Zip code 74604: Ponca City, Oklahoma

Q: What city is zip code 74604?

74604 is assigned to Ponca City, Oklahoma. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 74604 in?

74604 is mostly in Osage County, but it extends into 1 other county.

Q: What is the population of 74604?

About 12,189 people live in 74604, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 74604?

The median household income in 74604 is $80,331.

Q: What zip codes are near 74604?

The closest zip codes to 74604 are 74602, 74601, 74641, 74633, 74644.

Residential delivery areaOsage CountyCentral Time

Population

12,189

Median household income

$80K

U.S. $81K

Median home value

$210K

U.S. $333K

Median rent

$823/mo

U.S. $1,413

Median age

45.6

U.S. 38.9

Land area

134 sq mi

91 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 74604

74604 is a small-town zip code in Ponca City, Oklahoma (Osage County), covering 134 sq mi of land. About 12,189 people live here, or 91 per square mile. The median resident is 45.6 years old, compared with 38.9 nationally.

The median household earns $80,331 a year, close to the national median of $80,734. 13.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $210,000, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $823 a month.

29% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.3 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in construction and repair; management; and sales.

How 74604 compares

Sorted from highest to lowest national percentile

Residents 65 and older25.6%
93rd
U.S. 17.2% · OK 16.3%110th of 628 in OK
Median age45.6
87th
U.S. 38.9 · OK 37134th of 628 in OK
Government workers20.7%
86th
U.S. 14.5% · OK 17.7%270th of 627 in OK
Veterans9.1%
85th
U.S. 6.2% · OK 7.9%183rd of 628 in OK
Housing vacancy12.3%
80th
U.S. 10.1% · OK 12%436th of 624 in OK
Homeownership rate80.1%
79th
U.S. 65.2% · OK 65.8%263rd of 623 in OK
Income inequality (Gini)0.475
79th
U.S. 0.483 · OK 0.467102nd of 622 in OK
Self-employed workers11.7%
75th
U.S. 10% · OK 10.6%289th of 627 in OK
Poverty rate13.7%
64th
U.S. 12.5% · OK 15.3%385th of 623 in OK
Per capita income$43,345
59th
U.S. $44,673 · OK $35,62467th of 627 in OK
Healthcare workers9.6%
52nd
U.S. 9.7% · OK 9.6%245th of 627 in OK
Median household income$80,331
50th
U.S. $80,734 · OK $65,03989th of 606 in OK
Uninsured rate6.6%
48th
U.S. 8.4% · OK 12.9%560th of 626 in OK
Bachelor's degree or higher29.1%
44th
U.S. 35.7% · OK 28.3%120th of 628 in OK
Median earnings per worker$45,046
40th
U.S. $49,666 · OK $42,779173rd of 625 in OK
Broadband access90.4%
37th
U.S. 91% · OK 88.9%164th of 623 in OK
Diversity index37.4
32nd
U.S. 61.4 · OK 58479th of 628 in OK
Residents under 1820.1%
32nd
U.S. 22% · OK 24%466th of 628 in OK
Tech workers1.8%
29th
U.S. 3.8% · OK 2.5%180th of 627 in OK
Rent-burdened renters44.4%
27th
U.S. 51.1% · OK 46.3%248th of 603 in OK
Unemployment rate3.5%
24th
U.S. 5.2% · OK 5%400th of 627 in OK
Median home value$210,000
23rd
U.S. $332,700 · OK $199,800110th of 602 in OK
Population12,189
19th
U.S. 334,922,499 · OK 4,028,634108th of 628 in OK
Foreign-born residents3%
18th
U.S. 14.1% · OK 6.4%228th of 628 in OK
Population density91/sq mi
12th
U.S. 95/sq mi · OK 59/sq mi188th of 628 in OK
Median gross rent$823
8th
U.S. $1,413 · OK $1,014289th of 546 in OK
Work from home5%
8th
U.S. 15.1% · OK 9.4%417th of 628 in OK
Average commute18.3 min
7th
StrengthU.S. 26.4 min · OK 22.4 min532nd of 618 in OK

Measure	74604	Osage	OK	U.S.	National percentile	Rank in OK
Residents 65 and older	25.6%	21.4%	16.3%	17.2%	93rd	110th of 628
Median age	45.6	43.5	37	38.9	87th	134th of 628
Government workers	20.7%	17%	17.7%	14.5%	86th	270th of 627
Veterans	9.1%	7.8%	7.9%	6.2%	85th	183rd of 628
Housing vacancy	12.3%	12.6%	12%	10.1%	80th	436th of 624
Homeownership rate	80.1%	78.3%	65.8%	65.2%	79th	263rd of 623
Income inequality (Gini)	0.475	0.450	0.467	0.483	79th	102nd of 622
Self-employed workers	11.7%	10.4%	10.6%	10%	75th	289th of 627
Poverty rate	13.7%	13.1%	15.3%	12.5%	64th	385th of 623
Per capita income	$43,345	$33,636	$35,624	$44,673	59th	67th of 627
Healthcare workers	9.6%	9%	9.6%	9.7%	52nd	245th of 627
Median household income	$80,331	$62,847	$65,039	$80,734	50th	89th of 606
Uninsured rate	6.6%	10.5%	12.9%	8.4%	48th	560th of 626
Bachelor's degree or higher	29.1%	22.7%	28.3%	35.7%	44th	120th of 628
Median earnings per worker	$45,046	$42,172	$42,779	$49,666	40th	173rd of 625
Broadband access	90.4%	88.9%	88.9%	91%	37th	164th of 623
Diversity index	37.4	57.7	58	61.4	32nd	479th of 628
Residents under 18	20.1%	20.9%	24%	22%	32nd	466th of 628
Tech workers	1.8%	2%	2.5%	3.8%	29th	180th of 627
Rent-burdened renters	44.4%	45.6%	46.3%	51.1%	27th	248th of 603
Unemployment rate	3.5%	5.3%	5%	5.2%	24th	400th of 627
Median home value	$210,000	$182,100	$199,800	$332,700	23rd	110th of 602
Population	12,189	45,997	4,028,634	334,922,499	19th	108th of 628
Foreign-born residents	3%	1.4%	6.4%	14.1%	18th	228th of 628
Population density	91/sq mi	21/sq mi	59/sq mi	95/sq mi	12th	188th of 628
Median gross rent	$823	$777	$1,014	$1,413	8th	289th of 546
Work from home	5%	7.3%	9.4%	15.1%	8th	417th of 628
Average commuteStrength	18.3 min	24.6 min	22.4 min	26.4 min	7th	532nd of 618

