Zip code 96781: Papaikou, Hawaii

Q: What city is zip code 96781?

96781 is assigned to Papaikou, Hawaii. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 96781 in?

96781 is in Hawaii County, Hawaii.

Q: What is the population of 96781?

About 2,073 people live in 96781, according to the Census Bureau's American Community Survey.

Q: What time zone is 96781 in?

96781 is in Hawaii-Aleutian Standard Time.

Q: What is the median household income in 96781?

The median household income in 96781 is $96,400.

Q: What zip codes are near 96781?

The closest zip codes to 96781 are 96710, 96728, 96783, 96721, 96773.

Residential delivery areaHawaii CountyHawaii-Aleutian Standard Time

Population

2,073

Median household income

$96K

U.S. $81K

Median home value

$829K

U.S. $333K

Median rent

$1,500/mo

U.S. $1,413

Median age

48.8

U.S. 38.9

Land area

52 sq mi

40 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 96781

96781 is a rural zip code in Papaikou, Hawaii (Hawaii County), covering 52 sq mi of land. About 2,073 people live here, or 40 per square mile. The median resident is 48.8 years old, compared with 38.9 nationally.

The median household earns $96,400 a year, 19% above the national median of $80,734. 10.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $828,500, or 8.6 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $1,500 a month.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.5 minutes each way, and 17% of workers work from home. The most common jobs among working residents are in office and administrative support; cleaning and personal care; and transportation and moving goods. 24% of households speak a language other than English at home, most often an Asian or Pacific Island language.

How 96781 compares

Sorted from highest to lowest national percentile

Government workers32.8%
99th
U.S. 14.5% · HI 21.7%10th of 89 in HI
Diversity index73.7
98th
U.S. 61.4 · HI 76.137th of 90 in HI
Median age48.8
94th
U.S. 38.9 · HI 40.913th of 90 in HI
Veterans11.1%
93rd
U.S. 6.2% · HI 8%17th of 89 in HI
Median home value$828,500
92nd
U.S. $332,700 · HI $839,10036th of 81 in HI
Housing vacancy18.4%
92nd
U.S. 10.1% · HI 13.3%29th of 86 in HI
Self-employed workers13.8%
86th
U.S. 10% · HI 11.2%40th of 89 in HI
Homeownership rate82.2%
83rd
StrengthU.S. 65.2% · HI 63%13th of 85 in HI
Median household income$96,400
68th
U.S. $80,734 · HI $100,38938th of 82 in HI
Work from home16.8%
68th
U.S. 15.1% · HI 9.6%10th of 90 in HI
Residents 65 and older18.1%
61st
U.S. 17.2% · HI 20.5%65th of 90 in HI
Per capita income$43,867
60th
U.S. $44,673 · HI $46,00533rd of 90 in HI
Median gross rent$1,500
56th
U.S. $1,413 · HI $1,97159th of 80 in HI
Tech workers3.1%
54th
U.S. 3.8% · HI 2.5%19th of 89 in HI
Broadband access92.4%
52nd
U.S. 91% · HI 92%45th of 85 in HI
Poverty rate10.4%
47th
U.S. 12.5% · HI 10%45th of 85 in HI
Income inequality (Gini)0.423
40th
U.S. 0.483 · HI 0.45151st of 85 in HI
Foreign-born residents6.8%
38th
U.S. 14.1% · HI 17.9%74th of 90 in HI
Bachelor's degree or higher26.2%
37th
U.S. 35.7% · HI 36.1%61st of 90 in HI
Average commute23.5 min
33rd
U.S. 26.4 min · HI 26.2 min53rd of 88 in HI
Median earnings per worker$43,166
33rd
U.S. $49,666 · HI $50,69961st of 87 in HI
Healthcare workers6.1%
9th
U.S. 9.7% · HI 9.1%66th of 89 in HI
Rent-burdened renters33.7%
7th
StrengthU.S. 51.1% · HI 56.7%79th of 84 in HI
Population density40/sq mi
6th
U.S. 95/sq mi · HI 225/sq mi77th of 90 in HI
Unemployment rate2.1%
6th
StrengthU.S. 5.2% · HI 4.9%79th of 89 in HI
Uninsured rate2.1%
6th
StrengthU.S. 8.4% · HI 3.6%65th of 85 in HI
Population2,073
3rd
U.S. 334,922,499 · HI 1,445,23568th of 90 in HI
Residents under 189.8%
2nd
U.S. 22% · HI 20.7%80th of 90 in HI

