Zip code 94109: San Francisco, California

Q: What city is zip code 94109?

94109 is assigned to San Francisco, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 94109 in?

94109 is in San Francisco County, California.

Q: What is the population of 94109?

About 54,553 people live in 94109, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 94109?

The median household income in 94109 is $106,018.

Q: What zip codes are near 94109?

The closest zip codes to 94109 are 94108, 94123, 94133, 94102, 94115.

Residential delivery areaSan Francisco CountyPacific Time

Population

54,553

Median household income

$106K

U.S. $81K

Median home value

$1.3M

U.S. $333K

Median rent

$2,177/mo

U.S. $1,413

Median age

39.4

U.S. 38.9

Land area

1.1 sq mi

50,559 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 94109

94109 is a dense urban zip code in San Francisco, California (San Francisco County), covering 1.1 sq mi of land. About 54,553 people live here, or 50,559 per square mile. The median resident is 39.4 years old, compared with 38.9 nationally.

The median household earns $106,018 a year, 31% above the national median of $80,734. 13.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,300,300, or 12.3 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 17% of occupied homes are lived in by their owners, and renters pay a median of $2,177 a month.

64% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.2 minutes each way, and 32% of workers work from home; working from home is more common than any single way of commuting. The most common jobs among working residents are in management; business and finance; and sales. 39% of households speak a language other than English at home, most often an Asian or Pacific Island language.

How 94109 compares

Sorted from highest to lowest national percentile

Population density50,559/sq mi
99th
U.S. 95/sq mi · CA 252/sq mi3rd of 1,688 in CA
Median home value$1,300,300
98th
U.S. $332,700 · CA $734,700201st of 1,586 in CA
Per capita income$95,004
97th
StrengthU.S. $44,673 · CA $49,513135th of 1,685 in CA
Work from home32%
96th
U.S. 15.1% · CA 17.2%192nd of 1,680 in CA
Median earnings per worker$90,480
96th
StrengthU.S. $49,666 · CA $52,643174th of 1,658 in CA
Housing vacancy20.3%
94th
U.S. 10.1% · CA 7.5%304th of 1,664 in CA
Tech workers8.5%
94th
U.S. 3.8% · CA 4.4%163rd of 1,678 in CA
Income inequality (Gini)0.526
94th
WeaknessU.S. 0.483 · CA 0.489136th of 1,651 in CA
Bachelor's degree or higher63.8%
92nd
StrengthU.S. 35.7% · CA 37.1%223rd of 1,687 in CA
Diversity index68.3
90th
U.S. 61.4 · CA 69.7243rd of 1,688 in CA
Median gross rent$2,177
89th
U.S. $1,413 · CA $2,036533rd of 1,464 in CA
Foreign-born residents31.9%
89th
U.S. 14.1% · CA 27%360th of 1,688 in CA
Population54,553
85th
U.S. 334,922,499 · CA 39,287,377172nd of 1,688 in CA
Unemployment rate6.9%
79th
U.S. 5.2% · CA 6.6%679th of 1,681 in CA
Median household income$106,018
76th
U.S. $80,734 · CA $99,122585th of 1,575 in CA
Residents 65 and older20.2%
75th
U.S. 17.2% · CA 15.7%601st of 1,688 in CA
Average commute29.2 min
70th
U.S. 26.4 min · CA 28.7 min652nd of 1,584 in CA
Poverty rate13.8%
65th
U.S. 12.5% · CA 12%586th of 1,666 in CA
Median age39.4
53rd
U.S. 38.9 · CA 37.9888th of 1,687 in CA
Broadband access91.1%
42nd
U.S. 91% · CA 93.5%1,135th of 1,662 in CA
Self-employed workers8.1%
34th
U.S. 10% · CA 11.4%1,272nd of 1,678 in CA
Rent-burdened renters42.9%
23rd
U.S. 51.1% · CA 55.3%1,323rd of 1,610 in CA
Uninsured rate3.8%
20th
StrengthU.S. 8.4% · CA 6.6%1,131st of 1,675 in CA
Healthcare workers7%
15th
U.S. 9.7% · CA 9.4%1,221st of 1,678 in CA
Veterans2.4%
10th
U.S. 6.2% · CA 4.3%1,328th of 1,686 in CA
Government workers7.3%
5th
U.S. 14.5% · CA 14.8%1,540th of 1,678 in CA
Homeownership rate16.8%
2nd
WeaknessU.S. 65.2% · CA 55.9%1,595th of 1,662 in CA
Residents under 186.5%
1st
U.S. 22% · CA 22%1,557th of 1,688 in CA

