Zip code 86515: Window Rock, Arizona

Q: What city is zip code 86515?

86515 is assigned to Window Rock, Arizona. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 86515 in?

86515 is mostly in McKinley County, but it extends into 1 other county.

Q: What is the population of 86515?

About 3,433 people live in 86515, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 86515?

The median household income in 86515 is $47,336.

Q: What zip codes are near 86515?

The closest zip codes to 86515 are 87320, 87375, 86504, 87317, 87319.

Residential delivery areaMcKinley CountyMountain Time

Population

3,433

Median household income

$47K

U.S. $81K

Median home value

$57K

U.S. $333K

Median rent

$732/mo

U.S. $1,413

Median age

37.6

U.S. 38.9

Land area

116 sq mi

30 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 86515

86515 is a rural zip code in Window Rock, Arizona (McKinley County), covering 116 sq mi of land. About 3,433 people live here, or 30 per square mile. The median resident is 37.6 years old, compared with 38.9 nationally.

The median household earns $47,336 a year, 41% below the national median of $80,734. 26.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $57,100, or 1.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 51% of occupied homes are lived in by their owners, and renters pay a median of $732 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.9 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in office and administrative support; healthcare; and construction and repair. 75% of households speak a language other than English at home, most often another language, such as Arabic or a Native American language.

How 86515 compares

Sorted from highest to lowest national percentile

Government workers48.1%
99th
U.S. 14.5% · AZ 13.9%32nd of 393 in AZ
Uninsured rate20.1%
95th
WeaknessU.S. 8.4% · AZ 10.5%61st of 392 in AZ
Poverty rate26.8%
94th
WeaknessU.S. 12.5% · AZ 12.5%70th of 392 in AZ
Housing vacancy19.8%
93rd
U.S. 10.1% · AZ 10.5%113th of 390 in AZ
Unemployment rate9.2%
92nd
WeaknessU.S. 5.2% · AZ 5.1%79th of 393 in AZ
Healthcare workers13.7%
91st
U.S. 9.7% · AZ 9.3%48th of 393 in AZ
Income inequality (Gini)0.450
62nd
U.S. 0.483 · AZ 0.464138th of 388 in AZ
Residents under 1822.2%
51st
U.S. 22% · AZ 21.6%167th of 394 in AZ
Median earnings per worker$48,305
50th
U.S. $49,666 · AZ $48,427142nd of 387 in AZ
Work from home10.9%
40th
U.S. 15.1% · AZ 18.4%234th of 393 in AZ
Median age37.6
39th
U.S. 38.9 · AZ 39235th of 394 in AZ
Veterans3.8%
24th
U.S. 6.2% · AZ 7.9%331st of 394 in AZ
Homeownership rate51.1%
19th
WeaknessU.S. 65.2% · AZ 67.4%336th of 390 in AZ
Residents 65 and older12%
18th
U.S. 17.2% · AZ 18.9%306th of 394 in AZ
Bachelor's degree or higher18.7%
17th
WeaknessU.S. 35.7% · AZ 33.3%241st of 394 in AZ
Average commute20.9 min
17th
StrengthU.S. 26.4 min · AZ 25.4 min303rd of 373 in AZ
Per capita income$25,992
10th
WeaknessU.S. $44,673 · AZ $42,503289th of 394 in AZ
Median household income$47,336
7th
WeaknessU.S. $80,734 · AZ $79,964311th of 374 in AZ
Diversity index13.6
7th
U.S. 61.4 · AZ 61.9346th of 394 in AZ
Population3,433
6th
U.S. 334,922,499 · AZ 7,378,838260th of 394 in AZ
Population density30/sq mi
4th
U.S. 95/sq mi · AZ 65/sq mi245th of 394 in AZ
Median gross rent$732
4th
U.S. $1,413 · AZ $1,543281st of 327 in AZ
Broadband access75%
2nd
WeaknessU.S. 91% · AZ 91.5%315th of 390 in AZ
Median home value$57,100
1st
U.S. $332,700 · AZ $394,500340th of 366 in AZ
Foreign-born residents0%
1st
U.S. 14.1% · AZ 13%357th of 394 in AZ
Rent-burdened renters14.1%
1st
StrengthU.S. 51.1% · AZ 51.4%329th of 372 in AZ
Tech workers0%
1st
U.S. 3.8% · AZ 3.7%294th of 393 in AZ
Self-employed workers2.9%
1st
U.S. 10% · AZ 9.9%337th of 393 in AZ

