Zip code 78631: Harper, Texas

Q: What city is zip code 78631?

78631 is assigned to Harper, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 78631 in?

78631 is mostly in Kimble County, but it extends into 2 other counties.

Q: What is the population of 78631?

About 3,465 people live in 78631, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 78631?

The median household income in 78631 is $78,560.

Q: What zip codes are near 78631?

The closest zip codes to 78631 are 78618, 78025, 76854, 78028, 78058.

Residential delivery areaKimble CountyCentral Time

Population

3,465

Median household income

$79K

U.S. $81K

Median home value

$352K

U.S. $333K

Median rent

$1,304/mo

U.S. $1,413

Median age

43.4

U.S. 38.9

Land area

300 sq mi

12 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 78631

78631 is a rural zip code in Harper, Texas (Kimble County), covering 300 sq mi of land. About 3,465 people live here, or 12 per square mile. The median resident is 43.4 years old, compared with 38.9 nationally.

The median household earns $78,560 a year, close to the national median of $80,734. 11.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $351,600, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $1,304 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.9 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in management; healthcare; and office and administrative support. 27% of them are self-employed (U.S.: 10%).

How 78631 compares

Sorted from highest to lowest national percentile

Rent-burdened renters93.7%
99th
WeaknessU.S. 51.1% · TX 51.7%43rd of 1,692 in TX
Self-employed workers26.6%
99th
U.S. 10% · TX 10.5%67th of 1,810 in TX
Healthcare workers17.2%
98th
U.S. 9.7% · TX 8.6%84th of 1,810 in TX
Housing vacancy19.2%
93rd
U.S. 10.1% · TX 9.4%499th of 1,794 in TX
Residents 65 and older25.5%
93rd
U.S. 17.2% · TX 13.4%274th of 1,818 in TX
Homeownership rate84.2%
87th
StrengthU.S. 65.2% · TX 62.6%416th of 1,792 in TX
Uninsured rate13%
83rd
WeaknessU.S. 8.4% · TX 17.1%1,156th of 1,808 in TX
Median age43.4
79th
U.S. 38.9 · TX 35.6454th of 1,817 in TX
Average commute29.9 min
73rd
U.S. 26.4 min · TX 26.7 min533rd of 1,738 in TX
Government workers17.1%
72nd
U.S. 14.5% · TX 14.1%701st of 1,810 in TX
Median home value$351,600
53rd
U.S. $332,700 · TX $283,800305th of 1,679 in TX
Work from home13.4%
53rd
U.S. 15.1% · TX 14.4%490th of 1,810 in TX
Poverty rate11.1%
51st
U.S. 12.5% · TX 13.8%1,021st of 1,794 in TX
Broadband access92.1%
50th
U.S. 91% · TX 91.4%621st of 1,792 in TX
Income inequality (Gini)0.435
50th
U.S. 0.483 · TX 0.478831st of 1,785 in TX
Veterans5.8%
49th
U.S. 6.2% · TX 6.2%1,006th of 1,818 in TX
Median household income$78,560
48th
U.S. $80,734 · TX $78,476611th of 1,712 in TX
Median gross rent$1,304
43rd
U.S. $1,413 · TX $1,403554th of 1,511 in TX
Residents under 1821.3%
43rd
U.S. 22% · TX 25%1,199th of 1,818 in TX
Diversity index43.4
41st
U.S. 61.4 · TX 67.11,119th of 1,818 in TX
Tech workers2.3%
39th
U.S. 3.8% · TX 3.8%607th of 1,810 in TX
Per capita income$35,226
35th
U.S. $44,673 · TX $40,752822nd of 1,813 in TX
Bachelor's degree or higher24%
31st
U.S. 35.7% · TX 33.8%777th of 1,811 in TX
Median earnings per worker$42,521
31st
U.S. $49,666 · TX $47,575988th of 1,794 in TX
Foreign-born residents4%
24th
U.S. 14.1% · TX 17.6%1,337th of 1,818 in TX
Population3,465
6th
U.S. 334,922,499 · TX 30,188,4241,120th of 1,818 in TX
Population density12/sq mi
1st
U.S. 95/sq mi · TX 116/sq mi1,471st of 1,818 in TX
Unemployment rate0.6%
1st
StrengthU.S. 5.2% · TX 5.3%1,584th of 1,810 in TX

