Zip code 94103: San Francisco, California

Q: What city is zip code 94103?

94103 is assigned to San Francisco, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 94103 in?

94103 is in San Francisco County, California.

Q: What is the population of 94103?

About 34,964 people live in 94103, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 94103?

The median household income in 94103 is $116,438.

Q: What zip codes are near 94103?

The closest zip codes to 94103 are 94119, 94120, 94125, 94126, 94137.

Residential delivery areaSan Francisco CountyPacific Time

Population

34,964

Median household income

$116K

U.S. $81K

Median home value

$1M

U.S. $333K

Median rent

$2,218/mo

U.S. $1,413

Median age

37.6

U.S. 38.9

Land area

1.4 sq mi

25,447 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 94103

94103 is a dense urban zip code in San Francisco, California (San Francisco County), covering 1.4 sq mi of land. About 34,964 people live here, or 25,447 per square mile. The median resident is 37.6 years old, compared with 38.9 nationally.

The median household earns $116,438 a year, 44% above the national median of $80,734. 19.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,022,800, or 8.8 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 20% of occupied homes are lived in by their owners, and renters pay a median of $2,218 a month.

54% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.7 minutes each way, and 30% of workers work from home; working from home is more common than any single way of commuting. The most common jobs among working residents are in management; computer and math (tech); and business and finance. 50% of households speak a language other than English at home, most often an Asian or Pacific Island language.

How 94103 compares

Sorted from highest to lowest national percentile

Tech workers15.5%
99th
U.S. 3.8% · CA 4.4%48th of 1,678 in CA
Population density25,447/sq mi
98th
U.S. 95/sq mi · CA 252/sq mi16th of 1,688 in CA
Diversity index74.4
98th
U.S. 61.4 · CA 69.743rd of 1,688 in CA
Per capita income$85,640
96th
StrengthU.S. $44,673 · CA $49,513174th of 1,685 in CA
Median earnings per worker$88,438
96th
StrengthU.S. $49,666 · CA $52,643186th of 1,658 in CA
Median home value$1,022,800
95th
U.S. $332,700 · CA $734,700375th of 1,586 in CA
Work from home29.9%
94th
U.S. 15.1% · CA 17.2%243rd of 1,680 in CA
Foreign-born residents38.8%
94th
U.S. 14.1% · CA 27%200th of 1,688 in CA
Income inequality (Gini)0.527
94th
WeaknessU.S. 0.483 · CA 0.489130th of 1,651 in CA
Median gross rent$2,218
90th
U.S. $1,413 · CA $2,036503rd of 1,464 in CA
Housing vacancy16.9%
90th
U.S. 10.1% · CA 7.5%368th of 1,664 in CA
Poverty rate19.7%
84th
WeaknessU.S. 12.5% · CA 12%285th of 1,666 in CA
Bachelor's degree or higher54.2%
84th
StrengthU.S. 35.7% · CA 37.1%361st of 1,687 in CA
Median household income$116,438
83rd
StrengthU.S. $80,734 · CA $99,122462nd of 1,575 in CA
Unemployment rate7.2%
81st
WeaknessU.S. 5.2% · CA 6.6%616th of 1,681 in CA
Average commute27.7 min
61st
U.S. 26.4 min · CA 28.7 min807th of 1,584 in CA
Population34,964
59th
U.S. 334,922,499 · CA 39,287,377491st of 1,688 in CA
Median age37.6
39th
U.S. 38.9 · CA 37.91,057th of 1,687 in CA
Self-employed workers8.5%
39th
U.S. 10% · CA 11.4%1,231st of 1,678 in CA
Uninsured rate4.9%
32nd
U.S. 8.4% · CA 6.6%910th of 1,675 in CA
Broadband access89.3%
30th
U.S. 91% · CA 93.5%1,261st of 1,662 in CA
Residents 65 and older13.1%
24th
U.S. 17.2% · CA 15.7%1,216th of 1,688 in CA
Veterans3.2%
17th
U.S. 6.2% · CA 4.3%1,105th of 1,686 in CA
Rent-burdened renters38.8%
14th
StrengthU.S. 51.1% · CA 55.3%1,386th of 1,610 in CA
Government workers9.4%
14th
U.S. 14.5% · CA 14.8%1,413th of 1,678 in CA
Healthcare workers6.3%
10th
U.S. 9.7% · CA 9.4%1,297th of 1,678 in CA
Homeownership rate19.7%
2nd
WeaknessU.S. 65.2% · CA 55.9%1,588th of 1,662 in CA
Residents under 188.6%
2nd
U.S. 22% · CA 22%1,519th of 1,688 in CA

