Zip code 76557: Moody, Texas

Q: What city is zip code 76557?

76557 is assigned to Moody, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 76557 in?

76557 is mostly in Bell County, but it extends into 2 other counties.

Q: What is the population of 76557?

About 5,644 people live in 76557, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 76557?

The median household income in 76557 is $86,056.

Q: What zip codes are near 76557?

The closest zip codes to 76557 are 76564, 76657, 76504, 76526, 76630.

Residential delivery areaBell CountyCentral Time

Population

5,644

Median household income

$86K

U.S. $81K

Median home value

$232K

U.S. $333K

Median rent

$1,154/mo

U.S. $1,413

Median age

43.5

U.S. 38.9

Land area

124 sq mi

46 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 76557

76557 is a rural zip code in Moody, Texas (Bell County), covering 124 sq mi of land. About 5,644 people live here, or 46 per square mile. The median resident is 43.5 years old, compared with 38.9 nationally.

The median household earns $86,056 a year, close to the national median of $80,734. 9.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $232,400, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $1,154 a month.

25% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.7 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in management; construction and repair; and office and administrative support. 21% of them are self-employed (U.S.: 10%).

How 76557 compares

Sorted from highest to lowest national percentile

Self-employed workers20.7%
98th
U.S. 10% · TX 10.5%146th of 1,810 in TX
Uninsured rate24.4%
97th
WeaknessU.S. 8.4% · TX 17.1%314th of 1,808 in TX
Veterans8.8%
83rd
U.S. 6.2% · TX 6.2%461st of 1,818 in TX
Residents 65 and older21.7%
82nd
U.S. 17.2% · TX 13.4%462nd of 1,818 in TX
Homeownership rate81%
81st
StrengthU.S. 65.2% · TX 62.6%568th of 1,792 in TX
Median age43.5
79th
U.S. 38.9 · TX 35.6450th of 1,817 in TX
Housing vacancy9.6%
69th
U.S. 10.1% · TX 9.4%1,112th of 1,794 in TX
Average commute27.7 min
61st
U.S. 26.4 min · TX 26.7 min745th of 1,738 in TX
Median household income$86,056
57th
U.S. $80,734 · TX $78,476459th of 1,712 in TX
Government workers14.6%
57th
U.S. 14.5% · TX 14.1%943rd of 1,810 in TX
Median earnings per worker$49,198
53rd
U.S. $49,666 · TX $47,575617th of 1,794 in TX
Per capita income$40,649
51st
U.S. $44,673 · TX $40,752532nd of 1,813 in TX
Diversity index49.4
51st
U.S. 61.4 · TX 67.1913th of 1,818 in TX
Unemployment rate4.8%
49th
U.S. 5.2% · TX 5.3%804th of 1,810 in TX
Poverty rate9.5%
42nd
U.S. 12.5% · TX 13.8%1,151st of 1,794 in TX
Residents under 1820.6%
36th
U.S. 22% · TX 25%1,275th of 1,818 in TX
Median gross rent$1,154
33rd
U.S. $1,413 · TX $1,403757th of 1,511 in TX
Bachelor's degree or higher24.8%
33rd
U.S. 35.7% · TX 33.8%736th of 1,811 in TX
Foreign-born residents5.7%
33rd
U.S. 14.1% · TX 17.6%1,168th of 1,818 in TX
Median home value$232,400
29th
U.S. $332,700 · TX $283,800723rd of 1,679 in TX
Work from home7.9%
21st
U.S. 15.1% · TX 14.4%1,003rd of 1,810 in TX
Broadband access87.5%
21st
U.S. 91% · TX 91.4%1,041st of 1,792 in TX
Tech workers1.3%
18th
U.S. 3.8% · TX 3.8%938th of 1,810 in TX
Income inequality (Gini)0.394
16th
StrengthU.S. 0.483 · TX 0.4781,320th of 1,785 in TX
Population5,644
9th
U.S. 334,922,499 · TX 30,188,424982nd of 1,818 in TX
Population density46/sq mi
6th
U.S. 95/sq mi · TX 116/sq mi1,104th of 1,818 in TX
Healthcare workers3.9%
2nd
U.S. 9.7% · TX 8.6%1,546th of 1,810 in TX
Rent-burdened renters15.9%
1st
StrengthU.S. 51.1% · TX 51.7%1,498th of 1,692 in TX

