Zip code 95428: Covelo, California

Q: What city is zip code 95428?

95428 is assigned to Covelo, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95428 in?

95428 is in Mendocino County, California.

Q: What is the population of 95428?

About 2,347 people live in 95428, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95428?

The median household income in 95428 is $46,339.

Q: What zip codes are near 95428?

The closest zip codes to 95428 are 95429, 95454, 95595, 95490, 95585.

Residential delivery areaMendocino CountyPacific Time

Population

2,347

Median household income

$46K

U.S. $81K

Median home value

$437K

U.S. $333K

Median rent

$983/mo

U.S. $1,413

Median age

40.5

U.S. 38.9

Land area

275 sq mi

9 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95428

95428 is a rural zip code in Covelo, California (Mendocino County), covering 275 sq mi of land. About 2,347 people live here, or 9 per square mile. The median resident is 40.5 years old, compared with 38.9 nationally.

The median household earns $46,339 a year, 43% below the national median of $80,734. 27.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $437,200, or 9.4 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 54% of occupied homes are lived in by their owners, and renters pay a median of $983 a month.

10% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 16.2 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in cleaning and personal care; management; and construction and repair. 30% of them are self-employed (U.S.: 10%). 22% of households speak a language other than English at home, most often Spanish.

How 95428 compares

Sorted from highest to lowest national percentile

Unemployment rate20.5%
99th
WeaknessU.S. 5.2% · CA 6.6%50th of 1,681 in CA
Self-employed workers30.3%
99th
U.S. 10% · CA 11.4%86th of 1,678 in CA
Housing vacancy27.9%
97th
U.S. 10.1% · CA 7.5%207th of 1,664 in CA
Diversity index71.4
95th
U.S. 61.4 · CA 69.7121st of 1,688 in CA
Poverty rate27.2%
94th
WeaknessU.S. 12.5% · CA 12%119th of 1,666 in CA
Government workers23.3%
92nd
U.S. 14.5% · CA 14.8%264th of 1,678 in CA
Income inequality (Gini)0.507
91st
WeaknessU.S. 0.483 · CA 0.489218th of 1,651 in CA
Rent-burdened renters62.3%
88th
WeaknessU.S. 51.1% · CA 55.3%369th of 1,610 in CA
Uninsured rate13.9%
86th
WeaknessU.S. 8.4% · CA 6.6%110th of 1,675 in CA
Residents 65 and older21.6%
81st
U.S. 17.2% · CA 15.7%508th of 1,688 in CA
Tech workers4.2%
71st
U.S. 3.8% · CA 4.4%459th of 1,678 in CA
Median home value$437,200
67th
U.S. $332,700 · CA $734,7001,158th of 1,586 in CA
Foreign-born residents14.4%
63rd
U.S. 14.1% · CA 27%1,076th of 1,688 in CA
Median age40.5
61st
U.S. 38.9 · CA 37.9798th of 1,687 in CA
Work from home14.3%
58th
U.S. 15.1% · CA 17.2%891st of 1,680 in CA
Residents under 1821.8%
47th
U.S. 22% · CA 22%712th of 1,688 in CA
Homeownership rate54.4%
23rd
U.S. 65.2% · CA 55.9%1,108th of 1,662 in CA
Median gross rent$983
20th
U.S. $1,413 · CA $2,0361,376th of 1,464 in CA
Veterans3.1%
16th
U.S. 6.2% · CA 4.3%1,124th of 1,686 in CA
Median household income$46,339
6th
WeaknessU.S. $80,734 · CA $99,1221,499th of 1,575 in CA
Per capita income$23,747
6th
WeaknessU.S. $44,673 · CA $49,5131,508th of 1,685 in CA
Population2,347
4th
U.S. 334,922,499 · CA 39,287,3771,262nd of 1,688 in CA
Average commute16.2 min
3rd
StrengthU.S. 26.4 min · CA 28.7 min1,515th of 1,584 in CA
Median earnings per worker$29,537
3rd
WeaknessU.S. $49,666 · CA $52,6431,565th of 1,658 in CA
Bachelor's degree or higher9.7%
2nd
WeaknessU.S. 35.7% · CA 37.1%1,539th of 1,687 in CA
Population density9/sq mi
1st
U.S. 95/sq mi · CA 252/sq mi1,540th of 1,688 in CA
Broadband access63%
1st
WeaknessU.S. 91% · CA 93.5%1,638th of 1,662 in CA
Healthcare workers1.1%
1st
U.S. 9.7% · CA 9.4%1,540th of 1,678 in CA

