Zip code 95540: Fortuna, California

Q: What city is zip code 95540?

95540 is assigned to Fortuna, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95540 in?

95540 is in Humboldt County, California.

Q: What is the population of 95540?

About 14,469 people live in 95540, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95540?

The median household income in 95540 is $63,695.

Q: What zip codes are near 95540?

The closest zip codes to 95540 are 95547, 95536, 95562, 95551, 95565.

Residential delivery areaHumboldt CountyPacific Time

Population

14,469

Median household income

$64K

U.S. $81K

Median home value

$390K

U.S. $333K

Median rent

$1,178/mo

U.S. $1,413

Median age

39.1

U.S. 38.9

Land area

34 sq mi

425 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95540

95540 is a small-town zip code in Fortuna, California (Humboldt County), covering 34 sq mi of land. About 14,469 people live here, or 425 per square mile. The median resident is 39.1 years old, compared with 38.9 nationally.

The median household earns $63,695 a year, 21% below the national median of $80,734. 17.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $389,500, or 6.1 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 56% of occupied homes are lived in by their owners, and renters pay a median of $1,178 a month.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.2 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in construction and repair; sales; and office and administrative support.

How 95540 compares

Sorted from highest to lowest national percentile

Unemployment rate7.8%
86th
WeaknessU.S. 5.2% · CA 6.6%505th of 1,681 in CA
Self-employed workers12.8%
82nd
U.S. 10% · CA 11.4%664th of 1,678 in CA
Poverty rate17.4%
78th
U.S. 12.5% · CA 12%392nd of 1,666 in CA
Government workers16.8%
71st
U.S. 14.5% · CA 14.8%662nd of 1,678 in CA
Income inequality (Gini)0.456
67th
U.S. 0.483 · CA 0.489625th of 1,651 in CA
Median home value$389,500
61st
U.S. $332,700 · CA $734,7001,254th of 1,586 in CA
Veterans6.4%
58th
U.S. 6.2% · CA 4.3%480th of 1,686 in CA
Foreign-born residents12.5%
58th
U.S. 14.1% · CA 27%1,169th of 1,688 in CA
Rent-burdened renters52.8%
58th
U.S. 51.1% · CA 55.3%936th of 1,610 in CA
Diversity index52.8
57th
U.S. 61.4 · CA 69.7924th of 1,688 in CA
Residents 65 and older17%
53rd
U.S. 17.2% · CA 15.7%826th of 1,688 in CA
Median age39.1
50th
U.S. 38.9 · CA 37.9914th of 1,687 in CA
Tech workers2.7%
47th
U.S. 3.8% · CA 4.4%745th of 1,678 in CA
Work from home12%
46th
U.S. 15.1% · CA 17.2%1,038th of 1,680 in CA
Housing vacancy6.1%
45th
U.S. 10.1% · CA 7.5%894th of 1,664 in CA
Bachelor's degree or higher26.2%
37th
U.S. 35.7% · CA 37.1%992nd of 1,687 in CA
Per capita income$35,239
35th
U.S. $44,673 · CA $49,5131,116th of 1,685 in CA
Median gross rent$1,178
35th
U.S. $1,413 · CA $2,0361,279th of 1,464 in CA
Broadband access90%
34th
U.S. 91% · CA 93.5%1,217th of 1,662 in CA
Residents under 1820.3%
34th
U.S. 22% · CA 22%891st of 1,688 in CA
Average commute23.2 min
31st
U.S. 26.4 min · CA 28.7 min1,234th of 1,584 in CA
Population density425/sq mi
30th
U.S. 95/sq mi · CA 252/sq mi973rd of 1,688 in CA
Uninsured rate4.5%
27th
U.S. 8.4% · CA 6.6%989th of 1,675 in CA
Median household income$63,695
26th
U.S. $80,734 · CA $99,1221,288th of 1,575 in CA
Homeownership rate56.4%
26th
U.S. 65.2% · CA 55.9%1,041st of 1,662 in CA
Median earnings per worker$41,429
26th
U.S. $49,666 · CA $52,6431,203rd of 1,658 in CA
Population14,469
22nd
U.S. 334,922,499 · CA 39,287,377917th of 1,688 in CA
Healthcare workers6.5%
11th
U.S. 9.7% · CA 9.4%1,274th of 1,678 in CA

