Zip code 68045: Oakland, Nebraska

Q: What city is zip code 68045?

68045 is assigned to Oakland, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 68045 in?

68045 is mostly in Burt County, but it extends into 2 other counties.

Q: What is the population of 68045?

About 2,028 people live in 68045, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 68045?

The median household income in 68045 is $75,893.

Q: What zip codes are near 68045?

The closest zip codes to 68045 are 68019, 68063, 68038, 68788, 68031.

Residential delivery areaBurt CountyCentral Time

Population

2,028

Median household income

$76K

U.S. $81K

Median home value

$163K

U.S. $333K

Median rent

$747/mo

U.S. $1,413

Median age

41.7

U.S. 38.9

Land area

98 sq mi

21 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 68045

68045 is a rural zip code in Oakland, Nebraska (Burt County), covering 98 sq mi of land. About 2,028 people live here, or 21 per square mile. The median resident is 41.7 years old, compared with 38.9 nationally.

The median household earns $75,893 a year, close to the national median of $80,734. 8.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $163,100, or 2.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $747 a month.

29% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in construction and repair; office and administrative support; and management.

How 68045 compares

Sorted from highest to lowest national percentile

Self-employed workers14.2%
88th
U.S. 10% · NE 10.8%311th of 540 in NE
Residents under 1827.1%
87th
U.S. 22% · NE 24.5%132nd of 540 in NE
Residents 65 and older20.6%
77th
U.S. 17.2% · NE 16.7%280th of 540 in NE
Housing vacancy10.6%
74th
U.S. 10.1% · NE 7.6%283rd of 538 in NE
Median age41.7
70th
U.S. 38.9 · NE 37.2271st of 540 in NE
Veterans7%
66th
U.S. 6.2% · NE 6.9%234th of 540 in NE
Homeownership rate72.1%
59th
U.S. 65.2% · NE 66.5%402nd of 538 in NE
Government workers14.9%
59th
U.S. 14.5% · NE 15%264th of 540 in NE
Median household income$75,893
45th
U.S. $80,734 · NE $76,475238th of 530 in NE
Bachelor's degree or higher29.1%
44th
U.S. 35.7% · NE 34.6%172nd of 539 in NE
Tech workers2.4%
41st
U.S. 3.8% · NE 3.3%116th of 540 in NE
Poverty rate8.8%
37th
U.S. 12.5% · NE 10.6%239th of 539 in NE
Uninsured rate5.1%
34th
U.S. 8.4% · NE 7.2%295th of 540 in NE
Per capita income$33,057
28th
U.S. $44,673 · NE $41,751414th of 540 in NE
Median earnings per worker$41,518
27th
U.S. $49,666 · NE $47,319387th of 540 in NE
Work from home8.5%
25th
U.S. 15.1% · NE 11%254th of 540 in NE
Broadband access88.4%
25th
U.S. 91% · NE 90.6%246th of 538 in NE
Average commute21 min
17th
StrengthU.S. 26.4 min · NE 19.2 min269th of 537 in NE
Median home value$163,100
13th
U.S. $332,700 · NE $238,600274th of 511 in NE
Rent-burdened renters37.8%
12th
StrengthU.S. 51.1% · NE 45.1%218th of 523 in NE
Healthcare workers6.1%
9th
U.S. 9.7% · NE 9.5%381st of 540 in NE
Income inequality (Gini)0.378
9th
StrengthU.S. 0.483 · NE 0.456363rd of 538 in NE
Diversity index12.5
6th
U.S. 61.4 · NE 41.3339th of 540 in NE
Median gross rent$747
4th
U.S. $1,413 · NE $1,072300th of 441 in NE
Population2,028
3rd
U.S. 334,922,499 · NE 1,978,707145th of 540 in NE
Population density21/sq mi
3rd
U.S. 95/sq mi · NE 26/sq mi155th of 540 in NE
Unemployment rate0.4%
1st
StrengthU.S. 5.2% · NE 3%402nd of 540 in NE
Foreign-born residents0%
1st
U.S. 14.1% · NE 8%430th of 540 in NE