Measure	86515	McKinley	AZ	U.S.	National percentile	Rank in AZ
Government workers	48.1%	30.7%	13.9%	14.5%	99th	32nd of 393
Uninsured rateWeakness	20.1%	16.8%	10.5%	8.4%	95th	61st of 392
Poverty rateWeakness	26.8%	33.2%	12.5%	12.5%	94th	70th of 392
Housing vacancy	19.8%	15.6%	10.5%	10.1%	93rd	113th of 390
Unemployment rateWeakness	9.2%	9%	5.1%	5.2%	92nd	79th of 393
Healthcare workers	13.7%	15.5%	9.3%	9.7%	91st	48th of 393
Income inequality (Gini)	0.450	0.495	0.464	0.483	62nd	138th of 388
Residents under 18	22.2%	27.1%	21.6%	22%	51st	167th of 394
Median earnings per worker	$48,305	$34,363	$48,427	$49,666	50th	142nd of 387
Work from home	10.9%	8.9%	18.4%	15.1%	40th	234th of 393
Median age	37.6	34.6	39	38.9	39th	235th of 394
Veterans	3.8%	4.3%	7.9%	6.2%	24th	331st of 394
Homeownership rateWeakness	51.1%	69.8%	67.4%	65.2%	19th	336th of 390
Residents 65 and older	12%	13.8%	18.9%	17.2%	18th	306th of 394
Bachelor's degree or higherWeakness	18.7%	13.3%	33.3%	35.7%	17th	241st of 394
Average commuteStrength	20.9 min	27 min	25.4 min	26.4 min	17th	303rd of 373
Per capita incomeWeakness	$25,992	$20,856	$42,503	$44,673	10th	289th of 394
Median household incomeWeakness	$47,336	$47,668	$79,964	$80,734	7th	311th of 374
Diversity index	13.6	41	61.9	61.4	7th	346th of 394
Population	3,433	70,431	7,378,838	334,922,499	6th	260th of 394
Population density	30/sq mi	13/sq mi	65/sq mi	95/sq mi	4th	245th of 394
Median gross rent	$732	$859	$1,543	$1,413	4th	281st of 327
Broadband accessWeakness	75%	64.8%	91.5%	91%	2nd	315th of 390
Median home value	$57,100	$78,700	$394,500	$332,700	1st	340th of 366
Foreign-born residents	0%	2.4%	13%	14.1%	1st	357th of 394
Rent-burdened rentersStrength	14.1%	43.6%	51.4%	51.1%	1st	329th of 372
Tech workers	0%	1.2%	3.7%	3.8%	1st	294th of 393
Self-employed workers	2.9%	4.7%	9.9%	10%	1st	337th of 393

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

15%

25–34

11%

35–44

15%

45–54

16%

55–64

65–74

75+

Median age

37.6

Under 18

22.2%

65 and over

12%

Race and ethnicity

White1%
Black0.0%
Hispanic4%
Asian0.3%
Native American93%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

13.6

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

59.2%

Language spoken at home (households)

English only

25%

Spanish

0.4%

Other Indo-European

Asian / Pacific

Other

75%

Households

Households: 1,157
Average household size: 2.9
Family households: 68.7%
Married couples: 29.8%
Living alone: 26.8%
Veterans (of adults): 3.8%
Male / female: 44% / 56%

Income and poverty

Household income distribution

<$25k

30%

$25–50k

22%

$50–75k

12%

$75–100k

17%

$100–150k

12%

$150–200k

$200k+

Median household income

86515

$47,336

McKinley Co.

$47,668

Arizona

$79,964

United States

$80,734

Per capita income

$25,992

U.S. $44,673

Poverty rate

26.8%

U.S. 12.5%

Households earning $150K+

7.6%

U.S. 23%

Income inequality (Gini)

0.450

U.S. 0.483

Housing

Median home value

86515

$57,100

McKinley Co.

