Zip code 81321: Cortez, Colorado

Q: What city is zip code 81321?

81321 is assigned to Cortez, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 81321 in?

81321 is in Montezuma County, Colorado.

Q: What is the population of 81321?

About 14,236 people live in 81321, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 81321?

The median household income in 81321 is $59,506.

Q: What zip codes are near 81321?

The closest zip codes to 81321 are 81331, 81334, 81327, 81330, 81335.

Residential delivery areaMontezuma CountyMountain Time

Population

14,236

Median household income

$60K

U.S. $81K

Median home value

$289K

U.S. $333K

Median rent

$969/mo

U.S. $1,413

Median age

41.8

U.S. 38.9

Land area

420 sq mi

34 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 81321

81321 is a rural zip code in Cortez, Colorado (Montezuma County), covering 420 sq mi of land. About 14,236 people live here, or 34 per square mile. The median resident is 41.8 years old, compared with 38.9 nationally.

The median household earns $59,506 a year, 26% below the national median of $80,734. 12.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $289,000, or 4.9 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $969 a month.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 16.2 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in management; construction and repair; and healthcare.

How 81321 compares

Sorted from highest to lowest national percentile

Government workers24%
93rd
U.S. 14.5% · CO 14.5%89th of 483 in CO
Veterans10.4%
91st
U.S. 6.2% · CO 7.5%135th of 484 in CO
Self-employed workers14.2%
88th
U.S. 10% · CO 11.3%214th of 483 in CO
Residents 65 and older22.7%
86th
U.S. 17.2% · CO 15.6%143rd of 484 in CO
Uninsured rate13.7%
85th
WeaknessU.S. 8.4% · CO 7.7%63rd of 481 in CO
Rent-burdened renters59.7%
82nd
WeaknessU.S. 51.1% · CO 52.9%116th of 447 in CO
Healthcare workers12.1%
82nd
U.S. 9.7% · CO 8.8%88th of 483 in CO
Median age41.8
70th
U.S. 38.9 · CO 37.7220th of 484 in CO
Homeownership rate74.6%
65th
U.S. 65.2% · CO 66.2%243rd of 482 in CO
Income inequality (Gini)0.447
60th
U.S. 0.483 · CO 0.459160th of 480 in CO
Poverty rate12.4%
58th
U.S. 12.5% · CO 9.4%152nd of 482 in CO
Housing vacancy7.7%
58th
U.S. 10.1% · CO 8.3%254th of 482 in CO
Diversity index47.9
48th
U.S. 61.4 · CO 52.5145th of 484 in CO
Median home value$289,000
42nd
U.S. $332,700 · CO $539,400351st of 461 in CO
Residents under 1821.2%
42nd
U.S. 22% · CO 21%204th of 484 in CO
Bachelor's degree or higher26.4%
37th
U.S. 35.7% · CO 45.7%338th of 484 in CO
Per capita income$34,155
31st
U.S. $44,673 · CO $52,636370th of 483 in CO
Median earnings per worker$41,636
27th
U.S. $49,666 · CO $56,473370th of 478 in CO
Unemployment rate3.6%
26th
U.S. 5.2% · CO 4.6%253rd of 483 in CO
Population14,236
22nd
U.S. 334,922,499 · CO 5,862,189155th of 484 in CO
Median household income$59,506
20th
WeaknessU.S. $80,734 · CO $95,470364th of 460 in CO
Median gross rent$969
19th
U.S. $1,413 · CO $1,761320th of 400 in CO
Work from home6.2%
12th
U.S. 15.1% · CO 21%415th of 483 in CO
Broadband access84.9%
12th
WeaknessU.S. 91% · CO 93.5%394th of 482 in CO
Foreign-born residents2%
12th
U.S. 14.1% · CO 9.8%355th of 484 in CO
Tech workers0.8%
10th
U.S. 3.8% · CO 5.2%326th of 483 in CO
Population density34/sq mi
5th
U.S. 95/sq mi · CO 57/sq mi236th of 484 in CO
Average commute16.2 min
3rd
StrengthU.S. 26.4 min · CO 25.2 min405th of 450 in CO

