Zip code 64505: Saint Joseph, Missouri

Q: What city is zip code 64505?

64505 is assigned to Saint Joseph, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 64505 in?

64505 is mostly in Andrew County, but it extends into 1 other county.

Q: What is the population of 64505?

About 14,107 people live in 64505, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 64505?

The median household income in 64505 is $73,298.

Q: What zip codes are near 64505?

The closest zip codes to 64505 are 64506, 64502, 64501, 66024, 64503.

Residential delivery areaAndrew CountyCentral Time

Population

14,107

Median household income

$73K

U.S. $81K

Median home value

$191K

U.S. $333K

Median rent

$1,007/mo

U.S. $1,413

Median age

41.1

U.S. 38.9

Land area

46 sq mi

309 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 64505

64505 is a small-town zip code in Saint Joseph, Missouri (Andrew County), covering 46 sq mi of land. About 14,107 people live here, or 309 per square mile. The median resident is 41.1 years old, compared with 38.9 nationally.

The median household earns $73,298 a year, close to the national median of $80,734. 10.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $191,100, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 74% of occupied homes are lived in by their owners, and renters pay a median of $1,007 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 16.7 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in office and administrative support; transportation and moving goods; and management.

How 64505 compares

Sorted from highest to lowest national percentile

Income inequality (Gini)0.474
78th
U.S. 0.483 · MO 0.465154th of 964 in MO
Veterans8%
77th
U.S. 6.2% · MO 7.3%407th of 968 in MO
Housing vacancy10.6%
74th
U.S. 10.1% · MO 11.2%607th of 966 in MO
Median age41.1
66th
U.S. 38.9 · MO 39504th of 968 in MO
Homeownership rate73.8%
63rd
U.S. 65.2% · MO 68.1%637th of 966 in MO
Residents under 1823.3%
61st
U.S. 22% · MO 22.3%427th of 968 in MO
Uninsured rate8.1%
60th
U.S. 8.4% · MO 8.8%547th of 968 in MO
Per capita income$41,261
53rd
U.S. $44,673 · MO $39,695167th of 968 in MO
Poverty rate10.9%
50th
U.S. 12.5% · MO 12.6%539th of 966 in MO
Median earnings per worker$47,889
49th
U.S. $49,666 · MO $45,780245th of 960 in MO
Government workers13.6%
49th
U.S. 14.5% · MO 13.2%439th of 967 in MO
Bachelor's degree or higher28.4%
42nd
U.S. 35.7% · MO 32.4%209th of 965 in MO
Residents 65 and older15.5%
42nd
U.S. 17.2% · MO 17.9%718th of 968 in MO
Median household income$73,298
41st
U.S. $80,734 · MO $70,702287th of 934 in MO
Diversity index33.4
27th
U.S. 61.4 · MO 40.1187th of 968 in MO
Population density309/sq mi
26th
U.S. 95/sq mi · MO 90/sq mi194th of 968 in MO
Rent-burdened renters44.1%
26th
U.S. 51.1% · MO 45.6%342nd of 908 in MO
Work from home8.4%
25th
U.S. 15.1% · MO 13%491st of 967 in MO
Healthcare workers7.8%
25th
U.S. 9.7% · MO 10.4%608th of 967 in MO
Median gross rent$1,007
22nd
U.S. $1,413 · MO $1,033196th of 783 in MO
Foreign-born residents3.6%
22nd
U.S. 14.1% · MO 4.5%189th of 968 in MO
Population14,107
21st
U.S. 334,922,499 · MO 6,191,814146th of 968 in MO
Tech workers1.4%
20th
U.S. 3.8% · MO 3.4%393rd of 967 in MO
Median home value$191,100
19th
U.S. $332,700 · MO $230,300381st of 917 in MO
Broadband access87.1%
19th
WeaknessU.S. 91% · MO 89.3%430th of 966 in MO
Self-employed workers6.8%
17th
U.S. 10% · MO 9%748th of 967 in MO
Unemployment rate2.8%
14th
StrengthU.S. 5.2% · MO 4%512th of 967 in MO
Average commute16.7 min
3rd
StrengthU.S. 26.4 min · MO 23.5 min900th of 934 in MO

