Zip code 07728: Freehold, New Jersey

Q: What city is zip code 07728?

07728 is assigned to Freehold, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 07728 in?

07728 is in Monmouth County, New Jersey.

Q: What is the population of 07728?

About 55,984 people live in 07728, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 07728?

The median household income in 07728 is $114,072.

Q: What zip codes are near 07728?

The closest zip codes to 07728 are 07710, 07763, 07726, 07799, 07731.

Residential delivery areaMonmouth CountyEastern Time

Population

55,984

Median household income

$114K

U.S. $81K

Median home value

$505K

U.S. $333K

Median rent

$1,955/mo

U.S. $1,413

Median age

41.7

U.S. 38.9

Land area

50 sq mi

1,128 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 07728

07728 is a suburban zip code in Freehold, New Jersey (Monmouth County), covering 50 sq mi of land. About 55,984 people live here, or 1,128 per square mile. The median resident is 41.7 years old, compared with 38.9 nationally.

The median household earns $114,072 a year, 41% above the national median of $80,734. 7.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $505,400, or 4.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $1,955 a month.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.5 minutes each way, and 20% of workers work from home. The most common jobs among working residents are in management; sales; and office and administrative support. 27% of households speak a language other than English at home, most often Spanish.

How 07728 compares

Sorted from highest to lowest national percentile

Government workers21.1%
87th
U.S. 14.5% · NJ 14.3%69th of 578 in NJ
Population55,984
86th
U.S. 334,922,499 · NJ 9,343,80919th of 580 in NJ
Median household income$114,072
82nd
StrengthU.S. $80,734 · NJ $103,556272nd of 566 in NJ
Median gross rent$1,955
82nd
U.S. $1,413 · NJ $1,720171st of 517 in NJ
Median earnings per worker$64,975
82nd
StrengthU.S. $49,666 · NJ $60,474284th of 575 in NJ
Per capita income$55,568
80th
StrengthU.S. $44,673 · NJ $54,253278th of 579 in NJ
Rent-burdened renters58%
77th
U.S. 51.1% · NJ 51.6%156th of 553 in NJ
Work from home19.5%
76th
U.S. 15.1% · NJ 16.8%212th of 577 in NJ
Median home value$505,400
75th
U.S. $332,700 · NJ $454,400216th of 563 in NJ
Homeownership rate78.6%
75th
U.S. 65.2% · NJ 63.8%271st of 576 in NJ
Bachelor's degree or higher46%
74th
U.S. 35.7% · NJ 43.6%277th of 580 in NJ
Average commute29.5 min
72nd
U.S. 26.4 min · NJ 30.5 min325th of 563 in NJ
Median age41.7
70th
U.S. 38.9 · NJ 40.1306th of 579 in NJ
Tech workers4.1%
69th
U.S. 3.8% · NJ 4.8%236th of 578 in NJ
Foreign-born residents15.1%
65th
U.S. 14.1% · NJ 23.9%272nd of 580 in NJ
Residents under 1823.8%
65th
U.S. 22% · NJ 21.8%132nd of 580 in NJ
Residents 65 and older18.1%
61st
U.S. 17.2% · NJ 17.2%279th of 580 in NJ
Income inequality (Gini)0.447
60th
U.S. 0.483 · NJ 0.478175th of 574 in NJ
Uninsured rate7.7%
57th
U.S. 8.4% · NJ 7.5%119th of 579 in NJ
Diversity index49.6
51st
U.S. 61.4 · NJ 66.4268th of 580 in NJ
Self-employed workers9.3%
50th
U.S. 10% · NJ 8.9%260th of 578 in NJ
Population density1,128/sq mi
46th
U.S. 95/sq mi · NJ 1,270/sq mi374th of 580 in NJ
Broadband access91.6%
45th
U.S. 91% · NJ 92.8%436th of 576 in NJ
Healthcare workers9.1%
44th
U.S. 9.7% · NJ 9.2%256th of 578 in NJ
Unemployment rate4.4%
41st
U.S. 5.2% · NJ 6.3%395th of 578 in NJ
Veterans4.2%
28th
U.S. 6.2% · NJ 3.7%244th of 580 in NJ
Poverty rate7.2%
26th
U.S. 12.5% · NJ 9.7%223rd of 579 in NJ
Housing vacancy3%
11th
U.S. 10.1% · NJ 7.5%366th of 576 in NJ

