Zip code 89408: Fernley, Nevada

Q: What city is zip code 89408?

89408 is assigned to Fernley, Nevada. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 89408 in?

89408 is mostly in Churchill County, but it extends into 1 other county.

Q: What is the population of 89408?

About 24,564 people live in 89408, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 89408?

The median household income in 89408 is $89,552.

Q: What zip codes are near 89408?

The closest zip codes to 89408 are 89442, 89407, 89429, 89437, 89434.

Residential delivery areaChurchill CountyPacific Time

Population

24,564

Median household income

$90K

U.S. $81K

Median home value

$367K

U.S. $333K

Median rent

$1,584/mo

U.S. $1,413

Median age

36.3

U.S. 38.9

Land area

464 sq mi

53 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 89408

89408 is a small-town zip code in Fernley, Nevada (Churchill County), covering 464 sq mi of land. About 24,564 people live here, or 53 per square mile. The median resident is 36.3 years old, compared with 38.9 nationally.

The median household earns $89,552 a year, close to the national median of $80,734. 12.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $366,500, or 4.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $1,584 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.8 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in construction and repair; office and administrative support; and transportation and moving goods.

How 89408 compares

Sorted from highest to lowest national percentile

Veterans9.5%
87th
U.S. 6.2% · NV 7.9%60th of 166 in NV
Unemployment rate6.3%
72nd
U.S. 5.2% · NV 7%72nd of 165 in NV
Uninsured rate9.7%
69th
U.S. 8.4% · NV 11.4%61st of 165 in NV
Residents under 1823.5%
63rd
U.S. 22% · NV 21.7%52nd of 167 in NV
Median earnings per worker$52,608
63rd
U.S. $49,666 · NV $45,79868th of 159 in NV
Median household income$89,552
61st
U.S. $80,734 · NV $78,26054th of 150 in NV
Average commute27.8 min
61st
U.S. 26.4 min · NV 24.8 min38th of 145 in NV
Median gross rent$1,584
60th
U.S. $1,413 · NV $1,59755th of 128 in NV
Poverty rate12.7%
59th
U.S. 12.5% · NV 12.4%58th of 166 in NV
Homeownership rate71.7%
58th
U.S. 65.2% · NV 60%78th of 166 in NV
Broadband access93.1%
58th
U.S. 91% · NV 92%78th of 166 in NV
Median home value$366,500
56th
U.S. $332,700 · NV $435,40083rd of 150 in NV
Diversity index49.8
51st
U.S. 61.4 · NV 69.292nd of 167 in NV
Foreign-born residents7.8%
42nd
U.S. 14.1% · NV 19.1%97th of 167 in NV
Government workers12.7%
42nd
U.S. 14.5% · NV 12.6%100th of 165 in NV
Per capita income$36,805
40th
U.S. $44,673 · NV $41,35497th of 167 in NV
Population24,564
39th
U.S. 334,922,499 · NV 3,184,61261st of 167 in NV
Residents 65 and older15.2%
39th
U.S. 17.2% · NV 17%112th of 167 in NV
Median age36.3
29th
U.S. 38.9 · NV 39.1128th of 167 in NV
Housing vacancy4.4%
27th
U.S. 10.1% · NV 9.3%144th of 166 in NV
Self-employed workers7.6%
27th
U.S. 10% · NV 9.7%104th of 165 in NV
Rent-burdened renters43.8%
25th
U.S. 51.1% · NV 55.9%109th of 151 in NV
Work from home6.5%
14th
U.S. 15.1% · NV 11.9%119th of 166 in NV
Bachelor's degree or higher16.4%
12th
WeaknessU.S. 35.7% · NV 27.9%115th of 167 in NV
Tech workers0.9%
11th
U.S. 3.8% · NV 2.7%105th of 165 in NV
Population density53/sq mi
8th
U.S. 95/sq mi · NV 29/sq mi105th of 167 in NV
Income inequality (Gini)0.376
8th
StrengthU.S. 0.483 · NV 0.467122nd of 165 in NV
Healthcare workers4.3%
2nd
U.S. 9.7% · NV 7.6%111th of 165 in NV