Measure	68045	Burt	NE	U.S.	National percentile	Rank in NE
Self-employed workers	14.2%	15.2%	10.8%	10%	88th	311th of 540
Residents under 18	27.1%	22.4%	24.5%	22%	87th	132nd of 540
Residents 65 and older	20.6%	24.5%	16.7%	17.2%	77th	280th of 540
Housing vacancy	10.6%	12.1%	7.6%	10.1%	74th	283rd of 538
Median age	41.7	44.3	37.2	38.9	70th	271st of 540
Veterans	7%	7.4%	6.9%	6.2%	66th	234th of 540
Homeownership rate	72.1%	75%	66.5%	65.2%	59th	402nd of 538
Government workers	14.9%	14.5%	15%	14.5%	59th	264th of 540
Median household income	$75,893	$63,685	$76,475	$80,734	45th	238th of 530
Bachelor's degree or higher	29.1%	24.9%	34.6%	35.7%	44th	172nd of 539
Tech workers	2.4%	1.8%	3.3%	3.8%	41st	116th of 540
Poverty rate	8.8%	13.2%	10.6%	12.5%	37th	239th of 539
Uninsured rate	5.1%	7.5%	7.2%	8.4%	34th	295th of 540
Per capita income	$33,057	$34,444	$41,751	$44,673	28th	414th of 540
Median earnings per worker	$41,518	$44,292	$47,319	$49,666	27th	387th of 540
Work from home	8.5%	12%	11%	15.1%	25th	254th of 540
Broadband access	88.4%	86.2%	90.6%	91%	25th	246th of 538
Average commuteStrength	21 min	24.6 min	19.2 min	26.4 min	17th	269th of 537
Median home value	$163,100	$147,000	$238,600	$332,700	13th	274th of 511
Rent-burdened rentersStrength	37.8%	38.7%	45.1%	51.1%	12th	218th of 523
Healthcare workers	6.1%	7.8%	9.5%	9.7%	9th	381st of 540
Income inequality (Gini)Strength	0.378	0.429	0.456	0.483	9th	363rd of 538
Diversity index	12.5	18.1	41.3	61.4	6th	339th of 540
Median gross rent	$747	$708	$1,072	$1,413	4th	300th of 441
Population	2,028	6,740	1,978,707	334,922,499	3rd	145th of 540
Population density	21/sq mi	14/sq mi	26/sq mi	95/sq mi	3rd	155th of 540
Unemployment rateStrength	0.4%	1.1%	3%	5.2%	1st	402nd of 540
Foreign-born residents	0%	1.3%	8%	14.1%	1st	430th of 540

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

23%

5–17

11%

18–24

25–34

11%

35–44

11%

45–54

13%

55–64

11%

65–74

10%

75+

Median age

41.7

Under 18

27.1%

65 and over

20.6%

Race and ethnicity

White93%
Black0.3%
Hispanic0.4%
Asian0%
Native American0%
Pacific Islander0.6%
Other0.9%
Multiracial4%

Diversity index

12.5

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

79.4%

Language spoken at home (households)

English only

99%

Spanish

0.5%

Other Indo-European

Asian / Pacific

0.1%

Other

Households

Households: 779
Average household size: 2.5
Family households: 65.1%
Married couples: 53.9%
Living alone: 33.4%
Veterans (of adults): 7%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

19%

$50–75k

16%

$75–100k

14%

$100–150k

26%

$150–200k

$200k+

Median household income

68045

$75,893

Burt Co.

$63,685

Nebraska

$76,475

United States

$80,734

Per capita income

$33,057

U.S. $44,673

Poverty rate

8.8%

U.S. 12.5%

Households earning $150K+

10.8%

U.S. 23%

Income inequality (Gini)

0.378

U.S. 0.483

Housing

Median home value

68045

$163,100

Burt Co.

