Zip code 02478: Belmont, Massachusetts

Q: What city is zip code 02478?

02478 is assigned to Belmont, Massachusetts. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 02478 in?

02478 is in Middlesex County, Massachusetts.

Q: What is the population of 02478?

About 27,175 people live in 02478, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 02478?

The median household income in 02478 is $183,137.

Q: What zip codes are near 02478?

The closest zip codes to 02478 are 02479, 02476, 02471, 02475, 02477.

Residential delivery areaMiddlesex CountyEastern Time

Population

27,175

Median household income

$183K

U.S. $81K

Median home value

$1.2M

U.S. $333K

Median rent

$2,527/mo

U.S. $1,413

Median age

42.9

U.S. 38.9

Land area

4.6 sq mi

5,850 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 02478

02478 is an urban zip code in Belmont, Massachusetts (Middlesex County), covering 4.6 sq mi of land. About 27,175 people live here, or 5,850 per square mile. The median resident is 42.9 years old, compared with 38.9 nationally.

The median household earns $183,137 a year, about 2.3× the national median of $80,734. 3.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,159,000, or 6.3 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 65% of occupied homes are lived in by their owners, and renters pay a median of $2,527 a month.

81% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.3 minutes each way, and 32% of workers work from home. The most common jobs among working residents are in management; engineering and science; and business and finance. 36% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.

How 02478 compares

Sorted from highest to lowest national percentile

Bachelor's degree or higher80.9%
99th
StrengthU.S. 35.7% · MA 47.3%36th of 521 in MA
Median household income$183,137
98th
StrengthU.S. $80,734 · MA $103,96044th of 503 in MA
Median earnings per worker$107,054
98th
StrengthU.S. $49,666 · MA $62,09534th of 519 in MA
Per capita income$95,484
97th
StrengthU.S. $44,673 · MA $57,89750th of 522 in MA
Median home value$1,159,000
97th
U.S. $332,700 · MA $562,10034th of 506 in MA
Work from home31.5%
96th
U.S. 15.1% · MA 18.6%58th of 520 in MA
Median gross rent$2,527
95th
U.S. $1,413 · MA $1,76239th of 461 in MA
Tech workers8.1%
93rd
U.S. 3.8% · MA 4.9%60th of 520 in MA
Broadband access96.4%
88th
StrengthU.S. 91% · MA 92.8%129th of 518 in MA
Population density5,850/sq mi
85th
U.S. 95/sq mi · MA 903/sq mi83rd of 522 in MA
Foreign-born residents26.2%
83rd
U.S. 14.1% · MA 18%64th of 522 in MA
Median age42.9
76th
U.S. 38.9 · MA 40282nd of 522 in MA
Income inequality (Gini)0.466
73rd
U.S. 0.483 · MA 0.489144th of 517 in MA
Average commute29.3 min
70th
U.S. 26.4 min · MA 29.1 min246th of 504 in MA
Residents 65 and older19.3%
69th
U.S. 17.2% · MA 17.9%265th of 522 in MA
Residents under 1824.2%
68th
U.S. 22% · MA 19.4%67th of 522 in MA
Self-employed workers10.4%
63rd
U.S. 10% · MA 8.8%212th of 520 in MA
Diversity index48.3
49th
U.S. 61.4 · MA 52.7126th of 522 in MA
Population27,175
44th
U.S. 334,922,499 · MA 7,044,05680th of 522 in MA
Homeownership rate64.7%
41st
U.S. 65.2% · MA 62.5%376th of 518 in MA
Unemployment rate4.3%
39th
U.S. 5.2% · MA 5.2%266th of 520 in MA
Healthcare workers8.4%
33rd
U.S. 9.7% · MA 10.3%359th of 520 in MA
Rent-burdened renters45.6%
31st
U.S. 51.1% · MA 51.8%345th of 506 in MA
Housing vacancy4.3%
25th
U.S. 10.1% · MA 8.1%328th of 519 in MA
Veterans2.2%
8th
U.S. 6.2% · MA 4.3%455th of 522 in MA
Poverty rate3.6%
5th
StrengthU.S. 12.5% · MA 10%419th of 519 in MA
Government workers7.3%
5th
U.S. 14.5% · MA 12.7%460th of 520 in MA
Uninsured rate1.8%
4th
StrengthU.S. 8.4% · MA 2.6%253rd of 521 in MA

