Zip code 93923: Carmel, California

Q: What city is zip code 93923?

93923 is assigned to Carmel, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 93923 in?

93923 is in Monterey County, California.

Q: What is the population of 93923?

About 12,565 people live in 93923, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 93923?

The median household income in 93923 is $142,474.

Q: What zip codes are near 93923?

The closest zip codes to 93923 are 93924, 93940, 93922, 93921, 93943.

Residential delivery areaMonterey CountyPacific Time

Population

12,565

Median household income

$142K

U.S. $81K

Median home value

$1.8M

U.S. $333K

Median rent

$2,136/mo

U.S. $1,413

Median age

59.4

U.S. 38.9

Land area

203 sq mi

62 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 93923

93923 is a small-town zip code in Carmel, California (Monterey County), covering 203 sq mi of land. About 12,565 people live here, or 62 per square mile. The median resident is 59.4 years old, compared with 38.9 nationally.

The median household earns $142,474 a year, 76% above the national median of $80,734. 8.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,767,800, or 12.4 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $2,136 a month.

65% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.6 minutes each way, and 20% of workers work from home. The most common jobs among working residents are in sales; business and finance; and management. 33% of them are self-employed (U.S.: 10%).

How 93923 compares

Sorted from highest to lowest national percentile

Median home value$1,767,800
99th
U.S. $332,700 · CA $734,70094th of 1,586 in CA
Median age59.4
99th
U.S. 38.9 · CA 37.9108th of 1,687 in CA
Residents 65 and older39.2%
99th
U.S. 17.2% · CA 15.7%102nd of 1,688 in CA
Self-employed workers33.3%
99th
U.S. 10% · CA 11.4%69th of 1,678 in CA
Income inequality (Gini)0.567
99th
WeaknessU.S. 0.483 · CA 0.48946th of 1,651 in CA
Per capita income$108,086
98th
StrengthU.S. $44,673 · CA $49,51390th of 1,685 in CA
Housing vacancy26.3%
97th
U.S. 10.1% · CA 7.5%225th of 1,664 in CA
Rent-burdened renters66.6%
95th
WeaknessU.S. 51.1% · CA 55.3%212th of 1,610 in CA
Median earnings per worker$86,382
95th
StrengthU.S. $49,666 · CA $52,643195th of 1,658 in CA
Median household income$142,474
93rd
StrengthU.S. $80,734 · CA $99,122245th of 1,575 in CA
Bachelor's degree or higher64.9%
92nd
StrengthU.S. 35.7% · CA 37.1%201st of 1,687 in CA
Median gross rent$2,136
88th
U.S. $1,413 · CA $2,036570th of 1,464 in CA
Work from home19.6%
76th
U.S. 15.1% · CA 17.2%618th of 1,680 in CA
Homeownership rate76.7%
71st
U.S. 65.2% · CA 55.9%379th of 1,662 in CA
Broadband access93.6%
63rd
U.S. 91% · CA 93.5%800th of 1,662 in CA
Veterans6.6%
61st
U.S. 6.2% · CA 4.3%455th of 1,686 in CA
Foreign-born residents12.4%
58th
U.S. 14.1% · CA 27%1,177th of 1,688 in CA
Unemployment rate4.7%
47th
U.S. 5.2% · CA 6.6%1,196th of 1,681 in CA
Diversity index42.6
40th
U.S. 61.4 · CA 69.71,228th of 1,688 in CA
Poverty rate8.2%
33rd
U.S. 12.5% · CA 12%1,112th of 1,666 in CA
Tech workers1.6%
25th
U.S. 3.8% · CA 4.4%1,043rd of 1,678 in CA
Government workers10.8%
25th
U.S. 14.5% · CA 14.8%1,276th of 1,678 in CA
Healthcare workers7.7%
23rd
U.S. 9.7% · CA 9.4%1,101st of 1,678 in CA
Population12,565
19th
U.S. 334,922,499 · CA 39,287,377953rd of 1,688 in CA
Average commute20.6 min
15th
StrengthU.S. 26.4 min · CA 28.7 min1,397th of 1,584 in CA
Residents under 1816.7%
13th
U.S. 22% · CA 22%1,226th of 1,688 in CA
Uninsured rate3%
12th
StrengthU.S. 8.4% · CA 6.6%1,287th of 1,675 in CA
Population density62/sq mi
9th
U.S. 95/sq mi · CA 252/sq mi1,275th of 1,688 in CA

