Zip code 86545: Rock Point, Arizona

Q: What city is zip code 86545?

86545 is assigned to Rock Point, Arizona. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 86545 in?

86545 is in Apache County, Arizona.

Q: What is the population of 86545?

About 780 people live in 86545, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 86545?

The median household income in 86545 is $26,071.

Q: What zip codes are near 86545?

The closest zip codes to 86545 are 86547, 86514, 86535, 86538, 86507.

Residential delivery areaApache CountyMountain Time

Population

780

Median household income

$26K

U.S. $81K

Median home value

$47K

U.S. $333K

Median rent

$475/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

392 sq mi

2 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 86545

86545 is a rural zip code in Rock Point, Arizona (Apache County), covering 392 sq mi of land. About 780 people live here, or 2 per square mile. The median resident is 39 years old, compared with 38.9 nationally.

The median household earns $26,071 a year, about 32% of the national median of $80,734. 39.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $47,100, or 1.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $475 a month.

10% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 48.6 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in construction and repair; healthcare; and management. 97% of households speak a language other than English at home, most often another language, such as Arabic or a Native American language.

How 86545 compares

Sorted from highest to lowest national percentile

Poverty rate39.7%
99th
WeaknessU.S. 12.5% · AZ 12.5%32nd of 392 in AZ
Average commute48.6 min
99th
WeaknessU.S. 26.4 min · AZ 25.4 min10th of 373 in AZ
Unemployment rate14.3%
99th
WeaknessU.S. 5.2% · AZ 5.1%39th of 393 in AZ
Uninsured rate31%
99th
WeaknessU.S. 8.4% · AZ 10.5%21st of 392 in AZ
Government workers33.3%
99th
U.S. 14.5% · AZ 13.9%67th of 393 in AZ
Income inequality (Gini)0.556
98th
WeaknessU.S. 0.483 · AZ 0.46414th of 388 in AZ
Homeownership rate89.7%
95th
StrengthU.S. 65.2% · AZ 67.4%59th of 390 in AZ
Housing vacancy21.2%
94th
U.S. 10.1% · AZ 10.5%103rd of 390 in AZ
Healthcare workers13.6%
91st
U.S. 9.7% · AZ 9.3%51st of 393 in AZ
Self-employed workers12.7%
81st
U.S. 10% · AZ 9.9%101st of 393 in AZ
Work from home14.9%
60th
U.S. 15.1% · AZ 18.4%173rd of 393 in AZ
Median age39
50th
U.S. 38.9 · AZ 39213th of 394 in AZ
Residents 65 and older13.7%
28th
U.S. 17.2% · AZ 18.9%271st of 394 in AZ
Residents under 1819.2%
26th
U.S. 22% · AZ 21.6%217th of 394 in AZ
Median earnings per worker$35,313
9th
WeaknessU.S. $49,666 · AZ $48,427315th of 387 in AZ
Foreign-born residents0.9%
5th
U.S. 14.1% · AZ 13%330th of 394 in AZ
Bachelor's degree or higher9.6%
2nd
WeaknessU.S. 35.7% · AZ 33.3%331st of 394 in AZ
Population780
1st
U.S. 334,922,499 · AZ 7,378,838344th of 394 in AZ
Population density2/sq mi
1st
U.S. 95/sq mi · AZ 65/sq mi365th of 394 in AZ
Median household income$26,071
1st
WeaknessU.S. $80,734 · AZ $79,964365th of 374 in AZ
Per capita income$15,891
1st
WeaknessU.S. $44,673 · AZ $42,503367th of 394 in AZ
Median home value$47,100
1st
U.S. $332,700 · AZ $394,500353rd of 366 in AZ
Median gross rent$475
1st
U.S. $1,413 · AZ $1,543324th of 327 in AZ
Diversity index2.3
1st
U.S. 61.4 · AZ 61.9381st of 394 in AZ
Broadband access31.4%
1st
WeaknessU.S. 91% · AZ 91.5%386th of 390 in AZ
Veterans0.6%
1st
U.S. 6.2% · AZ 7.9%384th of 394 in AZ
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · AZ 51.4%348th of 372 in AZ
Tech workers0%
1st
U.S. 3.8% · AZ 3.7%298th of 393 in AZ

