Zip code 07731: Howell, New Jersey

Q: What city is zip code 07731?

07731 is assigned to Howell, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 07731 in?

07731 is in Monmouth County, New Jersey.

Q: What is the population of 07731?

About 40,322 people live in 07731, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 07731?

The median household income in 07731 is $134,056.

Q: What zip codes are near 07731?

The closest zip codes to 07731 are 08720, 07727, 08701, 07710, 08724.

Residential delivery areaMonmouth CountyEastern Time

Population

40,322

Median household income

$134K

U.S. $81K

Median home value

$495K

U.S. $333K

Median rent

$2,570/mo

U.S. $1,413

Median age

38.4

U.S. 38.9

Land area

32 sq mi

1,269 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 07731

07731 is a suburban zip code in Howell, New Jersey (Monmouth County), covering 32 sq mi of land. About 40,322 people live here, or 1,269 per square mile. The median resident is 38.4 years old, compared with 38.9 nationally.

The median household earns $134,056 a year, 66% above the national median of $80,734. 8.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $494,600, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 88% of occupied homes are lived in by their owners, and renters pay a median of $2,570 a month.

44% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.5 minutes each way, and 18% of workers work from home. The most common jobs among working residents are in management; healthcare; and office and administrative support. 22% of households speak a language other than English at home, most often Spanish.

How 07731 compares

Sorted from highest to lowest national percentile

Median gross rent$2,570
96th
U.S. $1,413 · NJ $1,72048th of 517 in NJ
Rent-burdened renters66.8%
95th
WeaknessU.S. 51.1% · NJ 51.6%67th of 553 in NJ
Homeownership rate88.3%
94th
StrengthU.S. 65.2% · NJ 63.8%140th of 576 in NJ
Median household income$134,056
91st
StrengthU.S. $80,734 · NJ $103,556175th of 566 in NJ
Median earnings per worker$65,563
83rd
StrengthU.S. $49,666 · NJ $60,474281st of 575 in NJ
Average commute31.5 min
81st
WeaknessU.S. 26.4 min · NJ 30.5 min246th of 563 in NJ
Government workers17.9%
76th
U.S. 14.5% · NJ 14.3%150th of 578 in NJ
Median home value$494,600
74th
U.S. $332,700 · NJ $454,400226th of 563 in NJ
Tech workers4.4%
73rd
U.S. 3.8% · NJ 4.8%214th of 578 in NJ
Per capita income$50,266
72nd
U.S. $44,673 · NJ $54,253341st of 579 in NJ
Bachelor's degree or higher44%
71st
U.S. 35.7% · NJ 43.6%297th of 580 in NJ
Residents under 1824.5%
71st
U.S. 22% · NJ 21.8%111th of 580 in NJ
Healthcare workers11%
71st
U.S. 9.7% · NJ 9.2%138th of 578 in NJ
Work from home17.5%
70th
U.S. 15.1% · NJ 16.8%247th of 577 in NJ
Population40,322
68th
U.S. 334,922,499 · NJ 9,343,80954th of 580 in NJ
Broadband access93.6%
63rd
U.S. 91% · NJ 92.8%347th of 576 in NJ
Foreign-born residents14.5%
63rd
U.S. 14.1% · NJ 23.9%284th of 580 in NJ
Uninsured rate6.8%
50th
U.S. 8.4% · NJ 7.5%141st of 579 in NJ
Unemployment rate4.8%
49th
U.S. 5.2% · NJ 6.3%352nd of 578 in NJ
Population density1,269/sq mi
48th
U.S. 95/sq mi · NJ 1,270/sq mi356th of 580 in NJ
Median age38.4
45th
U.S. 38.9 · NJ 40.1450th of 579 in NJ
Diversity index45.8
45th
U.S. 61.4 · NJ 66.4305th of 580 in NJ
Self-employed workers8.9%
45th
U.S. 10% · NJ 8.9%287th of 578 in NJ
Residents 65 and older14.4%
33rd
U.S. 17.2% · NJ 17.2%446th of 580 in NJ
Poverty rate8.1%
32nd
U.S. 12.5% · NJ 9.7%190th of 579 in NJ
Veterans3.8%
24th
U.S. 6.2% · NJ 3.7%279th of 580 in NJ
Income inequality (Gini)0.382
11th
StrengthU.S. 0.483 · NJ 0.478449th of 574 in NJ
Housing vacancy2.4%
6th
U.S. 10.1% · NJ 7.5%414th of 576 in NJ

