Zip code 68864: Palmer, Nebraska

Q: What city is zip code 68864?

68864 is assigned to Palmer, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 68864 in?

68864 is mostly in Merrick County, but it extends into 2 other counties.

Q: What is the population of 68864?

About 958 people live in 68864, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 68864?

The median household income in 68864 is $83,365.

Q: What zip codes are near 68864?

The closest zip codes to 68864 are 68816, 68873, 68872, 68826, 68623.

Residential delivery areaMerrick CountyCentral Time

Population

958

Median household income

$83K

U.S. $81K

Median home value

$184K

U.S. $333K

Median rent

$925/mo

U.S. $1,413

Median age

45.3

U.S. 38.9

Land area

175 sq mi

6 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 68864

68864 is a rural zip code in Palmer, Nebraska (Merrick County), covering 175 sq mi of land. About 958 people live here, or 6 per square mile. The median resident is 45.3 years old, compared with 38.9 nationally.

The median household earns $83,365 a year, close to the national median of $80,734. 2.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $184,200, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $925 a month.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.9 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in management; education; and construction and repair. 26% of them are self-employed (U.S.: 10%).

How 68864 compares

Sorted from highest to lowest national percentile

Self-employed workers25.7%
99th
U.S. 10% · NE 10.8%123rd of 540 in NE
Veterans10.1%
90th
U.S. 6.2% · NE 6.9%88th of 540 in NE
Homeownership rate84.3%
88th
StrengthU.S. 65.2% · NE 66.5%178th of 538 in NE
Median age45.3
87th
U.S. 38.9 · NE 37.2191st of 540 in NE
Government workers20.4%
85th
U.S. 14.5% · NE 15%116th of 540 in NE
Average commute31.9 min
83rd
WeaknessU.S. 26.4 min · NE 19.2 min35th of 537 in NE
Broadband access95.3%
79th
U.S. 91% · NE 90.6%70th of 538 in NE
Residents under 1825.4%
77th
U.S. 22% · NE 24.5%188th of 540 in NE
Residents 65 and older20.5%
76th
U.S. 17.2% · NE 16.7%285th of 540 in NE
Housing vacancy10.7%
74th
U.S. 10.1% · NE 7.6%282nd of 538 in NE
Median earnings per worker$52,228
61st
U.S. $49,666 · NE $47,319118th of 540 in NE
Per capita income$43,232
58th
U.S. $44,673 · NE $41,751159th of 540 in NE
Median household income$83,365
54th
U.S. $80,734 · NE $76,475162nd of 530 in NE
Healthcare workers9.6%
52nd
U.S. 9.7% · NE 9.5%218th of 540 in NE
Bachelor's degree or higher25.9%
36th
U.S. 35.7% · NE 34.6%239th of 539 in NE
Uninsured rate4%
22nd
U.S. 8.4% · NE 7.2%357th of 540 in NE
Work from home7.5%
19th
U.S. 15.1% · NE 11%294th of 540 in NE
Median home value$184,200
18th
U.S. $332,700 · NE $238,600215th of 511 in NE
Median gross rent$925
15th
U.S. $1,413 · NE $1,072159th of 441 in NE
Income inequality (Gini)0.379
9th
StrengthU.S. 0.483 · NE 0.456359th of 538 in NE
Foreign-born residents1%
6th
U.S. 14.1% · NE 8%298th of 540 in NE
Tech workers0.4%
5th
U.S. 3.8% · NE 3.3%308th of 540 in NE
Rent-burdened renters27.3%
4th
StrengthU.S. 51.1% · NE 45.1%296th of 523 in NE
Diversity index6.1
2nd
U.S. 61.4 · NE 41.3446th of 540 in NE
Population958
1st
U.S. 334,922,499 · NE 1,978,707245th of 540 in NE
Population density6/sq mi
1st
U.S. 95/sq mi · NE 26/sq mi379th of 540 in NE
Poverty rate2.4%
1st
StrengthU.S. 12.5% · NE 10.6%505th of 539 in NE
Unemployment rate0%
1st
StrengthU.S. 5.2% · NE 3%505th of 540 in NE

