Zip code 95746: Granite Bay, California

Q: What city is zip code 95746?

95746 is assigned to Granite Bay, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95746 in?

95746 is in Placer County, California.

Q: What is the population of 95746?

About 22,985 people live in 95746, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95746?

The median household income in 95746 is $183,305.

Q: What zip codes are near 95746?

The closest zip codes to 95746 are 95671, 95650, 95661, 95677, 95763.

Residential delivery areaPlacer CountyPacific Time

Population

22,985

Median household income

$183K

U.S. $81K

Median home value

$1.1M

U.S. $333K

Median rent

$2,921/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

18 sq mi

1,249 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95746

95746 is a suburban zip code in Granite Bay, California (Placer County), covering 18 sq mi of land. About 22,985 people live here, or 1,249 per square mile. The median resident is 48 years old, compared with 38.9 nationally.

The median household earns $183,305 a year, about 2.3× the national median of $80,734. 5.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,099,500, or 6.0 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $2,921 a month.

62% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.1 minutes each way, and 26% of workers work from home. The most common jobs among working residents are in management; business and finance; and healthcare. 16% of them are self-employed (U.S.: 10%).

How 95746 compares

Sorted from highest to lowest national percentile

Median household income$183,305
98th
StrengthU.S. $80,734 · CA $99,122102nd of 1,575 in CA
Median gross rent$2,921
98th
U.S. $1,413 · CA $2,036149th of 1,464 in CA
Median earnings per worker$95,877
97th
StrengthU.S. $49,666 · CA $52,643139th of 1,658 in CA
Per capita income$84,058
96th
StrengthU.S. $44,673 · CA $49,513180th of 1,685 in CA
Median home value$1,099,500
96th
U.S. $332,700 · CA $734,700310th of 1,586 in CA
Homeownership rate88.8%
94th
StrengthU.S. 65.2% · CA 55.9%112th of 1,662 in CA
Median age48
93rd
U.S. 38.9 · CA 37.9334th of 1,687 in CA
Self-employed workers16%
93rd
U.S. 10% · CA 11.4%439th of 1,678 in CA
Healthcare workers13.8%
92nd
U.S. 9.7% · CA 9.4%160th of 1,678 in CA
Bachelor's degree or higher62.3%
91st
StrengthU.S. 35.7% · CA 37.1%232nd of 1,687 in CA
Work from home26.2%
90th
U.S. 15.1% · CA 17.2%350th of 1,680 in CA
Broadband access96.3%
87th
StrengthU.S. 91% · CA 93.5%376th of 1,662 in CA
Government workers20.1%
85th
U.S. 14.5% · CA 14.8%423rd of 1,678 in CA
Residents 65 and older22%
83rd
U.S. 17.2% · CA 15.7%489th of 1,688 in CA
Rent-burdened renters58.5%
79th
U.S. 51.1% · CA 55.3%594th of 1,610 in CA
Income inequality (Gini)0.456
67th
U.S. 0.483 · CA 0.489635th of 1,651 in CA
Foreign-born residents10.3%
52nd
U.S. 14.1% · CA 27%1,269th of 1,688 in CA
Residents under 1822.2%
51st
U.S. 22% · CA 22%666th of 1,688 in CA
Average commute26.1 min
50th
U.S. 26.4 min · CA 28.7 min975th of 1,584 in CA
Population density1,249/sq mi
48th
U.S. 95/sq mi · CA 252/sq mi810th of 1,688 in CA
Veterans5.6%
47th
U.S. 6.2% · CA 4.3%599th of 1,686 in CA
Diversity index45.1
44th
U.S. 61.4 · CA 69.71,174th of 1,688 in CA
Unemployment rate4.5%
43rd
U.S. 5.2% · CA 6.6%1,241st of 1,681 in CA
Tech workers2.5%
43rd
U.S. 3.8% · CA 4.4%807th of 1,678 in CA
Population22,985
36th
U.S. 334,922,499 · CA 39,287,377762nd of 1,688 in CA
Housing vacancy5.3%
36th
U.S. 10.1% · CA 7.5%1,021st of 1,664 in CA
Poverty rate5.4%
14th
StrengthU.S. 12.5% · CA 12%1,415th of 1,666 in CA
Uninsured rate2%
5th
StrengthU.S. 8.4% · CA 6.6%1,444th of 1,675 in CA

