Zip code 80538: Loveland, Colorado

Q: What city is zip code 80538?

80538 is assigned to Loveland, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 80538 in?

80538 is in Larimer County, Colorado.

Q: What is the population of 80538?

About 50,110 people live in 80538, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 80538?

The median household income in 80538 is $86,671.

Q: What zip codes are near 80538?

The closest zip codes to 80538 are 80541, 80526, 80521, 80523, 80527.

Residential delivery areaLarimer CountyMountain Time

Population

50,110

Median household income

$87K

U.S. $81K

Median home value

$498K

U.S. $333K

Median rent

$1,760/mo

U.S. $1,413

Median age

42.9

U.S. 38.9

Land area

102 sq mi

491 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 80538

80538 is a small-town zip code in Loveland, Colorado (Larimer County), covering 102 sq mi of land. About 50,110 people live here, or 491 per square mile. The median resident is 42.9 years old, compared with 38.9 nationally.

The median household earns $86,671 a year, close to the national median of $80,734. 8.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $497,700, or 5.7 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 69% of occupied homes are lived in by their owners, and renters pay a median of $1,760 a month.

41% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.9 minutes each way, and 21% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and construction and repair.

How 80538 compares

Sorted from highest to lowest national percentile

Residents 65 and older23.2%
88th
U.S. 17.2% · CO 15.6%138th of 484 in CO
Self-employed workers13.8%
86th
U.S. 10% · CO 11.3%222nd of 483 in CO
Population50,110
80th
U.S. 334,922,499 · CO 5,862,18915th of 484 in CO
Work from home21%
80th
U.S. 15.1% · CO 21%168th of 483 in CO
Median age42.9
76th
U.S. 38.9 · CO 37.7200th of 484 in CO
Median home value$497,700
75th
U.S. $332,700 · CO $539,400196th of 461 in CO
Median gross rent$1,760
71st
U.S. $1,413 · CO $1,761144th of 400 in CO
Per capita income$49,050
70th
U.S. $44,673 · CO $52,636200th of 483 in CO
Income inequality (Gini)0.461
70th
U.S. 0.483 · CO 0.459126th of 480 in CO
Rent-burdened renters55.6%
69th
U.S. 51.1% · CO 52.9%175th of 447 in CO
Tech workers4.1%
69th
U.S. 3.8% · CO 5.2%165th of 483 in CO
Bachelor's degree or higher41.4%
68th
U.S. 35.7% · CO 45.7%195th of 484 in CO
Median earnings per worker$54,096
66th
U.S. $49,666 · CO $56,473196th of 478 in CO
Veterans6.8%
63rd
U.S. 6.2% · CO 7.5%266th of 484 in CO
Average commute27.9 min
62nd
U.S. 26.4 min · CO 25.2 min152nd of 450 in CO
Median household income$86,671
58th
U.S. $80,734 · CO $95,470216th of 460 in CO
Broadband access92.5%
53rd
U.S. 91% · CO 93.5%241st of 482 in CO
Homeownership rate69.4%
52nd
U.S. 65.2% · CO 66.2%315th of 482 in CO
Uninsured rate6.9%
51st
U.S. 8.4% · CO 7.7%240th of 481 in CO
Unemployment rate4.6%
45th
U.S. 5.2% · CO 4.6%185th of 483 in CO
Poverty rate8.8%
37th
U.S. 12.5% · CO 9.4%249th of 482 in CO
Population density491/sq mi
32nd
U.S. 95/sq mi · CO 57/sq mi147th of 484 in CO
Healthcare workers8.3%
32nd
U.S. 9.7% · CO 8.8%221st of 483 in CO
Diversity index36.4
31st
U.S. 61.4 · CO 52.5263rd of 484 in CO
Foreign-born residents5.2%
30th
U.S. 14.1% · CO 9.8%234th of 484 in CO
Residents under 1819.7%
29th
U.S. 22% · CO 21%243rd of 484 in CO
Government workers10.7%
24th
U.S. 14.5% · CO 14.5%395th of 483 in CO
Housing vacancy2.1%
4th
U.S. 10.1% · CO 8.3%439th of 482 in CO

