Zip code 89448: Zephyr Cove, Nevada

Q: What city is zip code 89448?

89448 is assigned to Zephyr Cove, Nevada. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 89448 in?

89448 is in Douglas County, Nevada.

Q: What is the population of 89448?

About 1,698 people live in 89448, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 89448?

The median household income in 89448 is $137,586.

Q: What zip codes are near 89448?

The closest zip codes to 89448 are 89449, 89411, 96156, 96157, 89413.

Residential delivery areaDouglas CountyPacific Time

Population

1,698

Median household income

$138K

U.S. $81K

Median home value

$1.4M

U.S. $333K

Median rent

$2,007/mo

U.S. $1,413

Median age

60.5

U.S. 38.9

Land area

12 sq mi

138 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 89448

89448 is a small-town zip code in Zephyr Cove, Nevada (Douglas County), covering 12 sq mi of land. About 1,698 people live here, or 138 per square mile. The median resident is 60.5 years old, compared with 38.9 nationally.

The median household earns $137,586 a year, 70% above the national median of $80,734. 6.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,369,100, or 10.0 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $2,007 a month.

51% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.8 minutes each way, and 33% of workers work from home. The most common jobs among working residents are in management; sales; and business and finance. 23% of them are self-employed (U.S.: 10%).

How 89448 compares

Sorted from highest to lowest national percentile

Per capita income$127,810
99th
StrengthU.S. $44,673 · NV $41,3544th of 167 in NV
Median age60.5
99th
U.S. 38.9 · NV 39.117th of 167 in NV
Housing vacancy53.4%
99th
U.S. 10.1% · NV 9.3%4th of 166 in NV
Rent-burdened renters75.2%
99th
WeaknessU.S. 51.1% · NV 55.9%13th of 151 in NV
Residents 65 and older41.9%
99th
U.S. 17.2% · NV 17%14th of 167 in NV
Self-employed workers23.2%
99th
U.S. 10% · NV 9.7%16th of 165 in NV
Median home value$1,369,100
98th
U.S. $332,700 · NV $435,4005th of 150 in NV
Income inequality (Gini)0.566
98th
WeaknessU.S. 0.483 · NV 0.4673rd of 165 in NV
Work from home32.5%
96th
U.S. 15.1% · NV 11.9%11th of 166 in NV
Median earnings per worker$88,289
96th
StrengthU.S. $49,666 · NV $45,7988th of 159 in NV
Median household income$137,586
92nd
StrengthU.S. $80,734 · NV $78,2608th of 150 in NV
Homeownership rate85.4%
90th
StrengthU.S. 65.2% · NV 60%31st of 166 in NV
Veterans9.5%
87th
U.S. 6.2% · NV 7.9%59th of 166 in NV
Median gross rent$2,007
84th
U.S. $1,413 · NV $1,59720th of 128 in NV
Bachelor's degree or higher50.7%
80th
StrengthU.S. 35.7% · NV 27.9%19th of 167 in NV
Broadband access93.9%
65th
U.S. 91% · NV 92%68th of 166 in NV
Foreign-born residents13%
60th
U.S. 14.1% · NV 19.1%67th of 167 in NV
Unemployment rate4.4%
41st
U.S. 5.2% · NV 7%103rd of 165 in NV
Diversity index38.3
33rd
U.S. 61.4 · NV 69.2124th of 167 in NV
Poverty rate6.5%
22nd
U.S. 12.5% · NV 12.4%119th of 166 in NV
Tech workers1.3%
18th
U.S. 3.8% · NV 2.7%91st of 165 in NV
Population density138/sq mi
17th
U.S. 95/sq mi · NV 29/sq mi91st of 167 in NV
Average commute19.8 min
12th
StrengthU.S. 26.4 min · NV 24.8 min121st of 145 in NV
Government workers8.9%
11th
U.S. 14.5% · NV 12.6%126th of 165 in NV
Uninsured rate1.9%
5th
StrengthU.S. 8.4% · NV 11.4%142nd of 165 in NV
Population1,698
2nd
U.S. 334,922,499 · NV 3,184,612113th of 167 in NV
Residents under 189.5%
2nd
U.S. 22% · NV 21.7%141st of 167 in NV
Healthcare workers4.1%
2nd
U.S. 9.7% · NV 7.6%116th of 165 in NV

