Zip code 93445: Oceano, California

Q: What city is zip code 93445?

93445 is assigned to Oceano, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 93445 in?

93445 is in San Luis Obispo County, California.

Q: What is the population of 93445?

About 6,857 people live in 93445, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 93445?

The median household income in 93445 is $72,261.

Q: What zip codes are near 93445?

The closest zip codes to 93445 are 93475, 93433, 93421, 93483, 93444.

Residential delivery areaSan Luis Obispo CountyPacific Time

Population

6,857

Median household income

$72K

U.S. $81K

Median home value

$574K

U.S. $333K

Median rent

$1,615/mo

U.S. $1,413

Median age

46.2

U.S. 38.9

Land area

17 sq mi

403 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 93445

93445 is a small-town zip code in Oceano, California (San Luis Obispo County), covering 17 sq mi of land. About 6,857 people live here, or 403 per square mile. The median resident is 46.2 years old, compared with 38.9 nationally.

The median household earns $72,261 a year, close to the national median of $80,734. 17.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $573,800, or 7.9 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 61% of occupied homes are lived in by their owners, and renters pay a median of $1,615 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.3 minutes each way, and 17% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and food service. 20% of them are self-employed (U.S.: 10%).

How 93445 compares

Sorted from highest to lowest national percentile

Self-employed workers20.2%
98th
U.S. 10% · CA 11.4%241st of 1,678 in CA
Veterans12.8%
96th
U.S. 6.2% · CA 4.3%89th of 1,686 in CA
Residents 65 and older27.1%
95th
U.S. 17.2% · CA 15.7%279th of 1,688 in CA
Median age46.2
89th
U.S. 38.9 · CA 37.9402nd of 1,687 in CA
Median home value$573,800
80th
U.S. $332,700 · CA $734,700944th of 1,586 in CA
Poverty rate17.1%
77th
U.S. 12.5% · CA 12%410th of 1,666 in CA
Housing vacancy10.9%
75th
U.S. 10.1% · CA 7.5%541st of 1,664 in CA
Work from home16.7%
68th
U.S. 15.1% · CA 17.2%770th of 1,680 in CA
Diversity index55.8
63rd
U.S. 61.4 · CA 69.7802nd of 1,688 in CA
Median gross rent$1,615
62nd
U.S. $1,413 · CA $2,036986th of 1,464 in CA
Healthcare workers10.2%
61st
U.S. 9.7% · CA 9.4%542nd of 1,678 in CA
Government workers15.1%
60th
U.S. 14.5% · CA 14.8%842nd of 1,678 in CA
Foreign-born residents11.6%
56th
U.S. 14.1% · CA 27%1,225th of 1,688 in CA
Uninsured rate7%
52nd
U.S. 8.4% · CA 6.6%595th of 1,675 in CA
Income inequality (Gini)0.426
42nd
U.S. 0.483 · CA 0.489998th of 1,651 in CA
Per capita income$36,796
40th
U.S. $44,673 · CA $49,5131,062nd of 1,685 in CA
Median household income$72,261
39th
U.S. $80,734 · CA $99,1221,158th of 1,575 in CA
Residents under 1820.4%
35th
U.S. 22% · CA 22%885th of 1,688 in CA
Homeownership rate60.8%
33rd
U.S. 65.2% · CA 55.9%932nd of 1,662 in CA
Unemployment rate3.9%
32nd
U.S. 5.2% · CA 6.6%1,357th of 1,681 in CA
Population density403/sq mi
30th
U.S. 95/sq mi · CA 252/sq mi981st of 1,688 in CA
Rent-burdened renters44.7%
28th
U.S. 51.1% · CA 55.3%1,259th of 1,610 in CA
Bachelor's degree or higher21.3%
24th
U.S. 35.7% · CA 37.1%1,164th of 1,687 in CA
Tech workers1.5%
23rd
U.S. 3.8% · CA 4.4%1,078th of 1,678 in CA
Average commute21.3 min
19th
StrengthU.S. 26.4 min · CA 28.7 min1,360th of 1,584 in CA
Population6,857
11th
U.S. 334,922,499 · CA 39,287,3771,080th of 1,688 in CA
Median earnings per worker$36,034
11th
WeaknessU.S. $49,666 · CA $52,6431,409th of 1,658 in CA
Broadband access79.3%
4th
WeaknessU.S. 91% · CA 93.5%1,549th of 1,662 in CA