Measure	95428	Mendocino	CA	U.S.	National percentile	Rank in CA
Unemployment rateWeakness	20.5%	9%	6.6%	5.2%	99th	50th of 1,681
Self-employed workers	30.3%	16.4%	11.4%	10%	99th	86th of 1,678
Housing vacancy	27.9%	16.4%	7.5%	10.1%	97th	207th of 1,664
Diversity index	71.4	54.6	69.7	61.4	95th	121st of 1,688
Poverty rateWeakness	27.2%	15.4%	12%	12.5%	94th	119th of 1,666
Government workers	23.3%	17.5%	14.8%	14.5%	92nd	264th of 1,678
Income inequality (Gini)Weakness	0.507	0.481	0.489	0.483	91st	218th of 1,651
Rent-burdened rentersWeakness	62.3%	54.9%	55.3%	51.1%	88th	369th of 1,610
Uninsured rateWeakness	13.9%	7.7%	6.6%	8.4%	86th	110th of 1,675
Residents 65 and older	21.6%	24.5%	15.7%	17.2%	81st	508th of 1,688
Tech workers	4.2%	1.4%	4.4%	3.8%	71st	459th of 1,678
Median home value	$437,200	$512,200	$734,700	$332,700	67th	1,158th of 1,586
Foreign-born residents	14.4%	12.2%	27%	14.1%	63rd	1,076th of 1,688
Median age	40.5	44.1	37.9	38.9	61st	798th of 1,687
Work from home	14.3%	12.2%	17.2%	15.1%	58th	891st of 1,680
Residents under 18	21.8%	20.9%	22%	22%	47th	712th of 1,688
Homeownership rate	54.4%	61.7%	55.9%	65.2%	23rd	1,108th of 1,662
Median gross rent	$983	$1,317	$2,036	$1,413	20th	1,376th of 1,464
Veterans	3.1%	5.9%	4.3%	6.2%	16th	1,124th of 1,686
Median household incomeWeakness	$46,339	$68,092	$99,122	$80,734	6th	1,499th of 1,575
Per capita incomeWeakness	$23,747	$38,760	$49,513	$44,673	6th	1,508th of 1,685
Population	2,347	90,244	39,287,377	334,922,499	4th	1,262nd of 1,688
Average commuteStrength	16.2 min	21.5 min	28.7 min	26.4 min	3rd	1,515th of 1,584
Median earnings per workerWeakness	$29,537	$44,507	$52,643	$49,666	3rd	1,565th of 1,658
Bachelor's degree or higherWeakness	9.7%	25.2%	37.1%	35.7%	2nd	1,539th of 1,687
Population density	9/sq mi	26/sq mi	252/sq mi	95/sq mi	1st	1,540th of 1,688
Broadband accessWeakness	63%	89.6%	93.5%	91%	1st	1,638th of 1,662
Healthcare workers	1.1%	11.3%	9.4%	9.7%	1st	1,540th of 1,678

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

16%

25–34

12%

35–44

10%

45–54

13%

55–64

15%

65–74

75+

Median age

40.5

Under 18

21.8%

65 and over

21.6%

Race and ethnicity

White32%
Black0.2%
Hispanic34%
Asian1%
Native American25%
Pacific Islander0.3%
Other0.6%
Multiracial7%

Diversity index

71.4

U.S. 61.4

Foreign-born

14.4%

U.S. 14.1%

Born in state

71.4%

Language spoken at home (households)

English only

78%

Spanish

19%

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 918
Average household size: 2.6
Family households: 59.8%
Married couples: 38.1%
Living alone: 35.4%
Veterans (of adults): 3.1%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

29%

$25–50k

24%

$50–75k

21%

$75–100k

13%

$100–150k

$150–200k

$200k+

Median household income

95428

$46,339

Mendocino Co.

