Zip code 98651: Underwood, Washington

Q: What city is zip code 98651?

98651 is assigned to Underwood, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98651 in?

98651 is in Skamania County, Washington.

Q: What is the population of 98651?

About 910 people live in 98651, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98651?

The median household income in 98651 is $90,000.

Q: What zip codes are near 98651?

The closest zip codes to 98651 are 98605, 98623, 97044, 98672, 97031.

Residential delivery areaSkamania CountyPacific Time

Population

910

Median household income

$90K

U.S. $81K

Median home value

$731K

U.S. $333K

Median rent

$1,035/mo

U.S. $1,413

Median age

58.3

U.S. 38.9

Land area

13 sq mi

69 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98651

98651 is a small-town zip code in Underwood, Washington (Skamania County), covering 13 sq mi of land. About 910 people live here, or 69 per square mile. The median resident is 58.3 years old, compared with 38.9 nationally.

The median household earns $90,000 a year, close to the national median of $80,734. 3.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $730,700, or 8.1 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 87% of occupied homes are lived in by their owners, and renters pay a median of $1,035 a month.

37% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.2 minutes each way, and 25% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and construction and repair. 19% of them are self-employed (U.S.: 10%).

How 98651 compares

Sorted from highest to lowest national percentile

Median age58.3
99th
U.S. 38.9 · WA 38.356th of 571 in WA
Residents 65 and older37.7%
99th
U.S. 17.2% · WA 16.6%47th of 571 in WA
Self-employed workers19.2%
97th
U.S. 10% · WA 9.6%72nd of 570 in WA
Veterans12.6%
95th
U.S. 6.2% · WA 7.8%110th of 571 in WA
Homeownership rate87.4%
93rd
StrengthU.S. 65.2% · WA 63.8%93rd of 563 in WA
Per capita income$67,750
90th
StrengthU.S. $44,673 · WA $53,74463rd of 570 in WA
Median home value$730,700
89th
U.S. $332,700 · WA $564,60085th of 536 in WA
Work from home25.3%
89th
U.S. 15.1% · WA 19.8%106th of 570 in WA
Income inequality (Gini)0.490
85th
WeaknessU.S. 0.483 · WA 0.46967th of 560 in WA
Median earnings per worker$65,792
83rd
StrengthU.S. $49,666 · WA $59,959128th of 566 in WA
Government workers19%
81st
U.S. 14.5% · WA 16%234th of 570 in WA
Broadband access94.3%
69th
U.S. 91% · WA 93.6%206th of 563 in WA
Median household income$90,000
62nd
U.S. $80,734 · WA $98,141238th of 541 in WA
Bachelor's degree or higher36.9%
60th
U.S. 35.7% · WA 39.6%173rd of 571 in WA
Tech workers3.3%
58th
U.S. 3.8% · WA 6.7%221st of 570 in WA
Housing vacancy6.4%
48th
U.S. 10.1% · WA 7.3%315th of 563 in WA
Foreign-born residents7.6%
41st
U.S. 14.1% · WA 15.4%269th of 571 in WA
Median gross rent$1,035
24th
U.S. $1,413 · WA $1,760355th of 475 in WA
Unemployment rate3%
16th
StrengthU.S. 5.2% · WA 5.1%418th of 570 in WA
Average commute20.2 min
13th
StrengthU.S. 26.4 min · WA 26.6 min448th of 546 in WA
Population density69/sq mi
10th
U.S. 95/sq mi · WA 118/sq mi338th of 571 in WA
Diversity index16
9th
U.S. 61.4 · WA 56.5521st of 571 in WA
Uninsured rate2.6%
9th
StrengthU.S. 8.4% · WA 6.3%470th of 567 in WA
Healthcare workers6%
8th
U.S. 9.7% · WA 9.3%398th of 570 in WA
Poverty rate3.7%
5th
StrengthU.S. 12.5% · WA 9.9%509th of 563 in WA
Residents under 1811.6%
4th
U.S. 22% · WA 21.4%485th of 571 in WA
Population910
1st
U.S. 334,922,499 · WA 7,816,116434th of 571 in WA
Rent-burdened renters17%
1st
StrengthU.S. 51.1% · WA 49.9%484th of 541 in WA