Measure	76557	Bell	TX	U.S.	National percentile	Rank in TX
Self-employed workers	20.7%	8.9%	10.5%	10%	98th	146th of 1,810
Uninsured rateWeakness	24.4%	14%	17.1%	8.4%	97th	314th of 1,808
Veterans	8.8%	18.5%	6.2%	6.2%	83rd	461st of 1,818
Residents 65 and older	21.7%	11.9%	13.4%	17.2%	82nd	462nd of 1,818
Homeownership rateStrength	81%	56.5%	62.6%	65.2%	81st	568th of 1,792
Median age	43.5	32.3	35.6	38.9	79th	450th of 1,817
Housing vacancy	9.6%	8.2%	9.4%	10.1%	69th	1,112th of 1,794
Average commute	27.7 min	23.9 min	26.7 min	26.4 min	61st	745th of 1,738
Median household income	$86,056	$68,865	$78,476	$80,734	57th	459th of 1,712
Government workers	14.6%	20.1%	14.1%	14.5%	57th	943rd of 1,810
Median earnings per worker	$49,198	$40,993	$47,575	$49,666	53rd	617th of 1,794
Per capita income	$40,649	$34,279	$40,752	$44,673	51st	532nd of 1,813
Diversity index	49.4	70.1	67.1	61.4	51st	913th of 1,818
Unemployment rate	4.8%	6.8%	5.3%	5.2%	49th	804th of 1,810
Poverty rate	9.5%	14.5%	13.8%	12.5%	42nd	1,151st of 1,794
Residents under 18	20.6%	27.5%	25%	22%	36th	1,275th of 1,818
Median gross rent	$1,154	$1,224	$1,403	$1,413	33rd	757th of 1,511
Bachelor's degree or higher	24.8%	27.2%	33.8%	35.7%	33rd	736th of 1,811
Foreign-born residents	5.7%	8.6%	17.6%	14.1%	33rd	1,168th of 1,818
Median home value	$232,400	$241,000	$283,800	$332,700	29th	723rd of 1,679
Work from home	7.9%	9.4%	14.4%	15.1%	21st	1,003rd of 1,810
Broadband access	87.5%	90.9%	91.4%	91%	21st	1,041st of 1,792
Tech workers	1.3%	2.4%	3.8%	3.8%	18th	938th of 1,810
Income inequality (Gini)Strength	0.394	0.453	0.478	0.483	16th	1,320th of 1,785
Population	5,644	386,897	30,188,424	334,922,499	9th	982nd of 1,818
Population density	46/sq mi	367/sq mi	116/sq mi	95/sq mi	6th	1,104th of 1,818
Healthcare workers	3.9%	9.9%	8.6%	9.7%	2nd	1,546th of 1,810
Rent-burdened rentersStrength	15.9%	51.3%	51.7%	51.1%	1st	1,498th of 1,692

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

13%

25–34

11%

35–44

14%

45–54

12%

55–64

17%

65–74

75+

Median age

43.5

Under 18

20.6%

65 and over

21.7%

Race and ethnicity

White66%
Black2%
Hispanic25%
Asian2%
Native American0.4%
Pacific Islander0%
Other0.4%
Multiracial4%

Diversity index

49.4

U.S. 61.4

Foreign-born

5.7%

U.S. 14.1%

Born in state

81.2%

Language spoken at home (households)

English only

81%

Spanish

14%

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,894
Average household size: 3
Family households: 75%
Married couples: 59.9%
Living alone: 17.2%
Veterans (of adults): 8.8%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

11%

$50–75k

14%

$75–100k

25%

$100–150k

16%

$150–200k

$200k+

14%

Median household income

76557

$86,056

Bell Co.

$68,865

Texas

$78,476

United States

$80,734

Per capita income

$40,649

U.S. $44,673

Poverty rate

9.5%

U.S. 12.5%

Households earning $150K+

20.9%

U.S. 23%

Income inequality (Gini)

0.394

U.S. 0.483

Housing

Median home value

76557

$232,400

Bell Co.

