Zip code 68654: Polk, Nebraska

Q: What city is zip code 68654?

68654 is assigned to Polk, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 68654 in?

68654 is mostly in Polk County, but it extends into 2 other counties.

Q: What is the population of 68654?

About 569 people live in 68654, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 68654?

The median household income in 68654 is $64,643.

Q: What zip codes are near 68654?

The closest zip codes to 68654 are 68846, 68319, 68666, 68316, 68628.

Residential delivery areaPolk CountyCentral Time

Population

569

Median household income

$65K

U.S. $81K

Median home value

$116K

U.S. $333K

Median rent

$725/mo

U.S. $1,413

Median age

42.9

U.S. 38.9

Land area

56 sq mi

10 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 68654

68654 is a rural zip code in Polk, Nebraska (Polk County), covering 56 sq mi of land. About 569 people live here, or 10 per square mile. The median resident is 42.9 years old, compared with 38.9 nationally.

The median household earns $64,643 a year, 20% below the national median of $80,734. 10.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $115,700, or 1.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $725 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.2 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in management; cleaning and personal care; and office and administrative support. 19% of them are self-employed (U.S.: 10%).

How 68654 compares

Sorted from highest to lowest national percentile

Self-employed workers18.6%
96th
U.S. 10% · NE 10.8%236th of 540 in NE
Veterans11.1%
93rd
U.S. 6.2% · NE 6.9%63rd of 540 in NE
Residents under 1827.1%
87th
U.S. 22% · NE 24.5%135th of 540 in NE
Homeownership rate82%
83rd
StrengthU.S. 65.2% · NE 66.5%239th of 538 in NE
Residents 65 and older21.1%
79th
U.S. 17.2% · NE 16.7%268th of 540 in NE
Median age42.9
76th
U.S. 38.9 · NE 37.2242nd of 540 in NE
Housing vacancy9.3%
68th
U.S. 10.1% · NE 7.6%321st of 538 in NE
Income inequality (Gini)0.458
68th
U.S. 0.483 · NE 0.456110th of 538 in NE
Uninsured rate8.6%
63rd
U.S. 8.4% · NE 7.2%137th of 540 in NE
Government workers14.5%
56th
U.S. 14.5% · NE 15%275th of 540 in NE
Poverty rate10.9%
50th
U.S. 12.5% · NE 10.6%174th of 539 in NE
Per capita income$35,767
36th
U.S. $44,673 · NE $41,751357th of 540 in NE
Median household income$64,643
28th
U.S. $80,734 · NE $76,475378th of 530 in NE
Average commute22.2 min
24th
U.S. 26.4 min · NE 19.2 min228th of 537 in NE
Work from home7.7%
20th
U.S. 15.1% · NE 11%289th of 540 in NE
Foreign-born residents2.8%
17th
U.S. 14.1% · NE 8%181st of 540 in NE
Median earnings per worker$37,434
15th
WeaknessU.S. $49,666 · NE $47,319457th of 540 in NE
Broadband access85.7%
14th
WeaknessU.S. 91% · NE 90.6%334th of 538 in NE
Diversity index19.5
12th
U.S. 61.4 · NE 41.3233rd of 540 in NE
Rent-burdened renters37.5%
12th
StrengthU.S. 51.1% · NE 45.1%221st of 523 in NE
Bachelor's degree or higher13.4%
7th
WeaknessU.S. 35.7% · NE 34.6%485th of 539 in NE
Median home value$115,700
4th
U.S. $332,700 · NE $238,600410th of 511 in NE
Median gross rent$725
4th
U.S. $1,413 · NE $1,072323rd of 441 in NE
Unemployment rate1.6%
3rd
StrengthU.S. 5.2% · NE 3%260th of 540 in NE
Population569
1st
U.S. 334,922,499 · NE 1,978,707343rd of 540 in NE
Population density10/sq mi
1st
U.S. 95/sq mi · NE 26/sq mi265th of 540 in NE
Tech workers0%
1st
U.S. 3.8% · NE 3.3%489th of 540 in NE
Healthcare workers3.2%
1st
U.S. 9.7% · NE 9.5%476th of 540 in NE

