Zip code 95946: Penn Valley, California

Q: What city is zip code 95946?

95946 is assigned to Penn Valley, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95946 in?

95946 is in Nevada County, California.

Q: What is the population of 95946?

About 9,958 people live in 95946, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95946?

The median household income in 95946 is $84,795.

Q: What zip codes are near 95946?

The closest zip codes to 95946 are 95975, 95977, 95949, 95962, 95918.

Residential delivery areaNevada CountyPacific Time

Population

9,958

Median household income

$85K

U.S. $81K

Median home value

$566K

U.S. $333K

Median rent

$2,221/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

45 sq mi

223 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95946

95946 is a small-town zip code in Penn Valley, California (Nevada County), covering 45 sq mi of land. About 9,958 people live here, or 223 per square mile. The median resident is 57 years old, compared with 38.9 nationally.

The median household earns $84,795 a year, close to the national median of $80,734. 9.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $565,700, or 6.7 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $2,221 a month.

39% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 35.4 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in construction and repair; healthcare; and management. 20% of them are self-employed (U.S.: 10%).

How 95946 compares

Sorted from highest to lowest national percentile

Residents 65 and older37%
99th
U.S. 17.2% · CA 15.7%126th of 1,688 in CA
Healthcare workers18.1%
99th
U.S. 9.7% · CA 9.4%61st of 1,678 in CA
Median age57
98th
U.S. 38.9 · CA 37.9145th of 1,687 in CA
Self-employed workers19.9%
98th
U.S. 10% · CA 11.4%253rd of 1,678 in CA
Rent-burdened renters65.8%
94th
WeaknessU.S. 51.1% · CA 55.3%235th of 1,610 in CA
Veterans11.3%
93rd
U.S. 6.2% · CA 4.3%129th of 1,686 in CA
Average commute35.4 min
92nd
WeaknessU.S. 26.4 min · CA 28.7 min209th of 1,584 in CA
Median gross rent$2,221
90th
U.S. $1,413 · CA $2,036497th of 1,464 in CA
Homeownership rate84.7%
88th
StrengthU.S. 65.2% · CA 55.9%175th of 1,662 in CA
Work from home22.6%
84th
U.S. 15.1% · CA 17.2%484th of 1,680 in CA
Median home value$565,700
79th
U.S. $332,700 · CA $734,700962nd of 1,586 in CA
Government workers17.3%
73rd
U.S. 14.5% · CA 14.8%615th of 1,678 in CA
Per capita income$47,168
67th
U.S. $44,673 · CA $49,513737th of 1,685 in CA
Housing vacancy9.1%
67th
U.S. 10.1% · CA 7.5%648th of 1,664 in CA
Tech workers3.8%
66th
U.S. 3.8% · CA 4.4%506th of 1,678 in CA
Bachelor's degree or higher39.1%
64th
U.S. 35.7% · CA 37.1%653rd of 1,687 in CA
Broadband access93.4%
61st
U.S. 91% · CA 93.5%826th of 1,662 in CA
Income inequality (Gini)0.443
57th
U.S. 0.483 · CA 0.489772nd of 1,651 in CA
Median household income$84,795
56th
U.S. $80,734 · CA $99,122932nd of 1,575 in CA
Uninsured rate7.3%
54th
U.S. 8.4% · CA 6.6%551st of 1,675 in CA
Median earnings per worker$48,571
51st
U.S. $49,666 · CA $52,643921st of 1,658 in CA
Poverty rate9.1%
39th
U.S. 12.5% · CA 12%995th of 1,666 in CA
Diversity index37
32nd
U.S. 61.4 · CA 69.71,365th of 1,688 in CA
Population density223/sq mi
22nd
U.S. 95/sq mi · CA 252/sq mi1,091st of 1,688 in CA
Foreign-born residents3.1%
19th
U.S. 14.1% · CA 27%1,554th of 1,688 in CA
Population9,958
15th
U.S. 334,922,499 · CA 39,287,3771,009th of 1,688 in CA
Residents under 1816%
11th
U.S. 22% · CA 22%1,280th of 1,688 in CA
Unemployment rate2%
5th
StrengthU.S. 5.2% · CA 6.6%1,520th of 1,681 in CA