Measure	95540	Humboldt	CA	U.S.	National percentile	Rank in CA
Unemployment rateWeakness	7.8%	9%	6.6%	5.2%	86th	505th of 1,681
Self-employed workers	12.8%	16.2%	11.4%	10%	82nd	664th of 1,678
Poverty rate	17.4%	18.7%	12%	12.5%	78th	392nd of 1,666
Government workers	16.8%	25%	14.8%	14.5%	71st	662nd of 1,678
Income inequality (Gini)	0.456	0.480	0.489	0.483	67th	625th of 1,651
Median home value	$389,500	$446,900	$734,700	$332,700	61st	1,254th of 1,586
Veterans	6.4%	6%	4.3%	6.2%	58th	480th of 1,686
Foreign-born residents	12.5%	6.2%	27%	14.1%	58th	1,169th of 1,688
Rent-burdened renters	52.8%	60.1%	55.3%	51.1%	58th	936th of 1,610
Diversity index	52.8	48.8	69.7	61.4	57th	924th of 1,688
Residents 65 and older	17%	19.8%	15.7%	17.2%	53rd	826th of 1,688
Median age	39.1	39.9	37.9	38.9	50th	914th of 1,687
Tech workers	2.7%	1.6%	4.4%	3.8%	47th	745th of 1,678
Work from home	12%	13%	17.2%	15.1%	46th	1,038th of 1,680
Housing vacancy	6.1%	12.7%	7.5%	10.1%	45th	894th of 1,664
Bachelor's degree or higher	26.2%	33.1%	37.1%	35.7%	37th	992nd of 1,687
Per capita income	$35,239	$36,080	$49,513	$44,673	35th	1,116th of 1,685
Median gross rent	$1,178	$1,287	$2,036	$1,413	35th	1,279th of 1,464
Broadband access	90%	90.9%	93.5%	91%	34th	1,217th of 1,662
Residents under 18	20.3%	18.8%	22%	22%	34th	891st of 1,688
Average commute	23.2 min	19 min	28.7 min	26.4 min	31st	1,234th of 1,584
Population density	425/sq mi	38/sq mi	252/sq mi	95/sq mi	30th	973rd of 1,688
Uninsured rate	4.5%	4.9%	6.6%	8.4%	27th	989th of 1,675
Median household income	$63,695	$61,160	$99,122	$80,734	26th	1,288th of 1,575
Homeownership rate	56.4%	56.5%	55.9%	65.2%	26th	1,041st of 1,662
Median earnings per worker	$41,429	$39,049	$52,643	$49,666	26th	1,203rd of 1,658
Population	14,469	134,541	39,287,377	334,922,499	22nd	917th of 1,688
Healthcare workers	6.5%	11.1%	9.4%	9.7%	11th	1,274th of 1,678

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

12%

18–24

13%

25–34

14%

35–44

45–54

15%

55–64

10%

65–74

75+

Median age

39.1

Under 18

20.3%

65 and over

17%

Race and ethnicity

White64%
Black2%
Hispanic23%
Asian3%
Native American2%
Pacific Islander0%
Other0.6%
Multiracial6%

Diversity index

52.8

U.S. 61.4

Foreign-born

12.5%

U.S. 14.1%

Born in state

72%

Language spoken at home (households)

English only

81%

Spanish

16%

Other Indo-European

Asian / Pacific

Other

Households

Households: 5,689
Average household size: 2.5
Family households: 60.7%
Married couples: 41.7%
Living alone: 26.6%
Veterans (of adults): 6.4%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

20%

$50–75k

19%

$75–100k

11%

$100–150k

15%

$150–200k

$200k+

Median household income

95540

$63,695

Humboldt Co.

$61,160

California

$99,122

United States

$80,734

Per capita income

$35,239

U.S. $44,673

Poverty rate

17.4%

U.S. 12.5%

Households earning $150K+

15.8%

U.S. 23%

Income inequality (Gini)

0.456

U.S. 0.483

Housing

Median home value

95540

$389,500

Humboldt Co.

