Zip code 65078: Stover, Missouri

Q: What city is zip code 65078?

65078 is assigned to Stover, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 65078 in?

65078 is mostly in Morgan County, but it extends into 1 other county.

Q: What is the population of 65078?

About 3,584 people live in 65078, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 65078?

The median household income in 65078 is $43,974.

Q: What zip codes are near 65078?

The closest zip codes to 65078 are 65325, 65084, 65345, 65037, 65338.

Residential delivery areaMorgan CountyCentral Time

Population

3,584

Median household income

$44K

U.S. $81K

Median home value

$150K

U.S. $333K

Median rent

$753/mo

U.S. $1,413

Median age

47.9

U.S. 38.9

Land area

156 sq mi

23 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 65078

65078 is a rural zip code in Stover, Missouri (Morgan County), covering 156 sq mi of land. About 3,584 people live here, or 23 per square mile. The median resident is 47.9 years old, compared with 38.9 nationally.

The median household earns $43,974 a year, about 54% of the national median of $80,734. 27.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $150,200, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $753 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.3 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in management; food service; and production and manufacturing.

How 65078 compares

Sorted from highest to lowest national percentile

Housing vacancy43.6%
99th
U.S. 10.1% · MO 11.2%42nd of 966 in MO
Veterans12.7%
96th
U.S. 6.2% · MO 7.3%109th of 968 in MO
Poverty rate27.7%
95th
WeaknessU.S. 12.5% · MO 12.6%80th of 966 in MO
Residents 65 and older27.7%
95th
U.S. 17.2% · MO 17.9%146th of 968 in MO
Median age47.9
93rd
U.S. 38.9 · MO 39235th of 968 in MO
Self-employed workers14.5%
89th
U.S. 10% · MO 9%272nd of 967 in MO
Homeownership rate83.7%
86th
StrengthU.S. 65.2% · MO 68.1%331st of 966 in MO
Income inequality (Gini)0.485
83rd
WeaknessU.S. 0.483 · MO 0.465130th of 964 in MO
Average commute31.3 min
80th
WeaknessU.S. 26.4 min · MO 23.5 min218th of 934 in MO
Uninsured rate8.1%
60th
U.S. 8.4% · MO 8.8%553rd of 968 in MO
Unemployment rate4.4%
41st
U.S. 5.2% · MO 4%317th of 967 in MO
Residents under 1820.4%
35th
U.S. 22% · MO 22.3%625th of 968 in MO
Healthcare workers8.4%
33rd
U.S. 9.7% · MO 10.4%545th of 967 in MO
Work from home7.8%
21st
U.S. 15.1% · MO 13%527th of 967 in MO
Diversity index26
19th
U.S. 61.4 · MO 40.1268th of 968 in MO
Government workers10%
19th
U.S. 14.5% · MO 13.2%680th of 967 in MO
Foreign-born residents2.1%
13th
U.S. 14.1% · MO 4.5%293rd of 968 in MO
Broadband access84.9%
12th
WeaknessU.S. 91% · MO 89.3%542nd of 966 in MO
Per capita income$25,889
10th
WeaknessU.S. $44,673 · MO $39,695780th of 968 in MO
Tech workers0.8%
10th
U.S. 3.8% · MO 3.4%523rd of 967 in MO
Median home value$150,200
9th
U.S. $332,700 · MO $230,300589th of 917 in MO
Rent-burdened renters32.7%
7th
StrengthU.S. 51.1% · MO 45.6%569th of 908 in MO
Population3,584
6th
U.S. 334,922,499 · MO 6,191,814337th of 968 in MO
Bachelor's degree or higher12.9%
6th
WeaknessU.S. 35.7% · MO 32.4%729th of 965 in MO
Median household income$43,974
5th
WeaknessU.S. $80,734 · MO $70,702828th of 934 in MO
Median gross rent$753
5th
U.S. $1,413 · MO $1,033488th of 783 in MO
Population density23/sq mi
3rd
U.S. 95/sq mi · MO 90/sq mi566th of 968 in MO
Median earnings per worker$30,402
3rd
WeaknessU.S. $49,666 · MO $45,780890th of 960 in MO