Measure	68864	Merrick	NE	U.S.	National percentile	Rank in NE
Self-employed workers	25.7%	19%	10.8%	10%	99th	123rd of 540
Veterans	10.1%	8.1%	6.9%	6.2%	90th	88th of 540
Homeownership rateStrength	84.3%	82.2%	66.5%	65.2%	88th	178th of 538
Median age	45.3	43.2	37.2	38.9	87th	191st of 540
Government workers	20.4%	15%	15%	14.5%	85th	116th of 540
Average commuteWeakness	31.9 min	21.4 min	19.2 min	26.4 min	83rd	35th of 537
Broadband access	95.3%	88.5%	90.6%	91%	79th	70th of 538
Residents under 18	25.4%	22.6%	24.5%	22%	77th	188th of 540
Residents 65 and older	20.5%	21.8%	16.7%	17.2%	76th	285th of 540
Housing vacancy	10.7%	10.9%	7.6%	10.1%	74th	282nd of 538
Median earnings per worker	$52,228	$43,989	$47,319	$49,666	61st	118th of 540
Per capita income	$43,232	$37,170	$41,751	$44,673	58th	159th of 540
Median household income	$83,365	$68,354	$76,475	$80,734	54th	162nd of 530
Healthcare workers	9.6%	10.6%	9.5%	9.7%	52nd	218th of 540
Bachelor's degree or higher	25.9%	18.3%	34.6%	35.7%	36th	239th of 539
Uninsured rate	4%	5.3%	7.2%	8.4%	22nd	357th of 540
Work from home	7.5%	5.9%	11%	15.1%	19th	294th of 540
Median home value	$184,200	$175,900	$238,600	$332,700	18th	215th of 511
Median gross rent	$925	$750	$1,072	$1,413	15th	159th of 441
Income inequality (Gini)Strength	0.379	0.452	0.456	0.483	9th	359th of 538
Foreign-born residents	1%	2.2%	8%	14.1%	6th	298th of 540
Tech workers	0.4%	0.9%	3.3%	3.8%	5th	308th of 540
Rent-burdened rentersStrength	27.3%	36.2%	45.1%	51.1%	4th	296th of 523
Diversity index	6.1	17.6	41.3	61.4	2nd	446th of 540
Population	958	7,724	1,978,707	334,922,499	1st	245th of 540
Population density	6/sq mi	16/sq mi	26/sq mi	95/sq mi	1st	379th of 540
Poverty rateStrength	2.4%	7.9%	10.6%	12.5%	1st	505th of 539
Unemployment rateStrength	0%	0.4%	3%	5.2%	1st	505th of 540

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

13%

25–34

35–44

14%

45–54

17%

55–64

15%

65–74

75+

Median age

45.3

Under 18

25.4%

65 and over

20.5%

Race and ethnicity

White97%
Black0%
Hispanic2%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

6.1

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

88.2%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

0.5%

Asian / Pacific

Other

Households

Households: 407
Average household size: 2.4
Family households: 71.3%
Married couples: 65.6%
Living alone: 26.3%
Veterans (of adults): 10.1%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

$25–50k

17%

$50–75k

14%

$75–100k

21%

$100–150k

27%

$150–200k

$200k+

Median household income

68864

$83,365

Merrick Co.

$68,354

Nebraska

$76,475

United States

$80,734

Per capita income

$43,232

U.S. $44,673

Poverty rate

2.4%

U.S. 12.5%

Households earning $150K+

12%

U.S. 23%

Income inequality (Gini)

0.379

U.S. 0.483

Housing

Median home value

68864

$184,200

Merrick Co.