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

13%

35–44

12%

45–54

13%

55–64

13%

65–74

12%

75+

Median age

45.6

Under 18

20.1%

65 and over

25.6%

Race and ethnicity

White78%
Black1%
Hispanic5%
Asian0.4%
Native American6%
Pacific Islander1%
Other0.2%
Multiracial7%

Diversity index

37.4

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

64.1%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 4,955
Average household size: 2.4
Family households: 66.7%
Married couples: 54.1%
Living alone: 28.7%
Veterans (of adults): 9.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

18%

$50–75k

12%

$75–100k

14%

$100–150k

18%

$150–200k

$200k+

11%

Median household income

74604

$80,331

Osage Co.

$62,847

Oklahoma

$65,039

United States

$80,734

Per capita income

$43,345

U.S. $44,673

Poverty rate

13.7%

U.S. 12.5%

Households earning $150K+

19.9%

U.S. 23%

Income inequality (Gini)

0.475

U.S. 0.483

Housing

Median home value

74604

$210,000

Osage Co.

$182,100

Oklahoma

$199,800

United States

$332,700

Median gross rent

74604

$823

Osage Co.

$777

Oklahoma

$1,014

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 5,653
Owner-occupied: 80.1%
Vacant: 12.3%
Median year built: 1977
Median rooms: 6.2
Renters paying 30%+ of income: 44.4%
Renters paying 50%+ of income: 19.4%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

85%

Carpooled

Transit

Walked

0.3%

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

24%

10–19

52%

20–29

30–44

45–59

60+

Average commute

18.3 min

U.S. 26.4 min

Unemployment

3.5%

U.S. 5.2%

In labor force

54.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

12%

Management

12%

Sales

10%

Production

10%

Healthcare

10%

Office and admin

10%

Education

Engineering and science

Transportation and moving

Business and finance

Cleaning and personal care

Food service

Legal and social services

Police and fire

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.1%

Industries

Manufacturing

18%

Health care and social assistance

12%

Retail

12%

Education

11%

Construction

Public administration

Other services

Transportation, warehousing and utilities

Professional and technical services

Finance, insurance and real estate

Agriculture and mining

Restaurants and hotels

Admin, support and management

Arts and recreation

Wholesale

Information

0.9%

Median earnings per worker

$45,046

U.S. $49,666

Self-employed

11.7%

U.S. 10%

Government workers

20.7%

U.S. 14.5%

Nonprofit workers

7.9%

U.S. 8.8%

Median earnings by type of work

Type of work	74604	U.S.
Management, business, science and arts	$60,960	$74,888
Service	$21,908	$26,804
Sales and office	$35,184	$40,476
Construction and maintenance	$53,472	$49,199
Production and transportation	$42,560	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

24%

Associate's

14%

Bachelor's

20%

Graduate

High school graduate or higher: 94.7%
Bachelor's degree or higher: 29.1%
Graduate or professional degree: 9.2%
Households with broadband: 90.4%
Cable, fiber or DSL: 65.2%
No internet access: 7.4%
Without health insurance: 6.6%
Limited-English households: 0.5%

Geography

City (USPS): Ponca City
State: Oklahoma
County: Osage County
Center point: 36.7019° N, 96.9824° W
Land area: 134 sq mi
Water area: 5.8 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

74604 spans 2 counties

Osage County50% of land
Kay County50% of land

Cities and towns within this zip

Ponca City6% of zip
McCord (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 74604

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
74602	Ponca City, OK · PO box	8.6 mi	—	—	—
74601	Ponca City, OK	9.2 mi	18,916	$52,067	$99,700
74641	Kaw City, OK	9.9 mi	552	$62,083	$127,800
74633	Burbank, OK	11 mi	557	$57,955	$105,200
74644	Marland, OK	12 mi	597	$42,500	$92,900
74647	Newkirk, OK	15 mi	3,534	$63,145	$120,100
74651	Red Rock, OK	19 mi	849	$76,458	$316,300
74631	Blackwell, OK	19 mi	6,689	$53,964	$86,500
74637	Fairfax, OK	20 mi	1,510	$52,829	$67,500
74653	Tonkawa, OK	20 mi	3,710	$59,079	$88,300
74650	Ralston, OK	21 mi	608	$47,679	$62,900
74652	Shidler, OK	22 mi	793	$71,307	$87,800

Zip codes like 74604 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 74604

What city is zip code 74604?

74604 is assigned to Ponca City, Oklahoma. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 74604 in?

74604 is mostly in Osage County, but it extends into 1 other county.

What is the population of 74604?

About 12,189 people live in 74604, according to the Census Bureau's American Community Survey.

What time zone is 74604 in?

74604 is in Central Time.

What is the median household income in 74604?

The median household income in 74604 is $80,331.

What zip codes are near 74604?

The closest zip codes to 74604 are 74602, 74601, 74641, 74633, 74644.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 74604, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.