% · NJ 14.3%76th of 578 in NJ
Average commute32.5 min
85th
WeaknessU.S. 26.4 min · NJ 30.5 min192nd of 563 in NJ
Tech workers5.6%
83rd
U.S. 3.8% · NJ 4.8%137th of 578 in NJ
Broadband access95.7%
82nd
StrengthU.S. 91% · NJ 92.8%206th of 576 in NJ
Housing vacancy10.9%
75th
U.S. 10.1% · NJ 7.5%75th of 576 in NJ
Rent-burdened renters56.8%
73rd
U.S. 51.1% · NJ 51.6%184th of 553 in NJ
Unemployment rate6.2%
71st
U.S. 5.2% · NJ 6.3%213th of 578 in NJ
Median household income$98,582
70th
U.S. $80,734 · NJ $103,556375th of 566 in NJ
Per capita income$48,139
68th
U.S. $44,673 · NJ $54,253371st of 579 in NJ
Median earnings per worker$53,750
65th
U.S. $49,666 · NJ $60,474424th of 575 in NJ
Median home value$404,200
63rd
U.S. $332,700 · NJ $454,400349th of 563 in NJ
Work from home14.8%
60th
U.S. 15.1% · NJ 16.8%317th of 577 in NJ
Bachelor's degree or higher33.9%
54th
U.S. 35.7% · NJ 43.6%396th of 580 in NJ
Healthcare workers8.9%
41st
U.S. 9.7% · NJ 9.2%275th of 578 in NJ
Veterans4.7%
35th
U.S. 6.2% · NJ 3.7%197th of 580 in NJ
Population21,629
34th
U.S. 334,922,499 · NJ 9,343,809159th of 580 in NJ
Foreign-born residents4.9%
29th
U.S. 14.1% · NJ 23.9%497th of 580 in NJ
Population density277/sq mi
25th
U.S. 95/sq mi · NJ 1,270/sq mi500th of 580 in NJ
Diversity index31.7
25th
U.S. 61.4 · NJ 66.4450th of 580 in NJ
Poverty rate6.2%
20th
StrengthU.S. 12.5% · NJ 9.7%274th of 579 in NJ
Self-employed workers6.7%
16th
U.S. 10% · NJ 8.9%416th of 578 in NJ
Income inequality (Gini)0.391
15th
StrengthU.S. 0.483 · NJ 0.478415th of 574 in NJ
Residents under 1816.8%
14th
U.S. 22% · NJ 21.8%468th of 580 in NJ
Uninsured rate2.5%
9th
StrengthU.S. 8.4% · NJ 7.5%418th of 579 in NJ

Measure	08731	Ocean	NJ	U.S.	National percentile	Rank in NJ
Median age	47.2	41.2	40.1	38.9	91st	119th of 579
Homeownership rateStrength	86.6%	80.7%	63.8%	65.2%	91st	165th of 576
Residents 65 and older	23.9%	22.6%	17.2%	17.2%	89th	91st of 580
Median gross rent	$2,070	$1,755	$1,720	$1,413	86th	128th of 517
Government workers	20.6%	17%	14.3%	14.5%	86th	76th of 578
Average commuteWeakness	32.5 min	30 min	30.5 min	26.4 min	85th	192nd of 563
Tech workers	5.6%	2.7%	4.8%	3.8%	83rd	137th of 578
Broadband accessStrength	95.7%	88.7%	92.8%	91%	82nd	206th of 576
Housing vacancy	10.9%	17.7%	7.5%	10.1%	75th	75th of 576
Rent-burdened renters	56.8%	58.3%	51.6%	51.1%	73rd	184th of 553
Unemployment rate	6.2%	5.4%	6.3%	5.2%	71st	213th of 578
Median household income	$98,582	$89,863	$103,556	$80,734	70th	375th of 566
Per capita income	$48,139	$44,947	$54,253	$44,673	68th	371st of 579
Median earnings per worker	$53,750	$54,743	$60,474	$49,666	65th	424th of 575
Median home value	$404,200	$398,400	$454,400	$332,700	63rd	349th of 563
Work from home	14.8%	12.5%	16.8%	15.1%	60th	317th of 577
Bachelor's degree or higher	33.9%	34.4%	43.6%	35.7%	54th	396th of 580
Healthcare workers	8.9%	9.8%	9.2%	9.7%	41st	275th of 578
Veterans	4.7%	6.1%	3.7%	6.2%	35th	197th of 580
Population	21,629	654,362	9,343,809	334,922,499	34th	159th of 580
Foreign-born residents	4.9%	8%	23.9%	14.1%	29th	497th of 580
Population density	277/sq mi	1,042/sq mi	1,270/sq mi	95/sq mi	25th	500th of 580
Diversity index	31.7	32.8	66.4	61.4	25th	450th of 580
Poverty rateStrength	6.2%	10.5%	9.7%	12.5%	20th	274th of 579
Self-employed workers	6.7%	9.6%	8.9%	10%	16th	416th of 578
Income inequality (Gini)Strength	0.391	0.450	0.478	0.483	15th	415th of 574
Residents under 18	16.8%	25%	21.8%	22%	14th	468th of 580
Uninsured rateStrength	2.5%	4.1%	7.5%	8.4%	9th	418th of 579

