Zip code 96738: Waikoloa, Hawaii

Q: What city is zip code 96738?

96738 is assigned to Waikoloa, Hawaii. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 96738 in?

96738 is in Hawaii County, Hawaii.

Q: What is the population of 96738?

About 7,862 people live in 96738, according to the Census Bureau's American Community Survey.

Q: What time zone is 96738 in?

96738 is in Hawaii-Aleutian Standard Time.

Q: What is the median household income in 96738?

The median household income in 96738 is $80,928.

Q: What zip codes are near 96738?

The closest zip codes to 96738 are 96743, 96740, 96725, 96755, 96739.

Residential delivery areaHawaii CountyHawaii-Aleutian Standard Time

Population

7,862

Median household income

$81K

U.S. $81K

Median home value

$814K

U.S. $333K

Median rent

$2,184/mo

U.S. $1,413

Median age

40.3

U.S. 38.9

Land area

80 sq mi

99 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 96738

96738 is a small-town zip code in Waikoloa, Hawaii (Hawaii County), covering 80 sq mi of land. About 7,862 people live here, or 99 per square mile. The median resident is 40.3 years old, compared with 38.9 nationally.

The median household earns $80,928 a year, close to the national median of $80,734. 13% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $813,800, or 10.1 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 70% of occupied homes are lived in by their owners, and renters pay a median of $2,184 a month.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.4 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in food service; management; and office and administrative support. 34% of households speak a language other than English at home, most often an Asian or Pacific Island language.

How 96738 compares

Sorted from highest to lowest national percentile

Housing vacancy44.7%
99th
U.S. 10.1% · HI 13.3%6th of 86 in HI
Rent-burdened renters72.5%
98th
WeaknessU.S. 51.1% · HI 56.7%8th of 84 in HI
Diversity index72.9
97th
U.S. 61.4 · HI 76.142nd of 90 in HI
Median home value$813,800
91st
U.S. $332,700 · HI $839,10040th of 81 in HI
Median gross rent$2,184
89th
U.S. $1,413 · HI $1,97121st of 80 in HI
Unemployment rate8.3%
88th
WeaknessU.S. 5.2% · HI 4.9%15th of 89 in HI
Residents 65 and older22.1%
84th
U.S. 17.2% · HI 20.5%46th of 90 in HI
Foreign-born residents22.8%
79th
U.S. 14.1% · HI 17.9%16th of 90 in HI
Residents under 1825.2%
76th
U.S. 22% · HI 20.7%24th of 90 in HI
Veterans7.2%
69th
U.S. 6.2% · HI 8%39th of 89 in HI
Poverty rate13%
61st
U.S. 12.5% · HI 10%29th of 85 in HI
Median age40.3
60th
U.S. 38.9 · HI 40.957th of 90 in HI
Broadband access93.1%
58th
U.S. 91% · HI 92%35th of 85 in HI
Self-employed workers9.9%
57th
U.S. 10% · HI 11.2%57th of 89 in HI
Homeownership rate69.8%
53rd
U.S. 65.2% · HI 63%38th of 85 in HI
Average commute26.4 min
53rd
U.S. 26.4 min · HI 26.2 min44th of 88 in HI
Median household income$80,928
51st
U.S. $80,734 · HI $100,38959th of 82 in HI
Bachelor's degree or higher32.5%
51st
U.S. 35.7% · HI 36.1%42nd of 90 in HI
Per capita income$35,251
35th
U.S. $44,673 · HI $46,00565th of 90 in HI
Median earnings per worker$40,636
23rd
U.S. $49,666 · HI $50,69972nd of 87 in HI
Government workers10%
19th
U.S. 14.5% · HI 21.7%82nd of 89 in HI
Work from home6.7%
15th
U.S. 15.1% · HI 9.6%62nd of 90 in HI
Tech workers1.1%
15th
U.S. 3.8% · HI 2.5%54th of 89 in HI
Population density99/sq mi
13th
U.S. 95/sq mi · HI 225/sq mi64th of 90 in HI
Uninsured rate3.1%
13th
StrengthU.S. 8.4% · HI 3.6%48th of 85 in HI
Population7,862
12th
U.S. 334,922,499 · HI 1,445,23538th of 90 in HI
Income inequality (Gini)0.378
9th
StrengthU.S. 0.483 · HI 0.45172nd of 85 in HI
Healthcare workers5.6%
6th
U.S. 9.7% · HI 9.1%70th of 89 in HI

