Zip code 76641: Frost, Texas

Q: What city is zip code 76641?

76641 is assigned to Frost, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 76641 in?

76641 is mostly in Navarro County, but it extends into 1 other county.

Q: What is the population of 76641?

About 2,487 people live in 76641, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 76641?

The median household income in 76641 is $81,094.

Q: What zip codes are near 76641?

The closest zip codes to 76641 are 76650, 76666, 76626, 75102, 76660.

Residential delivery areaNavarro CountyCentral Time

Population

2,487

Median household income

$81K

U.S. $81K

Median home value

$166K

U.S. $333K

Median rent

$1,108/mo

U.S. $1,413

Median age

35.6

U.S. 38.9

Land area

72 sq mi

35 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 76641

76641 is a rural zip code in Frost, Texas (Navarro County), covering 72 sq mi of land. About 2,487 people live here, or 35 per square mile. The median resident is 35.6 years old, compared with 38.9 nationally.

The median household earns $81,094 a year, close to the national median of $80,734. 22.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $166,300, or 2.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $1,108 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 34.4 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in construction and repair; sales; and office and administrative support. 21% of households speak a language other than English at home, most often Spanish.

How 76641 compares

Sorted from highest to lowest national percentile

Residents under 1831.7%
98th
U.S. 22% · TX 25%159th of 1,818 in TX
Government workers27.8%
97th
U.S. 14.5% · TX 14.1%162nd of 1,810 in TX
Uninsured rate20.6%
95th
WeaknessU.S. 8.4% · TX 17.1%516th of 1,808 in TX
Average commute34.4 min
90th
WeaknessU.S. 26.4 min · TX 26.7 min244th of 1,738 in TX
Homeownership rate85.1%
89th
StrengthU.S. 65.2% · TX 62.6%376th of 1,792 in TX
Poverty rate22.1%
88th
WeaknessU.S. 12.5% · TX 13.8%315th of 1,794 in TX
Veterans8.5%
81st
U.S. 6.2% · TX 6.2%497th of 1,818 in TX
Diversity index61
74th
U.S. 61.4 · TX 67.1387th of 1,818 in TX
Self-employed workers10.6%
65th
U.S. 10% · TX 10.5%934th of 1,810 in TX
Housing vacancy8.4%
63rd
U.S. 10.1% · TX 9.4%1,210th of 1,794 in TX
Foreign-born residents10.9%
54th
U.S. 14.1% · TX 17.6%748th of 1,818 in TX
Median household income$81,094
51st
U.S. $80,734 · TX $78,476559th of 1,712 in TX
Healthcare workers9.5%
50th
U.S. 9.7% · TX 8.6%626th of 1,810 in TX
Residents 65 and older15.9%
45th
U.S. 17.2% · TX 13.4%916th of 1,818 in TX
Median earnings per worker$45,076
40th
U.S. $49,666 · TX $47,575833rd of 1,794 in TX
Median gross rent$1,108
29th
U.S. $1,413 · TX $1,403828th of 1,511 in TX
Median age35.6
25th
U.S. 38.9 · TX 35.61,188th of 1,817 in TX
Broadband access88.3%
25th
U.S. 91% · TX 91.4%964th of 1,792 in TX
Rent-burdened renters42.9%
23rd
U.S. 51.1% · TX 51.7%1,075th of 1,692 in TX
Work from home7.9%
21st
U.S. 15.1% · TX 14.4%1,005th of 1,810 in TX
Median home value$166,300
13th
U.S. $332,700 · TX $283,8001,090th of 1,679 in TX
Per capita income$27,117
12th
WeaknessU.S. $44,673 · TX $40,7521,384th of 1,813 in TX
Bachelor's degree or higher14.7%
9th
WeaknessU.S. 35.7% · TX 33.8%1,349th of 1,811 in TX
Income inequality (Gini)0.372
7th
StrengthU.S. 0.483 · TX 0.4781,504th of 1,785 in TX
Population density35/sq mi
5th
U.S. 95/sq mi · TX 116/sq mi1,164th of 1,818 in TX
Population2,487
4th
U.S. 334,922,499 · TX 30,188,4241,215th of 1,818 in TX
Unemployment rate1.3%
2nd
StrengthU.S. 5.2% · TX 5.3%1,529th of 1,810 in TX
Tech workers0%
1st
U.S. 3.8% · TX 3.8%1,662nd of 1,810 in TX

