Zip code 74865: Roff, Oklahoma

Q: What city is zip code 74865?

74865 is assigned to Roff, Oklahoma. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 74865 in?

74865 is mostly in Pontotoc County, but it extends into 2 other counties.

Q: What is the population of 74865?

About 1,894 people live in 74865, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 74865?

The median household income in 74865 is $65,000.

Q: What zip codes are near 74865?

The closest zip codes to 74865 are 74843, 74842, 73086, 74821, 74820.

Residential delivery areaPontotoc CountyCentral Time

Population

1,894

Median household income

$65K

U.S. $81K

Median home value

$133K

U.S. $333K

Median rent

$708/mo

U.S. $1,413

Median age

33.8

U.S. 38.9

Land area

160 sq mi

12 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 74865

74865 is a rural zip code in Roff, Oklahoma (Pontotoc County), covering 160 sq mi of land. About 1,894 people live here, or 12 per square mile. The median resident is 33.8 years old, compared with 38.9 nationally.

The median household earns $65,000 a year, 19% below the national median of $80,734. 19.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $132,900, or 2.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $708 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.4 minutes each way, and 2% of workers work from home. The most common jobs among working residents are in construction and repair; management; and office and administrative support.

How 74865 compares

Sorted from highest to lowest national percentile

Residents under 1830.5%
96th
U.S. 22% · OK 24%54th of 628 in OK
Government workers26.3%
96th
U.S. 14.5% · OK 17.7%128th of 627 in OK
Housing vacancy17.3%
90th
U.S. 10.1% · OK 12%264th of 624 in OK
Uninsured rate13.4%
84th
WeaknessU.S. 8.4% · OK 12.9%303rd of 626 in OK
Poverty rate19.3%
83rd
WeaknessU.S. 12.5% · OK 15.3%211th of 623 in OK
Homeownership rate81.5%
82nd
StrengthU.S. 65.2% · OK 65.8%230th of 623 in OK
Veterans7.5%
72nd
U.S. 6.2% · OK 7.9%296th of 628 in OK
Average commute27.4 min
59th
U.S. 26.4 min · OK 22.4 min197th of 618 in OK
Healthcare workers10%
58th
U.S. 9.7% · OK 9.6%218th of 627 in OK
Self-employed workers9.7%
55th
U.S. 10% · OK 10.6%416th of 627 in OK
Diversity index44.9
43rd
U.S. 61.4 · OK 58359th of 628 in OK
Median earnings per worker$44,957
40th
U.S. $49,666 · OK $42,779175th of 625 in OK
Income inequality (Gini)0.410
29th
U.S. 0.483 · OK 0.467401st of 622 in OK
Median household income$65,000
28th
U.S. $80,734 · OK $65,039202nd of 606 in OK
Bachelor's degree or higher22.4%
27th
U.S. 35.7% · OK 28.3%214th of 628 in OK
Residents 65 and older12%
18th
U.S. 17.2% · OK 16.3%561st of 628 in OK
Per capita income$28,831
16th
WeaknessU.S. $44,673 · OK $35,624362nd of 627 in OK
Median age33.8
15th
U.S. 38.9 · OK 37555th of 628 in OK
Unemployment rate2.9%
15th
StrengthU.S. 5.2% · OK 5%448th of 627 in OK
Tech workers1%
13th
U.S. 3.8% · OK 2.5%295th of 627 in OK
Median home value$132,900
7th
U.S. $332,700 · OK $199,800341st of 602 in OK
Broadband access81.2%
6th
WeaknessU.S. 91% · OK 88.9%427th of 623 in OK
Rent-burdened renters30.4%
5th
StrengthU.S. 51.1% · OK 46.3%437th of 603 in OK
Population1,894
3rd
U.S. 334,922,499 · OK 4,028,634308th of 628 in OK
Median gross rent$708
3rd
U.S. $1,413 · OK $1,014428th of 546 in OK
Foreign-born residents0.5%
3rd
U.S. 14.1% · OK 6.4%506th of 628 in OK
Population density12/sq mi
1st
U.S. 95/sq mi · OK 59/sq mi428th of 628 in OK
Work from home2.1%
1st
U.S. 15.1% · OK 9.4%551st of 628 in OK