Measure	93923	Monterey	CA	U.S.	National percentile	Rank in CA
Median home value	$1,767,800	$781,000	$734,700	$332,700	99th	94th of 1,586
Median age	59.4	35.5	37.9	38.9	99th	108th of 1,687
Residents 65 and older	39.2%	14.9%	15.7%	17.2%	99th	102nd of 1,688
Self-employed workers	33.3%	9.9%	11.4%	10%	99th	69th of 1,678
Income inequality (Gini)Weakness	0.567	0.464	0.489	0.483	99th	46th of 1,651
Per capita incomeStrength	$108,086	$40,422	$49,513	$44,673	98th	90th of 1,685
Housing vacancy	26.3%	8.9%	7.5%	10.1%	97th	225th of 1,664
Rent-burdened rentersWeakness	66.6%	55.6%	55.3%	51.1%	95th	212th of 1,610
Median earnings per workerStrength	$86,382	$45,626	$52,643	$49,666	95th	195th of 1,658
Median household incomeStrength	$142,474	$97,230	$99,122	$80,734	93rd	245th of 1,575
Bachelor's degree or higherStrength	64.9%	28.2%	37.1%	35.7%	92nd	201st of 1,687
Median gross rent	$2,136	$2,055	$2,036	$1,413	88th	570th of 1,464
Work from home	19.6%	9.8%	17.2%	15.1%	76th	618th of 1,680
Homeownership rate	76.7%	52.1%	55.9%	65.2%	71st	379th of 1,662
Broadband access	93.6%	93.8%	93.5%	91%	63rd	800th of 1,662
Veterans	6.6%	4.2%	4.3%	6.2%	61st	455th of 1,686
Foreign-born residents	12.4%	29.6%	27%	14.1%	58th	1,177th of 1,688
Unemployment rate	4.7%	5.2%	6.6%	5.2%	47th	1,196th of 1,681
Diversity index	42.6	54.4	69.7	61.4	40th	1,228th of 1,688
Poverty rate	8.2%	12.7%	12%	12.5%	33rd	1,112th of 1,666
Tech workers	1.6%	1.8%	4.4%	3.8%	25th	1,043rd of 1,678
Government workers	10.8%	16.5%	14.8%	14.5%	25th	1,276th of 1,678
Healthcare workers	7.7%	8.7%	9.4%	9.7%	23rd	1,101st of 1,678
Population	12,565	437,613	39,287,377	334,922,499	19th	953rd of 1,688
Average commuteStrength	20.6 min	25.4 min	28.7 min	26.4 min	15th	1,397th of 1,584
Residents under 18	16.7%	25.7%	22%	22%	13th	1,226th of 1,688
Uninsured rateStrength	3%	9.6%	6.6%	8.4%	12th	1,287th of 1,675
Population density	62/sq mi	133/sq mi	252/sq mi	95/sq mi	9th	1,275th of 1,688

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

25–34

35–44

12%

45–54

17%

55–64

22%

65–74

17%

75+

Median age

59.4

Under 18

16.7%

65 and over

39.2%

Race and ethnicity

White74%
Black0.9%
Hispanic13%
Asian7%
Native American0.2%
Pacific Islander0.0%
Other0.5%
Multiracial5%

Diversity index

42.6

U.S. 61.4

Foreign-born

12.4%

U.S. 14.1%

Born in state

50.1%

Language spoken at home (households)

English only

83%

Spanish

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 5,427
Average household size: 2.3
Family households: 62.1%
Married couples: 54.1%
Living alone: 30.3%
Veterans (of adults): 6.6%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

10%

$50–75k

$75–100k

$100–150k

15%

$150–200k

11%

$200k+

37%

Median household income

93923

$142,474

Monterey Co.

$97,230

California

$99,122

United States

$80,734

Per capita income

$108,086

U.S. $44,673

Poverty rate

8.2%

U.S. 12.5%

Households earning $150K+

48.2%

U.S. 23%

Income inequality (Gini)

0.567

U.S. 0.483

Housing

Median home value

93923

$1,767,800

Monterey Co.