Measure	80538	Larimer	CO	U.S.	National percentile	Rank in CO
Residents 65 and older	23.2%	17.4%	15.6%	17.2%	88th	138th of 484
Self-employed workers	13.8%	11.8%	11.3%	10%	86th	222nd of 483
Population	50,110	367,368	5,862,189	334,922,499	80th	15th of 484
Work from home	21%	21.4%	21%	15.1%	80th	168th of 483
Median age	42.9	36.8	37.7	38.9	76th	200th of 484
Median home value	$497,700	$569,100	$539,400	$332,700	75th	196th of 461
Median gross rent	$1,760	$1,716	$1,761	$1,413	71st	144th of 400
Per capita income	$49,050	$51,165	$52,636	$44,673	70th	200th of 483
Income inequality (Gini)	0.461	0.453	0.459	0.483	70th	126th of 480
Rent-burdened renters	55.6%	55.4%	52.9%	51.1%	69th	175th of 447
Tech workers	4.1%	4.5%	5.2%	3.8%	69th	165th of 483
Bachelor's degree or higher	41.4%	53%	45.7%	35.7%	68th	195th of 484
Median earnings per worker	$54,096	$52,017	$56,473	$49,666	66th	196th of 478
Veterans	6.8%	6.1%	7.5%	6.2%	63rd	266th of 484
Average commute	27.9 min	23.4 min	25.2 min	26.4 min	62nd	152nd of 450
Median household income	$86,671	$93,765	$95,470	$80,734	58th	216th of 460
Broadband access	92.5%	93.1%	93.5%	91%	53rd	241st of 482
Homeownership rate	69.4%	64%	66.2%	65.2%	52nd	315th of 482
Uninsured rate	6.9%	5.6%	7.7%	8.4%	51st	240th of 481
Unemployment rate	4.6%	4.8%	4.6%	5.2%	45th	185th of 483
Poverty rate	8.8%	11.2%	9.4%	12.5%	37th	249th of 482
Population density	491/sq mi	142/sq mi	57/sq mi	95/sq mi	32nd	147th of 484
Healthcare workers	8.3%	9%	8.8%	9.7%	32nd	221st of 483
Diversity index	36.4	35.4	52.5	61.4	31st	263rd of 484
Foreign-born residents	5.2%	5.5%	9.8%	14.1%	30th	234th of 484
Residents under 18	19.7%	18.3%	21%	22%	29th	243rd of 484
Government workers	10.7%	16.5%	14.5%	14.5%	24th	395th of 483
Housing vacancy	2.1%	6.4%	8.3%	10.1%	4th	439th of 482

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

12%

25–34

13%

35–44

12%

45–54

13%

55–64

14%

65–74

10%

75+

Median age

42.9

Under 18

19.7%

65 and over

23.2%

Race and ethnicity

White78%
Black1%
Hispanic16%
Asian0.9%
Native American0.0%
Pacific Islander0.0%
Other0.5%
Multiracial3%

Diversity index

36.4

U.S. 61.4

Foreign-born

5.2%

U.S. 14.1%

Born in state

40.2%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

0.4%

Households

Households: 21,474
Average household size: 2.3
Family households: 63.6%
Married couples: 53.9%
Living alone: 28.7%
Veterans (of adults): 6.8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

15%

$50–75k

16%

$75–100k

14%

$100–150k

21%

$150–200k

$200k+

13%

Median household income

80538

$86,671

Larimer Co.

$93,765

Colorado

$95,470

United States

$80,734

Per capita income

$49,050

U.S. $44,673

Poverty rate

8.8%

U.S. 12.5%

Households earning $150K+

21.8%

U.S. 23%

Income inequality (Gini)

0.461

U.S. 0.483

Housing

Median home value

80538

$497,700

Larimer Co.