Measure	96781	Hawaii	HI	U.S.	National percentile	Rank in HI
Government workers	32.8%	20.1%	21.7%	14.5%	99th	10th of 89
Diversity index	73.7	78	76.1	61.4	98th	37th of 90
Median age	48.8	44.3	40.9	38.9	94th	13th of 90
Veterans	11.1%	7.3%	8%	6.2%	93rd	17th of 89
Median home value	$828,500	$519,300	$839,100	$332,700	92nd	36th of 81
Housing vacancy	18.4%	18.4%	13.3%	10.1%	92nd	29th of 86
Self-employed workers	13.8%	15.7%	11.2%	10%	86th	40th of 89
Homeownership rateStrength	82.2%	74%	63%	65.2%	83rd	13th of 85
Median household income	$96,400	$78,639	$100,389	$80,734	68th	38th of 82
Work from home	16.8%	12.1%	9.6%	15.1%	68th	10th of 90
Residents 65 and older	18.1%	23.8%	20.5%	17.2%	61st	65th of 90
Per capita income	$43,867	$39,739	$46,005	$44,673	60th	33rd of 90
Median gross rent	$1,500	$1,510	$1,971	$1,413	56th	59th of 80
Tech workers	3.1%	1.6%	2.5%	3.8%	54th	19th of 89
Broadband access	92.4%	91.1%	92%	91%	52nd	45th of 85
Poverty rate	10.4%	14.9%	10%	12.5%	47th	45th of 85
Income inequality (Gini)	0.423	0.480	0.451	0.483	40th	51st of 85
Foreign-born residents	6.8%	11.8%	17.9%	14.1%	38th	74th of 90
Bachelor's degree or higher	26.2%	31.4%	36.1%	35.7%	37th	61st of 90
Average commute	23.5 min	27.4 min	26.2 min	26.4 min	33rd	53rd of 88
Median earnings per worker	$43,166	$44,277	$50,699	$49,666	33rd	61st of 87
Healthcare workers	6.1%	8.9%	9.1%	9.7%	9th	66th of 89
Rent-burdened rentersStrength	33.7%	51.6%	56.7%	51.1%	7th	79th of 84
Population density	40/sq mi	51/sq mi	225/sq mi	95/sq mi	6th	77th of 90
Unemployment rateStrength	2.1%	6%	4.9%	5.2%	6th	79th of 89
Uninsured rateStrength	2.1%	4.5%	3.6%	8.4%	6th	65th of 85
Population	2,073	205,769	1,445,235	334,922,499	3rd	68th of 90
Residents under 18	9.8%	20.6%	20.7%	22%	2nd	80th of 90

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

12%

25–34

14%

35–44

14%

45–54

24%

55–64

12%

65–74

75+

Median age

48.8

Under 18

9.8%

65 and over

18.1%

Race and ethnicity

White18%
Black1%
Hispanic9%
Asian23%
Native American0%
Pacific Islander9%
Other0%
Multiracial40%

Diversity index

73.7

U.S. 61.4

Foreign-born

6.8%

U.S. 14.1%

Born in state

69.2%

Language spoken at home (households)

English only

76%

Spanish

Other Indo-European

Asian / Pacific

19%

Other

Households

Households: 734
Average household size: 2.8
Family households: 70.6%
Married couples: 43.1%
Living alone: 19.8%
Veterans (of adults): 11.1%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

$25–50k

20%

$50–75k

16%

$75–100k

10%

$100–150k

23%

$150–200k

11%

$200k+

15%

Median household income

96781

$96,400

Hawaii Co.

$78,639

Hawaii

$100,389

United States

$80,734

Per capita income

$43,867

U.S. $44,673

Poverty rate

10.4%

U.S. 12.5%

Households earning $150K+

25.7%

U.S. 23%

Income inequality (Gini)

0.423

U.S. 0.483

Housing

Median home value

96781

$828,500

Hawaii Co.