$68,092

California

$99,122

United States

$80,734

Per capita income

$23,747

U.S. $44,673

Poverty rate

27.2%

U.S. 12.5%

Households earning $150K+

3.9%

U.S. 23%

Income inequality (Gini)

0.507

U.S. 0.483

Housing

Median home value

95428

$437,200

Mendocino Co.

$512,200

California

$734,700

United States

$332,700

Median gross rent

95428

$983

Mendocino Co.

$1,317

California

$2,036

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

14%

Boat, RV, van

Housing units: 1,273
Owner-occupied: 54.4%
Vacant: 27.9%
Median year built: 1973
Median rooms: 4.7
Renters paying 30%+ of income: 62.3%
Renters paying 50%+ of income: 51.2%
Home value to income: 9.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

Bicycle

Worked from home

14%

Other

Commute time (one way)

<10 min

39%

10–19

40%

20–29

30–44

10%

45–59

60+

Average commute

16.2 min

U.S. 26.4 min

Unemployment

20.5%

U.S. 5.2%

In labor force

51.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Cleaning and personal care

22%

Management

15%

Construction and repair

15%

Office and admin

10%

Food service

Police and fire

Transportation and moving

Business and finance

Computer and math

Sales

Education

Legal and social services

Engineering and science

Healthcare

Farming, fishing and forestry

0.8%

Arts, media and sports

Production

Industries

Admin, support and management

18%

Construction

17%

Health care and social assistance

14%

Professional and technical services

Agriculture and mining

Retail

Education

Public administration

Arts and recreation

Manufacturing

Information

Restaurants and hotels

Other services

Finance, insurance and real estate

0.7%

Transportation, warehousing and utilities

Wholesale

Median earnings per worker

$29,537

U.S. $49,666

Self-employed

30.3%

U.S. 10%

Government workers

23.3%

U.S. 14.5%

Nonprofit workers

17.2%

U.S. 8.8%

Median earnings by type of work

Type of work	95428	U.S.
Management, business, science and arts	$52,500	$74,888
Service	$27,450	$26,804
Sales and office	$20,417	$40,476
Construction and maintenance	$33,413	$49,199
Production and transportation	$18,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

21%

High school

40%

Some college

20%

Associate's

Bachelor's

Graduate

High school graduate or higher: 78.7%
Bachelor's degree or higher: 9.7%
Graduate or professional degree: 1.7%
Households with broadband: 63%
Cable, fiber or DSL: 26.8%
No internet access: 33.9%
Without health insurance: 13.9%
Limited-English households: 9.3%

Geography

City (USPS): Covelo
State: California
County: Mendocino County
Center point: 39.8248° N, 123.1796° W
Land area: 275 sq mi
Water area: 0.8 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Covelo (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95428

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95429	Dos Rios, CA	11 mi	128	$13,333	$400,000
95454	Laytonville, CA	17 mi	1,670	$42,447	$393,700
95595	Zenia, CA	18 mi	133	$28,704	$553,600
95490	Willits, CA	26 mi	14,677	$79,594	$392,700
95585	Leggett, CA	26 mi	522	$36,190	—
95417	Branscomb, CA	27 mi	220	—	—
95469	Potter Valley, CA	30 mi	1,315	$82,683	$529,200
96074	Paskenta, CA	31 mi	290	$51,346	$177,100
95511	Alderpoint, CA	32 mi	71	—	—
95587	Piercy, CA	32 mi	0	—	—
95488	Westport, CA	33 mi	226	—	—
95939	Elk Creek, CA	35 mi	325	$40,568	$423,500

Zip codes like 95428 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95428

What city is zip code 95428?

95428 is assigned to Covelo, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95428 in?

95428 is in Mendocino County, California.

What is the population of 95428?

About 2,347 people live in 95428, according to the Census Bureau's American Community Survey.

What time zone is 95428 in?

95428 is in Pacific Time.

What is the median household income in 95428?

The median household income in 95428 is $46,339.

What zip codes are near 95428?

The closest zip codes to 95428 are 95429, 95454, 95595, 95490, 95585.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95428, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.