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

11%

18–24

11%

25–34

35–44

14%

45–54

14%

55–64

16%

65–74

75+

Median age

47.2

Under 18

16.8%

65 and over

23.9%

Race and ethnicity

White81%
Black0.7%
Hispanic15%
Asian0.6%
Native American0%
Pacific Islander0%
Other0.4%
Multiracial2%

Diversity index

31.7

U.S. 61.4

Foreign-born

4.9%

U.S. 14.1%

Born in state

75.2%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

0.7%

Other

0.5%

Households

Households: 8,656
Average household size: 2.5
Family households: 72.5%
Married couples: 54.6%
Living alone: 22.7%
Veterans (of adults): 4.7%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

16%

$75–100k

16%

$100–150k

25%

$150–200k

11%

$200k+

14%

Median household income

08731

$98,582

Ocean Co.

$89,863

New Jersey

$103,556

United States

$80,734

Per capita income

$48,139

U.S. $44,673

Poverty rate

6.2%

U.S. 12.5%

Households earning $150K+

24.8%

U.S. 23%

Income inequality (Gini)

0.391

U.S. 0.483

Housing

Median home value

08731

$404,200

Ocean Co.

$398,400

New Jersey

$454,400

United States

$332,700

Median gross rent

08731

$2,070

Ocean Co.

$1,755

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

98%

2–4 units

0.2%

5–19 units

0.3%

20+ units

Mobile home

Boat, RV, van

Housing units: 9,719
Owner-occupied: 86.6%
Vacant: 10.9%
Median year built: 1981
Median rooms: 6.2
Renters paying 30%+ of income: 56.8%
Renters paying 50%+ of income: 14.5%
Home value to income: 4.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

0.6%

Walked

Bicycle

0.3%

Worked from home

15%

Other

0.3%

Commute time (one way)

<10 min

10–19

21%

20–29

27%

30–44

20%

45–59

60+

17%

Average commute

32.5 min

U.S. 26.4 min

Unemployment

6.2%

U.S. 5.2%

In labor force

61.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Management

11%

Construction and repair

11%

Education

11%

Sales

10%

Healthcare

Transportation and moving

Computer and math

Business and finance

Production

Food service

Police and fire

Cleaning and personal care

Legal and social services

Engineering and science

Arts, media and sports

0.6%

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

17%

Education

14%

Retail

14%

Construction

Professional and technical services

Transportation, warehousing and utilities

Public administration

Other services

Restaurants and hotels

Finance, insurance and real estate

Manufacturing

Admin, support and management

Wholesale

Information

Arts and recreation

0.8%

Agriculture and mining

0.7%

Median earnings per worker

$53,750

U.S. $49,666

Self-employed

6.7%

U.S. 10%

Government workers

20.6%

U.S. 14.5%

Nonprofit workers

5.3%

U.S. 8.8%

Median earnings by type of work

Type of work	08731	U.S.
Management, business, science and arts	$69,803	$74,888
Service	$33,896	$26,804
Sales and office	$33,906	$40,476
Construction and maintenance	$63,036	$49,199
Production and transportation	$45,603	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

34%

Some college

19%

Associate's

Bachelor's

25%

Graduate

High school graduate or higher: 95.1%
Bachelor's degree or higher: 33.9%
Graduate or professional degree: 9%
Households with broadband: 95.7%
Cable, fiber or DSL: 85.9%
No internet access: 2.7%
Without health insurance: 2.5%
Limited-English households: 0.6%

Geography

City (USPS): Forked River
State: New Jersey
County: Ocean County
Center point: 39.8599° N, 74.2927° W
Land area: 78 sq mi
Water area: 2.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Forked River (unincorporated)4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 08731

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
08758	Waretown, NJ	5 mi	7,868	$96,900	$486,300
08721	Bayville, NJ	6.6 mi	22,783	$105,273	$383,900
08722	Beachwood, NJ	6.7 mi	11,088	$106,858	$352,600
08734	Lanoka Harbor, NJ	6.7 mi	7,879	$116,000	$442,000
08005	Barnegat, NJ	7.2 mi	26,866	$93,584	$395,800
08757	Toms River, NJ	7.2 mi	36,087	$58,319	$285,000
08756	Toms River, NJ · PO box	7.3 mi	—	—	—
08759	Manchester Township, NJ	7.9 mi	34,237	$52,178	$192,000
08741	Pine Beach, NJ	8.5 mi	2,709	$143,094	$465,600
08732	Island Heights, NJ	9.7 mi	1,558	$110,000	$561,200
08740	Ocean Gate, NJ	9.9 mi	1,599	$69,397	$358,000
08754	Toms River, NJ · PO box	10 mi	—	—	—

Zip codes like 08731 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 08731

What city is zip code 08731?

08731 is assigned to Forked River, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 08731 in?

08731 is in Ocean County, New Jersey.

What is the population of 08731?

About 21,629 people live in 08731, according to the Census Bureau's American Community Survey.

What time zone is 08731 in?

08731 is in Eastern Time.

What is the median household income in 08731?

The median household income in 08731 is $98,582.

What zip codes are near 08731?

The closest zip codes to 08731 are 08758, 08721, 08722, 08734, 08005.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 08731, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.