$241,000

Texas

$283,800

United States

$332,700

Median gross rent

76557

$1,154

Bell Co.

$1,224

Texas

$1,403

United States

$1,413

Types of housing

Single-family

75%

2–4 units

5–19 units

0.1%

20+ units

Mobile home

22%

Boat, RV, van

Housing units: 2,096
Owner-occupied: 81%
Vacant: 9.6%
Median year built: 1985
Median rooms: 5.8
Renters paying 30%+ of income: 15.9%
Renters paying 50%+ of income: 4.9%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

0.6%

Commute time (one way)

<10 min

12%

10–19

14%

20–29

38%

30–44

17%

45–59

13%

60+

Average commute

27.7 min

U.S. 26.4 min

Unemployment

4.8%

U.S. 5.2%

In labor force

59.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Construction and repair

14%

Office and admin

12%

Sales

Production

Food service

Transportation and moving

Education

Business and finance

Cleaning and personal care

Engineering and science

Healthcare

Police and fire

Legal and social services

Computer and math

Arts, media and sports

Farming, fishing and forestry

Industries

Construction

25%

Manufacturing

11%

Restaurants and hotels

10%

Retail

Health care and social assistance

Education

Public administration

Other services

Agriculture and mining

Transportation, warehousing and utilities

Finance, insurance and real estate

Admin, support and management

Professional and technical services

Wholesale

Information

0.1%

Arts and recreation

Median earnings per worker

$49,198

U.S. $49,666

Self-employed

20.7%

U.S. 10%

Government workers

14.6%

U.S. 14.5%

Nonprofit workers

4.7%

U.S. 8.8%

Median earnings by type of work

Type of work	76557	U.S.
Management, business, science and arts	$83,413	$74,888
Service	$30,179	$26,804
Sales and office	$36,324	$40,476
Construction and maintenance	$42,546	$49,199
Production and transportation	$46,293	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

33%

Some college

22%

Associate's

Bachelor's

17%

Graduate

High school graduate or higher: 89.8%
Bachelor's degree or higher: 24.8%
Graduate or professional degree: 7.9%
Households with broadband: 87.5%
Cable, fiber or DSL: 39.2%
No internet access: 9.6%
Without health insurance: 24.4%
Limited-English households: 0.2%

Geography

City (USPS): Moody
State: Texas
County: Bell County
Center point: 31.2938° N, 97.4002° W
Land area: 124 sq mi
Water area: 6.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

76557 spans 3 counties

Bell County45% of land
McLennan County41% of land
Coryell County14% of land

Zip codes near 76557

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
76564	Pendleton, TX · PO box	7.5 mi	—	—	—
76657	Mc Gregor, TX	10 mi	12,760	$97,634	$373,300
76504	Temple, TX	11 mi	26,166	$52,803	$174,100
76526	Flat, TX · PO box	11 mi	—	—	—
76630	Bruceville, TX	11 mi	1,589	$83,950	$263,700
76579	Troy, TX	12 mi	5,448	$85,480	$229,700
76524	Eddy, TX	12 mi	3,668	$69,286	$219,700
76561	Oglesby, TX	13 mi	996	$60,357	$165,700
76502	Temple, TX	13 mi	52,669	$82,088	$272,500
76558	Mound, TX · PO box	15 mi	—	—	—
76655	Lorena, TX	15 mi	10,603	$99,917	$313,100
76643	Hewitt, TX	16 mi	16,432	$83,511	$273,300

Zip codes like 76557 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 76557

What city is zip code 76557?

76557 is assigned to Moody, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 76557 in?

76557 is mostly in Bell County, but it extends into 2 other counties.

What is the population of 76557?

About 5,644 people live in 76557, according to the Census Bureau's American Community Survey.

What time zone is 76557 in?

76557 is in Central Time.

What is the median household income in 76557?

The median household income in 76557 is $86,056.

What zip codes are near 76557?

The closest zip codes to 76557 are 76564, 76657, 76504, 76526, 76630.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 76557, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.