Zip code 68405: Milford, Nebraska

Q: What city is zip code 68405?

68405 is assigned to Milford, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 68405 in?

68405 is mostly in Seward County, but it extends into 1 other county.

Q: What is the population of 68405?

About 3,575 people live in 68405, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 68405?

The median household income in 68405 is $75,250.

Q: What zip codes are near 68405?

The closest zip codes to 68405 are 68423, 68364, 68343, 68434, 68313.

Residential delivery areaSeward CountyCentral Time

Population

3,575

Median household income

$75K

U.S. $81K

Median home value

$245K

U.S. $333K

Median rent

$890/mo

U.S. $1,413

Median age

35.7

U.S. 38.9

Land area

79 sq mi

45 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 68405

68405 is a rural zip code in Milford, Nebraska (Seward County), covering 79 sq mi of land. About 3,575 people live here, or 45 per square mile. The median resident is 35.7 years old, compared with 38.9 nationally.

The median household earns $75,250 a year, close to the national median of $80,734. 6.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $244,600, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 65% of occupied homes are lived in by their owners, and renters pay a median of $890 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.6 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in construction and repair; management; and office and administrative support.

How 68405 compares

Sorted from highest to lowest national percentile

Government workers15.1%
60th
U.S. 14.5% · NE 15%262nd of 540 in NE
Uninsured rate7.7%
57th
U.S. 8.4% · NE 7.2%168th of 540 in NE
Residents 65 and older17%
53rd
U.S. 17.2% · NE 16.7%389th of 540 in NE
Residents under 1822.3%
52nd
U.S. 22% · NE 24.5%315th of 540 in NE
Veterans5.6%
47th
U.S. 6.2% · NE 6.9%362nd of 540 in NE
Self-employed workers8.9%
45th
U.S. 10% · NE 10.8%443rd of 540 in NE
Median household income$75,250
44th
U.S. $80,734 · NE $76,475244th of 530 in NE
Housing vacancy5.9%
43rd
U.S. 10.1% · NE 7.6%402nd of 538 in NE
Homeownership rate65%
42nd
U.S. 65.2% · NE 66.5%466th of 538 in NE
Median earnings per worker$45,195
41st
U.S. $49,666 · NE $47,319274th of 540 in NE
Per capita income$36,613
39th
U.S. $44,673 · NE $41,751328th of 540 in NE
Bachelor's degree or higher26.6%
38th
U.S. 35.7% · NE 34.6%224th of 539 in NE
Unemployment rate4.2%
37th
U.S. 5.2% · NE 3%93rd of 540 in NE
Tech workers2%
33rd
U.S. 3.8% · NE 3.3%137th of 540 in NE
Median home value$244,600
32nd
U.S. $332,700 · NE $238,600101st of 511 in NE
Healthcare workers8.3%
32nd
U.S. 9.7% · NE 9.5%291st of 540 in NE
Median age35.7
25th
U.S. 38.9 · NE 37.2443rd of 540 in NE
Broadband access87.9%
23rd
U.S. 91% · NE 90.6%268th of 538 in NE
Poverty rate6.6%
22nd
U.S. 12.5% · NE 10.6%321st of 539 in NE
Income inequality (Gini)0.392
15th
StrengthU.S. 0.483 · NE 0.456323rd of 538 in NE
Median gross rent$890
13th
U.S. $1,413 · NE $1,072184th of 441 in NE
Work from home6.1%
12th
U.S. 15.1% · NE 11%334th of 540 in NE
Average commute19.6 min
11th
StrengthU.S. 26.4 min · NE 19.2 min321st of 537 in NE
Foreign-born residents1.6%
10th
U.S. 14.1% · NE 8%243rd of 540 in NE
Diversity index15.2
8th
U.S. 61.4 · NE 41.3291st of 540 in NE
Population3,575
6th
U.S. 334,922,499 · NE 1,978,707103rd of 540 in NE
Population density45/sq mi
6th
U.S. 95/sq mi · NE 26/sq mi114th of 540 in NE
Rent-burdened renters28.8%
4th
StrengthU.S. 51.1% · NE 45.1%282nd of 523 in NE