$519,300

Hawaii

$839,100

United States

$332,700

Median gross rent

96781

$1,500

Hawaii Co.

$1,510

Hawaii

$1,971

United States

$1,413

Types of housing

Single-family

99%

2–4 units

5–19 units

0.1%

20+ units

0.1%

Mobile home

0.3%

Boat, RV, van

Housing units: 900
Owner-occupied: 82.2%
Vacant: 18.4%
Median year built: 1977
Median rooms: 5.8
Renters paying 30%+ of income: 33.7%
Renters paying 50%+ of income: 19.6%
Home value to income: 8.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

58%

Carpooled

21%

Transit

Walked

Bicycle

Worked from home

17%

Other

Commute time (one way)

<10 min

13%

10–19

46%

20–29

15%

30–44

15%

45–59

60+

Average commute

23.5 min

U.S. 26.4 min

Unemployment

2.1%

U.S. 5.2%

In labor force

67.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Cleaning and personal care

10%

Transportation and moving

10%

Construction and repair

10%

Food service

Management

Healthcare

Engineering and science

Sales

Production

Education

Legal and social services

Police and fire

Computer and math

Business and finance

Farming, fishing and forestry

0.9%

Arts, media and sports

0.3%

Industries

Transportation, warehousing and utilities

16%

Public administration

14%

Education

10%

Restaurants and hotels

Health care and social assistance

Retail

Construction

Manufacturing

Professional and technical services

Agriculture and mining

Admin, support and management

Other services

Finance, insurance and real estate

Wholesale

Information

Arts and recreation

Median earnings per worker

$43,166

U.S. $49,666

Self-employed

13.8%

U.S. 10%

Government workers

32.8%

U.S. 14.5%

Nonprofit workers

4.9%

U.S. 8.8%

Median earnings by type of work

Type of work	96781	U.S.
Management, business, science and arts	$64,167	$74,888
Service	$25,938	$26,804
Sales and office	$42,636	$40,476
Construction and maintenance	$61,161	$49,199
Production and transportation	$69,000	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

26%

Some college

25%

Associate's

14%

Bachelor's

16%

Graduate

10%

High school graduate or higher: 92%
Bachelor's degree or higher: 26.2%
Graduate or professional degree: 9.8%
Households with broadband: 92.4%
Cable, fiber or DSL: 88.1%
No internet access: 7.6%
Without health insurance: 2.1%
Limited-English households: 2.5%

Geography

City (USPS): Papaikou
State: Hawaii
County: Hawaii County
Center point: 19.8058° N, 155.2002° W
Land area: 52 sq mi
Water area: 0.8 sq mi
Time zone: Hawaii-Aleutian Standard Time (UTC-10, no daylight saving)
Zip type: Residential delivery area

Cities and towns within this zip

Papaikou (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 96781

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
96710	Hakalau, HI	4 mi	162	—	$870,800
96728	Honomu, HI	6 mi	376	$67,500	$427,600
96783	Pepeekeo, HI	6.6 mi	2,251	$77,391	$498,500
96721	Hilo, HI · PO box	8.8 mi	—	—	—
96773	Ninole, HI	8.9 mi	95	$65,179	$816,700
96720	Hilo, HI	10 mi	52,979	$80,938	$485,400
96780	Papaaloa, HI	11 mi	400	$66,250	$496,400
96764	Laupahoehoe, HI	13 mi	516	$55,769	$610,500
96774	Ookala, HI	14 mi	579	—	$486,100
96776	Paauilo, HI	18 mi	1,355	$93,241	$440,900
96749	Keaau, HI	19 mi	19,132	$85,399	$442,200
96771	Mountain View, HI	19 mi	7,793	$62,426	$331,900

Zip codes like 96781 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 96781

What city is zip code 96781?

96781 is assigned to Papaikou, Hawaii. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 96781 in?

96781 is in Hawaii County, Hawaii.

What is the population of 96781?

About 2,073 people live in 96781, according to the Census Bureau's American Community Survey.

What time zone is 96781 in?

96781 is in Hawaii-Aleutian Standard Time.

What is the median household income in 96781?

The median household income in 96781 is $96,400.

What zip codes are near 96781?

The closest zip codes to 96781 are 96710, 96728, 96783, 96721, 96773.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 96781, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.