Measure	98651	Skamania	WA	U.S.	National percentile	Rank in WA
Median age	58.3	48.5	38.3	38.9	99th	56th of 571
Residents 65 and older	37.7%	24.4%	16.6%	17.2%	99th	47th of 571
Self-employed workers	19.2%	15.2%	9.6%	10%	97th	72nd of 570
Veterans	12.6%	10.8%	7.8%	6.2%	95th	110th of 571
Homeownership rateStrength	87.4%	80%	63.8%	65.2%	93rd	93rd of 563
Per capita incomeStrength	$67,750	$47,949	$53,744	$44,673	90th	63rd of 570
Median home value	$730,700	$529,500	$564,600	$332,700	89th	85th of 536
Work from home	25.3%	17.4%	19.8%	15.1%	89th	106th of 570
Income inequality (Gini)Weakness	0.490	0.436	0.469	0.483	85th	67th of 560
Median earnings per workerStrength	$65,792	$53,723	$59,959	$49,666	83rd	128th of 566
Government workers	19%	18.6%	16%	14.5%	81st	234th of 570
Broadband access	94.3%	89.3%	93.6%	91%	69th	206th of 563
Median household income	$90,000	$93,265	$98,141	$80,734	62nd	238th of 541
Bachelor's degree or higher	36.9%	29.8%	39.6%	35.7%	60th	173rd of 571
Tech workers	3.3%	3.5%	6.7%	3.8%	58th	221st of 570
Housing vacancy	6.4%	16%	7.3%	10.1%	48th	315th of 563
Foreign-born residents	7.6%	3.9%	15.4%	14.1%	41st	269th of 571
Median gross rent	$1,035	$1,068	$1,760	$1,413	24th	355th of 475
Unemployment rateStrength	3%	5.2%	5.1%	5.2%	16th	418th of 570
Average commuteStrength	20.2 min	32.9 min	26.6 min	26.4 min	13th	448th of 546
Population density	69/sq mi	8/sq mi	118/sq mi	95/sq mi	10th	338th of 571
Diversity index	16	30.3	56.5	61.4	9th	521st of 571
Uninsured rateStrength	2.6%	6.5%	6.3%	8.4%	9th	470th of 567
Healthcare workers	6%	9.2%	9.3%	9.7%	8th	398th of 570
Poverty rateStrength	3.7%	8.1%	9.9%	12.5%	5th	509th of 563
Residents under 18	11.6%	16.8%	21.4%	22%	4th	485th of 571
Population	910	12,402	7,816,116	334,922,499	1st	434th of 571
Rent-burdened rentersStrength	17%	44.4%	49.9%	51.1%	1st	484th of 541

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

10%

25–34

35–44

10%

45–54

19%

55–64

17%

65–74

21%

75+

Median age

58.3

Under 18

11.6%

65 and over

37.7%

Race and ethnicity

White91%
Black0%
Hispanic7%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

U.S. 61.4

Foreign-born

7.6%

U.S. 14.1%

Born in state

30.3%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 422
Average household size: 2.2
Family households: 61.8%
Married couples: 52.8%
Living alone: 29.1%
Veterans (of adults): 12.6%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

$25–50k

24%

$50–75k

12%

$75–100k

11%

$100–150k

13%

$150–200k

14%

$200k+

19%

Median household income

98651

$90,000

Skamania Co.

$93,265

Washington

$98,141

United States

$80,734

Per capita income

$67,750

U.S. $44,673

Poverty rate

3.7%

U.S. 12.5%

Households earning $150K+

33.9%

U.S. 23%

Income inequality (Gini)

0.490

U.S. 0.483

Housing

Median home value

98651

$730,700

Skamania Co.

