Zip code 68777: Spencer, Nebraska

Q: What city is zip code 68777?

68777 is assigned to Spencer, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 68777 in?

68777 is mostly in Boyd County, but it extends into 1 other county.

Q: What is the population of 68777?

About 614 people live in 68777, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 68777?

The median household income in 68777 is $73,125.

Q: What zip codes are near 68777?

The closest zip codes to 68777 are 68719, 68722, 68746, 57335, 57361.

Residential delivery areaBoyd CountyCentral Time

Population

614

Median household income

$73K

U.S. $81K

Median home value

$131K

U.S. $333K

Median rent

$754/mo

U.S. $1,413

Median age

42.4

U.S. 38.9

Land area

182 sq mi

3 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 68777

68777 is a rural zip code in Spencer, Nebraska (Boyd County), covering 182 sq mi of land. About 614 people live here, or 3 per square mile. The median resident is 42.4 years old, compared with 38.9 nationally.

The median household earns $73,125 a year, close to the national median of $80,734. 4.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $131,300, or 1.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 78% of occupied homes are lived in by their owners, and renters pay a median of $754 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.1 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in transportation and moving goods; office and administrative support; and management. 19% of them are self-employed (U.S.: 10%).

How 68777 compares

Sorted from highest to lowest national percentile

Housing vacancy35.8%
99th
U.S. 10.1% · NE 7.6%24th of 538 in NE
Self-employed workers19.2%
97th
U.S. 10% · NE 10.8%219th of 540 in NE
Residents under 1829.8%
95th
U.S. 22% · NE 24.5%79th of 540 in NE
Residents 65 and older24.3%
90th
U.S. 17.2% · NE 16.7%167th of 540 in NE
Veterans9.5%
87th
U.S. 6.2% · NE 6.9%105th of 540 in NE
Government workers19.2%
82nd
U.S. 14.5% · NE 15%140th of 540 in NE
Median age42.4
74th
U.S. 38.9 · NE 37.2250th of 540 in NE
Homeownership rate77.6%
73rd
U.S. 65.2% · NE 66.5%315th of 538 in NE
Median household income$73,125
40th
U.S. $80,734 · NE $76,475277th of 530 in NE
Broadband access90.7%
39th
U.S. 91% · NE 90.6%179th of 538 in NE
Tech workers2.3%
39th
U.S. 3.8% · NE 3.3%118th of 540 in NE
Uninsured rate4.7%
29th
U.S. 8.4% · NE 7.2%319th of 540 in NE
Work from home7.9%
21st
U.S. 15.1% · NE 11%278th of 540 in NE
Per capita income$30,445
20th
WeaknessU.S. $44,673 · NE $41,751474th of 540 in NE
Median earnings per worker$37,500
15th
WeaknessU.S. $49,666 · NE $47,319452nd of 540 in NE
Average commute20.1 min
13th
StrengthU.S. 26.4 min · NE 19.2 min296th of 537 in NE
Bachelor's degree or higher15.6%
11th
WeaknessU.S. 35.7% · NE 34.6%461st of 539 in NE
Rent-burdened renters35.9%
10th
StrengthU.S. 51.1% · NE 45.1%228th of 523 in NE
Poverty rate4.4%
8th
StrengthU.S. 12.5% · NE 10.6%416th of 539 in NE
Median home value$131,300
7th
U.S. $332,700 · NE $238,600362nd of 511 in NE
Median gross rent$754
5th
U.S. $1,413 · NE $1,072298th of 441 in NE
Diversity index11.6
5th
U.S. 61.4 · NE 41.3353rd of 540 in NE
Foreign-born residents0.8%
5th
U.S. 14.1% · NE 8%314th of 540 in NE
Population614
1st
U.S. 334,922,499 · NE 1,978,707332nd of 540 in NE
Population density3/sq mi
1st
U.S. 95/sq mi · NE 26/sq mi440th of 540 in NE
Unemployment rate0.8%
1st
StrengthU.S. 5.2% · NE 3%354th of 540 in NE
Healthcare workers2.7%
1st
U.S. 9.7% · NE 9.5%486th of 540 in NE
Income inequality (Gini)0.333
1st
StrengthU.S. 0.483 · NE 0.456479th of 538 in NE

