Zip code 86404: Lake Havasu City, Arizona

Q: What city is zip code 86404?

86404 is assigned to Lake Havasu City, Arizona. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 86404 in?

86404 is in Mohave County, Arizona.

Q: What is the population of 86404?

About 19,234 people live in 86404, according to the Census Bureau's American Community Survey.

Q: What time zone is 86404 in?

86404 is in Mountain Standard Time.

Q: What is the median household income in 86404?

The median household income in 86404 is $72,910.

Q: What zip codes are near 86404?

The closest zip codes to 86404 are 86405, 86403, 86436, 92363, 86406.

Residential delivery areaMohave CountyMountain Standard Time

Population

19,234

Median household income

$73K

U.S. $81K

Median home value

$462K

U.S. $333K

Median rent

$1,425/mo

U.S. $1,413

Median age

59.1

U.S. 38.9

Land area

162 sq mi

119 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 86404

86404 is a small-town zip code in Lake Havasu City, Arizona (Mohave County), covering 162 sq mi of land. About 19,234 people live here, or 119 per square mile. The median resident is 59.1 years old, compared with 38.9 nationally.

The median household earns $72,910 a year, close to the national median of $80,734. 12.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $461,600, or 6.3 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $1,425 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 16.3 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in sales; office and administrative support; and healthcare.

How 86404 compares

Sorted from highest to lowest national percentile

Median age59.1
99th
U.S. 38.9 · AZ 3964th of 394 in AZ
Residents 65 and older37.9%
99th
U.S. 17.2% · AZ 18.9%71st of 394 in AZ
Veterans12.5%
95th
U.S. 6.2% · AZ 7.9%95th of 394 in AZ
Housing vacancy20.1%
93rd
U.S. 10.1% · AZ 10.5%110th of 390 in AZ
Homeownership rate80.7%
80th
StrengthU.S. 65.2% · AZ 67.4%157th of 390 in AZ
Income inequality (Gini)0.478
80th
WeaknessU.S. 0.483 · AZ 0.46490th of 388 in AZ
Self-employed workers11.8%
76th
U.S. 10% · AZ 9.9%120th of 393 in AZ
Median home value$461,600
70th
U.S. $332,700 · AZ $394,50085th of 366 in AZ
Per capita income$47,206
67th
U.S. $44,673 · AZ $42,50392nd of 394 in AZ
Uninsured rate9.3%
67th
U.S. 8.4% · AZ 10.5%200th of 392 in AZ
Poverty rate12.6%
59th
U.S. 12.5% · AZ 12.5%202nd of 392 in AZ
Work from home14.4%
58th
U.S. 15.1% · AZ 18.4%185th of 393 in AZ
Healthcare workers9.8%
55th
U.S. 9.7% · AZ 9.3%142nd of 393 in AZ
Median gross rent$1,425
52nd
U.S. $1,413 · AZ $1,543143rd of 327 in AZ
Broadband access91.3%
43rd
U.S. 91% · AZ 91.5%163rd of 390 in AZ
Median household income$72,910
40th
U.S. $80,734 · AZ $79,964162nd of 374 in AZ
Median earnings per worker$43,700
35th
U.S. $49,666 · AZ $48,427195th of 387 in AZ
Population19,234
30th
U.S. 334,922,499 · AZ 7,378,838158th of 394 in AZ
Foreign-born residents5.2%
30th
U.S. 14.1% · AZ 13%252nd of 394 in AZ
Unemployment rate3.7%
28th
U.S. 5.2% · AZ 5.1%265th of 393 in AZ
Rent-burdened renters44.6%
28th
U.S. 51.1% · AZ 51.4%214th of 372 in AZ
Diversity index33.2
27th
U.S. 61.4 · AZ 61.9276th of 394 in AZ
Bachelor's degree or higher19.9%
20th
WeaknessU.S. 35.7% · AZ 33.3%228th of 394 in AZ
Population density119/sq mi
15th
U.S. 95/sq mi · AZ 65/sq mi189th of 394 in AZ
Government workers9.4%
14th
U.S. 14.5% · AZ 13.9%339th of 393 in AZ
Tech workers0.5%
6th
U.S. 3.8% · AZ 3.7%270th of 393 in AZ
Residents under 1812.7%
5th
U.S. 22% · AZ 21.6%308th of 394 in AZ
Average commute16.3 min
3rd
StrengthU.S. 26.4 min · AZ 25.4 min348th of 373 in AZ