Measure	94109	San Francisco	CA	U.S.	National percentile	Rank in CA
Population density	50,559/sq mi	17,784/sq mi	252/sq mi	95/sq mi	99th	3rd of 1,688
Median home value	$1,300,300	$1,394,500	$734,700	$332,700	98th	201st of 1,586
Per capita incomeStrength	$95,004	$92,289	$49,513	$44,673	97th	135th of 1,685
Work from home	32%	31%	17.2%	15.1%	96th	192nd of 1,680
Median earnings per workerStrength	$90,480	$91,833	$52,643	$49,666	96th	174th of 1,658
Housing vacancy	20.3%	12.2%	7.5%	10.1%	94th	304th of 1,664
Tech workers	8.5%	10.5%	4.4%	3.8%	94th	163rd of 1,678
Income inequality (Gini)Weakness	0.526	0.522	0.489	0.483	94th	136th of 1,651
Bachelor's degree or higherStrength	63.8%	60.3%	37.1%	35.7%	92nd	223rd of 1,687
Diversity index	68.3	71	69.7	61.4	90th	243rd of 1,688
Median gross rent	$2,177	$2,476	$2,036	$1,413	89th	533rd of 1,464
Foreign-born residents	31.9%	34%	27%	14.1%	89th	360th of 1,688
Population	54,553	830,235	39,287,377	334,922,499	85th	172nd of 1,688
Unemployment rate	6.9%	6.1%	6.6%	5.2%	79th	679th of 1,681
Median household income	$106,018	$140,970	$99,122	$80,734	76th	585th of 1,575
Residents 65 and older	20.2%	17.6%	15.7%	17.2%	75th	601st of 1,688
Average commute	29.2 min	30.4 min	28.7 min	26.4 min	70th	652nd of 1,584
Poverty rate	13.8%	11.2%	12%	12.5%	65th	586th of 1,666
Median age	39.4	40	37.9	38.9	53rd	888th of 1,687
Broadband access	91.1%	93%	93.5%	91%	42nd	1,135th of 1,662
Self-employed workers	8.1%	10.2%	11.4%	10%	34th	1,272nd of 1,678
Rent-burdened renters	42.9%	39.6%	55.3%	51.1%	23rd	1,323rd of 1,610
Uninsured rateStrength	3.8%	3.3%	6.6%	8.4%	20th	1,131st of 1,675
Healthcare workers	7%	8.7%	9.4%	9.7%	15th	1,221st of 1,678
Veterans	2.4%	2.5%	4.3%	6.2%	10th	1,328th of 1,686
Government workers	7.3%	12.9%	14.8%	14.5%	5th	1,540th of 1,678
Homeownership rateWeakness	16.8%	38.2%	55.9%	65.2%	2nd	1,595th of 1,662
Residents under 18	6.5%	13.7%	22%	22%	1st	1,557th of 1,688

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

27%

25–34

16%

35–44

12%

45–54

10%

55–64

11%

65–74

75+

Median age

39.4

Under 18

6.5%

65 and over

20.2%

Race and ethnicity

White47%
Black5%
Hispanic14%
Asian27%
Native American0.2%
Pacific Islander0.1%
Other0.9%
Multiracial6%

Diversity index

68.3

U.S. 61.4

Foreign-born

31.9%

U.S. 14.1%

Born in state

34.4%

Language spoken at home (households)

English only

61%

Spanish

Other Indo-European

10%

Asian / Pacific

19%

Other

Households

Households: 31,491
Average household size: 1.7
Family households: 27.5%
Married couples: 21.8%
Living alone: 56.1%
Veterans (of adults): 2.4%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

11%

$50–75k

$75–100k

10%

$100–150k

14%

$150–200k

11%

$200k+

28%

Median household income

94109

$106,018

San Francisco Co.

