Zip code 95020: Gilroy, California

Q: What city is zip code 95020?

95020 is assigned to Gilroy, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95020 in?

95020 is in Santa Clara County, California.

Q: What is the population of 95020?

About 67,181 people live in 95020, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95020?

The median household income in 95020 is $137,117.

Q: What zip codes are near 95020?

The closest zip codes to 95020 are 95021, 95046, 95037, 95004, 95038.

Residential delivery areaSanta Clara CountyPacific Time

Population

67,181

Median household income

$137K

U.S. $81K

Median home value

$1.1M

U.S. $333K

Median rent

$2,286/mo

U.S. $1,413

Median age

37.6

U.S. 38.9

Land area

152 sq mi

443 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95020

95020 is a small-town zip code in Gilroy, California (Santa Clara County), covering 152 sq mi of land. About 67,181 people live here, or 443 per square mile. The median resident is 37.6 years old, compared with 38.9 nationally.

The median household earns $137,117 a year, 70% above the national median of $80,734. 6.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,059,100, or 7.7 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 64% of occupied homes are lived in by their owners, and renters pay a median of $2,286 a month.

29% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 33.7 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in management; construction and repair; and office and administrative support. 49% of households speak a language other than English at home, most often Spanish.

How 95020 compares

Sorted from highest to lowest national percentile

Median home value$1,059,100
96th
U.S. $332,700 · CA $734,700344th of 1,586 in CA
Population67,181
93rd
U.S. 334,922,499 · CA 39,287,37774th of 1,688 in CA
Median household income$137,117
92nd
StrengthU.S. $80,734 · CA $99,122276th of 1,575 in CA
Median gross rent$2,286
92nd
U.S. $1,413 · CA $2,036444th of 1,464 in CA
Average commute33.7 min
89th
WeaknessU.S. 26.4 min · CA 28.7 min272nd of 1,584 in CA
Broadband access95.7%
82nd
StrengthU.S. 91% · CA 93.5%482nd of 1,662 in CA
Foreign-born residents23.9%
80th
U.S. 14.1% · CA 27%654th of 1,688 in CA
Residents under 1825.8%
80th
U.S. 22% · CA 22%340th of 1,688 in CA
Per capita income$51,387
74th
U.S. $44,673 · CA $49,513631st of 1,685 in CA
Unemployment rate6.5%
74th
U.S. 5.2% · CA 6.6%763rd of 1,681 in CA
Median earnings per worker$57,176
71st
U.S. $49,666 · CA $52,643677th of 1,658 in CA
Diversity index59
70th
U.S. 61.4 · CA 69.7674th of 1,688 in CA
Self-employed workers11.1%
70th
U.S. 10% · CA 11.4%886th of 1,678 in CA
Government workers14.8%
58th
U.S. 14.5% · CA 14.8%865th of 1,678 in CA
Rent-burdened renters51.8%
54th
U.S. 51.1% · CA 55.3%988th of 1,610 in CA
Work from home13.2%
52nd
U.S. 15.1% · CA 17.2%974th of 1,680 in CA
Healthcare workers9.2%
46th
U.S. 9.7% · CA 9.4%751st of 1,678 in CA
Uninsured rate6.2%
44th
U.S. 8.4% · CA 6.6%703rd of 1,675 in CA
Bachelor's degree or higher28.5%
42nd
U.S. 35.7% · CA 37.1%928th of 1,687 in CA
Income inequality (Gini)0.424
40th
U.S. 0.483 · CA 0.4891,020th of 1,651 in CA
Median age37.6
39th
U.S. 38.9 · CA 37.91,058th of 1,687 in CA
Homeownership rate63.8%
39th
U.S. 65.2% · CA 55.9%843rd of 1,662 in CA
Population density443/sq mi
31st
U.S. 95/sq mi · CA 252/sq mi967th of 1,688 in CA
Residents 65 and older14.1%
31st
U.S. 17.2% · CA 15.7%1,110th of 1,688 in CA
Poverty rate6.7%
23rd
U.S. 12.5% · CA 12%1,284th of 1,666 in CA
Tech workers1.5%
23rd
U.S. 3.8% · CA 4.4%1,080th of 1,678 in CA
Housing vacancy4%
22nd
U.S. 10.1% · CA 7.5%1,265th of 1,664 in CA
Veterans3.6%
21st
U.S. 6.2% · CA 4.3%1,019th of 1,686 in CA

