Zip code 94401: San Mateo, California

Q: What city is zip code 94401?

94401 is assigned to San Mateo, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 94401 in?

94401 is in San Mateo County, California.

Q: What is the population of 94401?

About 35,295 people live in 94401, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 94401?

The median household income in 94401 is $122,227.

Q: What zip codes are near 94401?

The closest zip codes to 94401 are 94402, 94011, 94403, 94497, 94010.

Residential delivery areaSan Mateo CountyPacific Time

Population

35,295

Median household income

$122K

U.S. $81K

Median home value

$1.2M

U.S. $333K

Median rent

$2,762/mo

U.S. $1,413

Median age

35.9

U.S. 38.9

Land area

3.1 sq mi

11,345 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 94401

94401 is a dense urban zip code in San Mateo, California (San Mateo County), covering 3.1 sq mi of land. About 35,295 people live here, or 11,345 per square mile. The median resident is 35.9 years old, compared with 38.9 nationally.

The median household earns $122,227 a year, 51% above the national median of $80,734. 12.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,184,500, or 9.7 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 43% of occupied homes are lived in by their owners, and renters pay a median of $2,762 a month.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.7 minutes each way, and 21% of workers work from home. The most common jobs among working residents are in management; healthcare; and cleaning and personal care. 56% of households speak a language other than English at home, most often Spanish.

How 94401 compares

Sorted from highest to lowest national percentile

Median home value$1,184,500
97th
U.S. $332,700 · CA $734,700261st of 1,586 in CA
Median gross rent$2,762
97th
U.S. $1,413 · CA $2,036203rd of 1,464 in CA
Diversity index72.8
97th
U.S. 61.4 · CA 69.777th of 1,688 in CA
Foreign-born residents39.9%
95th
U.S. 14.1% · CA 27%176th of 1,688 in CA
Tech workers9.2%
95th
U.S. 3.8% · CA 4.4%138th of 1,678 in CA
Population density11,345/sq mi
93rd
U.S. 95/sq mi · CA 252/sq mi132nd of 1,688 in CA
Per capita income$63,426
87th
StrengthU.S. $44,673 · CA $49,513407th of 1,685 in CA
Median household income$122,227
86th
StrengthU.S. $80,734 · CA $99,122407th of 1,575 in CA
Median earnings per worker$65,178
83rd
StrengthU.S. $49,666 · CA $52,643474th of 1,658 in CA
Income inequality (Gini)0.483
83rd
WeaknessU.S. 0.483 · CA 0.489375th of 1,651 in CA
Work from home20.8%
79th
U.S. 15.1% · CA 17.2%558th of 1,680 in CA
Bachelor's degree or higher46.3%
75th
U.S. 35.7% · CA 37.1%499th of 1,687 in CA
Broadband access94.7%
73rd
U.S. 91% · CA 93.5%633rd of 1,662 in CA
Self-employed workers10.5%
64th
U.S. 10% · CA 11.4%969th of 1,678 in CA
Population35,295
59th
U.S. 334,922,499 · CA 39,287,377484th of 1,688 in CA
Poverty rate12.2%
57th
U.S. 12.5% · CA 12%700th of 1,666 in CA
Rent-burdened renters51.5%
53rd
U.S. 51.1% · CA 55.3%999th of 1,610 in CA
Healthcare workers9.6%
52nd
U.S. 9.7% · CA 9.4%675th of 1,678 in CA
Residents 65 and older16.6%
50th
U.S. 17.2% · CA 15.7%870th of 1,688 in CA
Average commute25.7 min
48th
U.S. 26.4 min · CA 28.7 min1,013th of 1,584 in CA
Housing vacancy5.7%
41st
U.S. 10.1% · CA 7.5%971st of 1,664 in CA
Uninsured rate5.4%
37th
U.S. 8.4% · CA 6.6%817th of 1,675 in CA
Median age35.9
27th
U.S. 38.9 · CA 37.91,221st of 1,687 in CA
Unemployment rate3.6%
26th
U.S. 5.2% · CA 6.6%1,394th of 1,681 in CA
Residents under 1819.2%
26th
U.S. 22% · CA 22%1,014th of 1,688 in CA
Government workers9.7%
17th
U.S. 14.5% · CA 14.8%1,388th of 1,678 in CA
Homeownership rate43.4%
11th
WeaknessU.S. 65.2% · CA 55.9%1,349th of 1,662 in CA
Veterans2.4%
10th
U.S. 6.2% · CA 4.3%1,334th of 1,686 in CA