$446,900

California

$734,700

United States

$332,700

Median gross rent

95540

$1,178

Humboldt Co.

$1,287

California

$2,036

United States

$1,413

Types of housing

Single-family

73%

2–4 units

11%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 6,059
Owner-occupied: 56.4%
Vacant: 6.1%
Median year built: 1978
Median rooms: 5.1
Renters paying 30%+ of income: 52.8%
Renters paying 50%+ of income: 27.2%
Home value to income: 6.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

70%

Carpooled

11%

Transit

Walked

Bicycle

0.7%

Worked from home

12%

Other

0.4%

Commute time (one way)

<10 min

31%

10–19

30%

20–29

11%

30–44

17%

45–59

60+

Average commute

23.2 min

U.S. 26.4 min

Unemployment

7.8%

U.S. 5.2%

In labor force

57.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

11%

Sales

10%

Office and admin

10%

Management

Education

Cleaning and personal care

Transportation and moving

Healthcare

Production

Food service

Police and fire

Farming, fishing and forestry

Engineering and science

Computer and math

Arts, media and sports

Business and finance

Legal and social services

Industries

Health care and social assistance

15%

Retail

11%

Construction

10%

Restaurants and hotels

Manufacturing

Education

Public administration

Finance, insurance and real estate

Professional and technical services

Agriculture and mining

Arts and recreation

Admin, support and management

Other services

Transportation, warehousing and utilities

Wholesale

Information

0.9%

Median earnings per worker

$41,429

U.S. $49,666

Self-employed

12.8%

U.S. 10%

Government workers

16.8%

U.S. 14.5%

Nonprofit workers

8.1%

U.S. 8.8%

Median earnings by type of work

Type of work	95540	U.S.
Management, business, science and arts	$62,310	$74,888
Service	$22,528	$26,804
Sales and office	$38,162	$40,476
Construction and maintenance	$38,375	$49,199
Production and transportation	$38,355	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

28%

Some college

25%

Associate's

Bachelor's

17%

Graduate

High school graduate or higher: 87.5%
Bachelor's degree or higher: 26.2%
Graduate or professional degree: 9.4%
Households with broadband: 90%
Cable, fiber or DSL: 73.9%
No internet access: 8.7%
Without health insurance: 4.5%
Limited-English households: 2.2%

Geography

City (USPS): Fortuna
State: California
County: Humboldt County
Center point: 40.5668° N, 124.1260° W
Land area: 34 sq mi
Water area: 0.5 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Fortuna15% of zip
Hydesville (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95540

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95547	Hydesville, CA	2.6 mi	1,263	$96,827	$481,100
95536	Ferndale, CA	6.3 mi	3,050	$73,375	$566,000
95562	Rio Dell, CA	8.8 mi	3,422	$42,975	$305,000
95551	Loleta, CA	9.3 mi	1,880	$64,519	$558,100
95565	Scotia, CA	9.7 mi	764	$57,083	$364,600
95528	Carlotta, CA	11 mi	1,286	$55,481	$506,300
95503	Eureka, CA	12 mi	25,054	$71,855	$444,700
95537	Fields Landing, CA	12 mi	532	$78,686	$435,500
95549	Kneeland, CA	13 mi	1,024	$95,179	$651,600
95564	Samoa, CA	16 mi	444	$78,750	$480,800
95502	Eureka, CA · PO box	16 mi	—	—	—
95534	Cutten, CA · PO box	16 mi	—	—	—

Zip codes like 95540 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95540

What city is zip code 95540?

95540 is assigned to Fortuna, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95540 in?

95540 is in Humboldt County, California.

What is the population of 95540?

About 14,469 people live in 95540, according to the Census Bureau's American Community Survey.

What time zone is 95540 in?

95540 is in Pacific Time.

What is the median household income in 95540?

The median household income in 95540 is $63,695.

What zip codes are near 95540?

The closest zip codes to 95540 are 95547, 95536, 95562, 95551, 95565.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95540, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.