Measure	81321	Montezuma	CO	U.S.	National percentile	Rank in CO
Government workers	24%	25.7%	14.5%	14.5%	93rd	89th of 483
Veterans	10.4%	8.5%	7.5%	6.2%	91st	135th of 484
Self-employed workers	14.2%	14.6%	11.3%	10%	88th	214th of 483
Residents 65 and older	22.7%	25%	15.6%	17.2%	86th	143rd of 484
Uninsured rateWeakness	13.7%	11.1%	7.7%	8.4%	85th	63rd of 481
Rent-burdened rentersWeakness	59.7%	57%	52.9%	51.1%	82nd	116th of 447
Healthcare workers	12.1%	12%	8.8%	9.7%	82nd	88th of 483
Median age	41.8	44.5	37.7	38.9	70th	220th of 484
Homeownership rate	74.6%	76.2%	66.2%	65.2%	65th	243rd of 482
Income inequality (Gini)	0.447	0.444	0.459	0.483	60th	160th of 480
Poverty rate	12.4%	13.3%	9.4%	12.5%	58th	152nd of 482
Housing vacancy	7.7%	8.9%	8.3%	10.1%	58th	254th of 482
Diversity index	47.9	47.5	52.5	61.4	48th	145th of 484
Median home value	$289,000	$331,400	$539,400	$332,700	42nd	351st of 461
Residents under 18	21.2%	20.7%	21%	22%	42nd	204th of 484
Bachelor's degree or higher	26.4%	31.3%	45.7%	35.7%	37th	338th of 484
Per capita income	$34,155	$36,828	$52,636	$44,673	31st	370th of 483
Median earnings per worker	$41,636	$43,083	$56,473	$49,666	27th	370th of 478
Unemployment rate	3.6%	3.9%	4.6%	5.2%	26th	253rd of 483
Population	14,236	26,412	5,862,189	334,922,499	22nd	155th of 484
Median household incomeWeakness	$59,506	$65,244	$95,470	$80,734	20th	364th of 460
Median gross rent	$969	$942	$1,761	$1,413	19th	320th of 400
Work from home	6.2%	10.4%	21%	15.1%	12th	415th of 483
Broadband accessWeakness	84.9%	84.5%	93.5%	91%	12th	394th of 482
Foreign-born residents	2%	2.6%	9.8%	14.1%	12th	355th of 484
Tech workers	0.8%	0.8%	5.2%	3.8%	10th	326th of 483
Population density	34/sq mi	13/sq mi	57/sq mi	95/sq mi	5th	236th of 484
Average commuteStrength	16.2 min	20.4 min	25.2 min	26.4 min	3rd	405th of 450

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

11%

25–34

14%

35–44

45–54

14%

55–64

13%

65–74

75+

Median age

41.8

Under 18

21.2%

65 and over

22.7%

Race and ethnicity

White70%
Black0.1%
Hispanic15%
Asian0.5%
Native American7%
Pacific Islander0%
Other1%
Multiracial6%

Diversity index

47.9

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

42.3%

Language spoken at home (households)

English only

84%

Spanish

Other Indo-European

Asian / Pacific

0.9%

Other

Households

Households: 5,785
Average household size: 2.4
Family households: 63.9%
Married couples: 46.7%
Living alone: 29.9%
Veterans (of adults): 10.4%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

21%

$50–75k

22%

$75–100k

12%

$100–150k

13%

$150–200k

$200k+

Median household income

81321

$59,506

Montezuma Co.

$65,244

Colorado

$95,470

United States

$80,734

Per capita income

$34,155

U.S. $44,673

Poverty rate

12.4%

U.S. 12.5%

Households earning $150K+

12.4%

U.S. 23%

Income inequality (Gini)

0.447

U.S. 0.483

Housing

Median home value

81321

$289,000

Montezuma Co.

