Zip code 95628: Fair Oaks, California

Q: What city is zip code 95628?

95628 is assigned to Fair Oaks, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95628 in?

95628 is in Sacramento County, California.

Q: What is the population of 95628?

About 44,855 people live in 95628, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95628?

The median household income in 95628 is $115,803.

Q: What zip codes are near 95628?

The closest zip codes to 95628 are 95610, 95662, 95670, 95611, 95621.

Residential delivery areaSacramento CountyPacific Time

Population

44,855

Median household income

$116K

U.S. $81K

Median home value

$651K

U.S. $333K

Median rent

$1,983/mo

U.S. $1,413

Median age

43.3

U.S. 38.9

Land area

13 sq mi

3,479 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95628

95628 is an urban zip code in Fair Oaks, California (Sacramento County), covering 13 sq mi of land. About 44,855 people live here, or 3,479 per square mile. The median resident is 43.3 years old, compared with 38.9 nationally.

The median household earns $115,803 a year, 43% above the national median of $80,734. 7.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $651,400, or 5.6 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $1,983 a month.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.7 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and sales. 22% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.

How 95628 compares

Sorted from highest to lowest national percentile

Government workers22.5%
91st
U.S. 14.5% · CA 14.8%299th of 1,678 in CA
Broadband access96.5%
89th
StrengthU.S. 91% · CA 93.5%349th of 1,662 in CA
Median home value$651,400
85th
U.S. $332,700 · CA $734,700809th of 1,586 in CA
Work from home23.3%
85th
U.S. 15.1% · CA 17.2%462nd of 1,680 in CA
Residents 65 and older22.3%
84th
U.S. 17.2% · CA 15.7%473rd of 1,688 in CA
Median household income$115,803
83rd
StrengthU.S. $80,734 · CA $99,122472nd of 1,575 in CA
Median gross rent$1,983
83rd
U.S. $1,413 · CA $2,036675th of 1,464 in CA
Per capita income$56,278
81st
StrengthU.S. $44,673 · CA $49,513523rd of 1,685 in CA
Median earnings per worker$63,366
81st
StrengthU.S. $49,666 · CA $52,643510th of 1,658 in CA
Tech workers5.3%
81st
U.S. 3.8% · CA 4.4%332nd of 1,678 in CA
Median age43.3
79th
U.S. 38.9 · CA 37.9578th of 1,687 in CA
Veterans8%
77th
U.S. 6.2% · CA 4.3%323rd of 1,686 in CA
Unemployment rate6.7%
76th
U.S. 5.2% · CA 6.6%710th of 1,681 in CA
Population44,855
74th
U.S. 334,922,499 · CA 39,287,377306th of 1,688 in CA
Bachelor's degree or higher45.6%
73rd
U.S. 35.7% · CA 37.1%513th of 1,687 in CA
Self-employed workers11.3%
72nd
U.S. 10% · CA 11.4%855th of 1,678 in CA
Population density3,479/sq mi
71st
U.S. 95/sq mi · CA 252/sq mi589th of 1,688 in CA
Average commute28.7 min
67th
U.S. 26.4 min · CA 28.7 min711th of 1,584 in CA
Rent-burdened renters54.1%
63rd
U.S. 51.1% · CA 55.3%867th of 1,610 in CA
Foreign-born residents13.2%
60th
U.S. 14.1% · CA 27%1,140th of 1,688 in CA
Homeownership rate71.6%
57th
U.S. 65.2% · CA 55.9%545th of 1,662 in CA
Diversity index47.5
47th
U.S. 61.4 · CA 69.71,095th of 1,688 in CA
Healthcare workers8.9%
41st
U.S. 9.7% · CA 9.4%820th of 1,678 in CA
Income inequality (Gini)0.420
36th
U.S. 0.483 · CA 0.4891,082nd of 1,651 in CA
Residents under 1820.3%
34th
U.S. 22% · CA 22%900th of 1,688 in CA
Poverty rate7.3%
27th
U.S. 12.5% · CA 12%1,207th of 1,666 in CA
Uninsured rate3.2%
14th
StrengthU.S. 8.4% · CA 6.6%1,256th of 1,675 in CA
Housing vacancy3.2%
12th
U.S. 10.1% · CA 7.5%1,411th of 1,664 in CA