Measure	68405	Seward	NE	U.S.	National percentile	Rank in NE
Government workers	15.1%	17.8%	15%	14.5%	60th	262nd of 540
Uninsured rate	7.7%	6.1%	7.2%	8.4%	57th	168th of 540
Residents 65 and older	17%	18.2%	16.7%	17.2%	53rd	389th of 540
Residents under 18	22.3%	23.3%	24.5%	22%	52nd	315th of 540
Veterans	5.6%	6.2%	6.9%	6.2%	47th	362nd of 540
Self-employed workers	8.9%	12.3%	10.8%	10%	45th	443rd of 540
Median household income	$75,250	$82,444	$76,475	$80,734	44th	244th of 530
Housing vacancy	5.9%	5.8%	7.6%	10.1%	43rd	402nd of 538
Homeownership rate	65%	72%	66.5%	65.2%	42nd	466th of 538
Median earnings per worker	$45,195	$48,322	$47,319	$49,666	41st	274th of 540
Per capita income	$36,613	$38,704	$41,751	$44,673	39th	328th of 540
Bachelor's degree or higher	26.6%	33.2%	34.6%	35.7%	38th	224th of 539
Unemployment rate	4.2%	2.1%	3%	5.2%	37th	93rd of 540
Tech workers	2%	1.6%	3.3%	3.8%	33rd	137th of 540
Median home value	$244,600	$241,300	$238,600	$332,700	32nd	101st of 511
Healthcare workers	8.3%	8.2%	9.5%	9.7%	32nd	291st of 540
Median age	35.7	38	37.2	38.9	25th	443rd of 540
Broadband access	87.9%	88.6%	90.6%	91%	23rd	268th of 538
Poverty rate	6.6%	7.4%	10.6%	12.5%	22nd	321st of 539
Income inequality (Gini)Strength	0.392	0.391	0.456	0.483	15th	323rd of 538
Median gross rent	$890	$980	$1,072	$1,413	13th	184th of 441
Work from home	6.1%	6.9%	11%	15.1%	12th	334th of 540
Average commuteStrength	19.6 min	22.1 min	19.2 min	26.4 min	11th	321st of 537
Foreign-born residents	1.6%	1.2%	8%	14.1%	10th	243rd of 540
Diversity index	15.2	12.1	41.3	61.4	8th	291st of 540
Population	3,575	17,641	1,978,707	334,922,499	6th	103rd of 540
Population density	45/sq mi	31/sq mi	26/sq mi	95/sq mi	6th	114th of 540
Rent-burdened rentersStrength	28.8%	37.4%	45.1%	51.1%	4th	282nd of 523

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

17%

18–24

25–34

10%

35–44

45–54

15%

55–64

10%

65–74

75+

Median age

35.7

Under 18

22.3%

65 and over

17%

Race and ethnicity

White92%
Black3%
Hispanic2%
Asian0.6%
Native American0.4%
Pacific Islander0.5%
Other0%
Multiracial2%

Diversity index

15.2

U.S. 61.4

Foreign-born

1.6%

U.S. 14.1%

Born in state

74.6%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,367
Average household size: 2.4
Family households: 67.4%
Married couples: 56.5%
Living alone: 24%
Veterans (of adults): 5.6%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

19%

$50–75k

20%

$75–100k

14%

$100–150k

19%

$150–200k

11%

$200k+

Median household income

68405

$75,250

Seward Co.

$82,444

Nebraska

$76,475

United States

$80,734

Per capita income

$36,613

U.S. $44,673

Poverty rate

6.6%

U.S. 12.5%

Households earning $150K+

17.3%

U.S. 23%

Income inequality (Gini)

0.392

U.S. 0.483

Housing

Median home value

68405

$244,600

Seward Co.

$241,300

Nebraska

$238,600

United States

$332,700

Median gross rent

68405

$890

Seward Co.