Measure	07731	Monmouth	NJ	U.S.	National percentile	Rank in NJ
Median gross rent	$2,570	$1,827	$1,720	$1,413	96th	48th of 517
Rent-burdened rentersWeakness	66.8%	52.7%	51.6%	51.1%	95th	67th of 553
Homeownership rateStrength	88.3%	75.6%	63.8%	65.2%	94th	140th of 576
Median household incomeStrength	$134,056	$124,845	$103,556	$80,734	91st	175th of 566
Median earnings per workerStrength	$65,563	$70,781	$60,474	$49,666	83rd	281st of 575
Average commuteWeakness	31.5 min	32.1 min	30.5 min	26.4 min	81st	246th of 563
Government workers	17.9%	14.5%	14.3%	14.5%	76th	150th of 578
Median home value	$494,600	$606,100	$454,400	$332,700	74th	226th of 563
Tech workers	4.4%	4.2%	4.8%	3.8%	73rd	214th of 578
Per capita income	$50,266	$66,696	$54,253	$44,673	72nd	341st of 579
Bachelor's degree or higher	44%	51.3%	43.6%	35.7%	71st	297th of 580
Residents under 18	24.5%	20.9%	21.8%	22%	71st	111th of 580
Healthcare workers	11%	9.6%	9.2%	9.7%	71st	138th of 578
Work from home	17.5%	18.9%	16.8%	15.1%	70th	247th of 577
Population	40,322	645,353	9,343,809	334,922,499	68th	54th of 580
Broadband access	93.6%	93.7%	92.8%	91%	63rd	347th of 576
Foreign-born residents	14.5%	13.6%	23.9%	14.1%	63rd	284th of 580
Uninsured rate	6.8%	5.3%	7.5%	8.4%	50th	141st of 579
Unemployment rate	4.8%	5.4%	6.3%	5.2%	49th	352nd of 578
Population density	1,269/sq mi	1,378/sq mi	1,270/sq mi	95/sq mi	48th	356th of 580
Median age	38.4	43.2	40.1	38.9	45th	450th of 579
Diversity index	45.8	46.5	66.4	61.4	45th	305th of 580
Self-employed workers	8.9%	10.1%	8.9%	10%	45th	287th of 578
Residents 65 and older	14.4%	19.1%	17.2%	17.2%	33rd	446th of 580
Poverty rate	8.1%	6.5%	9.7%	12.5%	32nd	190th of 579
Veterans	3.8%	4%	3.7%	6.2%	24th	279th of 580
Income inequality (Gini)Strength	0.382	0.472	0.478	0.483	11th	449th of 574
Housing vacancy	2.4%	6.9%	7.5%	10.1%	6th	414th of 576

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

12%

25–34

13%

35–44

14%

45–54

13%

55–64

65–74

75+

Median age

38.4

Under 18

24.5%

65 and over

14.4%

Race and ethnicity

White71%
Black4%
Hispanic18%
Asian3%
Native American0.0%
Pacific Islander0%
Other0.5%
Multiracial3%

Diversity index

45.8

U.S. 61.4

Foreign-born

14.5%

U.S. 14.1%

Born in state

60.9%

Language spoken at home (households)

English only

78%

Spanish

12%

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 13,657
Average household size: 3
Family households: 79.6%
Married couples: 62.3%
Living alone: 17.1%
Veterans (of adults): 3.8%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

21%

$150–200k

19%

$200k+

25%

Median household income

07731

$134,056

Monmouth Co.