Measure	95746	Placer	CA	U.S.	National percentile	Rank in CA
Median household incomeStrength	$183,305	$115,998	$99,122	$80,734	98th	102nd of 1,575
Median gross rent	$2,921	$2,069	$2,036	$1,413	98th	149th of 1,464
Median earnings per workerStrength	$95,877	$68,365	$52,643	$49,666	97th	139th of 1,658
Per capita incomeStrength	$84,058	$57,862	$49,513	$44,673	96th	180th of 1,685
Median home value	$1,099,500	$688,100	$734,700	$332,700	96th	310th of 1,586
Homeownership rateStrength	88.8%	74.8%	55.9%	65.2%	94th	112th of 1,662
Median age	48	42.5	37.9	38.9	93rd	334th of 1,687
Self-employed workers	16%	12%	11.4%	10%	93rd	439th of 1,678
Healthcare workers	13.8%	11.1%	9.4%	9.7%	92nd	160th of 1,678
Bachelor's degree or higherStrength	62.3%	43.2%	37.1%	35.7%	91st	232nd of 1,687
Work from home	26.2%	22.7%	17.2%	15.1%	90th	350th of 1,680
Broadband accessStrength	96.3%	94.2%	93.5%	91%	87th	376th of 1,662
Government workers	20.1%	18.4%	14.8%	14.5%	85th	423rd of 1,678
Residents 65 and older	22%	20.5%	15.7%	17.2%	83rd	489th of 1,688
Rent-burdened renters	58.5%	57.9%	55.3%	51.1%	79th	594th of 1,610
Income inequality (Gini)	0.456	0.447	0.489	0.483	67th	635th of 1,651
Foreign-born residents	10.3%	12.7%	27%	14.1%	52nd	1,269th of 1,688
Residents under 18	22.2%	21.8%	22%	22%	51st	666th of 1,688
Average commute	26.1 min	27.4 min	28.7 min	26.4 min	50th	975th of 1,584
Population density	1,249/sq mi	298/sq mi	252/sq mi	95/sq mi	48th	810th of 1,688
Veterans	5.6%	7.3%	4.3%	6.2%	47th	599th of 1,686
Diversity index	45.1	53.3	69.7	61.4	44th	1,174th of 1,688
Unemployment rate	4.5%	4.8%	6.6%	5.2%	43rd	1,241st of 1,681
Tech workers	2.5%	4.7%	4.4%	3.8%	43rd	807th of 1,678
Population	22,985	419,156	39,287,377	334,922,499	36th	762nd of 1,688
Housing vacancy	5.3%	11.9%	7.5%	10.1%	36th	1,021st of 1,664
Poverty rateStrength	5.4%	6.8%	12%	12.5%	14th	1,415th of 1,666
Uninsured rateStrength	2%	3.2%	6.6%	8.4%	5th	1,444th of 1,675

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

25–34

10%

35–44

16%

45–54

17%

55–64

14%

65–74

75+

Median age

Under 18

22.2%

65 and over

22%

Race and ethnicity

White73%
Black2%
Hispanic9%
Asian10%
Native American0.2%
Pacific Islander0%
Other2%
Multiracial5%

Diversity index

45.1

U.S. 61.4

Foreign-born

10.3%

U.S. 14.1%

Born in state

64.3%

Language spoken at home (households)

English only

81%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 7,955
Average household size: 2.9
Family households: 82.8%
Married couples: 74.4%
Living alone: 12.6%
Veterans (of adults): 5.6%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

16%

$150–200k

12%

$200k+

46%

Median household income

95746

$183,305

Placer Co.

$115,998

California

$99,122

United States

$80,734

Per capita income

$84,058

U.S. $44,673

Poverty rate

5.4%

U.S. 12.5%

Households earning $150K+

57.7%

U.S. 23%

Income inequality (Gini)

0.456

U.S. 0.483

Housing

Median home value

95746

$1,099,500

Placer Co.