Measure	74865	Pontotoc	OK	U.S.	National percentile	Rank in OK
Residents under 18	30.5%	25%	24%	22%	96th	54th of 628
Government workers	26.3%	31.2%	17.7%	14.5%	96th	128th of 627
Housing vacancy	17.3%	13.7%	12%	10.1%	90th	264th of 624
Uninsured rateWeakness	13.4%	16.3%	12.9%	8.4%	84th	303rd of 626
Poverty rateWeakness	19.3%	12.6%	15.3%	12.5%	83rd	211th of 623
Homeownership rateStrength	81.5%	66%	65.8%	65.2%	82nd	230th of 623
Veterans	7.5%	6.6%	7.9%	6.2%	72nd	296th of 628
Average commute	27.4 min	17.7 min	22.4 min	26.4 min	59th	197th of 618
Healthcare workers	10%	12.2%	9.6%	9.7%	58th	218th of 627
Self-employed workers	9.7%	9.7%	10.6%	10%	55th	416th of 627
Diversity index	44.9	56.1	58	61.4	43rd	359th of 628
Median earnings per worker	$44,957	$43,885	$42,779	$49,666	40th	175th of 625
Income inequality (Gini)	0.410	0.424	0.467	0.483	29th	401st of 622
Median household income	$65,000	$63,017	$65,039	$80,734	28th	202nd of 606
Bachelor's degree or higher	22.4%	30.3%	28.3%	35.7%	27th	214th of 628
Residents 65 and older	12%	17%	16.3%	17.2%	18th	561st of 628
Per capita incomeWeakness	$28,831	$32,480	$35,624	$44,673	16th	362nd of 627
Median age	33.8	37.7	37	38.9	15th	555th of 628
Unemployment rateStrength	2.9%	3.7%	5%	5.2%	15th	448th of 627
Tech workers	1%	2.8%	2.5%	3.8%	13th	295th of 627
Median home value	$132,900	$175,400	$199,800	$332,700	7th	341st of 602
Broadband accessWeakness	81.2%	87.3%	88.9%	91%	6th	427th of 623
Rent-burdened rentersStrength	30.4%	37.6%	46.3%	51.1%	5th	437th of 603
Population	1,894	38,235	4,028,634	334,922,499	3rd	308th of 628
Median gross rent	$708	$889	$1,014	$1,413	3rd	428th of 546
Foreign-born residents	0.5%	2.5%	6.4%	14.1%	3rd	506th of 628
Population density	12/sq mi	53/sq mi	59/sq mi	95/sq mi	1st	428th of 628
Work from home	2.1%	4.2%	9.4%	15.1%	1st	551st of 628

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

23%

5–17

18–24

15%

25–34

15%

35–44

12%

45–54

10%

55–64

65–74

75+

Median age

33.8

Under 18

30.5%

65 and over

12%

Race and ethnicity

White72%
Black0%
Hispanic3%
Asian0%
Native American16%
Pacific Islander0%
Other0%
Multiracial8%

Diversity index

44.9

U.S. 61.4

Foreign-born

0.5%

U.S. 14.1%

Born in state

73.9%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

0.2%

Asian / Pacific

Other

0.6%

Households

Households: 666
Average household size: 2.8
Family households: 79.9%
Married couples: 64.1%
Living alone: 18%
Veterans (of adults): 7.5%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

24%

$25–50k

17%

$50–75k

16%

$75–100k

14%

$100–150k

20%

$150–200k

$200k+

Median household income

74865

$65,000

Pontotoc Co.

$63,017

Oklahoma

$65,039

United States

$80,734

Per capita income

$28,831

U.S. $44,673

Poverty rate

19.3%

U.S. 12.5%

Households earning $150K+

10.4%

U.S. 23%

Income inequality (Gini)

0.410

U.S. 0.483

Housing

Median home value

74865

$132,900

Pontotoc Co.