$140,970

California

$99,122

United States

$80,734

Per capita income

$95,004

U.S. $44,673

Poverty rate

13.8%

U.S. 12.5%

Households earning $150K+

38.7%

U.S. 23%

Income inequality (Gini)

0.526

U.S. 0.483

Housing

Median home value

94109

$1,300,300

San Francisco Co.

$1,394,500

California

$734,700

United States

$332,700

Median gross rent

94109

$2,177

San Francisco Co.

$2,476

California

$2,036

United States

$1,413

Types of housing

Single-family

2–4 units

5–19 units

26%

20+ units

61%

Mobile home

0.1%

Boat, RV, van

Housing units: 39,490
Owner-occupied: 16.8%
Vacant: 20.3%
Median year built: 1939 or earlier
Median rooms: 2.9
Renters paying 30%+ of income: 42.9%
Renters paying 50%+ of income: 20.9%
Home value to income: 12.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

15%

Carpooled

Transit

20%

Walked

22%

Bicycle

Worked from home

32%

Other

Commute time (one way)

<10 min

10–19

25%

20–29

23%

30–44

27%

45–59

60+

10%

Average commute

29.2 min

U.S. 26.4 min

Unemployment

6.9%

U.S. 5.2%

In labor force

72.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

19%

Business and finance

15%

Sales

11%

Computer and math

Office and admin

Healthcare

Engineering and science

Arts, media and sports

Cleaning and personal care

Education

Legal and social services

Food service

Transportation and moving

Police and fire

Production

Construction and repair

0.7%

Farming, fishing and forestry

0.1%

Industries

Professional and technical services

29%

Finance, insurance and real estate

11%

Health care and social assistance

Retail

Education

Restaurants and hotels

Information

Manufacturing

Admin, support and management

Other services

Transportation, warehousing and utilities

Arts and recreation

Construction

Public administration

Wholesale

Agriculture and mining

0.8%

Median earnings per worker

$90,480

U.S. $49,666

Self-employed

8.1%

U.S. 10%

Government workers

7.3%

U.S. 14.5%

Nonprofit workers

9.1%

U.S. 8.8%

Median earnings by type of work

Type of work	94109	U.S.
Management, business, science and arts	$114,726	$74,888
Service	$35,248	$26,804
Sales and office	$63,558	$40,476
Construction and maintenance	$48,287	$49,199
Production and transportation	$30,478	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

Some college

13%

Associate's

Bachelor's

37%

Graduate

27%

High school graduate or higher: 89.5%
Bachelor's degree or higher: 63.8%
Graduate or professional degree: 26.7%
Households with broadband: 91.1%
Cable, fiber or DSL: 78.5%
No internet access: 5.8%
Without health insurance: 3.8%
Limited-English households: 11.6%

Geography

City (USPS): San Francisco
State: California
County: San Francisco County
Center point: 37.7945° N, 122.4223° W
Land area: 1.1 sq mi
Water area: 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

San Francisco100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 94109

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
94108	San Francisco, CA	0.8 mi	11,305	$65,388	$1,134,100
94123	San Francisco, CA	0.8 mi	24,054	$218,603	$2,000,000+
94133	San Francisco, CA	0.8 mi	23,804	$87,191	$1,558,000
94102	San Francisco, CA	1 mi	35,976	$60,431	$935,900
94115	San Francisco, CA	1 mi	32,629	$151,524	$1,679,000
94104	San Francisco, CA	1.1 mi	498	—	—
94111	San Francisco, CA	1.3 mi	4,579	$152,697	$1,248,900
94119	San Francisco, CA · PO box	1.4 mi	—	—	—
94120	San Francisco, CA · PO box	1.4 mi	—	—	—
94125	San Francisco, CA · PO box	1.4 mi	—	—	—
94126	San Francisco, CA · PO box	1.4 mi	—	—	—
94137	San Francisco, CA · PO box	1.4 mi	—	—	—

Zip codes like 94109 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 94109

What city is zip code 94109?

94109 is assigned to San Francisco, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 94109 in?

94109 is in San Francisco County, California.

What is the population of 94109?

About 54,553 people live in 94109, according to the Census Bureau's American Community Survey.

What time zone is 94109 in?

94109 is in Pacific Time.

What is the median household income in 94109?

The median household income in 94109 is $106,018.

What zip codes are near 94109?

The closest zip codes to 94109 are 94108, 94123, 94133, 94102, 94115.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 94109, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.