Measure	78631	Kimble	TX	U.S.	National percentile	Rank in TX
Rent-burdened rentersWeakness	93.7%	32.4%	51.7%	51.1%	99th	43rd of 1,692
Self-employed workers	26.6%	22.4%	10.5%	10%	99th	67th of 1,810
Healthcare workers	17.2%	4.7%	8.6%	9.7%	98th	84th of 1,810
Housing vacancy	19.2%	25.4%	9.4%	10.1%	93rd	499th of 1,794
Residents 65 and older	25.5%	31.2%	13.4%	17.2%	93rd	274th of 1,818
Homeownership rateStrength	84.2%	78.9%	62.6%	65.2%	87th	416th of 1,792
Uninsured rateWeakness	13%	13.7%	17.1%	8.4%	83rd	1,156th of 1,808
Median age	43.4	47.4	35.6	38.9	79th	454th of 1,817
Average commute	29.9 min	23 min	26.7 min	26.4 min	73rd	533rd of 1,738
Government workers	17.1%	27.2%	14.1%	14.5%	72nd	701st of 1,810
Median home value	$351,600	$201,300	$283,800	$332,700	53rd	305th of 1,679
Work from home	13.4%	6.3%	14.4%	15.1%	53rd	490th of 1,810
Poverty rate	11.1%	11.7%	13.8%	12.5%	51st	1,021st of 1,794
Broadband access	92.1%	84.5%	91.4%	91%	50th	621st of 1,792
Income inequality (Gini)	0.435	0.437	0.478	0.483	50th	831st of 1,785
Veterans	5.8%	9.6%	6.2%	6.2%	49th	1,006th of 1,818
Median household income	$78,560	$69,455	$78,476	$80,734	48th	611th of 1,712
Median gross rent	$1,304	$790	$1,403	$1,413	43rd	554th of 1,511
Residents under 18	21.3%	17%	25%	22%	43rd	1,199th of 1,818
Diversity index	43.4	44	67.1	61.4	41st	1,119th of 1,818
Tech workers	2.3%	0%	3.8%	3.8%	39th	607th of 1,810
Per capita income	$35,226	$39,915	$40,752	$44,673	35th	822nd of 1,813
Bachelor's degree or higher	24%	27.1%	33.8%	35.7%	31st	777th of 1,811
Median earnings per worker	$42,521	$40,621	$47,575	$49,666	31st	988th of 1,794
Foreign-born residents	4%	6.2%	17.6%	14.1%	24th	1,337th of 1,818
Population	3,465	4,389	30,188,424	334,922,499	6th	1,120th of 1,818
Population density	12/sq mi	4/sq mi	116/sq mi	95/sq mi	1st	1,471st of 1,818
Unemployment rateStrength	0.6%	1.3%	5.3%	5.2%	1st	1,584th of 1,810

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

18%

35–44

45–54

15%

55–64

18%

65–74

75+

Median age

43.4

Under 18

21.3%

65 and over

25.5%

Race and ethnicity

White72%
Black0%
Hispanic22%
Asian0%
Native American0.1%
Pacific Islander0%
Other0%
Multiracial6%

Diversity index

43.4

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

77%

Language spoken at home (households)

English only

87%

Spanish

12%

Other Indo-European

0.9%

Asian / Pacific

Other

Households

Households: 1,269
Average household size: 2.7
Family households: 80.8%
Married couples: 68.6%
Living alone: 14.9%
Veterans (of adults): 5.8%
Male / female: 58% / 42%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

21%

$50–75k

12%

$75–100k

11%

$100–150k

20%

$150–200k

13%

$200k+

Median household income

78631

$78,560

Kimble Co.

$69,455

Texas

$78,476

United States

$80,734

Per capita income

$35,226

U.S. $44,673

Poverty rate

11.1%

U.S. 12.5%

Households earning $150K+

21.3%

U.S. 23%

Income inequality (Gini)

0.435

U.S. 0.483

Housing

Median home value

78631

$351,600

Kimble Co.