$124,845

New Jersey

$103,556

United States

$80,734

Per capita income

$50,266

U.S. $44,673

Poverty rate

8.1%

U.S. 12.5%

Households earning $150K+

44.1%

U.S. 23%

Income inequality (Gini)

0.382

U.S. 0.483

Housing

Median home value

07731

$494,600

Monmouth Co.

$606,100

New Jersey

$454,400

United States

$332,700

Median gross rent

07731

$2,570

Monmouth Co.

$1,827

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

89%

2–4 units

0.9%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 13,998
Owner-occupied: 88.3%
Vacant: 2.4%
Median year built: 1984
Median rooms: 6.9
Renters paying 30%+ of income: 66.8%
Renters paying 50%+ of income: 42.6%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

Transit

Walked

Bicycle

Worked from home

18%

Other

Commute time (one way)

<10 min

10–19

26%

20–29

21%

30–44

24%

45–59

60+

13%

Average commute

31.5 min

U.S. 26.4 min

Unemployment

4.8%

U.S. 5.2%

In labor force

70.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

11%

Healthcare

11%

Office and admin

10%

Sales

Construction and repair

Education

Business and finance

Transportation and moving

Cleaning and personal care

Food service

Computer and math

Police and fire

Production

Engineering and science

Legal and social services

Arts, media and sports

Farming, fishing and forestry

Industries

Health care and social assistance

14%

Education

11%

Retail

11%

Professional and technical services

Construction

Restaurants and hotels

Transportation, warehousing and utilities

Manufacturing

Public administration

Finance, insurance and real estate

Admin, support and management

Arts and recreation

Information

Other services

Wholesale

Agriculture and mining

0.3%

Median earnings per worker

$65,563

U.S. $49,666

Self-employed

8.9%

U.S. 10%

Government workers

17.9%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	07731	U.S.
Management, business, science and arts	$89,831	$74,888
Service	$34,970	$26,804
Sales and office	$45,554	$40,476
Construction and maintenance	$85,141	$49,199
Production and transportation	$40,771	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

16%

Associate's

Bachelor's

29%

Graduate

15%

High school graduate or higher: 94.1%
Bachelor's degree or higher: 44%
Graduate or professional degree: 15.4%
Households with broadband: 93.6%
Cable, fiber or DSL: 85.2%
No internet access: 5.3%
Without health insurance: 6.8%
Limited-English households: 1.9%

Geography

City (USPS): Howell
State: New Jersey
County: Monmouth County
Center point: 40.1495° N, 74.2040° W
Land area: 32 sq mi
Water area: 0.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Ramtown (unincorporated)7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 07731

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
08720	Allenwood, NJ	4.2 mi	735	$224,671	$785,900
07727	Farmingdale, NJ	4.6 mi	7,787	$129,931	$652,400
08701	Lakewood, NJ	5 mi	139,149	$64,959	$466,100
07710	Adelphia, NJ · PO box	5.5 mi	—	—	—
08724	Brick, NJ	6.2 mi	42,345	$103,127	$411,000
07728	Freehold, NJ	6.8 mi	55,984	$114,072	$505,400
07719	Belmar, NJ	7 mi	22,138	$119,828	$700,900
07753	Neptune, NJ	8 mi	37,297	$95,712	$425,800
08730	Brielle, NJ	8 mi	4,956	$172,250	$849,100
08736	Manasquan, NJ	8.2 mi	13,223	$174,097	$880,900
08527	Jackson, NJ	8.6 mi	58,991	$115,487	$485,800
08750	Sea Girt, NJ	8.7 mi	3,483	$134,167	$1,356,700

Zip codes like 07731 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 07731

What city is zip code 07731?

07731 is assigned to Howell, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 07731 in?

07731 is in Monmouth County, New Jersey.

What is the population of 07731?

About 40,322 people live in 07731, according to the Census Bureau's American Community Survey.

What time zone is 07731 in?

07731 is in Eastern Time.

What is the median household income in 07731?

The median household income in 07731 is $134,056.

What zip codes are near 07731?

The closest zip codes to 07731 are 08720, 07727, 08701, 07710, 08724.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 07731, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.