Measure	94103	San Francisco	CA	U.S.	National percentile	Rank in CA
Tech workers	15.5%	10.5%	4.4%	3.8%	99th	48th of 1,678
Population density	25,447/sq mi	17,784/sq mi	252/sq mi	95/sq mi	98th	16th of 1,688
Diversity index	74.4	71	69.7	61.4	98th	43rd of 1,688
Per capita incomeStrength	$85,640	$92,289	$49,513	$44,673	96th	174th of 1,685
Median earnings per workerStrength	$88,438	$91,833	$52,643	$49,666	96th	186th of 1,658
Median home value	$1,022,800	$1,394,500	$734,700	$332,700	95th	375th of 1,586
Work from home	29.9%	31%	17.2%	15.1%	94th	243rd of 1,680
Foreign-born residents	38.8%	34%	27%	14.1%	94th	200th of 1,688
Income inequality (Gini)Weakness	0.527	0.522	0.489	0.483	94th	130th of 1,651
Median gross rent	$2,218	$2,476	$2,036	$1,413	90th	503rd of 1,464
Housing vacancy	16.9%	12.2%	7.5%	10.1%	90th	368th of 1,664
Poverty rateWeakness	19.7%	11.2%	12%	12.5%	84th	285th of 1,666
Bachelor's degree or higherStrength	54.2%	60.3%	37.1%	35.7%	84th	361st of 1,687
Median household incomeStrength	$116,438	$140,970	$99,122	$80,734	83rd	462nd of 1,575
Unemployment rateWeakness	7.2%	6.1%	6.6%	5.2%	81st	616th of 1,681
Average commute	27.7 min	30.4 min	28.7 min	26.4 min	61st	807th of 1,584
Population	34,964	830,235	39,287,377	334,922,499	59th	491st of 1,688
Median age	37.6	40	37.9	38.9	39th	1,057th of 1,687
Self-employed workers	8.5%	10.2%	11.4%	10%	39th	1,231st of 1,678
Uninsured rate	4.9%	3.3%	6.6%	8.4%	32nd	910th of 1,675
Broadband access	89.3%	93%	93.5%	91%	30th	1,261st of 1,662
Residents 65 and older	13.1%	17.6%	15.7%	17.2%	24th	1,216th of 1,688
Veterans	3.2%	2.5%	4.3%	6.2%	17th	1,105th of 1,686
Rent-burdened rentersStrength	38.8%	39.6%	55.3%	51.1%	14th	1,386th of 1,610
Government workers	9.4%	12.9%	14.8%	14.5%	14th	1,413th of 1,678
Healthcare workers	6.3%	8.7%	9.4%	9.7%	10th	1,297th of 1,678
Homeownership rateWeakness	19.7%	38.2%	55.9%	65.2%	2nd	1,588th of 1,662
Residents under 18	8.6%	13.7%	22%	22%	2nd	1,519th of 1,688

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

29%

25–34

18%

35–44

13%

45–54

12%

55–64

65–74

75+

Median age

37.6

Under 18

8.6%

65 and over

13.1%

Race and ethnicity

White30%
Black9%
Hispanic20%
Asian34%
Native American0.4%
Pacific Islander0.5%
Other0.8%
Multiracial5%

Diversity index

74.4

U.S. 61.4

Foreign-born

38.8%

U.S. 14.1%

Born in state

33.1%

Language spoken at home (households)

English only

50%

Spanish

14%

Other Indo-European

Asian / Pacific

25%

Other

Households

Households: 17,952
Average household size: 1.8
Family households: 30.9%
Married couples: 21.4%
Living alone: 51.9%
Veterans (of adults): 3.2%
Male / female: 60% / 40%

Income and poverty

Household income distribution

<$25k

22%

$25–50k

$50–75k

$75–100k

$100–150k

14%

$150–200k

$200k+

31%

Median household income

94103

$116,438

San Francisco Co.