Measure	95020	Santa Clara	CA	U.S.	National percentile	Rank in CA
Median home value	$1,059,100	$1,490,600	$734,700	$332,700	96th	344th of 1,586
Population	67,181	1,902,047	39,287,377	334,922,499	93rd	74th of 1,688
Median household incomeStrength	$137,117	$164,281	$99,122	$80,734	92nd	276th of 1,575
Median gross rent	$2,286	$2,857	$2,036	$1,413	92nd	444th of 1,464
Average commuteWeakness	33.7 min	26.2 min	28.7 min	26.4 min	89th	272nd of 1,584
Broadband accessStrength	95.7%	95.6%	93.5%	91%	82nd	482nd of 1,662
Foreign-born residents	23.9%	41.5%	27%	14.1%	80th	654th of 1,688
Residents under 18	25.8%	20.5%	22%	22%	80th	340th of 1,688
Per capita income	$51,387	$80,312	$49,513	$44,673	74th	631st of 1,685
Unemployment rate	6.5%	4.9%	6.6%	5.2%	74th	763rd of 1,681
Median earnings per worker	$57,176	$84,680	$52,643	$49,666	71st	677th of 1,658
Diversity index	59	69.9	69.7	61.4	70th	674th of 1,688
Self-employed workers	11.1%	8.1%	11.4%	10%	70th	886th of 1,678
Government workers	14.8%	10%	14.8%	14.5%	58th	865th of 1,678
Rent-burdened renters	51.8%	45%	55.3%	51.1%	54th	988th of 1,610
Work from home	13.2%	23.9%	17.2%	15.1%	52nd	974th of 1,680
Healthcare workers	9.2%	7.7%	9.4%	9.7%	46th	751st of 1,678
Uninsured rate	6.2%	3.9%	6.6%	8.4%	44th	703rd of 1,675
Bachelor's degree or higher	28.5%	56.5%	37.1%	35.7%	42nd	928th of 1,687
Income inequality (Gini)	0.424	0.476	0.489	0.483	40th	1,020th of 1,651
Median age	37.6	38.1	37.9	38.9	39th	1,058th of 1,687
Homeownership rate	63.8%	55.1%	55.9%	65.2%	39th	843rd of 1,662
Population density	443/sq mi	1,473/sq mi	252/sq mi	95/sq mi	31st	967th of 1,688
Residents 65 and older	14.1%	14.8%	15.7%	17.2%	31st	1,110th of 1,688
Poverty rate	6.7%	7.1%	12%	12.5%	23rd	1,284th of 1,666
Tech workers	1.5%	14.7%	4.4%	3.8%	23rd	1,080th of 1,678
Housing vacancy	4%	5.6%	7.5%	10.1%	22nd	1,265th of 1,664
Veterans	3.6%	2.6%	4.3%	6.2%	21st	1,019th of 1,686

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

12%

25–34

13%

35–44

13%

45–54

12%

55–64

65–74

75+

Median age

37.6

Under 18

25.8%

65 and over

14.1%

Race and ethnicity

White26%
Black2%
Hispanic58%
Asian9%
Native American0.0%
Pacific Islander0.5%
Other0.8%
Multiracial5%

Diversity index

U.S. 61.4

Foreign-born

23.9%

U.S. 14.1%

Born in state

64.6%

Language spoken at home (households)

English only

51%

Spanish

37%

Other Indo-European

Asian / Pacific

Other

0.7%

Households

Households: 19,984
Average household size: 3.3
Family households: 80.9%
Married couples: 56.2%
Living alone: 14.6%
Veterans (of adults): 3.6%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

10%

$75–100k

11%

$100–150k

19%

$150–200k

14%

$200k+

30%

Median household income

95020

$137,117

Santa Clara Co.

$164,281

California

$99,122

United States

$80,734

Per capita income

$51,387

U.S. $44,673

Poverty rate

6.7%

U.S. 12.5%

Households earning $150K+

43.7%

U.S. 23%

Income inequality (Gini)

0.424

U.S. 0.483

Housing

Median home value

95020

$1,059,100

Santa Clara Co.