Measure	68777	Boyd	NE	U.S.	National percentile	Rank in NE
Housing vacancy	35.8%	38.2%	7.6%	10.1%	99th	24th of 538
Self-employed workers	19.2%	31.5%	10.8%	10%	97th	219th of 540
Residents under 18	29.8%	20.1%	24.5%	22%	95th	79th of 540
Residents 65 and older	24.3%	31.9%	16.7%	17.2%	90th	167th of 540
Veterans	9.5%	9.6%	6.9%	6.2%	87th	105th of 540
Government workers	19.2%	18.4%	15%	14.5%	82nd	140th of 540
Median age	42.4	52.2	37.2	38.9	74th	250th of 540
Homeownership rate	77.6%	85.6%	66.5%	65.2%	73rd	315th of 538
Median household income	$73,125	$67,045	$76,475	$80,734	40th	277th of 530
Broadband access	90.7%	90.6%	90.6%	91%	39th	179th of 538
Tech workers	2.3%	0.9%	3.3%	3.8%	39th	118th of 540
Uninsured rate	4.7%	7.3%	7.2%	8.4%	29th	319th of 540
Work from home	7.9%	8.1%	11%	15.1%	21st	278th of 540
Per capita incomeWeakness	$30,445	$38,675	$41,751	$44,673	20th	474th of 540
Median earnings per workerWeakness	$37,500	$36,650	$47,319	$49,666	15th	452nd of 540
Average commuteStrength	20.1 min	17.2 min	19.2 min	26.4 min	13th	296th of 537
Bachelor's degree or higherWeakness	15.6%	22.3%	34.6%	35.7%	11th	461st of 539
Rent-burdened rentersStrength	35.9%	30.5%	45.1%	51.1%	10th	228th of 523
Poverty rateStrength	4.4%	9.7%	10.6%	12.5%	8th	416th of 539
Median home value	$131,300	$104,000	$238,600	$332,700	7th	362nd of 511
Median gross rent	$754	$713	$1,072	$1,413	5th	298th of 441
Diversity index	11.6	17.4	41.3	61.4	5th	353rd of 540
Foreign-born residents	0.8%	3.3%	8%	14.1%	5th	314th of 540
Population	614	1,688	1,978,707	334,922,499	1st	332nd of 540
Population density	3/sq mi	3/sq mi	26/sq mi	95/sq mi	1st	440th of 540
Unemployment rateStrength	0.8%	2.3%	3%	5.2%	1st	354th of 540
Healthcare workers	2.7%	8%	9.5%	9.7%	1st	486th of 540
Income inequality (Gini)Strength	0.333	0.409	0.456	0.483	1st	479th of 538

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

25%

5–17

18–24

25–34

14%

35–44

10%

45–54

11%

55–64

19%

65–74

75+

Median age

42.4

Under 18

29.8%

65 and over

24.3%

Race and ethnicity

White94%
Black0.3%
Hispanic1.0%
Asian0%
Native American0.7%
Pacific Islander0%
Other0.7%
Multiracial3%

Diversity index

11.6

U.S. 61.4

Foreign-born

0.8%

U.S. 14.1%

Born in state

69.9%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 246
Average household size: 2.5
Family households: 73.6%
Married couples: 63%
Living alone: 24.4%
Veterans (of adults): 9.5%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

21%

$50–75k

17%

$75–100k

26%

$100–150k

20%

$150–200k

$200k+

Median household income

68777

$73,125

Boyd Co.

$67,045

Nebraska

$76,475

United States

$80,734

Per capita income

$30,445

U.S. $44,673

Poverty rate

4.4%

U.S. 12.5%

Households earning $150K+

3.7%

U.S. 23%

Income inequality (Gini)

0.333

U.S. 0.483

Housing

Median home value

68777

$131,300

Boyd Co.