$140,970

California

$99,122

United States

$80,734

Per capita income

$85,640

U.S. $44,673

Poverty rate

19.7%

U.S. 12.5%

Households earning $150K+

39.5%

U.S. 23%

Income inequality (Gini)

0.527

U.S. 0.483

Housing

Median home value

94103

$1,022,800

San Francisco Co.

$1,394,500

California

$734,700

United States

$332,700

Median gross rent

94103

$2,218

San Francisco Co.

$2,476

California

$2,036

United States

$1,413

Types of housing

Single-family

2–4 units

10%

5–19 units

19%

20+ units

66%

Mobile home

0.0%

Boat, RV, van

Housing units: 21,609
Owner-occupied: 19.7%
Vacant: 16.9%
Median year built: 1998
Median rooms: 2.6
Renters paying 30%+ of income: 38.8%
Renters paying 50%+ of income: 19%
Home value to income: 8.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

17%

Carpooled

Transit

25%

Walked

15%

Bicycle

Worked from home

30%

Other

Commute time (one way)

<10 min

10–19

32%

20–29

20%

30–44

25%

45–59

60+

Average commute

27.7 min

U.S. 26.4 min

Unemployment

7.2%

U.S. 5.2%

In labor force

72.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Computer and math

16%

Business and finance

Office and admin

Food service

Cleaning and personal care

Healthcare

Sales

Engineering and science

Arts, media and sports

Legal and social services

Construction and repair

Education

Transportation and moving

Production

Police and fire

Farming, fishing and forestry

0.0%

Industries

Professional and technical services

23%

Health care and social assistance

10%

Retail

10%

Information

Restaurants and hotels

Finance, insurance and real estate

Admin, support and management

Manufacturing

Education

Transportation, warehousing and utilities

Other services

Construction

Public administration

Arts and recreation

Wholesale

Agriculture and mining

0.2%

Median earnings per worker

$88,438

U.S. $49,666

Self-employed

8.5%

U.S. 10%

Government workers

9.4%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	94103	U.S.
Management, business, science and arts	$145,318	$74,888
Service	$37,396	$26,804
Sales and office	$50,920	$40,476
Construction and maintenance	$47,574	$49,199
Production and transportation	$38,342	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

15%

Some college

14%

Associate's

Bachelor's

34%

Graduate

20%

High school graduate or higher: 87.6%
Bachelor's degree or higher: 54.2%
Graduate or professional degree: 19.7%
Households with broadband: 89.3%
Cable, fiber or DSL: 76%
No internet access: 4.5%
Without health insurance: 4.9%
Limited-English households: 13.5%

Geography

City (USPS): San Francisco
State: California
County: San Francisco County
Center point: 37.7730° N, 122.4113° W
Land area: 1.4 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

San Francisco100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 94103

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
94119	San Francisco, CA · PO box	0.5 mi	—	—	—
94120	San Francisco, CA · PO box	0.5 mi	—	—	—
94125	San Francisco, CA · PO box	0.5 mi	—	—	—
94126	San Francisco, CA · PO box	0.5 mi	—	—	—
94137	San Francisco, CA · PO box	0.5 mi	—	—	—
94139	San Francisco, CA · PO box	0.5 mi	—	—	—
94140	San Francisco, CA · PO box	0.5 mi	—	—	—
94141	San Francisco, CA · PO box	0.5 mi	—	—	—
94142	San Francisco, CA · PO box	0.5 mi	—	—	—
94144	San Francisco, CA · PO box	0.5 mi	—	—	—
94145	San Francisco, CA · PO box	0.5 mi	—	—	—
94146	San Francisco, CA · PO box	0.5 mi	—	—	—

Zip codes like 94103 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 94103

What city is zip code 94103?

94103 is assigned to San Francisco, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 94103 in?

94103 is in San Francisco County, California.

What is the population of 94103?

About 34,964 people live in 94103, according to the Census Bureau's American Community Survey.

What time zone is 94103 in?

94103 is in Pacific Time.

What is the median household income in 94103?

The median household income in 94103 is $116,438.

What zip codes are near 94103?

The closest zip codes to 94103 are 94119, 94120, 94125, 94126, 94137.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 94103, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.