Zip code 68945: Heartwell, Nebraska

Q: What city is zip code 68945?

68945 is assigned to Heartwell, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 68945 in?

68945 is mostly in Kearney County, but it extends into 1 other county.

Q: What is the population of 68945?

About 156 people live in 68945, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 68945?

The median household income in 68945 is $64,792.

Q: What zip codes are near 68945?

The closest zip codes to 68945 are 68956, 68950, 68959, 68955, 68973.

Residential delivery areaKearney CountyCentral Time

Population

156

Small sample: rough estimates

Median household income

$65K

U.S. $81K

Median home value

$255K

U.S. $333K

Median rent

$825/mo

U.S. $1,413

Median age

36.5

U.S. 38.9

Land area

46 sq mi

3 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 68945

68945 is a rural zip code in Heartwell, Nebraska (Kearney County), covering 46 sq mi of land. About 156 people live here, or 3 per square mile. The median resident is 36.5 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $64,792 a year, 20% below the national median of $80,734. 7.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $255,000, or 3.9 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 68% of occupied homes are lived in by their owners, and renters pay a median of $825 a month.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.5 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in management; education; and office and administrative support.

How 68945 compares

Sorted from highest to lowest national percentile

Only about 156 people live here, so these survey estimates have wide margins of error.

Uninsured rate28.8%
99th
WeaknessU.S. 8.4% · NE 7.2%5th of 540 in NE
Residents under 1828.2%
91st
U.S. 22% · NE 24.5%106th of 540 in NE
Self-employed workers12.8%
82nd
U.S. 10% · NE 10.8%343rd of 540 in NE
Homeownership rate67.8%
48th
U.S. 65.2% · NE 66.5%445th of 538 in NE
Healthcare workers9.3%
47th
U.S. 9.7% · NE 9.5%237th of 540 in NE
Median home value$255,000
34th
U.S. $332,700 · NE $238,60089th of 511 in NE
Median earnings per worker$43,167
33rd
U.S. $49,666 · NE $47,319330th of 540 in NE
Median age36.5
31st
U.S. 38.9 · NE 37.2421st of 540 in NE
Median household income$64,792
28th
U.S. $80,734 · NE $76,475376th of 530 in NE
Poverty rate7.1%
26th
U.S. 12.5% · NE 10.6%299th of 539 in NE
Government workers10.5%
23rd
U.S. 14.5% · NE 15%414th of 540 in NE
Veterans3.6%
21st
U.S. 6.2% · NE 6.9%473rd of 540 in NE
Per capita income$27,787
13th
WeaknessU.S. $44,673 · NE $41,751504th of 540 in NE
Median gross rent$825
8th
U.S. $1,413 · NE $1,072239th of 441 in NE
Unemployment rate2.3%
8th
StrengthU.S. 5.2% · NE 3%193rd of 540 in NE
Bachelor's degree or higher13.8%
7th
WeaknessU.S. 35.7% · NE 34.6%481st of 539 in NE
Average commute17.5 min
5th
StrengthU.S. 26.4 min · NE 19.2 min403rd of 537 in NE
Income inequality (Gini)0.366
5th
StrengthU.S. 0.483 · NE 0.456404th of 538 in NE
Broadband access79.7%
4th
WeaknessU.S. 91% · NE 90.6%453rd of 538 in NE
Work from home3.5%
3rd
U.S. 15.1% · NE 11%450th of 540 in NE
Population156
1st
U.S. 334,922,499 · NE 1,978,707515th of 540 in NE
Population density3/sq mi
1st
U.S. 95/sq mi · NE 26/sq mi442nd of 540 in NE
Diversity index2.5
1st
U.S. 61.4 · NE 41.3497th of 540 in NE
Foreign-born residents0%
1st
U.S. 14.1% · NE 8%480th of 540 in NE
Housing vacancy0%
1st
U.S. 10.1% · NE 7.6%525th of 538 in NE
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · NE 45.1%484th of 523 in NE
Residents 65 and older6.4%
1st
U.S. 17.2% · NE 16.7%533rd of 540 in NE
Tech workers0%
1st
U.S. 3.8% · NE 3.3%441st of 540 in NE

Measure	68945	Kearney	NE	U.S.	National percentile	Rank in NE
Uninsured rateWeakness	28.8%	6.1%	7.2%	8.4%	99th	5th of 540
Residents under 18	28.2%	24.8%	24.5%	22%	91st	106th of 540
Self-employed workers	12.8%	19.7%	10.8%	10%	82nd	343rd of 540
Homeownership rate	67.8%	77.5%	66.5%	65.2%	48th	445th of 538
Healthcare workers	9.3%	10.2%	9.5%	9.7%	47th	237th of 540
Median home value	$255,000	$223,400	$238,600	$332,700	34th	89th of 511
Median earnings per worker	$43,167	$45,952	$47,319	$49,666	33rd	330th of 540
Median age	36.5	40.2	37.2	38.9	31st	421st of 540
Median household income	$64,792	$78,631	$76,475	$80,734	28th	376th of 530
Poverty rate	7.1%	7.2%	10.6%	12.5%	26th	299th of 539
Government workers	10.5%	11.1%	15%	14.5%	23rd	414th of 540
Veterans	3.6%	6.7%	6.9%	6.2%	21st	473rd of 540
Per capita incomeWeakness	$27,787	$42,943	$41,751	$44,673	13th	504th of 540
Median gross rent	$825	$857	$1,072	$1,413	8th	239th of 441
Unemployment rateStrength	2.3%	1.7%	3%	5.2%	8th	193rd of 540
Bachelor's degree or higherWeakness	13.8%	34.5%	34.6%	35.7%	7th	481st of 539
Average commuteStrength	17.5 min	21.3 min	19.2 min	26.4 min	5th	403rd of 537
Income inequality (Gini)Strength	0.366	0.470	0.456	0.483	5th	404th of 538
Broadband accessWeakness	79.7%	90%	90.6%	91%	4th	453rd of 538
Work from home	3.5%	8%	11%	15.1%	3rd	450th of 540
Population	156	6,713	1,978,707	334,922,499	1st	515th of 540
Population density	3/sq mi	13/sq mi	26/sq mi	95/sq mi	1st	442nd of 540
Diversity index	2.5	17.1	41.3	61.4	1st	497th of 540
Foreign-born residents	0%	1.6%	8%	14.1%	1st	480th of 540
Housing vacancy	0%	5.8%	7.6%	10.1%	1st	525th of 538
Rent-burdened rentersStrength	0%	25.9%	45.1%	51.1%	1st	484th of 523
Residents 65 and older	6.4%	20.5%	16.7%	17.2%	1st	533rd of 540
Tech workers	0%	0.3%	3.3%	3.8%	1st	441st of 540