Measure	93445	San Luis Obispo	CA	U.S.	National percentile	Rank in CA
Self-employed workers	20.2%	13.1%	11.4%	10%	98th	241st of 1,678
Veterans	12.8%	6.3%	4.3%	6.2%	96th	89th of 1,686
Residents 65 and older	27.1%	22.1%	15.7%	17.2%	95th	279th of 1,688
Median age	46.2	40.4	37.9	38.9	89th	402nd of 1,687
Median home value	$573,800	$824,700	$734,700	$332,700	80th	944th of 1,586
Poverty rate	17.1%	12.9%	12%	12.5%	77th	410th of 1,666
Housing vacancy	10.9%	12.9%	7.5%	10.1%	75th	541st of 1,664
Work from home	16.7%	15.2%	17.2%	15.1%	68th	770th of 1,680
Diversity index	55.8	51.8	69.7	61.4	63rd	802nd of 1,688
Median gross rent	$1,615	$1,992	$2,036	$1,413	62nd	986th of 1,464
Healthcare workers	10.2%	8.9%	9.4%	9.7%	61st	542nd of 1,678
Government workers	15.1%	19.5%	14.8%	14.5%	60th	842nd of 1,678
Foreign-born residents	11.6%	9.9%	27%	14.1%	56th	1,225th of 1,688
Uninsured rate	7%	5.7%	6.6%	8.4%	52nd	595th of 1,675
Income inequality (Gini)	0.426	0.475	0.489	0.483	42nd	998th of 1,651
Per capita income	$36,796	$51,592	$49,513	$44,673	40th	1,062nd of 1,685
Median household income	$72,261	$97,446	$99,122	$80,734	39th	1,158th of 1,575
Residents under 18	20.4%	17.5%	22%	22%	35th	885th of 1,688
Homeownership rate	60.8%	62.1%	55.9%	65.2%	33rd	932nd of 1,662
Unemployment rate	3.9%	5.5%	6.6%	5.2%	32nd	1,357th of 1,681
Population density	403/sq mi	85/sq mi	252/sq mi	95/sq mi	30th	981st of 1,688
Rent-burdened renters	44.7%	57.6%	55.3%	51.1%	28th	1,259th of 1,610
Bachelor's degree or higher	21.3%	39.8%	37.1%	35.7%	24th	1,164th of 1,687
Tech workers	1.5%	3.3%	4.4%	3.8%	23rd	1,078th of 1,678
Average commuteStrength	21.3 min	22.3 min	28.7 min	26.4 min	19th	1,360th of 1,584
Population	6,857	281,555	39,287,377	334,922,499	11th	1,080th of 1,688
Median earnings per workerWeakness	$36,034	$48,819	$52,643	$49,666	11th	1,409th of 1,658
Broadband accessWeakness	79.3%	93.1%	93.5%	91%	4th	1,549th of 1,662

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

12%

25–34

35–44

12%

45–54

12%

55–64

15%

65–74

12%

75+

Median age

46.2

Under 18

20.4%

65 and over

27.1%

Race and ethnicity

White56%
Black0.9%
Hispanic36%
Asian0.9%
Native American0%
Pacific Islander0%
Other0.1%
Multiracial7%

Diversity index

55.8

U.S. 61.4

Foreign-born

11.6%

U.S. 14.1%

Born in state

66.3%

Language spoken at home (households)

English only

81%

Spanish

16%

Other Indo-European

Asian / Pacific

Other

0.7%

Households

Households: 2,874
Average household size: 2.4
Family households: 54.2%
Married couples: 37.7%
Living alone: 36.3%
Veterans (of adults): 12.8%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

20%

$50–75k

15%

$75–100k

14%

$100–150k

21%

$150–200k

10%

$200k+

Median household income

93445

$72,261

San Luis Obispo Co.

$97,446

California

$99,122

United States

$80,734

Per capita income

$36,796

U.S. $44,673

Poverty rate

17.1%

U.S. 12.5%

Households earning $150K+

13.8%

U.S. 23%

Income inequality (Gini)

0.426

U.S. 0.483

Housing

Median home value

93445

$573,800

San Luis Obispo Co.