Measure	86404	Mohave	AZ	U.S.	National percentile	Rank in AZ
Median age	59.1	53.6	39	38.9	99th	64th of 394
Residents 65 and older	37.9%	32.6%	18.9%	17.2%	99th	71st of 394
Veterans	12.5%	12.5%	7.9%	6.2%	95th	95th of 394
Housing vacancy	20.1%	16.3%	10.5%	10.1%	93rd	110th of 390
Homeownership rateStrength	80.7%	74.1%	67.4%	65.2%	80th	157th of 390
Income inequality (Gini)Weakness	0.478	0.470	0.464	0.483	80th	90th of 388
Self-employed workers	11.8%	11.6%	9.9%	10%	76th	120th of 393
Median home value	$461,600	$281,000	$394,500	$332,700	70th	85th of 366
Per capita income	$47,206	$35,963	$42,503	$44,673	67th	92nd of 394
Uninsured rate	9.3%	9.5%	10.5%	8.4%	67th	200th of 392
Poverty rate	12.6%	16.1%	12.5%	12.5%	59th	202nd of 392
Work from home	14.4%	9.1%	18.4%	15.1%	58th	185th of 393
Healthcare workers	9.8%	9.2%	9.3%	9.7%	55th	142nd of 393
Median gross rent	$1,425	$1,091	$1,543	$1,413	52nd	143rd of 327
Broadband access	91.3%	88.6%	91.5%	91%	43rd	163rd of 390
Median household income	$72,910	$57,684	$79,964	$80,734	40th	162nd of 374
Median earnings per worker	$43,700	$41,116	$48,427	$49,666	35th	195th of 387
Population	19,234	220,517	7,378,838	334,922,499	30th	158th of 394
Foreign-born residents	5.2%	6.1%	13%	14.1%	30th	252nd of 394
Unemployment rate	3.7%	7.3%	5.1%	5.2%	28th	265th of 393
Rent-burdened renters	44.6%	48.9%	51.4%	51.1%	28th	214th of 372
Diversity index	33.2	40.7	61.9	61.4	27th	276th of 394
Bachelor's degree or higherWeakness	19.9%	15.2%	33.3%	35.7%	20th	228th of 394
Population density	119/sq mi	17/sq mi	65/sq mi	95/sq mi	15th	189th of 394
Government workers	9.4%	15.2%	13.9%	14.5%	14th	339th of 393
Tech workers	0.5%	1.4%	3.7%	3.8%	6th	270th of 393
Residents under 18	12.7%	16.1%	21.6%	22%	5th	308th of 394
Average commuteStrength	16.3 min	19.9 min	25.4 min	26.4 min	3rd	348th of 373

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

10%

5–17

18–24

11%

25–34

35–44

45–54

17%

55–64

23%

65–74

15%

75+

Median age

59.1

Under 18

12.7%

65 and over

37.9%

Race and ethnicity

White81%
Black0.3%
Hispanic14%
Asian1%
Native American0.3%
Pacific Islander0.5%
Other0.4%
Multiracial3%

Diversity index

33.2

U.S. 61.4

Foreign-born

5.2%

U.S. 14.1%

Born in state

14.2%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

0.5%

Other

0.2%

Households

Households: 9,222
Average household size: 2.1
Family households: 68%
Married couples: 52.8%
Living alone: 26.2%
Veterans (of adults): 12.5%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

17%

$50–75k

19%

$75–100k

14%

$100–150k

16%

$150–200k

$200k+

12%

Median household income

86404

$72,910

Mohave Co.

$57,684

Arizona

$79,964

United States

$80,734

Per capita income

$47,206

U.S. $44,673

Poverty rate

12.6%

U.S. 12.5%

Households earning $150K+

17.8%

U.S. 23%

Income inequality (Gini)

0.478

U.S. 0.483

Housing

Median home value

86404

$461,600

Mohave Co.