$331,400

Colorado

$539,400

United States

$332,700

Median gross rent

81321

$969

Montezuma Co.

$942

Colorado

$1,761

United States

$1,413

Types of housing

Single-family

66%

2–4 units

5–19 units

20+ units

Mobile home

21%

Boat, RV, van

0.1%

Housing units: 6,265
Owner-occupied: 74.6%
Vacant: 7.7%
Median year built: 1979
Median rooms: 5.2
Renters paying 30%+ of income: 59.7%
Renters paying 50%+ of income: 29.6%
Home value to income: 4.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

11%

Transit

0.1%

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

38%

10–19

38%

20–29

12%

30–44

45–59

60+

Average commute

16.2 min

U.S. 26.4 min

Unemployment

3.6%

U.S. 5.2%

In labor force

52.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Construction and repair

12%

Healthcare

12%

Sales

10%

Office and admin

10%

Cleaning and personal care

Education

Production

Transportation and moving

Business and finance

Legal and social services

Police and fire

Food service

Arts, media and sports

Engineering and science

Computer and math

0.8%

Farming, fishing and forestry

0.4%

Industries

Retail

15%

Health care and social assistance

15%

Construction

Professional and technical services

Education

Public administration

Finance, insurance and real estate

Other services

Admin, support and management

Transportation, warehousing and utilities

Restaurants and hotels

Agriculture and mining

Manufacturing

Arts and recreation

Wholesale

Information

Median earnings per worker

$41,636

U.S. $49,666

Self-employed

14.2%

U.S. 10%

Government workers

24%

U.S. 14.5%

Nonprofit workers

8.5%

U.S. 8.8%

Median earnings by type of work

Type of work	81321	U.S.
Management, business, science and arts	$56,369	$74,888
Service	$30,800	$26,804
Sales and office	$31,741	$40,476
Construction and maintenance	$33,730	$49,199
Production and transportation	$44,671	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

33%

Some college

25%

Associate's

Bachelor's

15%

Graduate

11%

High school graduate or higher: 90.7%
Bachelor's degree or higher: 26.4%
Graduate or professional degree: 11.3%
Households with broadband: 84.9%
Cable, fiber or DSL: 57.8%
No internet access: 13.5%
Without health insurance: 13.7%
Limited-English households: 2.7%

Geography

City (USPS): Cortez
State: Colorado
County: Montezuma County
Center point: 37.3130° N, 108.7345° W
Land area: 420 sq mi
Water area: 0.4 sq mi
Time zone: Mountain Time (UTC-7, UTC-6 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Cortez2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 81321

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
81331	Pleasant View, CO	13 mi	432	$84,353	$412,500
81334	Towaoc, CO	13 mi	1,389	—	$265,000
81327	Lewis, CO	15 mi	486	$94,349	$373,200
81330	Mesa Verde National Park, CO	15 mi	138	—	—
81335	Yellow Jacket, CO	16 mi	76	—	—
81328	Mancos, CO	22 mi	4,487	$72,522	$412,700
84510	Aneth, UT · PO box	26 mi	—	—	—
81324	Dove Creek, CO	27 mi	1,815	$71,630	$223,100
81320	Cahone, CO	28 mi	242	—	$335,000
84534	Montezuma Creek, UT	30 mi	2,473	$47,708	$62,000
87420	Shiprock, NM	33 mi	10,586	$36,335	$103,900
81326	Hesperus, CO	36 mi	2,621	$80,089	$558,600

Zip codes like 81321 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 81321

What city is zip code 81321?

81321 is assigned to Cortez, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 81321 in?

81321 is in Montezuma County, Colorado.

What is the population of 81321?

About 14,236 people live in 81321, according to the Census Bureau's American Community Survey.

What time zone is 81321 in?

81321 is in Mountain Time.

What is the median household income in 81321?

The median household income in 81321 is $59,506.

What zip codes are near 81321?

The closest zip codes to 81321 are 81331, 81334, 81327, 81330, 81335.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 81321, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.