$980

Nebraska

$1,072

United States

$1,413

Types of housing

Single-family

81%

2–4 units

12%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,453
Owner-occupied: 65%
Vacant: 5.9%
Median year built: 1964
Median rooms: 6.3
Renters paying 30%+ of income: 28.8%
Renters paying 50%+ of income: 8.3%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

10%

Transit

0.2%

Walked

Bicycle

0.3%

Worked from home

Other

Commute time (one way)

<10 min

30%

10–19

19%

20–29

21%

30–44

22%

45–59

60+

Average commute

19.6 min

U.S. 26.4 min

Unemployment

4.2%

U.S. 5.2%

In labor force

67.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

14%

Management

12%

Office and admin

12%

Healthcare

Education

Cleaning and personal care

Production

Transportation and moving

Business and finance

Sales

Farming, fishing and forestry

Food service

Computer and math

Legal and social services

Police and fire

Engineering and science

Arts, media and sports

0.3%

Industries

Education

13%

Construction

12%

Manufacturing

12%

Health care and social assistance

10%

Retail

10%

Agriculture and mining

Transportation, warehousing and utilities

Finance, insurance and real estate

Other services

Admin, support and management

Public administration

Restaurants and hotels

Professional and technical services

Arts and recreation

Information

Wholesale

0.6%

Median earnings per worker

$45,195

U.S. $49,666

Self-employed

8.9%

U.S. 10%

Government workers

15.1%

U.S. 14.5%

Nonprofit workers

4.7%

U.S. 8.8%

Median earnings by type of work

Type of work	68405	U.S.
Management, business, science and arts	$52,483	$74,888
Service	$12,303	$26,804
Sales and office	$35,500	$40,476
Construction and maintenance	$47,813	$49,199
Production and transportation	$52,500	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

26%

Some college

19%

Associate's

20%

Bachelor's

21%

Graduate

High school graduate or higher: 91.4%
Bachelor's degree or higher: 26.6%
Graduate or professional degree: 5.3%
Households with broadband: 87.9%
Cable, fiber or DSL: 68.2%
No internet access: 7.5%
Without health insurance: 7.7%
Limited-English households: 0%

Geography

City (USPS): Milford
State: Nebraska
County: Seward County
Center point: 40.7621° N, 97.0735° W
Land area: 79 sq mi
Water area: 0.8 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

68405 spans 2 counties

Seward County99% of land
Saline County1% of land

Cities and towns within this zip

Milford1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 68405

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
68423	Pleasant Dale, NE	6.8 mi	688	$101,250	$301,700
68364	Goehner, NE	9.7 mi	309	$96,767	$158,100
68343	Dorchester, NE	10 mi	1,008	$74,554	$173,400
68434	Seward, NE	10 mi	9,099	$81,466	$271,900
68313	Beaver Crossing, NE	11 mi	758	$72,132	$170,500
68339	Denton, NE	11 mi	1,154	$101,146	$444,700
68333	Crete, NE	12 mi	9,286	$81,083	$234,000
68532	Lincoln, NE	12 mi	785	$179,554	$550,600
68528	Lincoln, NE	14 mi	7,273	$75,740	$253,800
68359	Friend, NE	14 mi	1,546	$90,909	$179,900
68360	Garland, NE	14 mi	504	$72,000	$223,700
68330	Cordova, NE	15 mi	71	$49,000	$90,800

Zip codes like 68405 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 68405

What city is zip code 68405?

68405 is assigned to Milford, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 68405 in?

68405 is mostly in Seward County, but it extends into 1 other county.

What is the population of 68405?

About 3,575 people live in 68405, according to the Census Bureau's American Community Survey.

What time zone is 68405 in?

68405 is in Central Time.

What is the median household income in 68405?

The median household income in 68405 is $75,250.

What zip codes are near 68405?

The closest zip codes to 68405 are 68423, 68364, 68343, 68434, 68313.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 68405, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.