$175,900

Nebraska

$238,600

United States

$332,700

Median gross rent

68864

$925

Merrick Co.

$750

Nebraska

$1,072

United States

$1,413

Types of housing

Single-family

98%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 456
Owner-occupied: 84.3%
Vacant: 10.7%
Median year built: 1960
Median rooms: 6.2
Renters paying 30%+ of income: 27.3%
Renters paying 50%+ of income: 6.8%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

14%

Transit

Walked

Bicycle

Worked from home

Other

0.9%

Commute time (one way)

<10 min

24%

10–19

11%

20–29

10%

30–44

34%

45–59

13%

60+

Average commute

31.9 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

74%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

23%

Education

12%

Construction and repair

12%

Transportation and moving

12%

Healthcare

10%

Office and admin

Business and finance

Cleaning and personal care

Sales

Legal and social services

Farming, fishing and forestry

Food service

Production

Arts, media and sports

Engineering and science

Computer and math

0.4%

Police and fire

0.2%

Industries

Agriculture and mining

20%

Education

12%

Health care and social assistance

12%

Construction

Public administration

Finance, insurance and real estate

Manufacturing

Professional and technical services

Transportation, warehousing and utilities

Other services

Retail

Admin, support and management

Arts and recreation

Restaurants and hotels

0.9%

Information

0.7%

Wholesale

0.5%

Median earnings per worker

$52,228

U.S. $49,666

Self-employed

25.7%

U.S. 10%

Government workers

20.4%

U.S. 14.5%

Nonprofit workers

6.9%

U.S. 8.8%

Median earnings by type of work

Type of work	68864	U.S.
Management, business, science and arts	$56,029	$74,888
Service	$36,125	$26,804
Sales and office	$37,212	$40,476
Construction and maintenance	$75,272	$49,199
Production and transportation	$52,500	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

36%

Some college

22%

Associate's

14%

Bachelor's

20%

Graduate

High school graduate or higher: 98.1%
Bachelor's degree or higher: 25.9%
Graduate or professional degree: 6.1%
Households with broadband: 95.3%
Cable, fiber or DSL: 47.9%
No internet access: 3.7%
Without health insurance: 4%
Limited-English households: 0%

Geography

City (USPS): Palmer
State: Nebraska
County: Merrick County
Center point: 41.2552° N, 98.2382° W
Land area: 175 sq mi
Water area: 1.9 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

68864 spans 3 counties

Merrick County38% of land
Nance County37% of land
Howard County25% of land

Zip codes near 68864

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
68816	Archer, NE	7.8 mi	137	$61,685	$171,200
68873	Saint Paul, NE	11 mi	3,785	$75,000	$214,800
68872	Saint Libory, NE	12 mi	992	$84,500	$208,200
68826	Central City, NE	13 mi	3,944	$74,583	$172,100
68623	Belgrade, NE	14 mi	356	$69,167	—
68638	Fullerton, NE	15 mi	1,664	$56,917	$144,500
68882	Wolbach, NE	15 mi	401	$67,778	$78,100
68827	Chapman, NE	15 mi	761	$89,063	$430,400
68831	Dannebrog, NE	19 mi	705	$68,977	$201,900
68835	Elba, NE	20 mi	459	$52,292	$139,400
68627	Cedar Rapids, NE	21 mi	802	$72,159	$136,400
68628	Clarks, NE	21 mi	848	$58,438	$183,600

Questions about 68864

What city is zip code 68864?

68864 is assigned to Palmer, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 68864 in?

68864 is mostly in Merrick County, but it extends into 2 other counties.

What is the population of 68864?

About 958 people live in 68864, according to the Census Bureau's American Community Survey.

What time zone is 68864 in?

68864 is in Central Time.

What is the median household income in 68864?

The median household income in 68864 is $83,365.

What zip codes are near 68864?

The closest zip codes to 68864 are 68816, 68873, 68872, 68826, 68623.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 68864, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.