$529,500

Washington

$564,600

United States

$332,700

Median gross rent

98651

$1,035

Skamania Co.

$1,068

Washington

$1,760

United States

$1,413

Types of housing

Single-family

76%

2–4 units

5–19 units

20+ units

Mobile home

14%

Boat, RV, van

Housing units: 451
Owner-occupied: 87.4%
Vacant: 6.4%
Median year built: 1985
Median rooms: 6.3
Renters paying 30%+ of income: 17%
Renters paying 50%+ of income: 0%
Home value to income: 8.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

70%

Carpooled

Transit

Walked

Bicycle

Worked from home

25%

Other

Commute time (one way)

<10 min

12%

10–19

53%

20–29

14%

30–44

45–59

60+

11%

Average commute

20.2 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

56.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

18%

Office and admin

12%

Construction and repair

10%

Transportation and moving

Sales

Farming, fishing and forestry

Engineering and science

Police and fire

Healthcare

Education

Computer and math

Arts, media and sports

Business and finance

Cleaning and personal care

Legal and social services

Food service

Production

Industries

Construction

21%

Transportation, warehousing and utilities

17%

Health care and social assistance

13%

Other services

10%

Retail

Public administration

Manufacturing

Information

Arts and recreation

Restaurants and hotels

Education

Professional and technical services

Agriculture and mining

Finance, insurance and real estate

Admin, support and management

Wholesale

Median earnings per worker

$65,792

U.S. $49,666

Self-employed

19.2%

U.S. 10%

Government workers

19%

U.S. 14.5%

Nonprofit workers

12.8%

U.S. 8.8%

Median earnings by type of work

Type of work	98651	U.S.
Management, business, science and arts	$100,694	$74,888
Service	$11,538	$26,804
Sales and office	$30,938	$40,476
Construction and maintenance	$75,625	$49,199
Production and transportation	$32,300	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

17%

Associate's

14%

Bachelor's

20%

Graduate

16%

High school graduate or higher: 92.1%
Bachelor's degree or higher: 36.9%
Graduate or professional degree: 16.5%
Households with broadband: 94.3%
Cable, fiber or DSL: 57.6%
No internet access: 4.7%
Without health insurance: 2.6%
Limited-English households: 5.9%

Geography

City (USPS): Underwood
State: Washington
County: Skamania County
Center point: 45.7400° N, 121.5835° W
Land area: 13 sq mi
Water area: 2.7 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Zip codes near 98651

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98605	Bingen, WA	4.7 mi	1,117	$72,917	$421,700
98623	Husum, WA	6 mi	55	—	—
97044	Odell, OR · PO box	7 mi	—	—	—
98672	White Salmon, WA	7.7 mi	7,390	$97,622	$669,200
97031	Hood River, OR	9 mi	19,138	$91,858	$691,200
97014	Cascade Locks, OR	12 mi	1,459	$75,000	$387,700
97040	Mosier, OR	13 mi	1,842	$73,250	$498,600
98650	Trout Lake, WA	15 mi	1,188	$76,607	$730,300
98602	Appleton, WA	17 mi	320	$53,617	—
98648	Stevenson, WA	18 mi	3,477	$96,696	$555,500
98635	Lyle, WA	19 mi	1,721	$61,448	$491,900
98639	North Bonneville, WA	20 mi	1,112	$100,417	$445,900

Questions about 98651

What city is zip code 98651?

98651 is assigned to Underwood, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98651 in?

98651 is in Skamania County, Washington.

What is the population of 98651?

About 910 people live in 98651, according to the Census Bureau's American Community Survey.

What time zone is 98651 in?

98651 is in Pacific Time.

What is the median household income in 98651?

The median household income in 98651 is $90,000.

What zip codes are near 98651?

The closest zip codes to 98651 are 98605, 98623, 97044, 98672, 97031.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98651, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.