$104,000

Nebraska

$238,600

United States

$332,700

Median gross rent

68777

$754

Boyd Co.

$713

Nebraska

$1,072

United States

$1,413

Types of housing

Single-family

93%

2–4 units

0.3%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 383
Owner-occupied: 77.6%
Vacant: 35.8%
Median year built: 1951
Median rooms: 6.7
Renters paying 30%+ of income: 35.9%
Renters paying 50%+ of income: 23.1%
Home value to income: 1.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

70%

Carpooled

12%

Transit

Walked

10%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

48%

10–19

26%

20–29

30–44

12%

45–59

60+

Average commute

20.1 min

U.S. 26.4 min

Unemployment

0.8%

U.S. 5.2%

In labor force

59%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

17%

Office and admin

17%

Management

14%

Sales

12%

Education

11%

Cleaning and personal care

Construction and repair

Healthcare

Farming, fishing and forestry

Computer and math

Food service

Production

Business and finance

Legal and social services

Arts, media and sports

Engineering and science

Police and fire

Industries

Retail

19%

Agriculture and mining

13%

Education

11%

Restaurants and hotels

11%

Transportation, warehousing and utilities

10%

Construction

Health care and social assistance

Other services

Finance, insurance and real estate

Wholesale

Manufacturing

Public administration

Admin, support and management

Professional and technical services

0.8%

Information

0.8%

Arts and recreation

Median earnings per worker

$37,500

U.S. $49,666

Self-employed

19.2%

U.S. 10%

Government workers

19.2%

U.S. 14.5%

Nonprofit workers

3.5%

U.S. 8.8%

Median earnings by type of work

Type of work	68777	U.S.
Management, business, science and arts	$45,250	$74,888
Service	$20,208	$26,804
Sales and office	$25,750	$40,476
Construction and maintenance	$32,500	$49,199
Production and transportation	$40,938	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

39%

Some college

25%

Associate's

18%

Bachelor's

12%

Graduate

High school graduate or higher: 98.3%
Bachelor's degree or higher: 15.6%
Graduate or professional degree: 3.6%
Households with broadband: 90.7%
Cable, fiber or DSL: 76.4%
No internet access: 8.1%
Without health insurance: 4.7%
Limited-English households: 0.4%

Geography

City (USPS): Spencer
State: Nebraska
County: Boyd County
Center point: 42.8607° N, 98.6879° W
Land area: 182 sq mi
Water area: 1.7 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

68777 spans 2 counties

Boyd County72% of land
Holt County28% of land

Zip codes near 68777

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
68719	Bristow, NE	9.9 mi	154	—	$178,000
68722	Butte, NE	10 mi	384	$60,125	$68,600
68746	Lynch, NE	13 mi	201	$40,625	$60,800
57335	Fairfax, SD	14 mi	303	$92,813	$125,600
57361	Marty, SD	16 mi	278	$19,830	—
57367	Pickstown, SD	17 mi	291	$87,188	$287,500
57356	Lake Andes, SD	22 mi	1,959	$54,107	$113,900
68755	Naper, NE	23 mi	397	$119,100	$113,800
57380	Wagner, SD	23 mi	3,316	$62,135	$157,600
57571	Saint Charles, SD	24 mi	22	—	—
57317	Bonesteel, SD	24 mi	573	$50,833	$95,000
68763	Oneill, NE	24 mi	4,572	$65,362	$162,800

Questions about 68777

What city is zip code 68777?

68777 is assigned to Spencer, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 68777 in?

68777 is mostly in Boyd County, but it extends into 1 other county.

What is the population of 68777?

About 614 people live in 68777, according to the Census Bureau's American Community Survey.

What time zone is 68777 in?

68777 is in Central Time.

What is the median household income in 68777?

The median household income in 68777 is $73,125.

What zip codes are near 68777?

The closest zip codes to 68777 are 68719, 68722, 68746, 57335, 57361.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 68777, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.