Measure	76641	Navarro	TX	U.S.	National percentile	Rank in TX
Residents under 18	31.7%	26.7%	25%	22%	98th	159th of 1,818
Government workers	27.8%	16.7%	14.1%	14.5%	97th	162nd of 1,810
Uninsured rateWeakness	20.6%	18.4%	17.1%	8.4%	95th	516th of 1,808
Average commuteWeakness	34.4 min	27.1 min	26.7 min	26.4 min	90th	244th of 1,738
Homeownership rateStrength	85.1%	69.4%	62.6%	65.2%	89th	376th of 1,792
Poverty rateWeakness	22.1%	17.1%	13.8%	12.5%	88th	315th of 1,794
Veterans	8.5%	6.9%	6.2%	6.2%	81st	497th of 1,818
Diversity index	61	62.9	67.1	61.4	74th	387th of 1,818
Self-employed workers	10.6%	11%	10.5%	10%	65th	934th of 1,810
Housing vacancy	8.4%	14.2%	9.4%	10.1%	63rd	1,210th of 1,794
Foreign-born residents	10.9%	12.9%	17.6%	14.1%	54th	748th of 1,818
Median household income	$81,094	$63,111	$78,476	$80,734	51st	559th of 1,712
Healthcare workers	9.5%	8.1%	8.6%	9.7%	50th	626th of 1,810
Residents 65 and older	15.9%	16.7%	13.4%	17.2%	45th	916th of 1,818
Median earnings per worker	$45,076	$38,309	$47,575	$49,666	40th	833rd of 1,794
Median gross rent	$1,108	$1,076	$1,403	$1,413	29th	828th of 1,511
Median age	35.6	36.7	35.6	38.9	25th	1,188th of 1,817
Broadband access	88.3%	85.2%	91.4%	91%	25th	964th of 1,792
Rent-burdened renters	42.9%	46.3%	51.7%	51.1%	23rd	1,075th of 1,692
Work from home	7.9%	9.1%	14.4%	15.1%	21st	1,005th of 1,810
Median home value	$166,300	$172,600	$283,800	$332,700	13th	1,090th of 1,679
Per capita incomeWeakness	$27,117	$29,060	$40,752	$44,673	12th	1,384th of 1,813
Bachelor's degree or higherWeakness	14.7%	18.2%	33.8%	35.7%	9th	1,349th of 1,811
Income inequality (Gini)Strength	0.372	0.437	0.478	0.483	7th	1,504th of 1,785
Population density	35/sq mi	54/sq mi	116/sq mi	95/sq mi	5th	1,164th of 1,818
Population	2,487	54,711	30,188,424	334,922,499	4th	1,215th of 1,818
Unemployment rateStrength	1.3%	4.4%	5.3%	5.2%	2nd	1,529th of 1,810
Tech workers	0%	1.2%	3.8%	3.8%	1st	1,662nd of 1,810

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

23%

5–17

18–24

11%

25–34

10%

35–44

16%

45–54

55–64

12%

65–74

75+

Median age

35.6

Under 18

31.7%

65 and over

15.9%

Race and ethnicity

White53%
Black1.0%
Hispanic30%
Asian0%
Native American0.3%
Pacific Islander0%
Other0.8%
Multiracial16%

Diversity index

U.S. 61.4

Foreign-born

10.9%

U.S. 14.1%

Born in state

71.1%

Language spoken at home (households)

English only

79%

Spanish

19%

Other Indo-European

Asian / Pacific

Other

Households

Households: 813
Average household size: 3.1
Family households: 73.1%
Married couples: 58.9%
Living alone: 14.6%
Veterans (of adults): 8.5%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

20%

$50–75k

10%

$75–100k

13%

$100–150k

30%

$150–200k

10%

$200k+

Median household income

76641

$81,094

Navarro Co.

$63,111

Texas

$78,476

United States

$80,734

Per capita income

$27,117

U.S. $44,673

Poverty rate

22.1%

U.S. 12.5%

Households earning $150K+

11.7%

U.S. 23%

Income inequality (Gini)

0.372

U.S. 0.483

Housing

Median home value

76641

$166,300

Navarro Co.