Measure	86545	Apache	AZ	U.S.	National percentile	Rank in AZ
Poverty rateWeakness	39.7%	30.5%	12.5%	12.5%	99th	32nd of 392
Average commuteWeakness	48.6 min	28.1 min	25.4 min	26.4 min	99th	10th of 373
Unemployment rateWeakness	14.3%	10.7%	5.1%	5.2%	99th	39th of 393
Uninsured rateWeakness	31%	18.2%	10.5%	8.4%	99th	21st of 392
Government workers	33.3%	48.2%	13.9%	14.5%	99th	67th of 393
Income inequality (Gini)Weakness	0.556	0.518	0.464	0.483	98th	14th of 388
Homeownership rateStrength	89.7%	79.4%	67.4%	65.2%	95th	59th of 390
Housing vacancy	21.2%	27.2%	10.5%	10.1%	94th	103rd of 390
Healthcare workers	13.6%	13.6%	9.3%	9.7%	91st	51st of 393
Self-employed workers	12.7%	5.1%	9.9%	10%	81st	101st of 393
Work from home	14.9%	9.1%	18.4%	15.1%	60th	173rd of 393
Median age	39	36.6	39	38.9	50th	213th of 394
Residents 65 and older	13.7%	16.8%	18.9%	17.2%	28th	271st of 394
Residents under 18	19.2%	26%	21.6%	22%	26th	217th of 394
Median earnings per workerWeakness	$35,313	$39,361	$48,427	$49,666	9th	315th of 387
Foreign-born residents	0.9%	1.6%	13%	14.1%	5th	330th of 394
Bachelor's degree or higherWeakness	9.6%	16.6%	33.3%	35.7%	2nd	331st of 394
Population	780	65,341	7,378,838	334,922,499	1st	344th of 394
Population density	2/sq mi	6/sq mi	65/sq mi	95/sq mi	1st	365th of 394
Median household incomeWeakness	$26,071	$41,438	$79,964	$80,734	1st	365th of 374
Per capita incomeWeakness	$15,891	$20,885	$42,503	$44,673	1st	367th of 394
Median home value	$47,100	$63,700	$394,500	$332,700	1st	353rd of 366
Median gross rent	$475	$647	$1,543	$1,413	1st	324th of 327
Diversity index	2.3	45.6	61.9	61.4	1st	381st of 394
Broadband accessWeakness	31.4%	60%	91.5%	91%	1st	386th of 390
Veterans	0.6%	5%	7.9%	6.2%	1st	384th of 394
Rent-burdened rentersStrength	0%	24.1%	51.4%	51.1%	1st	348th of 372
Tech workers	0%	1.8%	3.7%	3.8%	1st	298th of 393

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

10%

18–24

18%

25–34

11%

35–44

14%

45–54

14%

55–64

10%

65–74

75+

Median age

Under 18

19.2%

65 and over

13.7%

Race and ethnicity

White0%
Black0%
Hispanic0.5%
Asian0%
Native American99%
Pacific Islander0%
Other0%
Multiracial0.6%

Diversity index

2.3

U.S. 61.4

Foreign-born

0.9%

U.S. 14.1%

Born in state

64.1%

Language spoken at home (households)

English only

Spanish

Other Indo-European

Asian / Pacific

Other

95%

Households

Households: 290
Average household size: 2.7
Family households: 57.9%
Married couples: 25.9%
Living alone: 42.1%
Veterans (of adults): 0.6%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

49%

$25–50k

25%

$50–75k

12%

$75–100k

$100–150k

$150–200k

$200k+

Median household income

86545

$26,071

Apache Co.

$41,438

Arizona

$79,964

United States

$80,734

Per capita income

$15,891

U.S. $44,673

Poverty rate

39.7%

U.S. 12.5%

Households earning $150K+

4.5%

U.S. 23%

Income inequality (Gini)

0.556

U.S. 0.483

Housing

Median home value

86545

$47,100

Apache Co.