Measure	96738	Hawaii	HI	U.S.	National percentile	Rank in HI
Housing vacancy	44.7%	18.4%	13.3%	10.1%	99th	6th of 86
Rent-burdened rentersWeakness	72.5%	51.6%	56.7%	51.1%	98th	8th of 84
Diversity index	72.9	78	76.1	61.4	97th	42nd of 90
Median home value	$813,800	$519,300	$839,100	$332,700	91st	40th of 81
Median gross rent	$2,184	$1,510	$1,971	$1,413	89th	21st of 80
Unemployment rateWeakness	8.3%	6%	4.9%	5.2%	88th	15th of 89
Residents 65 and older	22.1%	23.8%	20.5%	17.2%	84th	46th of 90
Foreign-born residents	22.8%	11.8%	17.9%	14.1%	79th	16th of 90
Residents under 18	25.2%	20.6%	20.7%	22%	76th	24th of 90
Veterans	7.2%	7.3%	8%	6.2%	69th	39th of 89
Poverty rate	13%	14.9%	10%	12.5%	61st	29th of 85
Median age	40.3	44.3	40.9	38.9	60th	57th of 90
Broadband access	93.1%	91.1%	92%	91%	58th	35th of 85
Self-employed workers	9.9%	15.7%	11.2%	10%	57th	57th of 89
Homeownership rate	69.8%	74%	63%	65.2%	53rd	38th of 85
Average commute	26.4 min	27.4 min	26.2 min	26.4 min	53rd	44th of 88
Median household income	$80,928	$78,639	$100,389	$80,734	51st	59th of 82
Bachelor's degree or higher	32.5%	31.4%	36.1%	35.7%	51st	42nd of 90
Per capita income	$35,251	$39,739	$46,005	$44,673	35th	65th of 90
Median earnings per worker	$40,636	$44,277	$50,699	$49,666	23rd	72nd of 87
Government workers	10%	20.1%	21.7%	14.5%	19th	82nd of 89
Work from home	6.7%	12.1%	9.6%	15.1%	15th	62nd of 90
Tech workers	1.1%	1.6%	2.5%	3.8%	15th	54th of 89
Population density	99/sq mi	51/sq mi	225/sq mi	95/sq mi	13th	64th of 90
Uninsured rateStrength	3.1%	4.5%	3.6%	8.4%	13th	48th of 85
Population	7,862	205,769	1,445,235	334,922,499	12th	38th of 90
Income inequality (Gini)Strength	0.378	0.480	0.451	0.483	9th	72nd of 85
Healthcare workers	5.6%	8.9%	9.1%	9.7%	6th	70th of 89

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

13%

25–34

15%

35–44

45–54

11%

55–64

14%

65–74

75+

Median age

40.3

Under 18

25.2%

65 and over

22.1%

Race and ethnicity

White43%
Black2%
Hispanic8%
Asian11%
Native American0%
Pacific Islander20%
Other0.1%
Multiracial16%

Diversity index

72.9

U.S. 61.4

Foreign-born

22.8%

U.S. 14.1%

Born in state

33.5%

Language spoken at home (households)

English only

66%

Spanish

Other Indo-European

Asian / Pacific

26%

Other

Households

Households: 2,703
Average household size: 2.9
Family households: 74.7%
Married couples: 55.8%
Living alone: 18.2%
Veterans (of adults): 7.2%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

17%

$50–75k

18%

$75–100k

13%

$100–150k

23%

$150–200k

12%

$200k+

Median household income

96738

$80,928

Hawaii Co.

$78,639

Hawaii

$100,389

United States

$80,734

Per capita income

$35,251

U.S. $44,673

Poverty rate

13%

U.S. 12.5%

Households earning $150K+

18.8%

U.S. 23%

Income inequality (Gini)

0.378

U.S. 0.483

Housing

Median home value

96738

$813,800

Hawaii Co.

$519,300

Hawaii

$839,100

United States

$332,700

Median gross rent

96738

$2,184

Hawaii Co.

