Zip code 78003: Bandera, Texas

Q: What city is zip code 78003?

78003 is assigned to Bandera, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 78003 in?

78003 is mostly in Bandera County, but it extends into 1 other county.

Q: What is the population of 78003?

About 9,967 people live in 78003, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 78003?

The median household income in 78003 is $69,457.

Q: What zip codes are near 78003?

The closest zip codes to 78003 are 78063, 78883, 78029, 78010, 78056.

Residential delivery areaBandera CountyCentral Time

Population

9,967

Median household income

$69K

U.S. $81K

Median home value

$243K

U.S. $333K

Median rent

$1,216/mo

U.S. $1,413

Median age

51.4

U.S. 38.9

Land area

227 sq mi

44 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 78003

78003 is a rural zip code in Bandera, Texas (Bandera County), covering 227 sq mi of land. About 9,967 people live here, or 44 per square mile. The median resident is 51.4 years old, compared with 38.9 nationally.

The median household earns $69,457 a year, 14% below the national median of $80,734. 17.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $242,700, or 3.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $1,216 a month.

25% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 39.9 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in construction and repair; cleaning and personal care; and management. 19% of them are self-employed (U.S.: 10%).

How 78003 compares

Sorted from highest to lowest national percentile

Average commute39.9 min
97th
WeaknessU.S. 26.4 min · TX 26.7 min91st of 1,738 in TX
Veterans13.7%
97th
U.S. 6.2% · TX 6.2%128th of 1,818 in TX
Self-employed workers19.3%
97th
U.S. 10% · TX 10.5%185th of 1,810 in TX
Median age51.4
96th
U.S. 38.9 · TX 35.6170th of 1,817 in TX
Residents 65 and older29%
96th
U.S. 17.2% · TX 13.4%170th of 1,818 in TX
Uninsured rate15.7%
90th
WeaknessU.S. 8.4% · TX 17.1%892nd of 1,808 in TX
Housing vacancy17.3%
90th
U.S. 10.1% · TX 9.4%574th of 1,794 in TX
Homeownership rate82.6%
84th
StrengthU.S. 65.2% · TX 62.6%484th of 1,792 in TX
Poverty rate17.4%
78th
U.S. 12.5% · TX 13.8%539th of 1,794 in TX
Income inequality (Gini)0.463
72nd
U.S. 0.483 · TX 0.478490th of 1,785 in TX
Unemployment rate5.9%
67th
U.S. 5.2% · TX 5.3%538th of 1,810 in TX
Healthcare workers10.3%
62nd
U.S. 9.7% · TX 8.6%490th of 1,810 in TX
Residents under 1822.5%
54th
U.S. 22% · TX 25%1,064th of 1,818 in TX
Per capita income$37,860
43rd
U.S. $44,673 · TX $40,752665th of 1,813 in TX
Median gross rent$1,216
37th
U.S. $1,413 · TX $1,403665th of 1,511 in TX
Median household income$69,457
35th
U.S. $80,734 · TX $78,476876th of 1,712 in TX
Diversity index39.1
35th
U.S. 61.4 · TX 67.11,235th of 1,818 in TX
Bachelor's degree or higher25%
34th
U.S. 35.7% · TX 33.8%726th of 1,811 in TX
Median home value$242,700
31st
U.S. $332,700 · TX $283,800652nd of 1,679 in TX
Foreign-born residents4.6%
27th
U.S. 14.1% · TX 17.6%1,265th of 1,818 in TX
Broadband access88.4%
25th
U.S. 91% · TX 91.4%943rd of 1,792 in TX
Work from home7.4%
19th
U.S. 15.1% · TX 14.4%1,054th of 1,810 in TX
Government workers9.6%
16th
U.S. 14.5% · TX 14.1%1,516th of 1,810 in TX
Population9,967
15th
U.S. 334,922,499 · TX 30,188,424823rd of 1,818 in TX
Median earnings per worker$37,419
15th
WeaknessU.S. $49,666 · TX $47,5751,298th of 1,794 in TX
Tech workers0.9%
11th
U.S. 3.8% · TX 3.8%1,055th of 1,810 in TX
Rent-burdened renters33.9%
8th
StrengthU.S. 51.1% · TX 51.7%1,294th of 1,692 in TX
Population density44/sq mi
6th
U.S. 95/sq mi · TX 116/sq mi1,112th of 1,818 in TX