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

27%

5–17

12%

18–24

25–34

15%

35–44

14%

45–54

15%

55–64

65–74

75+

Median age

36.5

Under 18

28.2%

65 and over

6.4%

Race and ethnicity

White99%
Black0%
Hispanic0.6%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.6%

Diversity index

2.5

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

91%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 59
Average household size: 2.6
Family households: 69.5%
Married couples: 64.4%
Living alone: 16.9%
Veterans (of adults): 3.6%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

19%

$50–75k

25%

$75–100k

$100–150k

34%

$150–200k

$200k+

Median household income

68945

$64,792

Kearney Co.

$78,631

Nebraska

$76,475

United States

$80,734

Per capita income

$27,787

U.S. $44,673

Poverty rate

7.1%

U.S. 12.5%

Households earning $150K+

3.4%

U.S. 23%

Income inequality (Gini)

0.366

U.S. 0.483

Housing

Median home value

68945

$255,000

Kearney Co.

$223,400

Nebraska

$238,600

United States

$332,700

Median gross rent

68945

$825

Kearney Co.

$857

Nebraska

$1,072

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 59
Owner-occupied: 67.8%
Vacant: 0%
Median year built: 1963
Median rooms: 6.1
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 3.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

13%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

12%

10–19

46%

20–29

25%

30–44

16%

45–59

60+

Average commute

17.5 min

U.S. 26.4 min

Unemployment

2.3%

U.S. 5.2%

In labor force

69.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

23%

Education

15%

Office and admin

14%

Construction and repair

12%

Healthcare

Cleaning and personal care

Transportation and moving

Sales

Production

Farming, fishing and forestry

Business and finance

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Police and fire

Food service

Industries

Retail

20%

Health care and social assistance

16%

Finance, insurance and real estate

12%

Agriculture and mining

12%

Education

Construction

Restaurants and hotels

Other services

Professional and technical services

Manufacturing

Transportation, warehousing and utilities

Admin, support and management

Wholesale

Public administration

Information

Arts and recreation

Median earnings per worker

$43,167

U.S. $49,666

Self-employed

12.8%

U.S. 10%

Government workers

10.5%

U.S. 14.5%

Nonprofit workers

11.6%

U.S. 8.8%

Median earnings by type of work

Type of work	68945	U.S.
Management, business, science and arts	$69,205	$74,888
Service	$17,500	$26,804
Sales and office	$43,462	$40,476
Construction and maintenance	$36,875	$49,199
Production and transportation	$32,500	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

52%

Some college

27%

Associate's

Bachelor's

Graduate

10%

High school graduate or higher: 100%
Bachelor's degree or higher: 13.8%
Graduate or professional degree: 9.6%
Households with broadband: 79.7%
Cable, fiber or DSL: 44.1%
No internet access: 16.9%
Without health insurance: 28.8%
Limited-English households: 0%

Geography

City (USPS): Heartwell
State: Nebraska
County: Kearney County
Center point: 40.5610° N, 98.7733° W
Land area: 46 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

68945 spans 2 counties

Kearney County98% of land
Adams County2% of land

Zip codes near 68945

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
68956	Kenesaw, NE	6.6 mi	1,140	$94,231	$203,700
68950	Holstein, NE	9.3 mi	290	$78,500	$97,700
68959	Minden, NE	9.4 mi	4,048	$70,167	$221,400
68955	Juniata, NE	12 mi	2,242	$90,850	$266,400
68973	Roseland, NE	14 mi	520	$87,031	$150,000
68840	Gibbon, NE	15 mi	2,624	$76,394	$208,100
68847	Kearney, NE	18 mi	18,354	$73,818	$238,400
68848	Kearney, NE · PO box	18 mi	—	—	—
68932	Campbell, NE	18 mi	355	$80,625	$98,800
68876	Shelton, NE	18 mi	1,910	$82,207	$163,800
68924	Axtell, NE	19 mi	1,348	$85,000	$236,800
68849	Kearney, NE	20 mi	1,385	—	—

Questions about 68945

What city is zip code 68945?

68945 is assigned to Heartwell, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 68945 in?

68945 is mostly in Kearney County, but it extends into 1 other county.

What is the population of 68945?

About 156 people live in 68945, according to the Census Bureau's American Community Survey.

What time zone is 68945 in?

68945 is in Central Time.

What is the median household income in 68945?

The median household income in 68945 is $64,792.

What zip codes are near 68945?

The closest zip codes to 68945 are 68956, 68950, 68959, 68955, 68973.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 68945, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.