Measure	95946	Nevada	CA	U.S.	National percentile	Rank in CA
Residents 65 and older	37%	29.3%	15.7%	17.2%	99th	126th of 1,688
Healthcare workers	18.1%	8.8%	9.4%	9.7%	99th	61st of 1,678
Median age	57	50.1	37.9	38.9	98th	145th of 1,687
Self-employed workers	19.9%	19.3%	11.4%	10%	98th	253rd of 1,678
Rent-burdened rentersWeakness	65.8%	57.4%	55.3%	51.1%	94th	235th of 1,610
Veterans	11.3%	8.1%	4.3%	6.2%	93rd	129th of 1,686
Average commuteWeakness	35.4 min	23.6 min	28.7 min	26.4 min	92nd	209th of 1,584
Median gross rent	$2,221	$1,677	$2,036	$1,413	90th	497th of 1,464
Homeownership rateStrength	84.7%	75.5%	55.9%	65.2%	88th	175th of 1,662
Work from home	22.6%	25%	17.2%	15.1%	84th	484th of 1,680
Median home value	$565,700	$621,800	$734,700	$332,700	79th	962nd of 1,586
Government workers	17.3%	15.4%	14.8%	14.5%	73rd	615th of 1,678
Per capita income	$47,168	$53,364	$49,513	$44,673	67th	737th of 1,685
Housing vacancy	9.1%	21.1%	7.5%	10.1%	67th	648th of 1,664
Tech workers	3.8%	3.6%	4.4%	3.8%	66th	506th of 1,678
Bachelor's degree or higher	39.1%	41.5%	37.1%	35.7%	64th	653rd of 1,687
Broadband access	93.4%	93%	93.5%	91%	61st	826th of 1,662
Income inequality (Gini)	0.443	0.485	0.489	0.483	57th	772nd of 1,651
Median household income	$84,795	$89,882	$99,122	$80,734	56th	932nd of 1,575
Uninsured rate	7.3%	5.3%	6.6%	8.4%	54th	551st of 1,675
Median earnings per worker	$48,571	$52,892	$52,643	$49,666	51st	921st of 1,658
Poverty rate	9.1%	11%	12%	12.5%	39th	995th of 1,666
Diversity index	37	33.4	69.7	61.4	32nd	1,365th of 1,688
Population density	223/sq mi	107/sq mi	252/sq mi	95/sq mi	22nd	1,091st of 1,688
Foreign-born residents	3.1%	6.4%	27%	14.1%	19th	1,554th of 1,688
Population	9,958	102,481	39,287,377	334,922,499	15th	1,009th of 1,688
Residents under 18	16%	17%	22%	22%	11th	1,280th of 1,688
Unemployment rateStrength	2%	5.4%	6.6%	5.2%	5th	1,520th of 1,681

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

25–34

13%

35–44

45–54

14%

55–64

20%

65–74

17%

75+

Median age

Under 18

16%

65 and over

37%

Race and ethnicity

White78%
Black0.3%
Hispanic15%
Asian1%
Native American0.4%
Pacific Islander0%
Other0.1%
Multiracial5%

Diversity index

U.S. 61.4

Foreign-born

3.1%

U.S. 14.1%

Born in state

71.4%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

0.5%

Other

Households

Households: 4,093
Average household size: 2.4
Family households: 70.9%
Married couples: 63.9%
Living alone: 25.3%
Veterans (of adults): 11.3%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

20%

$50–75k

13%

$75–100k

14%

$100–150k

16%

$150–200k

14%

$200k+

14%

Median household income

95946

$84,795

Nevada Co.

$89,882

California

$99,122

United States

$80,734

Per capita income

$47,168

U.S. $44,673

Poverty rate

9.1%

U.S. 12.5%

Households earning $150K+

28.1%

U.S. 23%

Income inequality (Gini)

0.443

U.S. 0.483

Housing

Median home value

95946

$565,700

Nevada Co.