Measure	94401	San Mateo	CA	U.S.	National percentile	Rank in CA
Median home value	$1,184,500	$1,559,600	$734,700	$332,700	97th	261st of 1,586
Median gross rent	$2,762	$2,922	$2,036	$1,413	97th	203rd of 1,464
Diversity index	72.8	71.8	69.7	61.4	97th	77th of 1,688
Foreign-born residents	39.9%	35.7%	27%	14.1%	95th	176th of 1,688
Tech workers	9.2%	8.3%	4.4%	3.8%	95th	138th of 1,678
Population density	11,345/sq mi	1,655/sq mi	252/sq mi	95/sq mi	93rd	132nd of 1,688
Per capita incomeStrength	$63,426	$84,288	$49,513	$44,673	87th	407th of 1,685
Median household incomeStrength	$122,227	$158,855	$99,122	$80,734	86th	407th of 1,575
Median earnings per workerStrength	$65,178	$79,802	$52,643	$49,666	83rd	474th of 1,658
Income inequality (Gini)Weakness	0.483	0.497	0.489	0.483	83rd	375th of 1,651
Work from home	20.8%	24.3%	17.2%	15.1%	79th	558th of 1,680
Bachelor's degree or higher	46.3%	53.7%	37.1%	35.7%	75th	499th of 1,687
Broadband access	94.7%	95.7%	93.5%	91%	73rd	633rd of 1,662
Self-employed workers	10.5%	10.5%	11.4%	10%	64th	969th of 1,678
Population	35,295	742,340	39,287,377	334,922,499	59th	484th of 1,688
Poverty rate	12.2%	6.7%	12%	12.5%	57th	700th of 1,666
Rent-burdened renters	51.5%	48.4%	55.3%	51.1%	53rd	999th of 1,610
Healthcare workers	9.6%	9.6%	9.4%	9.7%	52nd	675th of 1,678
Residents 65 and older	16.6%	17.8%	15.7%	17.2%	50th	870th of 1,688
Average commute	25.7 min	26.4 min	28.7 min	26.4 min	48th	1,013th of 1,584
Housing vacancy	5.7%	7.9%	7.5%	10.1%	41st	971st of 1,664
Uninsured rate	5.4%	3.8%	6.6%	8.4%	37th	817th of 1,675
Median age	35.9	40.9	37.9	38.9	27th	1,221st of 1,687
Unemployment rate	3.6%	4.8%	6.6%	5.2%	26th	1,394th of 1,681
Residents under 18	19.2%	19.5%	22%	22%	26th	1,014th of 1,688
Government workers	9.7%	11.6%	14.8%	14.5%	17th	1,388th of 1,678
Homeownership rateWeakness	43.4%	58.5%	55.9%	65.2%	11th	1,349th of 1,662
Veterans	2.4%	2.9%	4.3%	6.2%	10th	1,334th of 1,686

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

19%

25–34

14%

35–44

11%

45–54

11%

55–64

65–74

75+

Median age

35.9

Under 18

19.2%

65 and over

16.6%

Race and ethnicity

White25%
Black1%
Hispanic38%
Asian24%
Native American0.3%
Pacific Islander3%
Other2%
Multiracial7%

Diversity index

72.8

U.S. 61.4

Foreign-born

39.9%

U.S. 14.1%

Born in state

47.5%

Language spoken at home (households)

English only

44%

Spanish

27%

Other Indo-European

10%

Asian / Pacific

18%

Other

Households

Households: 13,026
Average household size: 2.6
Family households: 60.1%
Married couples: 40%
Living alone: 30.1%
Veterans (of adults): 2.4%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

14%

$50–75k

10%

$75–100k

$100–150k

14%

$150–200k

15%

$200k+

28%

Median household income

94401

$122,227

San Mateo Co.

$158,855

California

$99,122

United States

$80,734

Per capita income

$63,426

U.S. $44,673

Poverty rate

12.2%

U.S. 12.5%

Households earning $150K+

42.2%

U.S. 23%

Income inequality (Gini)

0.483

U.S. 0.483

Housing

Median home value

94401

$1,184,500

San Mateo Co.