Measure	68654	Polk	NE	U.S.	National percentile	Rank in NE
Self-employed workers	18.6%	21.6%	10.8%	10%	96th	236th of 540
Veterans	11.1%	7.4%	6.9%	6.2%	93rd	63rd of 540
Residents under 18	27.1%	22.3%	24.5%	22%	87th	135th of 540
Homeownership rateStrength	82%	78.9%	66.5%	65.2%	83rd	239th of 538
Residents 65 and older	21.1%	23.2%	16.7%	17.2%	79th	268th of 540
Median age	42.9	43.4	37.2	38.9	76th	242nd of 540
Housing vacancy	9.3%	16.5%	7.6%	10.1%	68th	321st of 538
Income inequality (Gini)	0.458	0.401	0.456	0.483	68th	110th of 538
Uninsured rate	8.6%	5.5%	7.2%	8.4%	63rd	137th of 540
Government workers	14.5%	12.9%	15%	14.5%	56th	275th of 540
Poverty rate	10.9%	7.9%	10.6%	12.5%	50th	174th of 539
Per capita income	$35,767	$37,673	$41,751	$44,673	36th	357th of 540
Median household income	$64,643	$69,768	$76,475	$80,734	28th	378th of 530
Average commute	22.2 min	20.8 min	19.2 min	26.4 min	24th	228th of 537
Work from home	7.7%	11.7%	11%	15.1%	20th	289th of 540
Foreign-born residents	2.8%	2.6%	8%	14.1%	17th	181st of 540
Median earnings per workerWeakness	$37,434	$44,633	$47,319	$49,666	15th	457th of 540
Broadband accessWeakness	85.7%	84.7%	90.6%	91%	14th	334th of 538
Diversity index	19.5	18.3	41.3	61.4	12th	233rd of 540
Rent-burdened rentersStrength	37.5%	28.1%	45.1%	51.1%	12th	221st of 523
Bachelor's degree or higherWeakness	13.4%	20%	34.6%	35.7%	7th	485th of 539
Median home value	$115,700	$189,900	$238,600	$332,700	4th	410th of 511
Median gross rent	$725	$681	$1,072	$1,413	4th	323rd of 441
Unemployment rateStrength	1.6%	1.3%	3%	5.2%	3rd	260th of 540
Population	569	5,225	1,978,707	334,922,499	1st	343rd of 540
Population density	10/sq mi	12/sq mi	26/sq mi	95/sq mi	1st	265th of 540
Tech workers	0%	0.6%	3.3%	3.8%	1st	489th of 540
Healthcare workers	3.2%	7.4%	9.5%	9.7%	1st	476th of 540

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

23%

5–17

18–24

11%

25–34

10%

35–44

16%

45–54

10%

55–64

10%

65–74

11%

75+

Median age

42.9

Under 18

27.1%

65 and over

21.1%

Race and ethnicity

White89%
Black0%
Hispanic9%
Asian0%
Native American0%
Pacific Islander0%
Other0.9%
Multiracial1%

Diversity index

19.5

U.S. 61.4

Foreign-born

2.8%

U.S. 14.1%

Born in state

82.2%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

0.4%

Asian / Pacific

0.4%

Other

Households

Households: 244
Average household size: 2.3
Family households: 56.6%
Married couples: 47.5%
Living alone: 41.4%
Veterans (of adults): 11.1%
Male / female: 43% / 57%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

21%

$50–75k

23%

$75–100k

17%

$100–150k

$150–200k

$200k+

Median household income

68654

$64,643

Polk Co.

$69,768

Nebraska

$76,475

United States

$80,734

Per capita income

$35,767

U.S. $44,673

Poverty rate

10.9%

U.S. 12.5%

Households earning $150K+

13.1%

U.S. 23%

Income inequality (Gini)

0.458

U.S. 0.483

Housing

Median home value

68654

$115,700

Polk Co.