Measure	89448	Douglas	NV	U.S.	National percentile	Rank in NV
Per capita incomeStrength	$127,810	$59,360	$41,354	$44,673	99th	4th of 167
Median age	60.5	55	39.1	38.9	99th	17th of 167
Housing vacancy	53.4%	14.1%	9.3%	10.1%	99th	4th of 166
Rent-burdened rentersWeakness	75.2%	55.2%	55.9%	51.1%	99th	13th of 151
Residents 65 and older	41.9%	32.7%	17%	17.2%	99th	14th of 167
Self-employed workers	23.2%	14%	9.7%	10%	99th	16th of 165
Median home value	$1,369,100	$615,400	$435,400	$332,700	98th	5th of 150
Income inequality (Gini)Weakness	0.566	0.512	0.467	0.483	98th	3rd of 165
Work from home	32.5%	12.7%	11.9%	15.1%	96th	11th of 166
Median earnings per workerStrength	$88,289	$54,472	$45,798	$49,666	96th	8th of 159
Median household incomeStrength	$137,586	$90,754	$78,260	$80,734	92nd	8th of 150
Homeownership rateStrength	85.4%	78.8%	60%	65.2%	90th	31st of 166
Veterans	9.5%	11.2%	7.9%	6.2%	87th	59th of 166
Median gross rent	$2,007	$1,593	$1,597	$1,413	84th	20th of 128
Bachelor's degree or higherStrength	50.7%	31.6%	27.9%	35.7%	80th	19th of 167
Broadband access	93.9%	94%	92%	91%	65th	68th of 166
Foreign-born residents	13%	6.2%	19.1%	14.1%	60th	67th of 167
Unemployment rate	4.4%	3%	7%	5.2%	41st	103rd of 165
Diversity index	38.3	38.5	69.2	61.4	33rd	124th of 167
Poverty rate	6.5%	9%	12.4%	12.5%	22nd	119th of 166
Tech workers	1.3%	1.6%	2.7%	3.8%	18th	91st of 165
Population density	138/sq mi	70/sq mi	29/sq mi	95/sq mi	17th	91st of 167
Average commuteStrength	19.8 min	26.2 min	24.8 min	26.4 min	12th	121st of 145
Government workers	8.9%	20%	12.6%	14.5%	11th	126th of 165
Uninsured rateStrength	1.9%	6%	11.4%	8.4%	5th	142nd of 165
Population	1,698	49,623	3,184,612	334,922,499	2nd	113th of 167
Residents under 18	9.5%	14.9%	21.7%	22%	2nd	141st of 167
Healthcare workers	4.1%	5.6%	7.6%	9.7%	2nd	116th of 165

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

16%

45–54

16%

55–64

22%

65–74

20%

75+

Median age

60.5

Under 18

9.5%

65 and over

41.9%

Race and ethnicity

White76%
Black0%
Hispanic18%
Asian2%
Native American0%
Pacific Islander0%
Other2%
Multiracial2%

Diversity index

38.3

U.S. 61.4

Foreign-born

13%

U.S. 14.1%

Born in state

6.7%

Language spoken at home (households)

English only

89%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 804
Average household size: 2.1
Family households: 63.3%
Married couples: 56.6%
Living alone: 35.6%
Veterans (of adults): 9.5%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

$25–50k

13%

$50–75k

15%

$75–100k

$100–150k

14%

$150–200k

11%

$200k+

35%

Median household income

89448

$137,586

Douglas Co.

$90,754

Nevada

$78,260

United States

$80,734

Per capita income

$127,810

U.S. $44,673

Poverty rate

6.5%

U.S. 12.5%

Households earning $150K+

46.5%

U.S. 23%

Income inequality (Gini)

0.566

U.S. 0.483

Housing

Median home value

89448

$1,369,100

Douglas Co.

$615,400

Nevada

$435,400

United States

$332,700

Median gross rent

89448

$2,007

Douglas Co.