$201,300

Texas

$283,800

United States

$332,700

Median gross rent

78631

$1,304

Kimble Co.

$790

Texas

$1,403

United States

$1,413

Types of housing

Single-family

62%

2–4 units

5–19 units

20+ units

Mobile home

38%

Boat, RV, van

Housing units: 1,571
Owner-occupied: 84.2%
Vacant: 19.2%
Median year built: 2002
Median rooms: 5.4
Renters paying 30%+ of income: 93.7%
Renters paying 50%+ of income: 0%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

Transit

Walked

Bicycle

Worked from home

13%

Other

Commute time (one way)

<10 min

10–19

20–29

50%

30–44

24%

45–59

60+

Average commute

29.9 min

U.S. 26.4 min

Unemployment

0.6%

U.S. 5.2%

In labor force

55.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

20%

Healthcare

17%

Office and admin

13%

Cleaning and personal care

11%

Education

11%

Construction and repair

Business and finance

Transportation and moving

Production

Computer and math

Sales

Engineering and science

Police and fire

Farming, fishing and forestry

0.2%

Legal and social services

Arts, media and sports

Food service

Industries

Health care and social assistance

17%

Education

12%

Agriculture and mining

11%

Retail

11%

Construction

10%

Professional and technical services

Finance, insurance and real estate

Other services

Transportation, warehousing and utilities

Restaurants and hotels

Public administration

Manufacturing

Admin, support and management

Information

Arts and recreation

Wholesale

0.7%

Median earnings per worker

$42,521

U.S. $49,666

Self-employed

26.6%

U.S. 10%

Government workers

17.1%

U.S. 14.5%

Nonprofit workers

4.3%

U.S. 8.8%

Median earnings by type of work

Type of work	78631	U.S.
Management, business, science and arts	$51,379	$74,888
Service	$35,485	$26,804
Sales and office	$39,022	$40,476
Construction and maintenance	$79,410	$49,199
Production and transportation	$42,992	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

37%

Some college

18%

Associate's

10%

Bachelor's

13%

Graduate

11%

High school graduate or higher: 88.2%
Bachelor's degree or higher: 24%
Graduate or professional degree: 11.3%
Households with broadband: 92.1%
Cable, fiber or DSL: 53.3%
No internet access: 5.6%
Without health insurance: 13%
Limited-English households: 0%

Geography

City (USPS): Harper
State: Texas
County: Kimble County
Center point: 30.3398° N, 99.3066° W
Land area: 300 sq mi
Water area: 0.2 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

78631 spans 3 counties

Kimble County49% of land
Gillespie County44% of land
Kerr County7% of land

Cities and towns within this zip

Harper (unincorporated)19% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 78631

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
78618	Doss, TX	13 mi	346	$81,528	$349,300
78025	Ingram, TX	18 mi	4,999	$70,964	$248,200
76854	London, TX	20 mi	345	$120,531	$576,400
78028	Kerrville, TX	23 mi	41,206	$66,991	$323,200
78058	Mountain Home, TX	24 mi	985	$93,581	$245,400
76856	Mason, TX	24 mi	3,532	$74,677	$292,400
78024	Hunt, TX	26 mi	1,401	$105,381	$500,000
78624	Fredericksburg, TX	26 mi	23,741	$75,237	$463,300
78029	Kerrville, TX	31 mi	0	—	—
76849	Junction, TX	32 mi	3,584	$62,977	$188,900
78010	Center Point, TX	34 mi	3,635	$86,830	$318,600
76820	Art, TX	35 mi	104	—	—

Zip codes like 78631 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 78631

What city is zip code 78631?

78631 is assigned to Harper, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 78631 in?

78631 is mostly in Kimble County, but it extends into 2 other counties.

What is the population of 78631?

About 3,465 people live in 78631, according to the Census Bureau's American Community Survey.

What time zone is 78631 in?

78631 is in Central Time.

What is the median household income in 78631?

The median household income in 78631 is $78,560.

What zip codes are near 78631?

The closest zip codes to 78631 are 78618, 78025, 76854, 78028, 78058.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 78631, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.