$175,400

Oklahoma

$199,800

United States

$332,700

Median gross rent

74865

$708

Pontotoc Co.

$889

Oklahoma

$1,014

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

16%

Boat, RV, van

Housing units: 805
Owner-occupied: 81.5%
Vacant: 17.3%
Median year built: 1982
Median rooms: 5.5
Renters paying 30%+ of income: 30.4%
Renters paying 50%+ of income: 17.6%
Home value to income: 2.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

20%

10–19

15%

20–29

29%

30–44

22%

45–59

60+

Average commute

27.4 min

U.S. 26.4 min

Unemployment

2.9%

U.S. 5.2%

In labor force

60.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

19%

Management

12%

Office and admin

12%

Healthcare

10%

Production

10%

Transportation and moving

Education

Sales

Legal and social services

Cleaning and personal care

Food service

Police and fire

Business and finance

Engineering and science

Computer and math

Farming, fishing and forestry

0.5%

Arts, media and sports

0.2%

Industries

Health care and social assistance

11%

Retail

11%

Manufacturing

11%

Construction

10%

Education

Public administration

Agriculture and mining

Other services

Transportation, warehousing and utilities

Wholesale

Restaurants and hotels

Admin, support and management

Professional and technical services

Finance, insurance and real estate

Arts and recreation

0.8%

Information

0.7%

Median earnings per worker

$44,957

U.S. $49,666

Self-employed

9.7%

U.S. 10%

Government workers

26.3%

U.S. 14.5%

Nonprofit workers

9.2%

U.S. 8.8%

Median earnings by type of work

Type of work	74865	U.S.
Management, business, science and arts	$49,914	$74,888
Service	$33,750	$26,804
Sales and office	$35,625	$40,476
Construction and maintenance	$50,139	$49,199
Production and transportation	$26,944	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

38%

Some college

22%

Associate's

Bachelor's

14%

Graduate

High school graduate or higher: 85.5%
Bachelor's degree or higher: 22.4%
Graduate or professional degree: 8.5%
Households with broadband: 81.2%
Cable, fiber or DSL: 46.4%
No internet access: 17.7%
Without health insurance: 13.4%
Limited-English households: 0%

Geography

City (USPS): Roff
State: Oklahoma
County: Pontotoc County
Center point: 34.6135° N, 96.8182° W
Land area: 160 sq mi
Water area: 0.5 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

74865 spans 3 counties

Pontotoc County88% of land
Murray County9% of land
Garvin County3% of land

Zip codes near 74865

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
74843	Fitzhugh, OK	5.9 mi	324	$73,750	$278,000
74842	Fittstown, OK	12 mi	187	$97,900	$117,400
73086	Sulphur, OK	12 mi	8,404	$70,471	$159,000
74821	Ada, OK · PO box	14 mi	—	—	—
74820	Ada, OK	14 mi	31,943	$62,357	$181,400
74872	Stratford, OK	15 mi	2,901	$56,321	$182,100
74856	Mill Creek, OK	15 mi	842	$59,896	$145,800
74871	Stonewall, OK	15 mi	2,349	$70,838	$177,800
74836	Connerville, OK	16 mi	164	$90,889	$215,800
73039	Davis, OK · PO box	18 mi	—	—	—
73098	Wynnewood, OK	20 mi	3,382	$55,536	$169,500
73032	Dougherty, OK	20 mi	227	$53,125	$93,800

Zip codes like 74865 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 74865

What city is zip code 74865?

74865 is assigned to Roff, Oklahoma. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 74865 in?

74865 is mostly in Pontotoc County, but it extends into 2 other counties.

What is the population of 74865?

About 1,894 people live in 74865, according to the Census Bureau's American Community Survey.

What time zone is 74865 in?

74865 is in Central Time.

What is the median household income in 74865?

The median household income in 74865 is $65,000.

What zip codes are near 74865?

The closest zip codes to 74865 are 74843, 74842, 73086, 74821, 74820.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 74865, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.