$1,490,600

California

$734,700

United States

$332,700

Median gross rent

95020

$2,286

Santa Clara Co.

$2,857

California

$2,036

United States

$1,413

Types of housing

Single-family

79%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.3%

Housing units: 20,822
Owner-occupied: 63.8%
Vacant: 4%
Median year built: 1987
Median rooms: 6.1
Renters paying 30%+ of income: 51.8%
Renters paying 50%+ of income: 21.9%
Home value to income: 7.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

13%

Transit

Walked

Bicycle

0.3%

Worked from home

13%

Other

0.5%

Commute time (one way)

<10 min

12%

10–19

26%

20–29

11%

30–44

18%

45–59

15%

60+

19%

Average commute

33.7 min

U.S. 26.4 min

Unemployment

6.5%

U.S. 5.2%

In labor force

66.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Construction and repair

11%

Office and admin

Sales

Healthcare

Transportation and moving

Cleaning and personal care

Production

Food service

Business and finance

Education

Engineering and science

Police and fire

Farming, fishing and forestry

Computer and math

Legal and social services

Arts, media and sports

0.9%

Industries

Health care and social assistance

14%

Retail

12%

Manufacturing

11%

Construction

11%

Professional and technical services

Restaurants and hotels

Education

Admin, support and management

Other services

Public administration

Transportation, warehousing and utilities

Agriculture and mining

Finance, insurance and real estate

Wholesale

Arts and recreation

Information

Median earnings per worker

$57,176

U.S. $49,666

Self-employed

11.1%

U.S. 10%

Government workers

14.8%

U.S. 14.5%

Nonprofit workers

6.5%

U.S. 8.8%

Median earnings by type of work

Type of work	95020	U.S.
Management, business, science and arts	$111,448	$74,888
Service	$34,055	$26,804
Sales and office	$43,799	$40,476
Construction and maintenance	$61,334	$49,199
Production and transportation	$46,279	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

16%

High school

22%

Some college

24%

Associate's

Bachelor's

19%

Graduate

10%

High school graduate or higher: 83.5%
Bachelor's degree or higher: 28.5%
Graduate or professional degree: 9.9%
Households with broadband: 95.7%
Cable, fiber or DSL: 79.3%
No internet access: 2.4%
Without health insurance: 6.2%
Limited-English households: 7.8%

Geography

City (USPS): Gilroy
State: California
County: Santa Clara County
Center point: 37.0162° N, 121.5594° W
Land area: 152 sq mi
Water area: 0.9 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Gilroy11% of zip
San Martin (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95020

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95021	Gilroy, CA · PO box	0.8 mi	—	—	—
95046	San Martin, CA	6.1 mi	6,324	$158,550	$1,477,900
95037	Morgan Hill, CA	10 mi	51,943	$163,182	$1,243,900
95004	Aromas, CA	11 mi	4,363	$130,744	$877,300
95038	Morgan Hill, CA · PO box	11 mi	—	—	—
95076	Watsonville, CA	12 mi	82,806	$91,099	$808,900
95077	Watsonville, CA · PO box	13 mi	—	—	—
95045	San Juan Bautista, CA	13 mi	3,659	$110,438	$896,700
95019	Freedom, CA	14 mi	5,933	$67,474	$735,200
95024	Hollister, CA · PO box	14 mi	—	—	—
95135	San Jose, CA	14 mi	20,129	$190,750	$1,547,400
95023	Hollister, CA	15 mi	59,889	$116,314	$784,100

Zip codes like 95020 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95020

What city is zip code 95020?

95020 is assigned to Gilroy, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95020 in?

95020 is in Santa Clara County, California.

What is the population of 95020?

About 67,181 people live in 95020, according to the Census Bureau's American Community Survey.

What time zone is 95020 in?

95020 is in Pacific Time.

What is the median household income in 95020?

The median household income in 95020 is $137,117.

What zip codes are near 95020?

The closest zip codes to 95020 are 95021, 95046, 95037, 95004, 95038.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95020, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.