$172,600

Texas

$283,800

United States

$332,700

Median gross rent

76641

$1,108

Navarro Co.

$1,076

Texas

$1,403

United States

$1,413

Types of housing

Single-family

73%

2–4 units

5–19 units

20+ units

Mobile home

24%

Boat, RV, van

Housing units: 888
Owner-occupied: 85.1%
Vacant: 8.4%
Median year built: 1987
Median rooms: 5.8
Renters paying 30%+ of income: 42.9%
Renters paying 50%+ of income: 6.6%
Home value to income: 2.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

Walked

0.3%

Bicycle

Worked from home

Other

0.2%

Commute time (one way)

<10 min

11%

10–19

18%

20–29

13%

30–44

30%

45–59

60+

21%

Average commute

34.4 min

U.S. 26.4 min

Unemployment

1.3%

U.S. 5.2%

In labor force

59.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

12%

Sales

11%

Office and admin

10%

Police and fire

10%

Healthcare

Transportation and moving

Management

Education

Production

Business and finance

Cleaning and personal care

Food service

Farming, fishing and forestry

Engineering and science

Legal and social services

Arts, media and sports

0.3%

Computer and math

Industries

Education

18%

Retail

12%

Construction

12%

Public administration

11%

Health care and social assistance

Transportation, warehousing and utilities

Manufacturing

Other services

Restaurants and hotels

Finance, insurance and real estate

Agriculture and mining

Arts and recreation

Wholesale

Professional and technical services

Admin, support and management

Information

0.4%

Median earnings per worker

$45,076

U.S. $49,666

Self-employed

10.6%

U.S. 10%

Government workers

27.8%

U.S. 14.5%

Nonprofit workers

4.3%

U.S. 8.8%

Median earnings by type of work

Type of work	76641	U.S.
Management, business, science and arts	$56,146	$74,888
Service	$48,125	$26,804
Sales and office	$40,227	$40,476
Construction and maintenance	$39,875	$49,199
Production and transportation	$30,347	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

19%

High school

31%

Some college

19%

Associate's

17%

Bachelor's

Graduate

High school graduate or higher: 81.5%
Bachelor's degree or higher: 14.7%
Graduate or professional degree: 6.6%
Households with broadband: 88.3%
Cable, fiber or DSL: 62.4%
No internet access: 9.1%
Without health insurance: 20.6%
Limited-English households: 1.6%

Geography

City (USPS): Frost
State: Texas
County: Navarro County
Center point: 32.0447° N, 96.7869° W
Land area: 72 sq mi
Water area: 3.4 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

76641 spans 2 counties

Navarro County91% of land
Ellis County9% of land

Cities and towns within this zip

Frost2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 76641

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
76650	Irene, TX	6.3 mi	55	$61,458	$106,300
76666	Mertens, TX	6.3 mi	261	—	$93,000
76626	Blooming Grove, TX	6.6 mi	1,036	$102,500	$205,600
75102	Barry, TX	9.3 mi	1,583	$88,929	$123,500
76660	Malone, TX	9.8 mi	572	$49,375	$174,300
76628	Brandon, TX	11 mi	50	$97,083	$55,000
76651	Italy, TX	11 mi	3,984	$67,500	$224,500
76631	Bynum, TX	11 mi	455	$97,083	$114,200
76623	Avalon, TX	13 mi	186	—	$108,300
76670	Milford, TX	13 mi	1,963	$60,104	$216,900
76648	Hubbard, TX	14 mi	2,777	$54,669	$132,000
76041	Forreston, TX	14 mi	755	$131,250	$173,200

Zip codes like 76641 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 76641

What city is zip code 76641?

76641 is assigned to Frost, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 76641 in?

76641 is mostly in Navarro County, but it extends into 1 other county.

What is the population of 76641?

About 2,487 people live in 76641, according to the Census Bureau's American Community Survey.

What time zone is 76641 in?

76641 is in Central Time.

What is the median household income in 76641?

The median household income in 76641 is $81,094.

What zip codes are near 76641?

The closest zip codes to 76641 are 76650, 76666, 76626, 75102, 76660.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 76641, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.