Zip code 95423: Clearlake Oaks, California

Q: What city is zip code 95423?

95423 is assigned to Clearlake Oaks, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95423 in?

95423 is in Lake County, California.

Q: What is the population of 95423?

About 3,513 people live in 95423, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95423?

The median household income in 95423 is $41,143.

Q: What zip codes are near 95423?

The closest zip codes to 95423 are 95422, 95443, 95424, 95458, 95457.

Residential delivery areaLake CountyPacific Time

Population

3,513

Median household income

$41K

U.S. $81K

Median home value

$294K

U.S. $333K

Median rent

$1,430/mo

U.S. $1,413

Median age

60.4

U.S. 38.9

Land area

122 sq mi

29 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95423

95423 is a rural zip code in Clearlake Oaks, California (Lake County), covering 122 sq mi of land. About 3,513 people live here, or 29 per square mile. The median resident is 60.4 years old, compared with 38.9 nationally.

The median household earns $41,143 a year, about 51% of the national median of $80,734. 21.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $293,600, or 7.1 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 73% of occupied homes are lived in by their owners, and renters pay a median of $1,430 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.2 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in healthcare; cleaning and personal care; and management.

How 95423 compares

Sorted from highest to lowest national percentile

Median age60.4
99th
U.S. 38.9 · CA 37.993rd of 1,687 in CA
Residents 65 and older38.9%
99th
U.S. 17.2% · CA 15.7%108th of 1,688 in CA
Healthcare workers23.1%
99th
U.S. 9.7% · CA 9.4%37th of 1,678 in CA
Government workers36%
99th
U.S. 14.5% · CA 14.8%90th of 1,678 in CA
Income inequality (Gini)0.589
99th
WeaknessU.S. 0.483 · CA 0.48926th of 1,651 in CA
Unemployment rate12.9%
98th
WeaknessU.S. 5.2% · CA 6.6%145th of 1,681 in CA
Housing vacancy30.7%
98th
U.S. 10.1% · CA 7.5%182nd of 1,664 in CA
Veterans13.5%
96th
U.S. 6.2% · CA 4.3%78th of 1,686 in CA
Poverty rate21.9%
88th
WeaknessU.S. 12.5% · CA 12%219th of 1,666 in CA
Average commute31.2 min
79th
U.S. 26.4 min · CA 28.7 min438th of 1,584 in CA
Self-employed workers12.1%
78th
U.S. 10% · CA 11.4%747th of 1,678 in CA
Rent-burdened renters57.7%
76th
U.S. 51.1% · CA 55.3%646th of 1,610 in CA
Per capita income$48,709
70th
U.S. $44,673 · CA $49,513694th of 1,685 in CA
Homeownership rate72.8%
61st
U.S. 65.2% · CA 55.9%500th of 1,662 in CA
Uninsured rate7.9%
58th
U.S. 8.4% · CA 6.6%481st of 1,675 in CA
Median gross rent$1,430
52nd
U.S. $1,413 · CA $2,0361,113th of 1,464 in CA
Foreign-born residents8%
43rd
U.S. 14.1% · CA 27%1,358th of 1,688 in CA
Median home value$293,600
42nd
U.S. $332,700 · CA $734,7001,438th of 1,586 in CA
Diversity index40.7
37th
U.S. 61.4 · CA 69.71,270th of 1,688 in CA
Work from home8.1%
23rd
U.S. 15.1% · CA 17.2%1,306th of 1,680 in CA
Bachelor's degree or higher19.2%
19th
WeaknessU.S. 35.7% · CA 37.1%1,233rd of 1,687 in CA
Median earnings per worker$36,719
13th
WeaknessU.S. $49,666 · CA $52,6431,387th of 1,658 in CA
Residents under 1815.8%
10th
U.S. 22% · CA 22%1,290th of 1,688 in CA
Broadband access83.4%
9th
WeaknessU.S. 91% · CA 93.5%1,483rd of 1,662 in CA
Population3,513
6th
U.S. 334,922,499 · CA 39,287,3771,186th of 1,688 in CA
Population density29/sq mi
4th
U.S. 95/sq mi · CA 252/sq mi1,393rd of 1,688 in CA
Median household income$41,143
4th
WeaknessU.S. $80,734 · CA $99,1221,532nd of 1,575 in CA
Tech workers0.1%
3rd
U.S. 3.8% · CA 4.4%1,345th of 1,678 in CA

