Zip code 99645: Palmer, Alaska

Q: What city is zip code 99645?

99645 is assigned to Palmer, Alaska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 99645 in?

99645 is in Matanuska-Susitna Borough, Alaska.

Q: What is the population of 99645?

About 32,103 people live in 99645, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 99645?

The median household income in 99645 is $100,455.

Q: What zip codes are near 99645?

The closest zip codes to 99645 are 99654, 99629, 99687, 99567, 99688.

Residential delivery areaMatanuska-Susitna BoroughAlaska Time

Population

32,103

Median household income

$100K

U.S. $81K

Median home value

$367K

U.S. $333K

Median rent

$1,332/mo

U.S. $1,413

Median age

37.5

U.S. 38.9

Land area

586 sq mi

55 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 99645

99645 is a small-town zip code in Palmer, Alaska (Matanuska-Susitna Borough), covering 586 sq mi of land. About 32,103 people live here, or 55 per square mile. The median resident is 37.5 years old, compared with 38.9 nationally.

The median household earns $100,455 a year, 24% above the national median of $80,734. 8.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $367,400, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $1,332 a month.

32% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.8 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in healthcare; construction and repair; and management.

How 99645 compares

Sorted from highest to lowest national percentile

Veterans13.6%
97th
U.S. 6.2% · AK 10.7%36th of 187 in AK
Government workers23.6%
93rd
U.S. 14.5% · AK 25.9%143rd of 187 in AK
Broadband access95.6%
81st
StrengthU.S. 91% · AK 91.9%18th of 184 in AK
Healthcare workers11.9%
80th
U.S. 9.7% · AK 10%26th of 187 in AK
Homeownership rate80.2%
79th
U.S. 65.2% · AK 66.8%50th of 184 in AK
Average commute30.8 min
78th
U.S. 26.4 min · AK 19.4 min15th of 184 in AK
Uninsured rate10.9%
75th
U.S. 8.4% · AK 11%121st of 187 in AK
Self-employed workers11.7%
75th
U.S. 10% · AK 9.9%41st of 187 in AK
Residents under 1825%
74th
U.S. 22% · AK 24.1%103rd of 187 in AK
Median household income$100,455
72nd
U.S. $80,734 · AK $92,78828th of 176 in AK
Median earnings per worker$56,674
70th
U.S. $49,666 · AK $54,97548th of 186 in AK
Per capita income$44,034
60th
U.S. $44,673 · AK $46,57351st of 187 in AK
Housing vacancy7.6%
57th
U.S. 10.1% · AK 17.6%162nd of 185 in AK
Median home value$367,400
56th
U.S. $332,700 · AK $352,90023rd of 163 in AK
Population32,103
54th
U.S. 334,922,499 · AK 735,7065th of 187 in AK
Unemployment rate5%
52nd
U.S. 5.2% · AK 5.9%134th of 187 in AK
Bachelor's degree or higher32.4%
51st
U.S. 35.7% · AK 31.7%28th of 187 in AK
Rent-burdened renters49.6%
46th
U.S. 51.1% · AK 44.6%47th of 174 in AK
Median gross rent$1,332
45th
U.S. $1,413 · AK $1,41939th of 142 in AK
Work from home11.4%
43rd
U.S. 15.1% · AK 9.7%46th of 187 in AK
Median age37.5
38th
U.S. 38.9 · AK 35.878th of 187 in AK
Diversity index39.9
36th
U.S. 61.4 · AK 62.887th of 187 in AK
Poverty rate8.1%
32nd
U.S. 12.5% · AK 10.1%139th of 187 in AK
Residents 65 and older14.3%
32nd
U.S. 17.2% · AK 13.8%72nd of 187 in AK
Tech workers1.8%
29th
U.S. 3.8% · AK 2.1%35th of 187 in AK
Income inequality (Gini)0.410
28th
U.S. 0.483 · AK 0.43396th of 184 in AK
Foreign-born residents2.7%
16th
U.S. 14.1% · AK 7.7%80th of 187 in AK
Population density55/sq mi
8th
U.S. 95/sq mi · AK 1/sq mi63rd of 187 in AK