Measure	65078	Morgan	MO	U.S.	National percentile	Rank in MO
Housing vacancy	43.6%	42.7%	11.2%	10.1%	99th	42nd of 966
Veterans	12.7%	9.9%	7.3%	6.2%	96th	109th of 968
Poverty rateWeakness	27.7%	18.3%	12.6%	12.5%	95th	80th of 966
Residents 65 and older	27.7%	24%	17.9%	17.2%	95th	146th of 968
Median age	47.9	45.4	39	38.9	93rd	235th of 968
Self-employed workers	14.5%	18.3%	9%	10%	89th	272nd of 967
Homeownership rateStrength	83.7%	79.7%	68.1%	65.2%	86th	331st of 966
Income inequality (Gini)Weakness	0.485	0.513	0.465	0.483	83rd	130th of 964
Average commuteWeakness	31.3 min	28.1 min	23.5 min	26.4 min	80th	218th of 934
Uninsured rate	8.1%	24%	8.8%	8.4%	60th	553rd of 968
Unemployment rate	4.4%	2.9%	4%	5.2%	41st	317th of 967
Residents under 18	20.4%	22.8%	22.3%	22%	35th	625th of 968
Healthcare workers	8.4%	8.5%	10.4%	9.7%	33rd	545th of 967
Work from home	7.8%	11.6%	13%	15.1%	21st	527th of 967
Diversity index	26	15.3	40.1	61.4	19th	268th of 968
Government workers	10%	12%	13.2%	14.5%	19th	680th of 967
Foreign-born residents	2.1%	0.9%	4.5%	14.1%	13th	293rd of 968
Broadband accessWeakness	84.9%	79.6%	89.3%	91%	12th	542nd of 966
Per capita incomeWeakness	$25,889	$33,075	$39,695	$44,673	10th	780th of 968
Tech workers	0.8%	1.1%	3.4%	3.8%	10th	523rd of 967
Median home value	$150,200	$194,400	$230,300	$332,700	9th	589th of 917
Rent-burdened rentersStrength	32.7%	43%	45.6%	51.1%	7th	569th of 908
Population	3,584	21,717	6,191,814	334,922,499	6th	337th of 968
Bachelor's degree or higherWeakness	12.9%	16.6%	32.4%	35.7%	6th	729th of 965
Median household incomeWeakness	$43,974	$53,412	$70,702	$80,734	5th	828th of 934
Median gross rent	$753	$721	$1,033	$1,413	5th	488th of 783
Population density	23/sq mi	36/sq mi	90/sq mi	95/sq mi	3rd	566th of 968
Median earnings per workerWeakness	$30,402	$37,743	$45,780	$49,666	3rd	890th of 960

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

10%

25–34

14%

35–44

45–54

15%

55–64

18%

65–74

10%

75+

Median age

47.9

Under 18

20.4%

65 and over

27.7%

Race and ethnicity

White86%
Black0.5%
Hispanic5%
Asian0.6%
Native American0%
Pacific Islander0%
Other0.9%
Multiracial8%

Diversity index

U.S. 61.4

Foreign-born

2.1%

U.S. 14.1%

Born in state

68.7%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

Households

Households: 1,542
Average household size: 2.3
Family households: 63.2%
Married couples: 51.7%
Living alone: 32.1%
Veterans (of adults): 12.7%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

33%

$25–50k

26%

$50–75k

19%

$75–100k

11%

$100–150k

$150–200k

$200k+

Median household income

65078

$43,974

Morgan Co.

$53,412

Missouri

$70,702

United States

$80,734

Per capita income

$25,889

U.S. $44,673

Poverty rate

27.7%

U.S. 12.5%

Households earning $150K+

7.1%

U.S. 23%

Income inequality (Gini)

0.485

U.S. 0.483

Housing

Median home value

65078

$150,200

Morgan Co.