$1,593

Nevada

$1,597

United States

$1,413

Types of housing

Single-family

77%

2–4 units

18%

5–19 units

20+ units

Mobile home

Boat, RV, van

0.7%

Housing units: 1,724
Owner-occupied: 85.4%
Vacant: 53.4%
Median year built: 1974
Median rooms: 5.8
Renters paying 30%+ of income: 75.2%
Renters paying 50%+ of income: 8.5%
Home value to income: 10.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

63%

Carpooled

Transit

Walked

Bicycle

Worked from home

33%

Other

Commute time (one way)

<10 min

32%

10–19

28%

20–29

30–44

30%

45–59

60+

Average commute

19.8 min

U.S. 26.4 min

Unemployment

4.4%

U.S. 5.2%

In labor force

42.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

21%

Sales

21%

Business and finance

12%

Legal and social services

10%

Food service

Engineering and science

Cleaning and personal care

Construction and repair

Healthcare

Office and admin

Farming, fishing and forestry

Computer and math

Education

Arts, media and sports

Police and fire

Production

Transportation and moving

Industries

Professional and technical services

26%

Finance, insurance and real estate

16%

Health care and social assistance

11%

Construction

Other services

Admin, support and management

Retail

Arts and recreation

Manufacturing

Restaurants and hotels

Public administration

Agriculture and mining

Wholesale

Education

Transportation, warehousing and utilities

Information

Median earnings per worker

$88,289

U.S. $49,666

Self-employed

23.2%

U.S. 10%

Government workers

8.9%

U.S. 14.5%

Nonprofit workers

3.2%

U.S. 8.8%

Median earnings by type of work

Type of work	89448	U.S.
Management, business, science and arts	$131,094	$74,888
Service	$33,032	$26,804
Sales and office	$98,516	$40,476
Construction and maintenance	$47,857	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

11%

Some college

23%

Associate's

12%

Bachelor's

28%

Graduate

23%

High school graduate or higher: 96.1%
Bachelor's degree or higher: 50.7%
Graduate or professional degree: 23.1%
Households with broadband: 93.9%
Cable, fiber or DSL: 87.9%
No internet access: 5%
Without health insurance: 1.9%
Limited-English households: 1.5%

Geography

City (USPS): Zephyr Cove
State: Nevada
County: Douglas County
Center point: 38.9965° N, 119.9175° W
Land area: 12 sq mi
Water area: 0.4 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Round Hill Village (unincorporated)47% of zip
Skyland (unincorporated)35% of zip
Zephyr Cove (unincorporated)17% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 89448

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
89449	Stateline, NV	2.9 mi	2,712	$83,988	$1,065,700
89411	Genoa, NV	3.8 mi	1,284	$121,981	$1,003,200
96156	South Lake Tahoe, CA · PO box	5 mi	—	—	—
96157	South Lake Tahoe, CA · PO box	5.3 mi	—	—	—
89413	Glenbrook, NV	5.3 mi	737	$232,361	$2,000,000+
96152	South Lake Tahoe, CA · PO box	6.5 mi	—	—	—
96151	South Lake Tahoe, CA · PO box	7.6 mi	—	—	—
89705	Carson City, NV	7.8 mi	4,935	$79,901	$470,200
96158	South Lake Tahoe, CA · PO box	8.1 mi	—	—	—
89460	Gardnerville, NV	9.4 mi	14,534	$92,292	$501,700
89423	Minden, NV	9.8 mi	11,221	$108,750	$688,300
96142	Tahoma, CA	10 mi	725	$95,341	$836,700

Zip codes like 89448 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 89448

What city is zip code 89448?

89448 is assigned to Zephyr Cove, Nevada. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 89448 in?

89448 is in Douglas County, Nevada.

What is the population of 89448?

About 1,698 people live in 89448, according to the Census Bureau's American Community Survey.

What time zone is 89448 in?

89448 is in Pacific Time.

What is the median household income in 89448?

The median household income in 89448 is $137,586.

What zip codes are near 89448?

The closest zip codes to 89448 are 89449, 89411, 96156, 96157, 89413.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 89448, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.