$621,800

California

$734,700

United States

$332,700

Median gross rent

95946

$2,221

Nevada Co.

$1,677

California

$2,036

United States

$1,413

Types of housing

Single-family

91%

2–4 units

5–19 units

20+ units

0.4%

Mobile home

Boat, RV, van

Housing units: 4,504
Owner-occupied: 84.7%
Vacant: 9.1%
Median year built: 1982
Median rooms: 6
Renters paying 30%+ of income: 65.8%
Renters paying 50%+ of income: 13.6%
Home value to income: 6.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

67%

Carpooled

Transit

Walked

0.1%

Bicycle

Worked from home

23%

Other

Commute time (one way)

<10 min

10–19

19%

20–29

26%

30–44

27%

45–59

60+

17%

Average commute

35.4 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

43.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

18%

Healthcare

18%

Management

15%

Office and admin

Sales

Business and finance

Arts, media and sports

Computer and math

Cleaning and personal care

Education

Engineering and science

Police and fire

Transportation and moving

Legal and social services

Production

Food service

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

20%

Construction

17%

Education

Public administration

Retail

Professional and technical services

Other services

Information

Finance, insurance and real estate

Admin, support and management

Transportation, warehousing and utilities

Manufacturing

Restaurants and hotels

Agriculture and mining

Arts and recreation

0.5%

Wholesale

0.2%

Median earnings per worker

$48,571

U.S. $49,666

Self-employed

19.9%

U.S. 10%

Government workers

17.3%

U.S. 14.5%

Nonprofit workers

10.9%

U.S. 8.8%

Median earnings by type of work

Type of work	95946	U.S.
Management, business, science and arts	$78,295	$74,888
Service	$27,288	$26,804
Sales and office	$44,211	$40,476
Construction and maintenance	$48,596	$49,199
Production and transportation	$40,568	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

22%

Associate's

Bachelor's

27%

Graduate

12%

High school graduate or higher: 94.5%
Bachelor's degree or higher: 39.1%
Graduate or professional degree: 11.8%
Households with broadband: 93.4%
Cable, fiber or DSL: 69.3%
No internet access: 3.1%
Without health insurance: 7.3%
Limited-English households: 0.5%

Geography

City (USPS): Penn Valley
State: California
County: Nevada County
Center point: 39.2092° N, 121.2138° W
Land area: 45 sq mi
Water area: 0.9 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Lake Wildwood (unincorporated)7% of zip
Penn Valley (unincorporated)5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95946

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95975	Rough And Ready, CA	3.4 mi	1,088	$103,216	$652,600
95977	Smartsville, CA	4.7 mi	1,780	$104,545	$441,700
95949	Grass Valley, CA	8.5 mi	20,552	$98,181	$550,800
95962	Oregon House, CA	8.5 mi	1,110	$77,903	$376,800
95918	Browns Valley, CA	9.2 mi	1,566	$56,750	$579,800
95924	Cedar Ridge, CA · PO box	10 mi	—	—	—
95903	Beale Afb, CA	10 mi	2,242	$60,122	$546,100
95935	Dobbins, CA	12 mi	934	$54,110	$419,000
95945	Grass Valley, CA	13 mi	27,470	$65,989	$539,500
95712	Chicago Park, CA · PO box	14 mi	—	—	—
95901	Marysville, CA	15 mi	37,732	$69,776	$381,000
95692	Wheatland, CA	16 mi	5,032	$95,877	$471,800

Zip codes like 95946 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95946

What city is zip code 95946?

95946 is assigned to Penn Valley, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95946 in?

95946 is in Nevada County, California.

What is the population of 95946?

About 9,958 people live in 95946, according to the Census Bureau's American Community Survey.

What time zone is 95946 in?

95946 is in Pacific Time.

What is the median household income in 95946?

The median household income in 95946 is $84,795.

What zip codes are near 95946?

The closest zip codes to 95946 are 95975, 95977, 95949, 95962, 95918.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95946, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.