Zip code 68845: Kearney, Nebraska

Q: What city is zip code 68845?

68845 is assigned to Kearney, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 68845 in?

68845 is mostly in Buffalo County, but it extends into 2 other counties.

Q: What is the population of 68845?

About 20,536 people live in 68845, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 68845?

The median household income in 68845 is $76,978.

Q: What zip codes are near 68845?

The closest zip codes to 68845 are 68849, 68861, 68848, 68847, 68870.

Residential delivery areaBuffalo CountyCentral Time

Population

20,536

Median household income

$77K

U.S. $81K

Median home value

$282K

U.S. $333K

Median rent

$931/mo

U.S. $1,413

Median age

34.7

U.S. 38.9

Land area

124 sq mi

166 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 68845

68845 is a small-town zip code in Kearney, Nebraska (Buffalo County), covering 124 sq mi of land. About 20,536 people live here, or 166 per square mile. The median resident is 34.7 years old, compared with 38.9 nationally.

The median household earns $76,978 a year, close to the national median of $80,734. 9.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $282,000, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 59% of occupied homes are lived in by their owners, and renters pay a median of $931 a month.

41% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 14.5 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and sales.

How 68845 compares

Sorted from highest to lowest national percentile

Government workers18.2%
77th
U.S. 14.5% · NE 15%171st of 540 in NE
Bachelor's degree or higher41.2%
68th
U.S. 35.7% · NE 34.6%52nd of 539 in NE
Income inequality (Gini)0.447
60th
U.S. 0.483 · NE 0.456143rd of 538 in NE
Per capita income$42,181
56th
U.S. $44,673 · NE $41,751176th of 540 in NE
Residents 65 and older17.4%
56th
U.S. 17.2% · NE 16.7%371st of 540 in NE
Self-employed workers9.5%
53rd
U.S. 10% · NE 10.8%425th of 540 in NE
Uninsured rate6.6%
48th
U.S. 8.4% · NE 7.2%209th of 540 in NE
Veterans5.7%
48th
U.S. 6.2% · NE 6.9%348th of 540 in NE
Tech workers2.7%
47th
U.S. 3.8% · NE 3.3%105th of 540 in NE
Median household income$76,978
46th
U.S. $80,734 · NE $76,475225th of 530 in NE
Broadband access91.5%
45th
U.S. 91% · NE 90.6%155th of 538 in NE
Healthcare workers9%
43rd
U.S. 9.7% · NE 9.5%246th of 540 in NE
Median home value$282,000
40th
U.S. $332,700 · NE $238,60072nd of 511 in NE
Poverty rate9.2%
40th
U.S. 12.5% · NE 10.6%225th of 539 in NE
Residents under 1820.7%
37th
U.S. 22% · NE 24.5%365th of 540 in NE
Population20,536
32nd
U.S. 334,922,499 · NE 1,978,70730th of 540 in NE
Housing vacancy4.9%
32nd
U.S. 10.1% · NE 7.6%420th of 538 in NE
Median earnings per worker$42,785
32nd
U.S. $49,666 · NE $47,319341st of 540 in NE
Homeownership rate59.2%
31st
U.S. 65.2% · NE 66.5%493rd of 538 in NE
Rent-burdened renters44.2%
27th
U.S. 51.1% · NE 45.1%152nd of 523 in NE
Foreign-born residents4.5%
26th
U.S. 14.1% · NE 8%117th of 540 in NE
Diversity index27.8
21st
U.S. 61.4 · NE 41.3139th of 540 in NE
Population density166/sq mi
19th
U.S. 95/sq mi · NE 26/sq mi78th of 540 in NE
Median age34.7
19th
U.S. 38.9 · NE 37.2458th of 540 in NE
Median gross rent$931
16th
U.S. $1,413 · NE $1,072151st of 441 in NE
Unemployment rate2.3%
8th
StrengthU.S. 5.2% · NE 3%190th of 540 in NE
Work from home4%
5th
U.S. 15.1% · NE 11%429th of 540 in NE
Average commute14.5 min
1st
StrengthU.S. 26.4 min · NE 19.2 min481st of 537 in NE