Measure	95423	Lake	CA	U.S.	National percentile	Rank in CA
Median age	60.4	44.1	37.9	38.9	99th	93rd of 1,687
Residents 65 and older	38.9%	23.9%	15.7%	17.2%	99th	108th of 1,688
Healthcare workers	23.1%	13%	9.4%	9.7%	99th	37th of 1,678
Government workers	36%	23.5%	14.8%	14.5%	99th	90th of 1,678
Income inequality (Gini)Weakness	0.589	0.484	0.489	0.483	99th	26th of 1,651
Unemployment rateWeakness	12.9%	11.1%	6.6%	5.2%	98th	145th of 1,681
Housing vacancy	30.7%	21.7%	7.5%	10.1%	98th	182nd of 1,664
Veterans	13.5%	8.3%	4.3%	6.2%	96th	78th of 1,686
Poverty rateWeakness	21.9%	17%	12%	12.5%	88th	219th of 1,666
Average commute	31.2 min	32.4 min	28.7 min	26.4 min	79th	438th of 1,584
Self-employed workers	12.1%	13.4%	11.4%	10%	78th	747th of 1,678
Rent-burdened renters	57.7%	61.9%	55.3%	51.1%	76th	646th of 1,610
Per capita income	$48,709	$35,372	$49,513	$44,673	70th	694th of 1,685
Homeownership rate	72.8%	72.2%	55.9%	65.2%	61st	500th of 1,662
Uninsured rate	7.9%	6.9%	6.6%	8.4%	58th	481st of 1,675
Median gross rent	$1,430	$1,368	$2,036	$1,413	52nd	1,113th of 1,464
Foreign-born residents	8%	9.9%	27%	14.1%	43rd	1,358th of 1,688
Median home value	$293,600	$324,300	$734,700	$332,700	42nd	1,438th of 1,586
Diversity index	40.7	52.5	69.7	61.4	37th	1,270th of 1,688
Work from home	8.1%	14.3%	17.2%	15.1%	23rd	1,306th of 1,680
Bachelor's degree or higherWeakness	19.2%	17.8%	37.1%	35.7%	19th	1,233rd of 1,687
Median earnings per workerWeakness	$36,719	$42,460	$52,643	$49,666	13th	1,387th of 1,658
Residents under 18	15.8%	21.9%	22%	22%	10th	1,290th of 1,688
Broadband accessWeakness	83.4%	87.1%	93.5%	91%	9th	1,483rd of 1,662
Population	3,513	68,152	39,287,377	334,922,499	6th	1,186th of 1,688
Population density	29/sq mi	54/sq mi	252/sq mi	95/sq mi	4th	1,393rd of 1,688
Median household incomeWeakness	$41,143	$60,621	$99,122	$80,734	4th	1,532nd of 1,575
Tech workers	0.1%	0.6%	4.4%	3.8%	3rd	1,345th of 1,678

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

25–34

35–44

45–54

16%

55–64

23%

65–74

16%

75+

Median age

60.4

Under 18

15.8%

65 and over

38.9%

Race and ethnicity

White75%
Black1%
Hispanic14%
Asian0.6%
Native American0.1%
Pacific Islander0.0%
Other1%
Multiracial7%

Diversity index

40.7

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

69.9%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

0.1%

Other

Households

Households: 1,708
Average household size: 2
Family households: 45.6%
Married couples: 31.8%
Living alone: 47.2%
Veterans (of adults): 13.5%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

34%

$25–50k

26%

$50–75k

16%

$75–100k

$100–150k

10%

$150–200k

$200k+

Median household income

95423

$41,143

Lake Co.

$60,621

California

$99,122

United States

$80,734

Per capita income

$48,709

U.S. $44,673

Poverty rate

21.9%

U.S. 12.5%

Households earning $150K+

9.4%

U.S. 23%

Income inequality (Gini)

0.589

U.S. 0.483

Housing

Median home value

95423

$293,600

Lake Co.

