Zip code 68069: Waterloo, Nebraska

Q: What city is zip code 68069?

68069 is assigned to Waterloo, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 68069 in?

68069 is mostly in Douglas County, but it extends into 1 other county.

Q: What is the population of 68069?

About 3,207 people live in 68069, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 68069?

The median household income in 68069 is $111,974.

Q: What zip codes are near 68069?

The closest zip codes to 68069 are 68022, 68073, 68130, 68135, 68118.

Residential delivery areaDouglas CountyCentral Time

Population

3,207

Median household income

$112K

U.S. $81K

Median home value

$365K

U.S. $333K

Median rent

$1,382/mo

U.S. $1,413

Median age

53.9

U.S. 38.9

Land area

30 sq mi

108 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 68069

68069 is a small-town zip code in Waterloo, Nebraska (Douglas County), covering 30 sq mi of land. About 3,207 people live here, or 108 per square mile. The median resident is 53.9 years old, compared with 38.9 nationally.

The median household earns $111,974 a year, 39% above the national median of $80,734. 3.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $365,100, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $1,382 a month.

41% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.8 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in management; education; and business and finance. 19% of them are self-employed (U.S.: 10%).

How 68069 compares

Sorted from highest to lowest national percentile

Median age53.9
97th
U.S. 38.9 · NE 37.258th of 540 in NE
Residents 65 and older30.3%
97th
U.S. 17.2% · NE 16.7%67th of 540 in NE
Self-employed workers19.1%
97th
U.S. 10% · NE 10.8%222nd of 540 in NE
Per capita income$78,248
95th
StrengthU.S. $44,673 · NE $41,7517th of 540 in NE
Income inequality (Gini)0.522
94th
WeaknessU.S. 0.483 · NE 0.45628th of 538 in NE
Unemployment rate8.5%
89th
WeaknessU.S. 5.2% · NE 3%21st of 540 in NE
Homeownership rate83.9%
87th
StrengthU.S. 65.2% · NE 66.5%190th of 538 in NE
Veterans9.4%
87th
U.S. 6.2% · NE 6.9%111th of 540 in NE
Median household income$111,974
80th
StrengthU.S. $80,734 · NE $76,47540th of 530 in NE
Median earnings per worker$62,470
79th
U.S. $49,666 · NE $47,31935th of 540 in NE
Tech workers4%
68th
U.S. 3.8% · NE 3.3%65th of 540 in NE
Bachelor's degree or higher40.5%
66th
U.S. 35.7% · NE 34.6%53rd of 539 in NE
Median home value$365,100
56th
U.S. $332,700 · NE $238,60032nd of 511 in NE
Broadband access92.8%
56th
U.S. 91% · NE 90.6%128th of 538 in NE
Work from home13.8%
55th
U.S. 15.1% · NE 11%103rd of 540 in NE
Housing vacancy7.3%
55th
U.S. 10.1% · NE 7.6%364th of 538 in NE
Median gross rent$1,382
49th
U.S. $1,413 · NE $1,07225th of 441 in NE
Average commute25.8 min
48th
U.S. 26.4 min · NE 19.2 min118th of 537 in NE
Uninsured rate5.9%
42nd
U.S. 8.4% · NE 7.2%248th of 540 in NE
Government workers11.9%
35th
U.S. 14.5% · NE 15%372nd of 540 in NE
Foreign-born residents3%
18th
U.S. 14.1% · NE 8%169th of 540 in NE
Residents under 1817.7%
17th
U.S. 22% · NE 24.5%445th of 540 in NE
Population density108/sq mi
14th
U.S. 95/sq mi · NE 26/sq mi84th of 540 in NE
Diversity index18.8
11th
U.S. 61.4 · NE 41.3242nd of 540 in NE
Healthcare workers6%
8th
U.S. 9.7% · NE 9.5%386th of 540 in NE
Population3,207
5th
U.S. 334,922,499 · NE 1,978,707107th of 540 in NE
Poverty rate3.8%
5th
StrengthU.S. 12.5% · NE 10.6%444th of 539 in NE
Rent-burdened renters26.5%
3rd
StrengthU.S. 51.1% · NE 45.1%303rd of 523 in NE