Measure	68845	Buffalo	NE	U.S.	National percentile	Rank in NE
Government workers	18.2%	16.3%	15%	14.5%	77th	171st of 540
Bachelor's degree or higher	41.2%	34.4%	34.6%	35.7%	68th	52nd of 539
Income inequality (Gini)	0.447	0.435	0.456	0.483	60th	143rd of 538
Per capita income	$42,181	$38,628	$41,751	$44,673	56th	176th of 540
Residents 65 and older	17.4%	16.6%	16.7%	17.2%	56th	371st of 540
Self-employed workers	9.5%	10.4%	10.8%	10%	53rd	425th of 540
Uninsured rate	6.6%	7%	7.2%	8.4%	48th	209th of 540
Veterans	5.7%	6%	6.9%	6.2%	48th	348th of 540
Tech workers	2.7%	2%	3.3%	3.8%	47th	105th of 540
Median household income	$76,978	$75,911	$76,475	$80,734	46th	225th of 530
Broadband access	91.5%	91.1%	90.6%	91%	45th	155th of 538
Healthcare workers	9%	9.8%	9.5%	9.7%	43rd	246th of 540
Median home value	$282,000	$246,400	$238,600	$332,700	40th	72nd of 511
Poverty rate	9.2%	9.9%	10.6%	12.5%	40th	225th of 539
Residents under 18	20.7%	22.7%	24.5%	22%	37th	365th of 540
Population	20,536	50,579	1,978,707	334,922,499	32nd	30th of 540
Housing vacancy	4.9%	6.1%	7.6%	10.1%	32nd	420th of 538
Median earnings per worker	$42,785	$42,173	$47,319	$49,666	32nd	341st of 540
Homeownership rate	59.2%	66.4%	66.5%	65.2%	31st	493rd of 538
Rent-burdened renters	44.2%	40.8%	45.1%	51.1%	27th	152nd of 523
Foreign-born residents	4.5%	4.8%	8%	14.1%	26th	117th of 540
Diversity index	27.8	28.6	41.3	61.4	21st	139th of 540
Population density	166/sq mi	52/sq mi	26/sq mi	95/sq mi	19th	78th of 540
Median age	34.7	35.1	37.2	38.9	19th	458th of 540
Median gross rent	$931	$936	$1,072	$1,413	16th	151st of 441
Unemployment rateStrength	2.3%	2.6%	3%	5.2%	8th	190th of 540
Work from home	4%	4.7%	11%	15.1%	5th	429th of 540
Average commuteStrength	14.5 min	16 min	19.2 min	26.4 min	1st	481st of 537

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

17%

18–24

13%

25–34

13%

35–44

10%

45–54

10%

55–64

11%

65–74

75+

Median age

34.7

Under 18

20.7%

65 and over

17.4%

Race and ethnicity

White84%
Black1%
Hispanic9%
Asian1%
Native American0.1%
Pacific Islander0%
Other0.8%
Multiracial3%

Diversity index

27.8

U.S. 61.4

Foreign-born

4.5%

U.S. 14.1%

Born in state

70.7%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

0.1%

Households

Households: 8,561
Average household size: 2.4
Family households: 55.5%
Married couples: 44.6%
Living alone: 31.9%
Veterans (of adults): 5.7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

17%

$50–75k

16%

$75–100k

14%

$100–150k

19%

$150–200k

10%

$200k+

Median household income

68845

$76,978

Buffalo Co.

$75,911

Nebraska

$76,475

United States

$80,734

Per capita income

$42,181

U.S. $44,673

Poverty rate

9.2%

U.S. 12.5%

Households earning $150K+

19%

U.S. 23%

Income inequality (Gini)

0.447

U.S. 0.483

Housing

Median home value

68845

$282,000

Buffalo Co.

$246,400

Nebraska

$238,600

United States

$332,700

Median gross rent

68845

$931

Buffalo Co.