$1,510

Hawaii

$1,971

United States

$1,413

Types of housing

Single-family

49%

2–4 units

5–19 units

42%

20+ units

Mobile home

Boat, RV, van

Housing units: 4,884
Owner-occupied: 69.8%
Vacant: 44.7%
Median year built: 1996
Median rooms: 4.7
Renters paying 30%+ of income: 72.5%
Renters paying 50%+ of income: 39.7%
Home value to income: 10.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

19%

Transit

Walked

0.4%

Bicycle

Worked from home

Other

0.7%

Commute time (one way)

<10 min

10–19

23%

20–29

24%

30–44

37%

45–59

10%

60+

0.8%

Average commute

26.4 min

U.S. 26.4 min

Unemployment

8.3%

U.S. 5.2%

In labor force

57.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Food service

17%

Management

11%

Office and admin

11%

Sales

11%

Cleaning and personal care

10%

Police and fire

Construction and repair

Transportation and moving

Healthcare

Education

Business and finance

Engineering and science

Farming, fishing and forestry

Arts, media and sports

Computer and math

Production

0.6%

Legal and social services

Industries

Restaurants and hotels

35%

Admin, support and management

11%

Retail

Education

Transportation, warehousing and utilities

Other services

Agriculture and mining

Health care and social assistance

Professional and technical services

Construction

Finance, insurance and real estate

Public administration

Manufacturing

Arts and recreation

Information

Wholesale

0.4%

Median earnings per worker

$40,636

U.S. $49,666

Self-employed

9.9%

U.S. 10%

Government workers

10%

U.S. 14.5%

Nonprofit workers

7.4%

U.S. 8.8%

Median earnings by type of work

Type of work	96738	U.S.
Management, business, science and arts	$59,025	$74,888
Service	$38,734	$26,804
Sales and office	$25,851	$40,476
Construction and maintenance	$36,250	$49,199
Production and transportation	$52,143	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

30%

Some college

22%

Associate's

13%

Bachelor's

20%

Graduate

12%

High school graduate or higher: 97.1%
Bachelor's degree or higher: 32.5%
Graduate or professional degree: 12.1%
Households with broadband: 93.1%
Cable, fiber or DSL: 83.8%
No internet access: 3.4%
Without health insurance: 3.1%
Limited-English households: 4.5%

Geography

City (USPS): Waikoloa
State: Hawaii
County: Hawaii County
Center point: 19.8719° N, 155.8022° W
Land area: 80 sq mi
Water area: 0.4 sq mi
Time zone: Hawaii-Aleutian Standard Time (UTC-10, no daylight saving)
Zip type: Residential delivery area

Cities and towns within this zip

Waikoloa Village (unincorporated)20% of zip
Waikoloa Beach Resort (unincorporated)5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 96738

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
96743	Kamuela, HI	11 mi	12,422	$101,468	$738,700
96740	Kailua Kona, HI	11 mi	39,338	$95,542	$760,600
96725	Holualoa, HI	20 mi	5,009	$93,346	$880,000
96755	Kapaau, HI	22 mi	3,677	$96,813	$722,400
96739	Keauhou, HI · PO box	24 mi	—	—	—
96750	Kealakekua, HI	24 mi	3,203	$92,576	$697,600
96719	Hawi, HI	26 mi	1,974	$79,471	$612,100
96727	Honokaa, HI	26 mi	4,577	$85,777	$643,800
96776	Paauilo, HI	29 mi	1,355	$93,241	$440,900
96718	Hawaii National Park, HI · PO box	31 mi	—	—	—
96745	Kailua Kona, HI · PO box	31 mi	—	—	—
96726	Honaunau, HI	31 mi	107	—	—

Zip codes like 96738 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 96738

What city is zip code 96738?

96738 is assigned to Waikoloa, Hawaii. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 96738 in?

96738 is in Hawaii County, Hawaii.

What is the population of 96738?

About 7,862 people live in 96738, according to the Census Bureau's American Community Survey.

What time zone is 96738 in?

96738 is in Hawaii-Aleutian Standard Time.

What is the median household income in 96738?

The median household income in 96738 is $80,928.

What zip codes are near 96738?

The closest zip codes to 96738 are 96743, 96740, 96725, 96755, 96739.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 96738, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.