$147,000

Nebraska

$238,600

United States

$332,700

Median gross rent

68045

$747

Burt Co.

$708

Nebraska

$1,072

United States

$1,413

Types of housing

Single-family

85%

2–4 units

5–19 units

20+ units

0.6%

Mobile home

Boat, RV, van

Housing units: 871
Owner-occupied: 72.1%
Vacant: 10.6%
Median year built: 1939 or earlier
Median rooms: 6.9
Renters paying 30%+ of income: 37.8%
Renters paying 50%+ of income: 10%
Home value to income: 2.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

41%

10–19

20%

20–29

30–44

10%

45–59

15%

60+

Average commute

21 min

U.S. 26.4 min

Unemployment

0.4%

U.S. 5.2%

In labor force

60%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

17%

Office and admin

12%

Management

11%

Cleaning and personal care

11%

Transportation and moving

10%

Healthcare

Sales

Education

Production

Food service

Business and finance

Engineering and science

Computer and math

Legal and social services

Farming, fishing and forestry

Police and fire

Arts, media and sports

0.6%

Industries

Health care and social assistance

13%

Construction

12%

Finance, insurance and real estate

11%

Retail

10%

Transportation, warehousing and utilities

10%

Education

Agriculture and mining

Professional and technical services

Restaurants and hotels

Manufacturing

Arts and recreation

Public administration

Other services

Admin, support and management

Wholesale

Information

Median earnings per worker

$41,518

U.S. $49,666

Self-employed

14.2%

U.S. 10%

Government workers

14.9%

U.S. 14.5%

Nonprofit workers

10.5%

U.S. 8.8%

Median earnings by type of work

Type of work	68045	U.S.
Management, business, science and arts	$61,518	$74,888
Service	$15,000	$26,804
Sales and office	$36,875	$40,476
Construction and maintenance	$36,450	$49,199
Production and transportation	$43,646	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

20%

Associate's

14%

Bachelor's

21%

Graduate

High school graduate or higher: 90.9%
Bachelor's degree or higher: 29.1%
Graduate or professional degree: 7.8%
Households with broadband: 88.4%
Cable, fiber or DSL: 73%
No internet access: 7.1%
Without health insurance: 5.1%
Limited-English households: 0%

Geography

City (USPS): Oakland
State: Nebraska
County: Burt County
Center point: 41.8255° N, 96.4925° W
Land area: 98 sq mi
Water area: 0.4 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

68045 spans 3 counties

Burt County79% of land
Cuming County20% of land
Dodge County1% of land

Zip codes near 68045

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
68019	Craig, NE	6.8 mi	386	$57,656	$221,300
68063	Uehling, NE	7.1 mi	244	$61,429	$109,400
68038	Lyons, NE	9 mi	1,398	$51,362	$117,700
68788	West Point, NE	12 mi	4,588	$69,867	$211,700
68031	Hooper, NE	13 mi	1,823	$80,605	$208,300
68061	Tekamah, NE	14 mi	2,268	$64,556	$160,200
68004	Bancroft, NE	14 mi	922	$64,408	$130,600
68072	Winslow, NE	15 mi	69	$71,169	$187,100
68020	Decatur, NE	16 mi	644	$48,750	$120,300
68055	Rosalie, NE	16 mi	315	$62,292	$48,900
68029	Herman, NE	16 mi	918	$82,423	$158,300
68057	Scribner, NE	16 mi	1,379	$74,213	$168,200

Zip codes like 68045 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 68045

What city is zip code 68045?

68045 is assigned to Oakland, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 68045 in?

68045 is mostly in Burt County, but it extends into 2 other counties.

What is the population of 68045?

About 2,028 people live in 68045, according to the Census Bureau's American Community Survey.

What time zone is 68045 in?

68045 is in Central Time.

What is the median household income in 68045?

The median household income in 68045 is $75,893.

What zip codes are near 68045?

The closest zip codes to 68045 are 68019, 68063, 68038, 68788, 68031.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 68045, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.