$781,000

California

$734,700

United States

$332,700

Median gross rent

93923

$2,136

Monterey Co.

$2,055

California

$2,036

United States

$1,413

Types of housing

Single-family

88%

2–4 units

5–19 units

20+ units

Mobile home

0.2%

Boat, RV, van

0.1%

Housing units: 7,366
Owner-occupied: 76.7%
Vacant: 26.3%
Median year built: 1969
Median rooms: 6.4
Renters paying 30%+ of income: 66.6%
Renters paying 50%+ of income: 43.9%
Home value to income: 12.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

61%

Carpooled

14%

Transit

0.1%

Walked

Bicycle

Worked from home

20%

Other

0.7%

Commute time (one way)

<10 min

29%

10–19

29%

20–29

17%

30–44

16%

45–59

60+

Average commute

20.6 min

U.S. 26.4 min

Unemployment

4.7%

U.S. 5.2%

In labor force

52.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

18%

Business and finance

16%

Management

15%

Healthcare

Arts, media and sports

Education

Legal and social services

Office and admin

Cleaning and personal care

Transportation and moving

Food service

Engineering and science

Computer and math

Farming, fishing and forestry

0.8%

Production

0.8%

Construction and repair

0.6%

Police and fire

0.3%

Industries

Professional and technical services

15%

Retail

14%

Finance, insurance and real estate

13%

Education

13%

Health care and social assistance

10%

Restaurants and hotels

Admin, support and management

Manufacturing

Construction

Transportation, warehousing and utilities

Arts and recreation

Other services

Public administration

Information

Wholesale

0.8%

Agriculture and mining

0.6%

Median earnings per worker

$86,382

U.S. $49,666

Self-employed

33.3%

U.S. 10%

Government workers

10.8%

U.S. 14.5%

Nonprofit workers

8.9%

U.S. 8.8%

Median earnings by type of work

Type of work	93923	U.S.
Management, business, science and arts	$107,706	$74,888
Service	$27,083	$26,804
Sales and office	$62,109	$40,476
Construction and maintenance	$42,700	$49,199
Production and transportation	$11,653	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

14%

Associate's

Bachelor's

35%

Graduate

30%

High school graduate or higher: 95.3%
Bachelor's degree or higher: 64.9%
Graduate or professional degree: 29.9%
Households with broadband: 93.6%
Cable, fiber or DSL: 79%
No internet access: 3.9%
Without health insurance: 3%
Limited-English households: 0.5%

Geography

City (USPS): Carmel
State: California
County: Monterey County
Center point: 36.4058° N, 121.7960° W
Land area: 203 sq mi
Water area: 0.7 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Zip codes near 93923

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
93924	Carmel Valley, CA	8.8 mi	6,316	$148,563	$1,222,600
93940	Monterey, CA	11 mi	30,605	$106,044	$1,099,300
93922	Carmel, CA · PO box	12 mi	—	—	—
93921	Carmel By The Sea, CA	12 mi	2,322	$96,923	$2,000,000+
93943	Monterey, CA	14 mi	10	—	—
93955	Seaside, CA	14 mi	32,266	$85,282	$788,300
93942	Monterey, CA · PO box	15 mi	—	—	—
93953	Pebble Beach, CA	15 mi	3,613	$142,763	$2,000,000+
93944	Monterey, CA	15 mi	2,665	—	—
93950	Pacific Grove, CA	16 mi	14,951	$106,065	$1,190,400
93962	Spreckels, CA	17 mi	174	—	$843,800
93908	Salinas, CA	19 mi	12,450	$156,394	$1,091,700

Zip codes like 93923 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 93923

What city is zip code 93923?

93923 is assigned to Carmel, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 93923 in?

93923 is in Monterey County, California.

What is the population of 93923?

About 12,565 people live in 93923, according to the Census Bureau's American Community Survey.

What time zone is 93923 in?

93923 is in Pacific Time.

What is the median household income in 93923?

The median household income in 93923 is $142,474.

What zip codes are near 93923?

The closest zip codes to 93923 are 93924, 93940, 93922, 93921, 93943.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 93923, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.