$569,100

Colorado

$539,400

United States

$332,700

Median gross rent

80538

$1,760

Larimer Co.

$1,716

Colorado

$1,761

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 21,939
Owner-occupied: 69.4%
Vacant: 2.1%
Median year built: 1992
Median rooms: 6.3
Renters paying 30%+ of income: 55.6%
Renters paying 50%+ of income: 23.5%
Home value to income: 5.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

Transit

0.0%

Walked

0.6%

Bicycle

0.2%

Worked from home

21%

Other

0.9%

Commute time (one way)

<10 min

10–19

27%

20–29

28%

30–44

21%

45–59

60+

Average commute

27.9 min

U.S. 26.4 min

Unemployment

4.6%

U.S. 5.2%

In labor force

58.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Office and admin

12%

Construction and repair

10%

Sales

10%

Healthcare

Business and finance

Education

Food service

Production

Engineering and science

Cleaning and personal care

Transportation and moving

Computer and math

Arts, media and sports

Legal and social services

Police and fire

0.6%

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

13%

Professional and technical services

11%

Construction

11%

Manufacturing

10%

Retail

Finance, insurance and real estate

Education

Restaurants and hotels

Other services

Admin, support and management

Transportation, warehousing and utilities

Arts and recreation

Public administration

Wholesale

Information

Agriculture and mining

Median earnings per worker

$54,096

U.S. $49,666

Self-employed

13.8%

U.S. 10%

Government workers

10.7%

U.S. 14.5%

Nonprofit workers

7.4%

U.S. 8.8%

Median earnings by type of work

Type of work	80538	U.S.
Management, business, science and arts	$73,376	$74,888
Service	$28,704	$26,804
Sales and office	$47,139	$40,476
Construction and maintenance	$57,375	$49,199
Production and transportation	$47,103	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

21%

Some college

23%

Associate's

11%

Bachelor's

26%

Graduate

15%

High school graduate or higher: 96.1%
Bachelor's degree or higher: 41.4%
Graduate or professional degree: 15.4%
Households with broadband: 92.5%
Cable, fiber or DSL: 81.8%
No internet access: 3.4%
Without health insurance: 6.9%
Limited-English households: 1.1%

Geography

City (USPS): Loveland
State: Colorado
County: Larimer County
Center point: 40.5446° N, 105.2451° W
Land area: 102 sq mi
Water area: 4.8 sq mi
Time zone: Mountain Time (UTC-7, UTC-6 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Loveland21% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 80538

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
80541	Masonville, CO · PO box	4.3 mi	—	—	—
80526	Fort Collins, CO	6.3 mi	44,326	$88,686	$551,800
80521	Fort Collins, CO	7 mi	38,776	$58,082	$564,900
80523	Fort Collins, CO · PO box	8.9 mi	—	—	—
80527	Fort Collins, CO · PO box	8.9 mi	—	—	—
80553	Fort Collins, CO · PO box	8.9 mi	—	—	—
80515	Drake, CO	9.2 mi	934	$66,615	$544,900
80525	Fort Collins, CO	11 mi	54,211	$91,636	$588,400
80537	Loveland, CO	11 mi	44,425	$86,325	$484,300
80522	Fort Collins, CO · PO box	12 mi	—	—	—
80532	Glen Haven, CO	12 mi	185	$53,295	$311,700
80528	Fort Collins, CO	13 mi	24,960	$130,350	$705,000

Zip codes like 80538 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 80538

What city is zip code 80538?

80538 is assigned to Loveland, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 80538 in?

80538 is in Larimer County, Colorado.

What is the population of 80538?

About 50,110 people live in 80538, according to the Census Bureau's American Community Survey.

What time zone is 80538 in?

80538 is in Mountain Time.

What is the median household income in 80538?

The median household income in 80538 is $86,671.

What zip codes are near 80538?

The closest zip codes to 80538 are 80541, 80526, 80521, 80523, 80527.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 80538, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.