Measure	78003	Bandera	TX	U.S.	National percentile	Rank in TX
Average commuteWeakness	39.9 min	41 min	26.7 min	26.4 min	97th	91st of 1,738
Veterans	13.7%	13.2%	6.2%	6.2%	97th	128th of 1,818
Self-employed workers	19.3%	18.4%	10.5%	10%	97th	185th of 1,810
Median age	51.4	53.5	35.6	38.9	96th	170th of 1,817
Residents 65 and older	29%	29.8%	13.4%	17.2%	96th	170th of 1,818
Uninsured rateWeakness	15.7%	13.3%	17.1%	8.4%	90th	892nd of 1,808
Housing vacancy	17.3%	20.1%	9.4%	10.1%	90th	574th of 1,794
Homeownership rateStrength	82.6%	85.9%	62.6%	65.2%	84th	484th of 1,792
Poverty rate	17.4%	13.5%	13.8%	12.5%	78th	539th of 1,794
Income inequality (Gini)	0.463	0.453	0.478	0.483	72nd	490th of 1,785
Unemployment rate	5.9%	8.7%	5.3%	5.2%	67th	538th of 1,810
Healthcare workers	10.3%	7.2%	8.6%	9.7%	62nd	490th of 1,810
Residents under 18	22.5%	16.6%	25%	22%	54th	1,064th of 1,818
Per capita income	$37,860	$42,036	$40,752	$44,673	43rd	665th of 1,813
Median gross rent	$1,216	$1,149	$1,403	$1,413	37th	665th of 1,511
Median household income	$69,457	$75,813	$78,476	$80,734	35th	876th of 1,712
Diversity index	39.1	42.2	67.1	61.4	35th	1,235th of 1,818
Bachelor's degree or higher	25%	27.2%	33.8%	35.7%	34th	726th of 1,811
Median home value	$242,700	$278,400	$283,800	$332,700	31st	652nd of 1,679
Foreign-born residents	4.6%	5.3%	17.6%	14.1%	27th	1,265th of 1,818
Broadband access	88.4%	90%	91.4%	91%	25th	943rd of 1,792
Work from home	7.4%	9.5%	14.4%	15.1%	19th	1,054th of 1,810
Government workers	9.6%	13.5%	14.1%	14.5%	16th	1,516th of 1,810
Population	9,967	22,021	30,188,424	334,922,499	15th	823rd of 1,818
Median earnings per workerWeakness	$37,419	$40,998	$47,575	$49,666	15th	1,298th of 1,794
Tech workers	0.9%	1.5%	3.8%	3.8%	11th	1,055th of 1,810
Rent-burdened rentersStrength	33.9%	41.2%	51.7%	51.1%	8th	1,294th of 1,692
Population density	44/sq mi	28/sq mi	116/sq mi	95/sq mi	6th	1,112th of 1,818

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

25–34

10%

35–44

10%

45–54

15%

55–64

16%

65–74

13%

75+

Median age

51.4

Under 18

22.5%

65 and over

29%

Race and ethnicity

White75%
Black0.8%
Hispanic20%
Asian0.4%
Native American0.6%
Pacific Islander0%
Other0.2%
Multiracial3%

Diversity index

39.1

U.S. 61.4

Foreign-born

4.6%

U.S. 14.1%

Born in state

59%

Language spoken at home (households)

English only

82%

Spanish

17%

Other Indo-European

0.9%

Asian / Pacific

Other

Households

Households: 4,374
Average household size: 2.3
Family households: 61.6%
Married couples: 48.2%
Living alone: 36.8%
Veterans (of adults): 13.7%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

26%

$50–75k

12%

$75–100k

12%

$100–150k

18%

$150–200k

12%

$200k+

Median household income

78003

$69,457

Bandera Co.

$75,813

Texas

$78,476

United States

$80,734

Per capita income

$37,860

U.S. $44,673

Poverty rate

17.4%

U.S. 12.5%

Households earning $150K+

16%

U.S. 23%

Income inequality (Gini)

0.463

U.S. 0.483

Housing

Median home value

78003

$242,700

Bandera Co.