$194,400

Missouri

$230,300

United States

$332,700

Median gross rent

65078

$753

Morgan Co.

$721

Missouri

$1,033

United States

$1,413

Types of housing

Single-family

70%

2–4 units

5–19 units

20+ units

0.1%

Mobile home

27%

Boat, RV, van

0.8%

Housing units: 2,732
Owner-occupied: 83.7%
Vacant: 43.6%
Median year built: 1977
Median rooms: 5.4
Renters paying 30%+ of income: 32.7%
Renters paying 50%+ of income: 14.4%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

21%

Transit

Walked

0.9%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

13%

10–19

29%

20–29

10%

30–44

24%

45–59

12%

60+

11%

Average commute

31.3 min

U.S. 26.4 min

Unemployment

4.4%

U.S. 5.2%

In labor force

43.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Food service

13%

Production

11%

Transportation and moving

10%

Sales

Construction and repair

Healthcare

Office and admin

Farming, fishing and forestry

Legal and social services

Business and finance

Education

Cleaning and personal care

Computer and math

0.8%

Police and fire

0.7%

Engineering and science

Arts, media and sports

Industries

Manufacturing

17%

Restaurants and hotels

16%

Retail

15%

Health care and social assistance

10%

Agriculture and mining

Construction

Public administration

Other services

Transportation, warehousing and utilities

Education

Professional and technical services

Information

Admin, support and management

Finance, insurance and real estate

Wholesale

0.1%

Arts and recreation

Median earnings per worker

$30,402

U.S. $49,666

Self-employed

14.5%

U.S. 10%

Government workers

10%

U.S. 14.5%

Nonprofit workers

8.3%

U.S. 8.8%

Median earnings by type of work

Type of work	65078	U.S.
Management, business, science and arts	$55,700	$74,888
Service	$15,800	$26,804
Sales and office	$18,594	$40,476
Construction and maintenance	$29,728	$49,199
Production and transportation	$34,028	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

44%

Some college

20%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 83.2%
Bachelor's degree or higher: 12.9%
Graduate or professional degree: 2.1%
Households with broadband: 84.9%
Cable, fiber or DSL: 72%
No internet access: 13.7%
Without health insurance: 8.1%
Limited-English households: 0.4%

Geography

City (USPS): Stover
State: Missouri
County: Morgan County
Center point: 38.3811° N, 93.0360° W
Land area: 156 sq mi
Water area: 5.6 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

65078 spans 2 counties

Morgan County94% of land
Benton County6% of land

Zip codes near 65078

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
65325	Cole Camp, MO	9.2 mi	3,071	$53,942	$230,000
65084	Versailles, MO	11 mi	7,473	$55,372	$143,200
65345	Mora, MO	12 mi	376	$55,313	—
65037	Gravois Mills, MO	14 mi	5,244	$66,360	$284,100
65338	Lincoln, MO	15 mi	3,129	$51,038	$152,000
65326	Edwards, MO	16 mi	1,901	$51,888	$181,100
65329	Florence, MO	16 mi	529	—	$226,100
65038	Laurie, MO · PO box	17 mi	—	—	—
65034	Fortuna, MO	17 mi	514	$86,875	$325,000
65011	Barnett, MO	18 mi	2,365	$40,990	$147,100
65335	Ionia, MO	18 mi	175	$78,750	—
65072	Rocky Mount, MO	18 mi	1,932	$78,750	$335,700

Zip codes like 65078 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 65078

What city is zip code 65078?

65078 is assigned to Stover, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 65078 in?

65078 is mostly in Morgan County, but it extends into 1 other county.

What is the population of 65078?

About 3,584 people live in 65078, according to the Census Bureau's American Community Survey.

What time zone is 65078 in?

65078 is in Central Time.

What is the median household income in 65078?

The median household income in 65078 is $43,974.

What zip codes are near 65078?

The closest zip codes to 65078 are 65325, 65084, 65345, 65037, 65338.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 65078, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.