$1,559,600

California

$734,700

United States

$332,700

Median gross rent

94401

$2,762

San Mateo Co.

$2,922

California

$2,036

United States

$1,413

Types of housing

Single-family

39%

2–4 units

5–19 units

19%

20+ units

35%

Mobile home

0.1%

Boat, RV, van

0.3%

Housing units: 13,818
Owner-occupied: 43.4%
Vacant: 5.7%
Median year built: 1964
Median rooms: 4.1
Renters paying 30%+ of income: 51.5%
Renters paying 50%+ of income: 30.2%
Home value to income: 9.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

60%

Carpooled

Transit

Walked

Bicycle

0.6%

Worked from home

21%

Other

Commute time (one way)

<10 min

10–19

32%

20–29

25%

30–44

22%

45–59

60+

Average commute

25.7 min

U.S. 26.4 min

Unemployment

3.6%

U.S. 5.2%

In labor force

67.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Healthcare

10%

Cleaning and personal care

Computer and math

Construction and repair

Office and admin

Sales

Business and finance

Transportation and moving

Engineering and science

Food service

Arts, media and sports

Education

Production

Legal and social services

Police and fire

Farming, fishing and forestry

0.8%

Industries

Professional and technical services

17%

Health care and social assistance

11%

Retail

10%

Admin, support and management

Construction

Transportation, warehousing and utilities

Education

Finance, insurance and real estate

Manufacturing

Restaurants and hotels

Other services

Information

Wholesale

Public administration

Arts and recreation

Agriculture and mining

0.6%

Median earnings per worker

$65,178

U.S. $49,666

Self-employed

10.5%

U.S. 10%

Government workers

9.7%

U.S. 14.5%

Nonprofit workers

5.4%

U.S. 8.8%

Median earnings by type of work

Type of work	94401	U.S.
Management, business, science and arts	$120,395	$74,888
Service	$35,620	$26,804
Sales and office	$51,804	$40,476
Construction and maintenance	$43,542	$49,199
Production and transportation	$48,191	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

15%

Some college

16%

Associate's

Bachelor's

28%

Graduate

19%

High school graduate or higher: 85.2%
Bachelor's degree or higher: 46.3%
Graduate or professional degree: 18.5%
Households with broadband: 94.7%
Cable, fiber or DSL: 84.2%
No internet access: 3.7%
Without health insurance: 5.4%
Limited-English households: 12.3%

Geography

City (USPS): San Mateo
State: California
County: San Mateo County
Center point: 37.5752° N, 122.3199° W
Land area: 3.1 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

San Mateo100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 94401

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
94402	San Mateo, CA	2.5 mi	25,475	$172,522	$2,000,000+
94011	Burlingame, CA · PO box	2.6 mi	—	—	—
94403	San Mateo, CA	2.7 mi	43,276	$174,917	$1,746,300
94497	San Mateo, CA · PO box	2.8 mi	—	—	—
94010	Burlingame, CA	3 mi	43,025	$196,882	$2,000,000+
94404	San Mateo, CA	3.2 mi	35,881	$192,332	$1,714,400
94002	Belmont, CA	4.4 mi	27,534	$203,965	$2,000,000+
94065	Redwood City, CA	4.8 mi	11,673	$215,955	$1,811,800
94128	San Francisco, CA	4.8 mi	0	—	—
94030	Millbrae, CA	4.9 mi	22,689	$163,476	$1,934,900
94070	San Carlos, CA	6 mi	30,447	$240,074	$2,000,000+
94066	San Bruno, CA	7.1 mi	42,728	$141,272	$1,207,500

Zip codes like 94401 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 94401

What city is zip code 94401?

94401 is assigned to San Mateo, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 94401 in?

94401 is in San Mateo County, California.

What is the population of 94401?

About 35,295 people live in 94401, according to the Census Bureau's American Community Survey.

What time zone is 94401 in?

94401 is in Pacific Time.

What is the median household income in 94401?

The median household income in 94401 is $122,227.

What zip codes are near 94401?

The closest zip codes to 94401 are 94402, 94011, 94403, 94497, 94010.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 94401, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.