Measure	02478	Middlesex	MA	U.S.	National percentile	Rank in MA
Bachelor's degree or higherStrength	80.9%	59.5%	47.3%	35.7%	99th	36th of 521
Median household incomeStrength	$183,137	$130,847	$103,960	$80,734	98th	44th of 503
Median earnings per workerStrength	$107,054	$73,671	$62,095	$49,666	98th	34th of 519
Per capita incomeStrength	$95,484	$69,556	$57,897	$44,673	97th	50th of 522
Median home value	$1,159,000	$727,800	$562,100	$332,700	97th	34th of 506
Work from home	31.5%	24.7%	18.6%	15.1%	96th	58th of 520
Median gross rent	$2,527	$2,201	$1,762	$1,413	95th	39th of 461
Tech workers	8.1%	7.8%	4.9%	3.8%	93rd	60th of 520
Broadband accessStrength	96.4%	94.7%	92.8%	91%	88th	129th of 518
Population density	5,850/sq mi	2,003/sq mi	903/sq mi	95/sq mi	85th	83rd of 522
Foreign-born residents	26.2%	23.1%	18%	14.1%	83rd	64th of 522
Median age	42.9	38.9	40	38.9	76th	282nd of 522
Income inequality (Gini)	0.466	0.475	0.489	0.483	73rd	144th of 517
Average commute	29.3 min	29.9 min	29.1 min	26.4 min	70th	246th of 504
Residents 65 and older	19.3%	16.3%	17.9%	17.2%	69th	265th of 522
Residents under 18	24.2%	19.5%	19.4%	22%	68th	67th of 522
Self-employed workers	10.4%	8.7%	8.8%	10%	63rd	212th of 520
Diversity index	48.3	54.3	52.7	61.4	49th	126th of 522
Population	27,175	1,638,365	7,044,056	334,922,499	44th	80th of 522
Homeownership rate	64.7%	61.3%	62.5%	65.2%	41st	376th of 518
Unemployment rate	4.3%	4.4%	5.2%	5.2%	39th	266th of 520
Healthcare workers	8.4%	8.9%	10.3%	9.7%	33rd	359th of 520
Rent-burdened renters	45.6%	47.1%	51.8%	51.1%	31st	345th of 506
Housing vacancy	4.3%	4.5%	8.1%	10.1%	25th	328th of 519
Veterans	2.2%	3.3%	4.3%	6.2%	8th	455th of 522
Poverty rateStrength	3.6%	7.7%	10%	12.5%	5th	419th of 519
Government workers	7.3%	10.8%	12.7%	14.5%	5th	460th of 520
Uninsured rateStrength	1.8%	2.4%	2.6%	8.4%	4th	253rd of 521

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

25–34

15%

35–44

15%

45–54

13%

55–64

12%

65–74

75+

Median age

42.9

Under 18

24.2%

65 and over

19.3%

Race and ethnicity

White69%
Black2%
Hispanic5%
Asian19%
Native American0%
Pacific Islander0.0%
Other0.6%
Multiracial5%

Diversity index

48.3

U.S. 61.4

Foreign-born

26.2%

U.S. 14.1%

Born in state

45.7%

Language spoken at home (households)

English only

64%

Spanish

Other Indo-European

15%

Asian / Pacific

14%

Other

Households

Households: 10,412
Average household size: 2.6
Family households: 73.9%
Married couples: 62.3%
Living alone: 20.5%
Veterans (of adults): 2.2%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

14%

$150–200k

11%

$200k+

47%

Median household income

02478

$183,137

Middlesex Co.

$130,847

Massachusetts

$103,960

United States

$80,734

Per capita income

$95,484

U.S. $44,673

Poverty rate

3.6%

U.S. 12.5%

Households earning $150K+

58.6%

U.S. 23%

Income inequality (Gini)

0.466

U.S. 0.483

Housing

Median home value

02478

$1,159,000

Middlesex Co.