Measure	99645	Matanuska-Susitna	AK	U.S.	National percentile	Rank in AK
Veterans	13.6%	13.3%	10.7%	6.2%	97th	36th of 187
Government workers	23.6%	21.3%	25.9%	14.5%	93rd	143rd of 187
Broadband accessStrength	95.6%	93.2%	91.9%	91%	81st	18th of 184
Healthcare workers	11.9%	10.4%	10%	9.7%	80th	26th of 187
Homeownership rate	80.2%	77.2%	66.8%	65.2%	79th	50th of 184
Average commute	30.8 min	34.8 min	19.4 min	26.4 min	78th	15th of 184
Uninsured rate	10.9%	11.9%	11%	8.4%	75th	121st of 187
Self-employed workers	11.7%	12%	9.9%	10%	75th	41st of 187
Residents under 18	25%	25.7%	24.1%	22%	74th	103rd of 187
Median household income	$100,455	$94,031	$92,788	$80,734	72nd	28th of 176
Median earnings per worker	$56,674	$55,934	$54,975	$49,666	70th	48th of 186
Per capita income	$44,034	$42,386	$46,573	$44,673	60th	51st of 187
Housing vacancy	7.6%	22.1%	17.6%	10.1%	57th	162nd of 185
Median home value	$367,400	$346,600	$352,900	$332,700	56th	23rd of 163
Population	32,103	112,988	735,706	334,922,499	54th	5th of 187
Unemployment rate	5%	5.8%	5.9%	5.2%	52nd	134th of 187
Bachelor's degree or higher	32.4%	24.4%	31.7%	35.7%	51st	28th of 187
Rent-burdened renters	49.6%	52.7%	44.6%	51.1%	46th	47th of 174
Median gross rent	$1,332	$1,299	$1,419	$1,413	45th	39th of 142
Work from home	11.4%	11.7%	9.7%	15.1%	43rd	46th of 187
Median age	37.5	36.7	35.8	38.9	38th	78th of 187
Diversity index	39.9	41.2	62.8	61.4	36th	87th of 187
Poverty rate	8.1%	10%	10.1%	12.5%	32nd	139th of 187
Residents 65 and older	14.3%	13.7%	13.8%	17.2%	32nd	72nd of 187
Tech workers	1.8%	1.4%	2.1%	3.8%	29th	35th of 187
Income inequality (Gini)	0.410	0.426	0.433	0.483	28th	96th of 184
Foreign-born residents	2.7%	2.9%	7.7%	14.1%	16th	80th of 187
Population density	55/sq mi	5/sq mi	1/sq mi	95/sq mi	8th	63rd of 187

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

13%

25–34

14%

35–44

13%

45–54

12%

55–64

10%

65–74

75+

Median age

37.5

Under 18

25%

65 and over

14.3%

Race and ethnicity

White77%
Black1%
Hispanic6%
Asian1%
Native American5%
Pacific Islander0.9%
Other0.7%
Multiracial8%

Diversity index

39.9

U.S. 61.4

Foreign-born

2.7%

U.S. 14.1%

Born in state

41%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 11,103
Average household size: 2.8
Family households: 73.8%
Married couples: 59.6%
Living alone: 21%
Veterans (of adults): 13.6%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

13%

$50–75k

12%

$75–100k

15%

$100–150k

21%

$150–200k

14%

$200k+

15%

Median household income

99645

$100,455

Matanuska-Susitna

$94,031

Alaska

$92,788

United States

$80,734

Per capita income

$44,034

U.S. $44,673

Poverty rate

8.1%

U.S. 12.5%

Households earning $150K+

29.1%

U.S. 23%

Income inequality (Gini)

0.410

U.S. 0.483

Housing

Median home value

99645

$367,400

Matanuska-Susitna

$346,600

Alaska

$352,900

United States

$332,700

Median gross rent

99645

$1,332

Matanuska-Susitna

$1,299

Alaska

$1,419

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 12,015
Owner-occupied: 80.2%
Vacant: 7.6%
Median year built: 1997
Median rooms: 5.8
Renters paying 30%+ of income: 49.6%
Renters paying 50%+ of income: 26.4%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