Measure	68069	Douglas	NE	U.S.	National percentile	Rank in NE
Median age	53.9	35.6	37.2	38.9	97th	58th of 540
Residents 65 and older	30.3%	14.1%	16.7%	17.2%	97th	67th of 540
Self-employed workers	19.1%	8.6%	10.8%	10%	97th	222nd of 540
Per capita incomeStrength	$78,248	$46,334	$41,751	$44,673	95th	7th of 540
Income inequality (Gini)Weakness	0.522	0.484	0.456	0.483	94th	28th of 538
Unemployment rateWeakness	8.5%	3.8%	3%	5.2%	89th	21st of 540
Homeownership rateStrength	83.9%	61.5%	66.5%	65.2%	87th	190th of 538
Veterans	9.4%	5.9%	6.9%	6.2%	87th	111th of 540
Median household incomeStrength	$111,974	$80,391	$76,475	$80,734	80th	40th of 530
Median earnings per worker	$62,470	$50,798	$47,319	$49,666	79th	35th of 540
Tech workers	4%	4.8%	3.3%	3.8%	68th	65th of 540
Bachelor's degree or higher	40.5%	42.1%	34.6%	35.7%	66th	53rd of 539
Median home value	$365,100	$266,100	$238,600	$332,700	56th	32nd of 511
Broadband access	92.8%	92.2%	90.6%	91%	56th	128th of 538
Work from home	13.8%	16.1%	11%	15.1%	55th	103rd of 540
Housing vacancy	7.3%	5.2%	7.6%	10.1%	55th	364th of 538
Median gross rent	$1,382	$1,201	$1,072	$1,413	49th	25th of 441
Average commute	25.8 min	20 min	19.2 min	26.4 min	48th	118th of 537
Uninsured rate	5.9%	8.3%	7.2%	8.4%	42nd	248th of 540
Government workers	11.9%	12.1%	15%	14.5%	35th	372nd of 540
Foreign-born residents	3%	10.6%	8%	14.1%	18th	169th of 540
Residents under 18	17.7%	25.3%	24.5%	22%	17th	445th of 540
Population density	108/sq mi	1,809/sq mi	26/sq mi	95/sq mi	14th	84th of 540
Diversity index	18.8	53.2	41.3	61.4	11th	242nd of 540
Healthcare workers	6%	10.7%	9.5%	9.7%	8th	386th of 540
Population	3,207	590,736	1,978,707	334,922,499	5th	107th of 540
Poverty rateStrength	3.8%	11.8%	10.6%	12.5%	5th	444th of 539
Rent-burdened rentersStrength	26.5%	49.5%	45.1%	51.1%	3rd	303rd of 523

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

25–34

12%

35–44

10%

45–54

19%

55–64

23%

65–74

75+

Median age

53.9

Under 18

17.7%

65 and over

30.3%

Race and ethnicity

White90%
Black1%
Hispanic3%
Asian0.4%
Native American0%
Pacific Islander0%
Other0%
Multiracial6%

Diversity index

18.8

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

63.1%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

0.5%

Other

Households

Households: 1,377
Average household size: 2.3
Family households: 72.1%
Married couples: 63.9%
Living alone: 19.4%
Veterans (of adults): 9.4%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

$25–50k

10%

$50–75k

15%

$75–100k

$100–150k

31%

$150–200k

14%

$200k+

16%

Median household income

68069

$111,974

Douglas Co.

$80,391

Nebraska

$76,475

United States

$80,734

Per capita income

$78,248

U.S. $44,673

Poverty rate

3.8%

U.S. 12.5%

Households earning $150K+

29.8%

U.S. 23%

Income inequality (Gini)

0.522

U.S. 0.483

Housing

Median home value

68069

$365,100

Douglas Co.

$266,100

Nebraska

$238,600

United States

$332,700

Median gross rent

68069

$1,382

Douglas Co.