$324,300

California

$734,700

United States

$332,700

Median gross rent

95423

$1,430

Lake Co.

$1,368

California

$2,036

United States

$1,413

Types of housing

Single-family

70%

2–4 units

5–19 units

0.9%

20+ units

Mobile home

23%

Boat, RV, van

Housing units: 2,464
Owner-occupied: 72.8%
Vacant: 30.7%
Median year built: 1978
Median rooms: 4.9
Renters paying 30%+ of income: 57.7%
Renters paying 50%+ of income: 31.1%
Home value to income: 7.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

63%

Carpooled

Transit

Walked

17%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

28%

10–19

26%

20–29

10%

30–44

45–59

13%

60+

24%

Average commute

31.2 min

U.S. 26.4 min

Unemployment

12.9%

U.S. 5.2%

In labor force

35.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

23%

Cleaning and personal care

20%

Management

15%

Construction and repair

14%

Food service

Office and admin

Sales

Police and fire

Education

Engineering and science

Farming, fishing and forestry

Business and finance

0.8%

Transportation and moving

0.8%

Legal and social services

0.7%

Computer and math

0.1%

Arts, media and sports

Production

Industries

Public administration

23%

Construction

21%

Restaurants and hotels

13%

Health care and social assistance

11%

Other services

Professional and technical services

Education

Retail

Agriculture and mining

Manufacturing

Transportation, warehousing and utilities

Admin, support and management

0.7%

Information

0.7%

Arts and recreation

0.1%

Finance, insurance and real estate

Wholesale

Median earnings per worker

$36,719

U.S. $49,666

Self-employed

12.1%

U.S. 10%

Government workers

36%

U.S. 14.5%

Nonprofit workers

10.6%

U.S. 8.8%

Median earnings by type of work

Type of work	95423	U.S.
Management, business, science and arts	$53,977	$74,888
Service	$29,661	$26,804
Sales and office	$24,286	$40,476
Construction and maintenance	$35,729	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

35%

Some college

28%

Associate's

11%

Bachelor's

13%

Graduate

High school graduate or higher: 94%
Bachelor's degree or higher: 19.2%
Graduate or professional degree: 6.1%
Households with broadband: 83.4%
Cable, fiber or DSL: 38.8%
No internet access: 15.7%
Without health insurance: 7.9%
Limited-English households: 3.6%

Geography

City (USPS): Clearlake Oaks
State: California
County: Lake County
Center point: 39.0674° N, 122.6297° W
Land area: 122 sq mi
Water area: 2.2 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Spring Valley (unincorporated)4% of zip
Clearlake Oaks (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95423

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95422	Clearlake, CA	5.7 mi	17,054	$42,241	$217,000
95443	Glenhaven, CA	6 mi	81	—	—
95424	Clearlake Park, CA · PO box	7 mi	—	—	—
95458	Lucerne, CA	8.4 mi	3,638	$57,674	$249,500
95457	Lower Lake, CA	11 mi	3,122	$63,594	$488,800
95464	Nice, CA	12 mi	2,484	$61,705	$155,100
95451	Kelseyville, CA	13 mi	12,592	$62,568	$352,000
95435	Finley, CA	14 mi	0	—	—
95453	Lakeport, CA	17 mi	11,741	$71,419	$403,300
95426	Cobb, CA	17 mi	1,257	$84,000	$311,900
95979	Stonyford, CA	18 mi	558	$24,766	$184,400
95467	Hidden Valley Lake, CA	18 mi	5,778	$84,152	$393,100

Zip codes like 95423 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95423

What city is zip code 95423?

95423 is assigned to Clearlake Oaks, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95423 in?

95423 is in Lake County, California.

What is the population of 95423?

About 3,513 people live in 95423, according to the Census Bureau's American Community Survey.

What time zone is 95423 in?

95423 is in Pacific Time.

What is the median household income in 95423?

The median household income in 95423 is $41,143.

What zip codes are near 95423?

The closest zip codes to 95423 are 95422, 95443, 95424, 95458, 95457.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95423, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.