11%

Transit

0.5%

Walked

Bicycle

0.3%

Worked from home

11%

Other

Commute time (one way)

<10 min

13%

10–19

28%

20–29

14%

30–44

14%

45–59

17%

60+

14%

Average commute

30.8 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

62%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

12%

Construction and repair

12%

Management

11%

Office and admin

10%

Sales

Transportation and moving

Cleaning and personal care

Education

Engineering and science

Business and finance

Food service

Police and fire

Production

Legal and social services

Arts, media and sports

Computer and math

Farming, fishing and forestry

0.8%

Industries

Health care and social assistance

16%

Retail

12%

Public administration

11%

Construction

10%

Education

Transportation, warehousing and utilities

Restaurants and hotels

Other services

Agriculture and mining

Professional and technical services

Finance, insurance and real estate

Admin, support and management

Manufacturing

Arts and recreation

Wholesale

Information

Median earnings per worker

$56,674

U.S. $49,666

Self-employed

11.7%

U.S. 10%

Government workers

23.6%

U.S. 14.5%

Nonprofit workers

7.5%

U.S. 8.8%

Median earnings by type of work

Type of work	99645	U.S.
Management, business, science and arts	$78,608	$74,888
Service	$32,615	$26,804
Sales and office	$45,522	$40,476
Construction and maintenance	$65,238	$49,199
Production and transportation	$41,098	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

26%

Some college

25%

Associate's

12%

Bachelor's

21%

Graduate

11%

High school graduate or higher: 95.2%
Bachelor's degree or higher: 32.4%
Graduate or professional degree: 11.4%
Households with broadband: 95.6%
Cable, fiber or DSL: 71.7%
No internet access: 2.6%
Without health insurance: 10.9%
Limited-English households: 0.6%

Geography

City (USPS): Palmer
State: Alaska
County: Matanuska-Susitna Borough
Center point: 61.6244° N, 148.9821° W
Land area: 586 sq mi
Water area: 24 sq mi
Time zone: Alaska Time (UTC-9, UTC-8 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Knik River (unincorporated)14% of zip
Lazy Mountain (unincorporated)10% of zip
Fishhook (unincorporated)10% of zip
Butte (unincorporated)6% of zip
Buffalo Soapstone (unincorporated)4% of zip
Gateway (unincorporated)3% of zip
Farm Loop (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 99645

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
99654	Wasilla, AK	15 mi	44,647	$97,544	$363,300
99629	Wasilla, AK · PO box	15 mi	—	—	—
99687	Wasilla, AK · PO box	18 mi	—	—	—
99567	Chugiak, AK	23 mi	6,452	$147,319	$471,300
99688	Willow, AK	28 mi	2,739	$77,197	$297,000
99694	Houston, AK	28 mi	1,516	$74,531	$290,100
99674	Sutton, AK	30 mi	1,774	$63,688	$233,800
99505	Jber, AK	32 mi	5,015	$100,781	—
99577	Eagle River, AK	33 mi	28,477	$136,900	$437,000
99623	Wasilla, AK	34 mi	23,424	$88,799	$326,000
99652	Big Lake, AK	34 mi	4,313	$78,578	$294,800
99504	Anchorage, AK	36 mi	42,093	$86,710	$314,000

Zip codes like 99645 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 99645

What city is zip code 99645?

99645 is assigned to Palmer, Alaska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 99645 in?

99645 is in Matanuska-Susitna Borough, Alaska.

What is the population of 99645?

About 32,103 people live in 99645, according to the Census Bureau's American Community Survey.

What time zone is 99645 in?

99645 is in Alaska Time.

What is the median household income in 99645?

The median household income in 99645 is $100,455.

What zip codes are near 99645?

The closest zip codes to 99645 are 99654, 99629, 99687, 99567, 99688.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 99645, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.