Measure	07728	Monmouth	NJ	U.S.	National percentile	Rank in NJ
Government workers	21.1%	14.5%	14.3%	14.5%	87th	69th of 578
Population	55,984	645,353	9,343,809	334,922,499	86th	19th of 580
Median household incomeStrength	$114,072	$124,845	$103,556	$80,734	82nd	272nd of 566
Median gross rent	$1,955	$1,827	$1,720	$1,413	82nd	171st of 517
Median earnings per workerStrength	$64,975	$70,781	$60,474	$49,666	82nd	284th of 575
Per capita incomeStrength	$55,568	$66,696	$54,253	$44,673	80th	278th of 579
Rent-burdened renters	58%	52.7%	51.6%	51.1%	77th	156th of 553
Work from home	19.5%	18.9%	16.8%	15.1%	76th	212th of 577
Median home value	$505,400	$606,100	$454,400	$332,700	75th	216th of 563
Homeownership rate	78.6%	75.6%	63.8%	65.2%	75th	271st of 576
Bachelor's degree or higher	46%	51.3%	43.6%	35.7%	74th	277th of 580
Average commute	29.5 min	32.1 min	30.5 min	26.4 min	72nd	325th of 563
Median age	41.7	43.2	40.1	38.9	70th	306th of 579
Tech workers	4.1%	4.2%	4.8%	3.8%	69th	236th of 578
Foreign-born residents	15.1%	13.6%	23.9%	14.1%	65th	272nd of 580
Residents under 18	23.8%	20.9%	21.8%	22%	65th	132nd of 580
Residents 65 and older	18.1%	19.1%	17.2%	17.2%	61st	279th of 580
Income inequality (Gini)	0.447	0.472	0.478	0.483	60th	175th of 574
Uninsured rate	7.7%	5.3%	7.5%	8.4%	57th	119th of 579
Diversity index	49.6	46.5	66.4	61.4	51st	268th of 580
Self-employed workers	9.3%	10.1%	8.9%	10%	50th	260th of 578
Population density	1,128/sq mi	1,378/sq mi	1,270/sq mi	95/sq mi	46th	374th of 580
Broadband access	91.6%	93.7%	92.8%	91%	45th	436th of 576
Healthcare workers	9.1%	9.6%	9.2%	9.7%	44th	256th of 578
Unemployment rate	4.4%	5.4%	6.3%	5.2%	41st	395th of 578
Veterans	4.2%	4%	3.7%	6.2%	28th	244th of 580
Poverty rate	7.2%	6.5%	9.7%	12.5%	26th	223rd of 579
Housing vacancy	3%	6.9%	7.5%	10.1%	11th	366th of 576

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

10%

25–34

13%

35–44

13%

45–54

15%

55–64

65–74

75+

Median age

41.7

Under 18

23.8%

65 and over

18.1%

Race and ethnicity

White68%
Black4%
Hispanic19%
Asian6%
Native American0%
Pacific Islander0%
Other0.3%
Multiracial3%

Diversity index

49.6

U.S. 61.4

Foreign-born

15.1%

U.S. 14.1%

Born in state

54.7%

Language spoken at home (households)

English only

73%

Spanish

13%

Other Indo-European

10%

Asian / Pacific

Other

Households

Households: 20,519
Average household size: 2.7
Family households: 69.5%
Married couples: 54.3%
Living alone: 25.4%
Veterans (of adults): 4.2%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

14%

$50–75k

11%

$75–100k

11%

$100–150k

15%

$150–200k

15%

$200k+

26%

Median household income

07728

$114,072

Monmouth Co.

$124,845

New Jersey

$103,556

United States

$80,734

Per capita income

$55,568

U.S. $44,673

Poverty rate

7.2%

U.S. 12.5%

Households earning $150K+

40.4%

U.S. 23%

Income inequality (Gini)

0.447

U.S. 0.483

Housing

Median home value

07728

$505,400

Monmouth Co.