$936

Nebraska

$1,072

United States

$1,413

Types of housing

Single-family

66%

2–4 units

10%

5–19 units

11%

20+ units

10%

Mobile home

Boat, RV, van

Housing units: 9,006
Owner-occupied: 59.2%
Vacant: 4.9%
Median year built: 1985
Median rooms: 5.8
Renters paying 30%+ of income: 44.2%
Renters paying 50%+ of income: 19.4%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

10%

Transit

0.1%

Walked

Bicycle

0.6%

Worked from home

Other

Commute time (one way)

<10 min

35%

10–19

47%

20–29

30–44

45–59

60+

Average commute

14.5 min

U.S. 26.4 min

Unemployment

2.3%

U.S. 5.2%

In labor force

71%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Management

12%

Sales

10%

Healthcare

Transportation and moving

Construction and repair

Education

Food service

Production

Cleaning and personal care

Business and finance

Legal and social services

Engineering and science

Computer and math

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.8%

Industries

Health care and social assistance

13%

Retail

12%

Manufacturing

12%

Education

12%

Restaurants and hotels

Other services

Professional and technical services

Public administration

Construction

Finance, insurance and real estate

Transportation, warehousing and utilities

Agriculture and mining

Wholesale

Information

Admin, support and management

Arts and recreation

Median earnings per worker

$42,785

U.S. $49,666

Self-employed

9.5%

U.S. 10%

Government workers

18.2%

U.S. 14.5%

Nonprofit workers

9.2%

U.S. 8.8%

Median earnings by type of work

Type of work	68845	U.S.
Management, business, science and arts	$61,875	$74,888
Service	$19,732	$26,804
Sales and office	$37,792	$40,476
Construction and maintenance	$51,082	$49,199
Production and transportation	$35,865	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

17%

Some college

27%

Associate's

Bachelor's

26%

Graduate

15%

High school graduate or higher: 94.1%
Bachelor's degree or higher: 41.2%
Graduate or professional degree: 15.3%
Households with broadband: 91.5%
Cable, fiber or DSL: 76.2%
No internet access: 4.9%
Without health insurance: 6.6%
Limited-English households: 0.7%

Geography

City (USPS): Kearney
State: Nebraska
County: Buffalo County
Center point: 40.7181° N, 99.1709° W
Land area: 124 sq mi
Water area: 1.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

68845 spans 3 counties

Buffalo County79% of land
Kearney County12% of land
Phelps County9% of land

Cities and towns within this zip

Kearney5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 68845

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
68849	Kearney, NE	3.8 mi	1,385	—	—
68861	Odessa, NE	5 mi	138	$39,792	$139,600
68848	Kearney, NE · PO box	5.8 mi	—	—	—
68847	Kearney, NE	8 mi	18,354	$73,818	$238,400
68870	Riverdale, NE	8.8 mi	506	$87,159	$222,200
68836	Elm Creek, NE	11 mi	1,908	$86,806	$224,800
68940	Funk, NE	13 mi	518	$107,841	$209,400
68812	Amherst, NE	14 mi	642	$69,808	$229,400
68924	Axtell, NE	16 mi	1,348	$85,000	$236,800
68840	Gibbon, NE	16 mi	2,624	$76,394	$208,100
68866	Pleasanton, NE	18 mi	1,168	$94,792	$262,300
68863	Overton, NE	19 mi	1,410	$100,929	$137,000

Zip codes like 68845 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 68845

What city is zip code 68845?

68845 is assigned to Kearney, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 68845 in?

68845 is mostly in Buffalo County, but it extends into 2 other counties.

What is the population of 68845?

About 20,536 people live in 68845, according to the Census Bureau's American Community Survey.

What time zone is 68845 in?

68845 is in Central Time.

What is the median household income in 68845?

The median household income in 68845 is $76,978.

What zip codes are near 68845?

The closest zip codes to 68845 are 68849, 68861, 68848, 68847, 68870.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 68845, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.