$78,700

Arizona

$394,500

United States

$332,700

Median gross rent

86515

$732

McKinley Co.

$859

Arizona

$1,543

United States

$1,413

Types of housing

Single-family

49%

2–4 units

15%

5–19 units

10%

20+ units

0.6%

Mobile home

26%

Boat, RV, van

Housing units: 1,443
Owner-occupied: 51.1%
Vacant: 19.8%
Median year built: 1981
Median rooms: 4.5
Renters paying 30%+ of income: 14.1%
Renters paying 50%+ of income: 2%
Home value to income: 1.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

84%

Carpooled

0.6%

Transit

Walked

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

19%

10–19

47%

20–29

30–44

19%

45–59

60+

Average commute

20.9 min

U.S. 26.4 min

Unemployment

9.2%

U.S. 5.2%

In labor force

49.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

25%

Healthcare

14%

Construction and repair

13%

Management

12%

Business and finance

10%

Sales

Education

Legal and social services

Engineering and science

Transportation and moving

Cleaning and personal care

Food service

0.7%

Production

0.6%

Computer and math

Arts, media and sports

Police and fire

Farming, fishing and forestry

Industries

Health care and social assistance

21%

Public administration

21%

Transportation, warehousing and utilities

10%

Education

Construction

Professional and technical services

Finance, insurance and real estate

Retail

Other services

Admin, support and management

Agriculture and mining

Restaurants and hotels

Manufacturing

Arts and recreation

Wholesale

Information

Median earnings per worker

$48,305

U.S. $49,666

Self-employed

2.9%

U.S. 10%

Government workers

48.1%

U.S. 14.5%

Nonprofit workers

2.4%

U.S. 8.8%

Median earnings by type of work

Type of work	86515	U.S.
Management, business, science and arts	$64,792	$74,888
Service	$35,125	$26,804
Sales and office	$36,625	$40,476
Construction and maintenance	$40,688	$49,199
Production and transportation	$45,875	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

37%

Some college

25%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 87.4%
Bachelor's degree or higher: 18.7%
Graduate or professional degree: 5.3%
Households with broadband: 75%
Cable, fiber or DSL: 62.2%
No internet access: 23.1%
Without health insurance: 20.1%
Limited-English households: 2%

Geography

City (USPS): Window Rock
State: Arizona
County: McKinley County
Center point: 35.7074° N, 108.9843° W
Land area: 116 sq mi
Water area: under 0.1 sq mi
Time zone: Mountain Time (UTC-7, UTC-6 in summer)
Zip type: Residential delivery area

86515 spans 2 counties

McKinley County88% of land
Apache County12% of land

Cities and towns within this zip

Tse Bonito (unincorporated)6% of zip
Window Rock (unincorporated)4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 86515

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
87320	Mexican Springs, NM	9.4 mi	597	$43,125	$61,100
87375	Yatahey, NM	11 mi	4,481	$40,735	$36,600
86504	Fort Defiance, AZ	14 mi	5,760	$46,573	$45,000
87317	Gamerco, NM	16 mi	1,753	$53,589	$98,700
87319	Mentmore, NM	16 mi	2,496	$41,452	$28,000
87301	Gallup, NM	18 mi	21,755	$58,772	$168,500
87302	Gallup, NM · PO box	18 mi	—	—	—
86511	Saint Michaels, AZ	22 mi	3,583	$41,000	$45,300
87310	Brimhall, NM	22 mi	977	$39,896	$67,600
87328	Navajo, NM	23 mi	3,043	$33,906	$65,000
87322	Rehoboth, NM	24 mi	545	$29,286	$45,000
86508	Lupton, AZ	25 mi	516	$17,054	$35,000

Zip codes like 86515 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 86515

What city is zip code 86515?

86515 is assigned to Window Rock, Arizona. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 86515 in?

86515 is mostly in McKinley County, but it extends into 1 other county.

What is the population of 86515?

About 3,433 people live in 86515, according to the Census Bureau's American Community Survey.

What time zone is 86515 in?

86515 is in Mountain Time.

What is the median household income in 86515?

The median household income in 86515 is $47,336.

What zip codes are near 86515?

The closest zip codes to 86515 are 87320, 87375, 86504, 87317, 87319.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 86515, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.