Measure	95628	Sacramento	CA	U.S.	National percentile	Rank in CA
Government workers	22.5%	23%	14.8%	14.5%	91st	299th of 1,678
Broadband accessStrength	96.5%	94%	93.5%	91%	89th	349th of 1,662
Median home value	$651,400	$534,200	$734,700	$332,700	85th	809th of 1,586
Work from home	23.3%	19.1%	17.2%	15.1%	85th	462nd of 1,680
Residents 65 and older	22.3%	15.3%	15.7%	17.2%	84th	473rd of 1,688
Median household incomeStrength	$115,803	$92,175	$99,122	$80,734	83rd	472nd of 1,575
Median gross rent	$1,983	$1,790	$2,036	$1,413	83rd	675th of 1,464
Per capita incomeStrength	$56,278	$43,324	$49,513	$44,673	81st	523rd of 1,685
Median earnings per workerStrength	$63,366	$52,197	$52,643	$49,666	81st	510th of 1,658
Tech workers	5.3%	4.8%	4.4%	3.8%	81st	332nd of 1,678
Median age	43.3	37.5	37.9	38.9	79th	578th of 1,687
Veterans	8%	5.5%	4.3%	6.2%	77th	323rd of 1,686
Unemployment rate	6.7%	6.7%	6.6%	5.2%	76th	710th of 1,681
Population	44,855	1,594,006	39,287,377	334,922,499	74th	306th of 1,688
Bachelor's degree or higher	45.6%	34.1%	37.1%	35.7%	73rd	513th of 1,687
Self-employed workers	11.3%	9.6%	11.4%	10%	72nd	855th of 1,678
Population density	3,479/sq mi	1,651/sq mi	252/sq mi	95/sq mi	71st	589th of 1,688
Average commute	28.7 min	27.3 min	28.7 min	26.4 min	67th	711th of 1,584
Rent-burdened renters	54.1%	56.1%	55.3%	51.1%	63rd	867th of 1,610
Foreign-born residents	13.2%	22.3%	27%	14.1%	60th	1,140th of 1,688
Homeownership rate	71.6%	59%	55.9%	65.2%	57th	545th of 1,662
Diversity index	47.5	73.3	69.7	61.4	47th	1,095th of 1,688
Healthcare workers	8.9%	10.2%	9.4%	9.7%	41st	820th of 1,678
Income inequality (Gini)	0.420	0.444	0.489	0.483	36th	1,082nd of 1,651
Residents under 18	20.3%	22.9%	22%	22%	34th	900th of 1,688
Poverty rate	7.3%	12.5%	12%	12.5%	27th	1,207th of 1,666
Uninsured rateStrength	3.2%	4.9%	6.6%	8.4%	14th	1,256th of 1,675
Housing vacancy	3.2%	4.6%	7.5%	10.1%	12th	1,411th of 1,664

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

14%

25–34

12%

35–44

11%

45–54

15%

55–64

12%

65–74

10%

75+

Median age

43.3

Under 18

20.3%

65 and over

22.3%

Race and ethnicity

White71%
Black2%
Hispanic14%
Asian5%
Native American0.2%
Pacific Islander0.3%
Other1%
Multiracial7%

Diversity index

47.5

U.S. 61.4

Foreign-born

13.2%

U.S. 14.1%

Born in state

63.6%

Language spoken at home (households)

English only

78%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 17,008
Average household size: 2.6
Family households: 69.9%
Married couples: 54.3%
Living alone: 23.3%
Veterans (of adults): 8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

10%

$50–75k

11%

$75–100k

14%

$100–150k

22%

$150–200k

17%

$200k+

19%

Median household income

95628

$115,803

Sacramento Co.

$92,175

California

$99,122

United States

$80,734

Per capita income

$56,278

U.S. $44,673

Poverty rate

7.3%

U.S. 12.5%

Households earning $150K+

35.6%

U.S. 23%

Income inequality (Gini)

0.420

U.S. 0.483

Housing

Median home value

95628

$651,400

Sacramento Co.