$727,800

Massachusetts

$562,100

United States

$332,700

Median gross rent

02478

$2,527

Middlesex Co.

$2,201

Massachusetts

$1,762

United States

$1,413

Types of housing

Single-family

51%

2–4 units

38%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 10,881
Owner-occupied: 64.7%
Vacant: 4.3%
Median year built: 1939 or earlier
Median rooms: 6.4
Renters paying 30%+ of income: 45.6%
Renters paying 50%+ of income: 21.8%
Home value to income: 6.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

48%

Carpooled

Transit

Walked

Bicycle

Worked from home

32%

Other

Commute time (one way)

<10 min

10–19

17%

20–29

22%

30–44

34%

45–59

11%

60+

Average commute

29.3 min

U.S. 26.4 min

Unemployment

4.3%

U.S. 5.2%

In labor force

68.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Engineering and science

14%

Business and finance

12%

Education

11%

Healthcare

Computer and math

Sales

Legal and social services

Office and admin

Arts, media and sports

Construction and repair

Cleaning and personal care

Food service

Production

Transportation and moving

Police and fire

0.8%

Farming, fishing and forestry

Industries

Professional and technical services

26%

Education

16%

Health care and social assistance

14%

Manufacturing

10%

Finance, insurance and real estate

Retail

Restaurants and hotels

Construction

Information

Arts and recreation

Public administration

Other services

Transportation, warehousing and utilities

Admin, support and management

Wholesale

Agriculture and mining

0.2%

Median earnings per worker

$107,054

U.S. $49,666

Self-employed

10.4%

U.S. 10%

Government workers

7.3%

U.S. 14.5%

Nonprofit workers

21.3%

U.S. 8.8%

Median earnings by type of work

Type of work	02478	U.S.
Management, business, science and arts	$125,748	$74,888
Service	$23,021	$26,804
Sales and office	$50,313	$40,476
Construction and maintenance	$77,500	$49,199
Production and transportation	$42,679	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

Associate's

Bachelor's

29%

Graduate

52%

High school graduate or higher: 97.7%
Bachelor's degree or higher: 80.9%
Graduate or professional degree: 51.6%
Households with broadband: 96.4%
Cable, fiber or DSL: 89.9%
No internet access: 2.6%
Without health insurance: 1.8%
Limited-English households: 4.3%

Geography

City (USPS): Belmont
State: Massachusetts
County: Middlesex County
Center point: 42.3953° N, 71.1803° W
Land area: 4.6 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Belmont (unincorporated)100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 02478

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
02479	Waverley, MA · PO box	0.5 mi	—	—	—
02476	Arlington, MA	1.5 mi	17,708	$151,131	$934,800
02471	Watertown, MA · PO box	1.7 mi	—	—	—
02475	Arlington Heights, MA · PO box	1.7 mi	—	—	—
02477	Watertown, MA · PO box	1.7 mi	—	—	—
02472	Watertown, MA	1.8 mi	35,620	$126,336	$784,600
02452	Waltham, MA	2 mi	15,808	$118,431	$808,300
02474	Arlington, MA	2.2 mi	28,642	$150,560	$933,200
02140	Cambridge, MA	2.4 mi	21,204	$135,286	$1,149,800
02138	Cambridge, MA	2.5 mi	38,509	$119,967	$1,212,400
02495	Nonantum, MA · PO box	2.5 mi	—	—	—
02455	North Waltham, MA · PO box	2.6 mi	—	—	—

Zip codes like 02478 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 02478

What city is zip code 02478?

02478 is assigned to Belmont, Massachusetts. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 02478 in?

02478 is in Middlesex County, Massachusetts.

What is the population of 02478?

About 27,175 people live in 02478, according to the Census Bureau's American Community Survey.

What time zone is 02478 in?

02478 is in Eastern Time.

What is the median household income in 02478?

The median household income in 02478 is $183,137.

What zip codes are near 02478?

The closest zip codes to 02478 are 02479, 02476, 02471, 02475, 02477.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 02478, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.