Measure	89408	Churchill	NV	U.S.	National percentile	Rank in NV
Veterans	9.5%	15.1%	7.9%	6.2%	87th	60th of 166
Unemployment rate	6.3%	5.3%	7%	5.2%	72nd	72nd of 165
Uninsured rate	9.7%	8%	11.4%	8.4%	69th	61st of 165
Residents under 18	23.5%	22.7%	21.7%	22%	63rd	52nd of 167
Median earnings per worker	$52,608	$45,851	$45,798	$49,666	63rd	68th of 159
Median household income	$89,552	$79,163	$78,260	$80,734	61st	54th of 150
Average commute	27.8 min	24.1 min	24.8 min	26.4 min	61st	38th of 145
Median gross rent	$1,584	$1,319	$1,597	$1,413	60th	55th of 128
Poverty rate	12.7%	8.1%	12.4%	12.5%	59th	58th of 166
Homeownership rate	71.7%	69.9%	60%	65.2%	58th	78th of 166
Broadband access	93.1%	89.7%	92%	91%	58th	78th of 166
Median home value	$366,500	$329,900	$435,400	$332,700	56th	83rd of 150
Diversity index	49.8	47.1	69.2	61.4	51st	92nd of 167
Foreign-born residents	7.8%	5.3%	19.1%	14.1%	42nd	97th of 167
Government workers	12.7%	19.4%	12.6%	14.5%	42nd	100th of 165
Per capita income	$36,805	$37,686	$41,354	$44,673	40th	97th of 167
Population	24,564	25,805	3,184,612	334,922,499	39th	61st of 167
Residents 65 and older	15.2%	20.2%	17%	17.2%	39th	112th of 167
Median age	36.3	40.4	39.1	38.9	29th	128th of 167
Housing vacancy	4.4%	13.6%	9.3%	10.1%	27th	144th of 166
Self-employed workers	7.6%	9.4%	9.7%	10%	27th	104th of 165
Rent-burdened renters	43.8%	42.9%	55.9%	51.1%	25th	109th of 151
Work from home	6.5%	6.1%	11.9%	15.1%	14th	119th of 166
Bachelor's degree or higherWeakness	16.4%	17.7%	27.9%	35.7%	12th	115th of 167
Tech workers	0.9%	0.7%	2.7%	3.8%	11th	105th of 165
Population density	53/sq mi	5/sq mi	29/sq mi	95/sq mi	8th	105th of 167
Income inequality (Gini)Strength	0.376	0.417	0.467	0.483	8th	122nd of 165
Healthcare workers	4.3%	6.7%	7.6%	9.7%	2nd	111th of 165

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

16%

25–34

16%

35–44

11%

45–54

10%

55–64

65–74

75+

Median age

36.3

Under 18

23.5%

65 and over

15.2%

Race and ethnicity

White67%
Black0.8%
Hispanic22%
Asian2%
Native American0.9%
Pacific Islander0.2%
Other0.5%
Multiracial7%

Diversity index

49.8

U.S. 61.4

Foreign-born

7.8%

U.S. 14.1%

Born in state

34.2%

Language spoken at home (households)

English only

83%

Spanish

14%

Other Indo-European

0.9%

Asian / Pacific

Other

Households

Households: 8,870
Average household size: 2.8
Family households: 74.5%
Married couples: 54.4%
Living alone: 19.4%
Veterans (of adults): 9.5%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

12%

$50–75k

23%

$75–100k

11%

$100–150k

26%

$150–200k

$200k+

Median household income

89408

$89,552

Churchill Co.

$79,163

Nevada

$78,260

United States

$80,734

Per capita income

$36,805

U.S. $44,673

Poverty rate

12.7%

U.S. 12.5%

Households earning $150K+

17.6%

U.S. 23%

Income inequality (Gini)

0.376

U.S. 0.483

Housing

Median home value

89408

$366,500

Churchill Co.