$606,100

New Jersey

$454,400

United States

$332,700

Median gross rent

07728

$1,955

Monmouth Co.

$1,827

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 21,162
Owner-occupied: 78.6%
Vacant: 3%
Median year built: 1981
Median rooms: 6.2
Renters paying 30%+ of income: 58%
Renters paying 50%+ of income: 30.4%
Home value to income: 4.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

66%

Carpooled

Transit

Walked

Bicycle

0.8%

Worked from home

19%

Other

Commute time (one way)

<10 min

15%

10–19

25%

20–29

16%

30–44

23%

45–59

60+

13%

Average commute

29.5 min

U.S. 26.4 min

Unemployment

4.4%

U.S. 5.2%

In labor force

65.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Sales

10%

Office and admin

10%

Healthcare

Education

Business and finance

Cleaning and personal care

Transportation and moving

Food service

Construction and repair

Police and fire

Computer and math

Engineering and science

Production

Legal and social services

Arts, media and sports

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

14%

Education

13%

Retail

11%

Professional and technical services

10%

Public administration

Finance, insurance and real estate

Manufacturing

Admin, support and management

Restaurants and hotels

Construction

Transportation, warehousing and utilities

Other services

Wholesale

Information

Arts and recreation

Agriculture and mining

0.3%

Median earnings per worker

$64,975

U.S. $49,666

Self-employed

9.3%

U.S. 10%

Government workers

21.1%

U.S. 14.5%

Nonprofit workers

5.7%

U.S. 8.8%

Median earnings by type of work

Type of work	07728	U.S.
Management, business, science and arts	$90,925	$74,888
Service	$36,030	$26,804
Sales and office	$39,712	$40,476
Construction and maintenance	$70,302	$49,199
Production and transportation	$31,616	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

14%

Associate's

Bachelor's

28%

Graduate

18%

High school graduate or higher: 92%
Bachelor's degree or higher: 46%
Graduate or professional degree: 17.8%
Households with broadband: 91.6%
Cable, fiber or DSL: 84%
No internet access: 5.7%
Without health insurance: 7.7%
Limited-English households: 4.8%

Geography

City (USPS): Freehold
State: New Jersey
County: Monmouth County
Center point: 40.2258° N, 74.2858° W
Land area: 50 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

West Freehold (unincorporated)12% of zip
East Freehold (unincorporated)6% of zip
Freehold4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 07728

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
07710	Adelphia, NJ · PO box	1.6 mi	—	—	—
07763	Tennent, NJ · PO box	4.5 mi	—	—	—
07726	Englishtown, NJ	5.2 mi	44,764	$149,197	$647,100
07799	Eatontown, NJ · PO box	5.7 mi	—	—	—
07731	Howell, NJ	6.8 mi	40,322	$134,056	$494,600
07727	Farmingdale, NJ	6.9 mi	7,787	$129,931	$652,400
07746	Marlboro, NJ	6.9 mi	18,476	$207,689	$701,800
07722	Colts Neck, NJ	7.6 mi	9,990	$198,994	$917,200
08535	Millstone Township, NJ	7.7 mi	4,999	$209,732	$734,100
08510	Millstone Township, NJ	7.8 mi	5,386	$225,966	$740,700
07765	Wickatunk, NJ · PO box	8.8 mi	—	—	—
08527	Jackson, NJ	9 mi	58,991	$115,487	$485,800

Zip codes like 07728 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 07728

What city is zip code 07728?

07728 is assigned to Freehold, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 07728 in?

07728 is in Monmouth County, New Jersey.

What is the population of 07728?

About 55,984 people live in 07728, according to the Census Bureau's American Community Survey.

What time zone is 07728 in?

07728 is in Eastern Time.

What is the median household income in 07728?

The median household income in 07728 is $114,072.

What zip codes are near 07728?

The closest zip codes to 07728 are 07710, 07763, 07726, 07799, 07731.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 07728, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.