$278,400

Texas

$283,800

United States

$332,700

Median gross rent

78003

$1,216

Bandera Co.

$1,149

Texas

$1,403

United States

$1,413

Types of housing

Single-family

64%

2–4 units

5–19 units

20+ units

Mobile home

32%

Boat, RV, van

0.9%

Housing units: 5,291
Owner-occupied: 82.6%
Vacant: 17.3%
Median year built: 2000
Median rooms: 5.2
Renters paying 30%+ of income: 33.9%
Renters paying 50%+ of income: 6.4%
Home value to income: 3.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

10%

Transit

Walked

0.9%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

22%

20–29

30–44

23%

45–59

60+

31%

Average commute

39.9 min

U.S. 26.4 min

Unemployment

5.9%

U.S. 5.2%

In labor force

52.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

17%

Cleaning and personal care

12%

Management

12%

Healthcare

10%

Transportation and moving

Office and admin

Business and finance

Sales

Education

Production

Food service

Legal and social services

Engineering and science

Police and fire

Computer and math

0.9%

Farming, fishing and forestry

0.4%

Arts, media and sports

0.4%

Industries

Construction

14%

Health care and social assistance

13%

Retail

10%

Restaurants and hotels

Other services

Admin, support and management

Professional and technical services

Finance, insurance and real estate

Agriculture and mining

Education

Transportation, warehousing and utilities

Information

Manufacturing

Arts and recreation

Public administration

Wholesale

0.5%

Median earnings per worker

$37,419

U.S. $49,666

Self-employed

19.3%

U.S. 10%

Government workers

9.6%

U.S. 14.5%

Nonprofit workers

11.9%

U.S. 8.8%

Median earnings by type of work

Type of work	78003	U.S.
Management, business, science and arts	$58,950	$74,888
Service	$21,467	$26,804
Sales and office	$38,986	$40,476
Construction and maintenance	$37,385	$49,199
Production and transportation	$34,052	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

24%

Associate's

15%

Bachelor's

15%

Graduate

10%

High school graduate or higher: 91.2%
Bachelor's degree or higher: 25%
Graduate or professional degree: 10.4%
Households with broadband: 88.4%
Cable, fiber or DSL: 68%
No internet access: 10.6%
Without health insurance: 15.7%
Limited-English households: 1.6%

Geography

City (USPS): Bandera
State: Texas
County: Bandera County
Center point: 29.7080° N, 99.1039° W
Land area: 227 sq mi
Water area: 1.4 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

78003 spans 2 counties

Bandera County85% of land
Medina County15% of land

Cities and towns within this zip

Lake Medina Shores (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 78003

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
78063	Pipe Creek, TX	12 mi	10,778	$83,914	$304,700
78883	Tarpley, TX	13 mi	208	$40,491	$414,300
78029	Kerrville, TX	14 mi	0	—	—
78010	Center Point, TX	14 mi	3,635	$86,830	$318,600
78056	Mico, TX	15 mi	2,526	$119,946	$553,500
78055	Medina, TX	16 mi	1,753	$85,345	$266,500
78066	Rio Medina, TX	20 mi	259	$87,604	$326,900
78861	Hondo, TX	21 mi	14,008	$64,917	$223,200
78023	Helotes, TX	22 mi	28,462	$134,007	$412,900
78013	Comfort, TX	22 mi	4,809	$82,492	$416,300
78028	Kerrville, TX	23 mi	41,206	$66,991	$323,200
78884	Utopia, TX	25 mi	1,171	$84,271	$286,900

Zip codes like 78003 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 78003

What city is zip code 78003?

78003 is assigned to Bandera, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 78003 in?

78003 is mostly in Bandera County, but it extends into 1 other county.

What is the population of 78003?

About 9,967 people live in 78003, according to the Census Bureau's American Community Survey.

What time zone is 78003 in?

78003 is in Central Time.

What is the median household income in 78003?

The median household income in 78003 is $69,457.

What zip codes are near 78003?

The closest zip codes to 78003 are 78063, 78883, 78029, 78010, 78056.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 78003, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.