$189,900

Nebraska

$238,600

United States

$332,700

Median gross rent

68654

$725

Polk Co.

$681

Nebraska

$1,072

United States

$1,413

Types of housing

Single-family

91%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 269
Owner-occupied: 82%
Vacant: 9.3%
Median year built: 1939 or earlier
Median rooms: 6.6
Renters paying 30%+ of income: 37.5%
Renters paying 50%+ of income: 15.6%
Home value to income: 1.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

0.3%

Commute time (one way)

<10 min

28%

10–19

24%

20–29

17%

30–44

24%

45–59

60+

Average commute

22.2 min

U.S. 26.4 min

Unemployment

1.6%

U.S. 5.2%

In labor force

69.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

18%

Cleaning and personal care

12%

Office and admin

12%

Construction and repair

Transportation and moving

Food service

Production

Sales

Farming, fishing and forestry

Healthcare

Education

Legal and social services

Business and finance

Arts, media and sports

Engineering and science

Police and fire

0.6%

Computer and math

Industries

Agriculture and mining

16%

Manufacturing

12%

Health care and social assistance

11%

Retail

11%

Restaurants and hotels

10%

Other services

Education

Construction

Transportation, warehousing and utilities

Public administration

Professional and technical services

Wholesale

Admin, support and management

Finance, insurance and real estate

0.3%

Information

Arts and recreation

Median earnings per worker

$37,434

U.S. $49,666

Self-employed

18.6%

U.S. 10%

Government workers

14.5%

U.S. 14.5%

Nonprofit workers

2.3%

U.S. 8.8%

Median earnings by type of work

Type of work	68654	U.S.
Management, business, science and arts	$42,000	$74,888
Service	$7,344	$26,804
Sales and office	$46,250	$40,476
Construction and maintenance	$49,583	$49,199
Production and transportation	$42,917	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

38%

Some college

29%

Associate's

14%

Bachelor's

10%

Graduate

High school graduate or higher: 94.8%
Bachelor's degree or higher: 13.4%
Graduate or professional degree: 3.6%
Households with broadband: 85.7%
Cable, fiber or DSL: 50.4%
No internet access: 12.7%
Without health insurance: 8.6%
Limited-English households: 1.2%

Geography

City (USPS): Polk
State: Nebraska
County: Polk County
Center point: 41.0670° N, 97.7791° W
Land area: 56 sq mi
Water area: 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

68654 spans 3 counties

Polk County63% of land
York County28% of land
Hamilton County9% of land

Zip codes near 68654

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
68846	Hordville, NE	5.5 mi	283	$68,333	$95,800
68319	Bradshaw, NE	9 mi	632	$73,050	$163,500
68666	Stromsburg, NE	9.2 mi	1,514	$63,529	$177,200
68316	Benedict, NE	9.5 mi	414	$79,792	$118,500
68628	Clarks, NE	11 mi	848	$58,438	$183,600
68843	Hampton, NE	12 mi	1,032	$92,778	$250,000
68854	Marquette, NE	12 mi	708	$91,875	$305,000
68826	Central City, NE	14 mi	3,944	$74,583	$172,100
68651	Osceola, NE	16 mi	1,364	$78,487	$191,300
68467	York, NE	17 mi	9,718	$70,525	$194,600
68663	Silver Creek, NE	17 mi	782	$57,333	$210,500
68816	Archer, NE	20 mi	137	$61,685	$171,200

Questions about 68654

What city is zip code 68654?

68654 is assigned to Polk, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 68654 in?

68654 is mostly in Polk County, but it extends into 2 other counties.

What is the population of 68654?

About 569 people live in 68654, according to the Census Bureau's American Community Survey.

What time zone is 68654 in?

68654 is in Central Time.

What is the median household income in 68654?

The median household income in 68654 is $64,643.

What zip codes are near 68654?

The closest zip codes to 68654 are 68846, 68319, 68666, 68316, 68628.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 68654, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.