$329,900

Nevada

$435,400

United States

$332,700

Median gross rent

89408

$1,584

Churchill Co.

$1,319

Nevada

$1,597

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

10%

Boat, RV, van

0.1%

Housing units: 9,276
Owner-occupied: 71.7%
Vacant: 4.4%
Median year built: 2001
Median rooms: 5.6
Renters paying 30%+ of income: 43.8%
Renters paying 50%+ of income: 19.3%
Home value to income: 4.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

10%

Transit

Walked

Bicycle

0.4%

Worked from home

Other

0.8%

Commute time (one way)

<10 min

19%

10–19

22%

20–29

14%

30–44

23%

45–59

12%

60+

Average commute

27.8 min

U.S. 26.4 min

Unemployment

6.3%

U.S. 5.2%

In labor force

65.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

12%

Office and admin

12%

Transportation and moving

12%

Sales

10%

Production

Food service

Management

Cleaning and personal care

Healthcare

Police and fire

Education

Business and finance

Legal and social services

Engineering and science

Computer and math

0.9%

Arts, media and sports

0.7%

Farming, fishing and forestry

0.1%

Industries

Manufacturing

17%

Retail

11%

Restaurants and hotels

Health care and social assistance

Transportation, warehousing and utilities

Construction

Wholesale

Education

Public administration

Professional and technical services

Finance, insurance and real estate

Arts and recreation

Other services

Admin, support and management

Agriculture and mining

Information

0.4%

Median earnings per worker

$52,608

U.S. $49,666

Self-employed

7.6%

U.S. 10%

Government workers

12.7%

U.S. 14.5%

Nonprofit workers

2.7%

U.S. 8.8%

Median earnings by type of work

Type of work	89408	U.S.
Management, business, science and arts	$71,122	$74,888
Service	$27,337	$26,804
Sales and office	$46,201	$40,476
Construction and maintenance	$75,469	$49,199
Production and transportation	$49,531	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

36%

Some college

28%

Associate's

10%

Bachelor's

12%

Graduate

High school graduate or higher: 89.8%
Bachelor's degree or higher: 16.4%
Graduate or professional degree: 4.2%
Households with broadband: 93.1%
Cable, fiber or DSL: 75.6%
No internet access: 4.3%
Without health insurance: 9.7%
Limited-English households: 1.3%

Geography

City (USPS): Fernley
State: Nevada
County: Churchill County
Center point: 39.6708° N, 119.0064° W
Land area: 464 sq mi
Water area: 10 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

89408 spans 2 counties

Churchill County79% of land
Lyon County21% of land

Cities and towns within this zip

Fernley17% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 89408

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
89442	Wadsworth, NV	18 mi	808	$64,444	$103,800
89407	Fallon, NV · PO box	18 mi	—	—	—
89429	Silver Springs, NV	26 mi	7,521	$55,714	$281,600
89437	Sparks, NV	27 mi	0	—	—
89434	Sparks, NV	30 mi	27,990	$91,507	$457,000
89441	Sparks, NV	36 mi	14,460	$131,616	$642,900
89436	Sparks, NV	37 mi	49,544	$114,100	$588,500
89424	Nixon, NV	38 mi	370	$72,585	$65,600
89403	Dayton, NV	40 mi	17,506	$97,153	$428,000
89496	Fallon, NV	40 mi	66	—	—
89431	Sparks, NV	41 mi	39,833	$66,592	$365,100
89432	Sparks, NV · PO box	41 mi	—	—	—

Zip codes like 89408 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 89408

What city is zip code 89408?

89408 is assigned to Fernley, Nevada. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 89408 in?

89408 is mostly in Churchill County, but it extends into 1 other county.

What is the population of 89408?

About 24,564 people live in 89408, according to the Census Bureau's American Community Survey.

What time zone is 89408 in?

89408 is in Pacific Time.

What is the median household income in 89408?

The median household income in 89408 is $89,552.

What zip codes are near 89408?

The closest zip codes to 89408 are 89442, 89407, 89429, 89437, 89434.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 89408, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.