$824,700

California

$734,700

United States

$332,700

Median gross rent

93445

$1,615

San Luis Obispo Co.

$1,992

California

$2,036

United States

$1,413

Types of housing

Single-family

69%

2–4 units

5–19 units

20+ units

0.2%

Mobile home

18%

Boat, RV, van

0.4%

Housing units: 3,226
Owner-occupied: 60.8%
Vacant: 10.9%
Median year built: 1978
Median rooms: 5
Renters paying 30%+ of income: 44.7%
Renters paying 50%+ of income: 23.2%
Home value to income: 7.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

Transit

Walked

Bicycle

0.2%

Worked from home

17%

Other

Commute time (one way)

<10 min

21%

10–19

27%

20–29

25%

30–44

18%

45–59

60+

Average commute

21.3 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

60%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Construction and repair

13%

Food service

11%

Healthcare

10%

Sales

Management

Cleaning and personal care

Production

Legal and social services

Transportation and moving

Police and fire

Business and finance

Education

Engineering and science

Computer and math

Farming, fishing and forestry

0.9%

Arts, media and sports

0.8%

Industries

Health care and social assistance

16%

Retail

14%

Restaurants and hotels

12%

Construction

12%

Other services

Transportation, warehousing and utilities

Manufacturing

Professional and technical services

Public administration

Education

Agriculture and mining

Arts and recreation

Wholesale

Admin, support and management

Finance, insurance and real estate

Information

Median earnings per worker

$36,034

U.S. $49,666

Self-employed

20.2%

U.S. 10%

Government workers

15.1%

U.S. 14.5%

Nonprofit workers

6.5%

U.S. 8.8%

Median earnings by type of work

Type of work	93445	U.S.
Management, business, science and arts	$61,381	$74,888
Service	$31,814	$26,804
Sales and office	$33,530	$40,476
Construction and maintenance	$24,510	$49,199
Production and transportation	$41,500	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

20%

High school

22%

Some college

25%

Associate's

11%

Bachelor's

15%

Graduate

High school graduate or higher: 79.8%
Bachelor's degree or higher: 21.3%
Graduate or professional degree: 5.9%
Households with broadband: 79.3%
Cable, fiber or DSL: 65.7%
No internet access: 13.9%
Without health insurance: 7%
Limited-English households: 2%

Geography

City (USPS): Oceano
State: California
County: San Luis Obispo County
Center point: 35.0441° N, 120.6207° W
Land area: 17 sq mi
Water area: 1.3 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Oceano (unincorporated)8% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 93445

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
93475	Oceano, CA · PO box	3.9 mi	—	—	—
93433	Grover Beach, CA	5.3 mi	12,600	$86,458	$727,500
93421	Arroyo Grande, CA · PO box	5.4 mi	—	—	—
93483	Grover Beach, CA · PO box	5.4 mi	—	—	—
93444	Nipomo, CA	6.7 mi	21,611	$110,867	$816,000
93448	Pismo Beach, CA · PO box	6.9 mi	—	—	—
93434	Guadalupe, CA	7.2 mi	8,603	$67,231	$498,800
93449	Pismo Beach, CA	8.3 mi	8,014	$118,072	$1,021,300
93458	Santa Maria, CA	9.6 mi	59,148	$75,257	$511,800
93456	Santa Maria, CA · PO box	12 mi	—	—	—
93457	Santa Maria, CA · PO box	12 mi	—	—	—
93420	Arroyo Grande, CA	12 mi	31,345	$110,553	$917,900

Zip codes like 93445 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 93445

What city is zip code 93445?

93445 is assigned to Oceano, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 93445 in?

93445 is in San Luis Obispo County, California.

What is the population of 93445?

About 6,857 people live in 93445, according to the Census Bureau's American Community Survey.

What time zone is 93445 in?

93445 is in Pacific Time.

What is the median household income in 93445?

The median household income in 93445 is $72,261.

What zip codes are near 93445?

The closest zip codes to 93445 are 93475, 93433, 93421, 93483, 93444.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 93445, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.