$1,201

Nebraska

$1,072

United States

$1,413

Types of housing

Single-family

96%

2–4 units

5–19 units

20+ units

0.2%

Mobile home

Boat, RV, van

Housing units: 1,486
Owner-occupied: 83.9%
Vacant: 7.3%
Median year built: 1982
Median rooms: 6.1
Renters paying 30%+ of income: 26.5%
Renters paying 50%+ of income: 3.6%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

0.5%

Walked

0.7%

Bicycle

Worked from home

14%

Other

Commute time (one way)

<10 min

10–19

33%

20–29

29%

30–44

24%

45–59

60+

Average commute

25.8 min

U.S. 26.4 min

Unemployment

8.5%

U.S. 5.2%

In labor force

61.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Education

13%

Business and finance

10%

Office and admin

10%

Construction and repair

Sales

Production

Cleaning and personal care

Healthcare

Computer and math

Farming, fishing and forestry

Engineering and science

Legal and social services

Food service

Arts, media and sports

Transportation and moving

Police and fire

0.3%

Industries

Education

15%

Manufacturing

12%

Construction

11%

Professional and technical services

10%

Health care and social assistance

10%

Retail

Finance, insurance and real estate

Transportation, warehousing and utilities

Agriculture and mining

Admin, support and management

Wholesale

Other services

Arts and recreation

Restaurants and hotels

Public administration

Information

0.7%

Median earnings per worker

$62,470

U.S. $49,666

Self-employed

19.1%

U.S. 10%

Government workers

11.9%

U.S. 14.5%

Nonprofit workers

13.1%

U.S. 8.8%

Median earnings by type of work

Type of work	68069	U.S.
Management, business, science and arts	$67,411	$74,888
Service	$28,486	$26,804
Sales and office	$71,354	$40,476
Construction and maintenance	$43,281	$49,199
Production and transportation	$81,101	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

23%

Some college

25%

Associate's

Bachelor's

26%

Graduate

14%

High school graduate or higher: 98%
Bachelor's degree or higher: 40.5%
Graduate or professional degree: 14.3%
Households with broadband: 92.8%
Cable, fiber or DSL: 77.3%
No internet access: 3.6%
Without health insurance: 5.9%
Limited-English households: 0%

Geography

City (USPS): Waterloo
State: Nebraska
County: Douglas County
Center point: 41.2411° N, 96.3159° W
Land area: 30 sq mi
Water area: 4.7 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

68069 spans 2 counties

Douglas County89% of land
Sarpy County11% of land

Cities and towns within this zip

Waterloo2% of zip
Venice (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 68069

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
68022	Elkhorn, NE	4.3 mi	36,538	$148,111	$462,800
68073	Yutan, NE	5.2 mi	2,993	$112,460	$263,400
68130	Omaha, NE	6.2 mi	21,722	$133,570	$396,700
68135	Omaha, NE	6.8 mi	30,523	$143,676	$350,200
68118	Omaha, NE	7.3 mi	9,169	$133,281	$390,700
68064	Valley, NE	7.5 mi	4,046	$100,450	$407,700
68136	Omaha, NE	8.4 mi	22,163	$133,472	$373,600
68116	Omaha, NE	8.7 mi	34,501	$121,165	$342,200
68041	Mead, NE	9.2 mi	1,005	$74,000	$251,300
68010	Boys Town, NE	9.6 mi	809	$73,750	—
68028	Gretna, NE	9.7 mi	17,529	$143,604	$407,400
68144	Omaha, NE	10 mi	25,732	$83,576	$269,600

Zip codes like 68069 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 68069

What city is zip code 68069?

68069 is assigned to Waterloo, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 68069 in?

68069 is mostly in Douglas County, but it extends into 1 other county.

What is the population of 68069?

About 3,207 people live in 68069, according to the Census Bureau's American Community Survey.

What time zone is 68069 in?

68069 is in Central Time.

What is the median household income in 68069?

The median household income in 68069 is $111,974.

What zip codes are near 68069?

The closest zip codes to 68069 are 68022, 68073, 68130, 68135, 68118.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 68069, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.