$688,100

California

$734,700

United States

$332,700

Median gross rent

95746

$2,921

Placer Co.

$2,069

California

$2,036

United States

$1,413

Types of housing

Single-family

95%

2–4 units

0.4%

5–19 units

0.2%

20+ units

0.5%

Mobile home

Boat, RV, van

Housing units: 8,402
Owner-occupied: 88.8%
Vacant: 5.3%
Median year built: 1990
Median rooms: 7.3
Renters paying 30%+ of income: 58.5%
Renters paying 50%+ of income: 24.2%
Home value to income: 6.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

64%

Carpooled

Transit

0.6%

Walked

Bicycle

0.2%

Worked from home

26%

Other

Commute time (one way)

<10 min

14%

10–19

29%

20–29

21%

30–44

21%

45–59

60+

Average commute

26.1 min

U.S. 26.4 min

Unemployment

4.5%

U.S. 5.2%

In labor force

57%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

22%

Business and finance

14%

Healthcare

14%

Sales

Office and admin

Education

Engineering and science

Construction and repair

Food service

Cleaning and personal care

Computer and math

Police and fire

Legal and social services

Transportation and moving

Arts, media and sports

Production

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

18%

Professional and technical services

12%

Public administration

10%

Manufacturing

Finance, insurance and real estate

Education

Retail

Construction

Restaurants and hotels

Transportation, warehousing and utilities

Wholesale

Other services

Admin, support and management

Arts and recreation

Information

Agriculture and mining

0.4%

Median earnings per worker

$95,877

U.S. $49,666

Self-employed

16%

U.S. 10%

Government workers

20.1%

U.S. 14.5%

Nonprofit workers

7.7%

U.S. 8.8%

Median earnings by type of work

Type of work	95746	U.S.
Management, business, science and arts	$120,195	$74,888
Service	$27,034	$26,804
Sales and office	$72,684	$40,476
Construction and maintenance	$60,378	$49,199
Production and transportation	$37,331	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

11%

Some college

16%

Associate's

Bachelor's

35%

Graduate

28%

High school graduate or higher: 97.2%
Bachelor's degree or higher: 62.3%
Graduate or professional degree: 27.7%
Households with broadband: 96.3%
Cable, fiber or DSL: 85.3%
No internet access: 1.8%
Without health insurance: 2%
Limited-English households: 0.4%

Geography

City (USPS): Granite Bay
State: California
County: Placer County
Center point: 38.7469° N, 121.1664° W
Land area: 18 sq mi
Water area: 7.2 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Granite Bay (unincorporated)96% of zip
Roseville3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95746

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95671	Represa, CA	3.7 mi	4,432	$232,700	—
95650	Loomis, CA	4.3 mi	13,405	$117,912	$751,700
95661	Roseville, CA	4.5 mi	32,589	$105,925	$687,800
95677	Rocklin, CA	4.8 mi	29,206	$105,713	$654,200
95763	Folsom, CA · PO box	4.8 mi	—	—	—
95662	Orangevale, CA	4.9 mi	32,600	$96,689	$558,300
95630	Folsom, CA	6 mi	79,484	$139,642	$755,200
95678	Roseville, CA	6.7 mi	45,346	$100,554	$570,600
95610	Citrus Heights, CA	6.7 mi	46,928	$83,327	$485,900
95611	Citrus Heights, CA · PO box	6.7 mi	—	—	—
95762	El Dorado Hills, CA	7 mi	47,657	$165,467	$916,000
95663	Penryn, CA	7.7 mi	3,090	$155,917	$960,800

Zip codes like 95746 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95746

What city is zip code 95746?

95746 is assigned to Granite Bay, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95746 in?

95746 is in Placer County, California.

What is the population of 95746?

About 22,985 people live in 95746, according to the Census Bureau's American Community Survey.

What time zone is 95746 in?

95746 is in Pacific Time.

What is the median household income in 95746?

The median household income in 95746 is $183,305.

What zip codes are near 95746?

The closest zip codes to 95746 are 95671, 95650, 95661, 95677, 95763.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95746, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.