$281,000

Arizona

$394,500

United States

$332,700

Median gross rent

86404

$1,425

Mohave Co.

$1,091

Arizona

$1,543

United States

$1,413

Types of housing

Single-family

79%

2–4 units

5–19 units

20+ units

0.5%

Mobile home

16%

Boat, RV, van

0.9%

Housing units: 11,544
Owner-occupied: 80.7%
Vacant: 20.1%
Median year built: 1997
Median rooms: 5.4
Renters paying 30%+ of income: 44.6%
Renters paying 50%+ of income: 22.4%
Home value to income: 6.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

Transit

Walked

0.3%

Bicycle

Worked from home

14%

Other

Commute time (one way)

<10 min

22%

10–19

57%

20–29

10%

30–44

45–59

60+

Average commute

16.3 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

44%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

13%

Office and admin

12%

Healthcare

10%

Food service

10%

Management

Construction and repair

Cleaning and personal care

Transportation and moving

Production

Business and finance

Arts, media and sports

Education

Police and fire

Legal and social services

Computer and math

0.5%

Engineering and science

0.3%

Farming, fishing and forestry

Industries

Retail

15%

Health care and social assistance

14%

Restaurants and hotels

10%

Construction

Finance, insurance and real estate

Manufacturing

Other services

Education

Admin, support and management

Professional and technical services

Public administration

Transportation, warehousing and utilities

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$43,700

U.S. $49,666

Self-employed

11.8%

U.S. 10%

Government workers

9.4%

U.S. 14.5%

Nonprofit workers

7.1%

U.S. 8.8%

Median earnings by type of work

Type of work	86404	U.S.
Management, business, science and arts	$68,652	$74,888
Service	$26,837	$26,804
Sales and office	$33,975	$40,476
Construction and maintenance	$48,036	$49,199
Production and transportation	$46,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

32%

Some college

32%

Associate's

10%

Bachelor's

13%

Graduate

High school graduate or higher: 93.3%
Bachelor's degree or higher: 19.9%
Graduate or professional degree: 6.9%
Households with broadband: 91.3%
Cable, fiber or DSL: 71.5%
No internet access: 6.5%
Without health insurance: 9.3%
Limited-English households: 0.6%

Geography

City (USPS): Lake Havasu City
State: Arizona
County: Mohave County
Center point: 34.5900° N, 114.3078° W
Land area: 162 sq mi
Water area: 3.4 sq mi
Time zone: Mountain Standard Time (UTC-7, no daylight saving)
Zip type: Residential delivery area

Cities and towns within this zip

Lake Havasu City13% of zip
Desert Hills (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 86404

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
86405	Lake Havasu City, AZ · PO box	7.4 mi	—	—	—
86403	Lake Havasu City, AZ	8.1 mi	18,295	$58,967	$363,000
86436	Topock, AZ	12 mi	1,555	$44,077	$209,800
92363	Needles, CA	18 mi	5,531	$40,068	$163,900
86406	Lake Havasu City, AZ	19 mi	25,067	$77,506	$476,600
86438	Yucca, AZ	19 mi	784	$41,985	$298,700
92267	Parker Dam, CA	21 mi	0	—	—
86433	Oatman, AZ	24 mi	74	—	—
86446	Mohave Valley, AZ · PO box	24 mi	—	—	—
86440	Mohave Valley, AZ	25 mi	8,853	$63,188	$242,300
92242	Earp, CA	28 mi	1,359	$37,500	$128,100
86426	Fort Mohave, AZ	32 mi	15,467	$64,551	$294,500

Zip codes like 86404 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 86404

What city is zip code 86404?

86404 is assigned to Lake Havasu City, Arizona. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 86404 in?

86404 is in Mohave County, Arizona.

What is the population of 86404?

About 19,234 people live in 86404, according to the Census Bureau's American Community Survey.

What time zone is 86404 in?

86404 is in Mountain Standard Time.

What is the median household income in 86404?

The median household income in 86404 is $72,910.

What zip codes are near 86404?

The closest zip codes to 86404 are 86405, 86403, 86436, 92363, 86406.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 86404, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.