$63,700

Arizona

$394,500

United States

$332,700

Median gross rent

86545

$475

Apache Co.

$647

Arizona

$1,543

United States

$1,413

Types of housing

Single-family

75%

2–4 units

5–19 units

20+ units

Mobile home

23%

Boat, RV, van

Housing units: 368
Owner-occupied: 89.7%
Vacant: 21.2%
Median year built: 1990
Median rooms: 4.4
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 1.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

Transit

Walked

11%

Bicycle

Worked from home

15%

Other

Commute time (one way)

<10 min

12%

10–19

12%

20–29

30–44

23%

45–59

20%

60+

28%

Average commute

48.6 min

U.S. 26.4 min

Unemployment

14.3%

U.S. 5.2%

In labor force

41.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

19%

Healthcare

14%

Management

10%

Food service

10%

Cleaning and personal care

Office and admin

Transportation and moving

Business and finance

Education

Sales

Arts, media and sports

Engineering and science

Production

Police and fire

0.9%

Computer and math

Legal and social services

Farming, fishing and forestry

Industries

Education

31%

Construction

12%

Health care and social assistance

10%

Manufacturing

10%

Restaurants and hotels

Retail

Other services

Agriculture and mining

Transportation, warehousing and utilities

Arts and recreation

Admin, support and management

Public administration

Finance, insurance and real estate

0.9%

Professional and technical services

Wholesale

Information

Median earnings per worker

$35,313

U.S. $49,666

Self-employed

12.7%

U.S. 10%

Government workers

33.3%

U.S. 14.5%

Nonprofit workers

5.7%

U.S. 8.8%

Median earnings by type of work

Type of work	86545	U.S.
Management, business, science and arts	$37,344	$74,888
Service	$25,714	$26,804
Sales and office	$26,146	$40,476
Construction and maintenance	$82,917	$49,199
Production and transportation	$41,719	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

16%

High school

30%

Some college

36%

Associate's

Bachelor's

Graduate

High school graduate or higher: 83.5%
Bachelor's degree or higher: 9.6%
Graduate or professional degree: 3.1%
Households with broadband: 31.4%
Cable, fiber or DSL: 23.1%
No internet access: 62.4%
Without health insurance: 31%
Limited-English households: 39.7%

Geography

City (USPS): Rock Point
State: Arizona
County: Apache County
Center point: 36.7178° N, 109.5408° W
Land area: 392 sq mi
Water area: 0.1 sq mi
Time zone: Mountain Time (UTC-7, UTC-6 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Rock Point (unincorporated)4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 86545

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
86547	Round Rock, AZ	12 mi	896	$39,000	$56,500
86514	Teec Nos Pos, AZ	18 mi	2,519	$47,917	$73,300
86535	Dennehotso, AZ	19 mi	1,183	$31,250	$50,300
86538	Many Farms, AZ	21 mi	1,714	$30,268	$45,600
86507	Lukachukai, AZ	25 mi	2,207	$35,924	$50,000
86544	Red Valley, AZ	25 mi	1,472	$23,068	$47,000
84531	Mexican Hat, UT	29 mi	518	$32,200	$75,200
84512	Bluff, UT	31 mi	860	$54,375	$200,700
86503	Chinle, AZ	36 mi	9,911	$36,321	$37,800
84534	Montezuma Creek, UT	38 mi	2,473	$47,708	$62,000
86556	Tsaile, AZ	38 mi	2,795	$27,875	$31,800
84510	Aneth, UT · PO box	40 mi	—	—	—

Questions about 86545

What city is zip code 86545?

86545 is assigned to Rock Point, Arizona. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 86545 in?

86545 is in Apache County, Arizona.

What is the population of 86545?

About 780 people live in 86545, according to the Census Bureau's American Community Survey.

What time zone is 86545 in?

86545 is in Mountain Time.

What is the median household income in 86545?

The median household income in 86545 is $26,071.

What zip codes are near 86545?

The closest zip codes to 86545 are 86547, 86514, 86535, 86538, 86507.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 86545, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.