$534,200

California

$734,700

United States

$332,700

Median gross rent

95628

$1,983

Sacramento Co.

$1,790

California

$2,036

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 17,570
Owner-occupied: 71.6%
Vacant: 3.2%
Median year built: 1975
Median rooms: 6
Renters paying 30%+ of income: 54.1%
Renters paying 50%+ of income: 19.6%
Home value to income: 5.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

65%

Carpooled

Transit

0.9%

Walked

Bicycle

0.1%

Worked from home

23%

Other

Commute time (one way)

<10 min

10–19

25%

20–29

27%

30–44

27%

45–59

60+

Average commute

28.7 min

U.S. 26.4 min

Unemployment

6.7%

U.S. 5.2%

In labor force

60.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Office and admin

12%

Sales

10%

Healthcare

Business and finance

Education

Construction and repair

Computer and math

Transportation and moving

Engineering and science

Food service

Cleaning and personal care

Legal and social services

Production

Arts, media and sports

Police and fire

Farming, fishing and forestry

0.4%

Industries

Health care and social assistance

12%

Education

10%

Public administration

10%

Retail

Professional and technical services

Finance, insurance and real estate

Construction

Manufacturing

Restaurants and hotels

Other services

Admin, support and management

Transportation, warehousing and utilities

Wholesale

Arts and recreation

Information

Agriculture and mining

0.3%

Median earnings per worker

$63,366

U.S. $49,666

Self-employed

11.3%

U.S. 10%

Government workers

22.5%

U.S. 14.5%

Nonprofit workers

8.8%

U.S. 8.8%

Median earnings by type of work

Type of work	95628	U.S.
Management, business, science and arts	$89,326	$74,888
Service	$32,946	$26,804
Sales and office	$50,534	$40,476
Construction and maintenance	$57,760	$49,199
Production and transportation	$43,403	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

16%

Some college

23%

Associate's

10%

Bachelor's

28%

Graduate

17%

High school graduate or higher: 95.5%
Bachelor's degree or higher: 45.6%
Graduate or professional degree: 17.4%
Households with broadband: 96.5%
Cable, fiber or DSL: 86%
No internet access: 2.6%
Without health insurance: 3.2%
Limited-English households: 2.2%

Geography

City (USPS): Fair Oaks
State: California
County: Sacramento County
Center point: 38.6521° N, 121.2544° W
Land area: 13 sq mi
Water area: 0.4 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Fair Oaks (unincorporated)84% of zip
Carmichael (unincorporated)11% of zip
Orangevale (unincorporated)5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95628

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95610	Citrus Heights, CA	3.1 mi	46,928	$83,327	$485,900
95662	Orangevale, CA	3.2 mi	32,600	$96,689	$558,300
95670	Rancho Cordova, CA	3.6 mi	58,819	$89,484	$491,100
95611	Citrus Heights, CA · PO box	4.1 mi	—	—	—
95621	Citrus Heights, CA	4.2 mi	42,442	$80,901	$432,500
95609	Carmichael, CA · PO box	4.3 mi	—	—	—
95608	Carmichael, CA	4.5 mi	61,440	$86,563	$599,100
95763	Folsom, CA · PO box	4.6 mi	—	—	—
95741	Rancho Cordova, CA · PO box	5 mi	—	—	—
95841	Sacramento, CA	5.1 mi	20,500	$61,054	$424,500
95842	Sacramento, CA	5.6 mi	34,034	$68,276	$413,700
95661	Roseville, CA	6.2 mi	32,589	$105,925	$687,800

Zip codes like 95628 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95628

What city is zip code 95628?

95628 is assigned to Fair Oaks, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95628 in?

95628 is in Sacramento County, California.

What is the population of 95628?

About 44,855 people live in 95628, according to the Census Bureau's American Community Survey.

What time zone is 95628 in?

95628 is in Pacific Time.

What is the median household income in 95628?

The median household income in 95628 is $115,803.

What zip codes are near 95628?

The closest zip codes to 95628 are 95610, 95662, 95670, 95611, 95621.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95628, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.