Measure	64505	Andrew	MO	U.S.	National percentile	Rank in MO
Income inequality (Gini)	0.474	0.400	0.465	0.483	78th	154th of 964
Veterans	8%	8.1%	7.3%	6.2%	77th	407th of 968
Housing vacancy	10.6%	7.5%	11.2%	10.1%	74th	607th of 966
Median age	41.1	42.5	39	38.9	66th	504th of 968
Homeownership rate	73.8%	76.7%	68.1%	65.2%	63rd	637th of 966
Residents under 18	23.3%	22.4%	22.3%	22%	61st	427th of 968
Uninsured rate	8.1%	5.7%	8.8%	8.4%	60th	547th of 968
Per capita income	$41,261	$36,964	$39,695	$44,673	53rd	167th of 968
Poverty rate	10.9%	6.2%	12.6%	12.5%	50th	539th of 966
Median earnings per worker	$47,889	$46,837	$45,780	$49,666	49th	245th of 960
Government workers	13.6%	16.5%	13.2%	14.5%	49th	439th of 967
Bachelor's degree or higher	28.4%	28.8%	32.4%	35.7%	42nd	209th of 965
Residents 65 and older	15.5%	21%	17.9%	17.2%	42nd	718th of 968
Median household income	$73,298	$75,625	$70,702	$80,734	41st	287th of 934
Diversity index	33.4	14.4	40.1	61.4	27th	187th of 968
Population density	309/sq mi	42/sq mi	90/sq mi	95/sq mi	26th	194th of 968
Rent-burdened renters	44.1%	38.7%	45.6%	51.1%	26th	342nd of 908
Work from home	8.4%	7%	13%	15.1%	25th	491st of 967
Healthcare workers	7.8%	9.6%	10.4%	9.7%	25th	608th of 967
Median gross rent	$1,007	$961	$1,033	$1,413	22nd	196th of 783
Foreign-born residents	3.6%	1.1%	4.5%	14.1%	22nd	189th of 968
Population	14,107	18,065	6,191,814	334,922,499	21st	146th of 968
Tech workers	1.4%	2.4%	3.4%	3.8%	20th	393rd of 967
Median home value	$191,100	$215,400	$230,300	$332,700	19th	381st of 917
Broadband accessWeakness	87.1%	85.6%	89.3%	91%	19th	430th of 966
Self-employed workers	6.8%	9.3%	9%	10%	17th	748th of 967
Unemployment rateStrength	2.8%	3.6%	4%	5.2%	14th	512th of 967
Average commuteStrength	16.7 min	21.5 min	23.5 min	26.4 min	3rd	900th of 934

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

12%

25–34

14%

35–44

12%

45–54

16%

55–64

65–74

75+

Median age

41.1

Under 18

23.3%

65 and over

15.5%

Race and ethnicity

White81%
Black2%
Hispanic8%
Asian1.0%
Native American0.2%
Pacific Islander1%
Other0.2%
Multiracial6%

Diversity index

33.4

U.S. 61.4

Foreign-born

3.6%

U.S. 14.1%

Born in state

71.7%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

0.4%

Asian / Pacific

Other

0.1%

Households

Households: 5,266
Average household size: 2.7
Family households: 69%
Married couples: 47.9%
Living alone: 23.2%
Veterans (of adults): 8%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

19%

$50–75k

20%

$75–100k

17%

$100–150k

18%

$150–200k

$200k+

Median household income

64505

$73,298

Andrew Co.

$75,625

Missouri

$70,702

United States

$80,734

Per capita income

$41,261

U.S. $44,673

Poverty rate

10.9%

U.S. 12.5%

Households earning $150K+

14.2%

U.S. 23%

Income inequality (Gini)

0.474

U.S. 0.483

Housing

Median home value

64505

$191,100

Andrew Co.

$215,400

Missouri

$230,300

United States

$332,700

Median gross rent

64505

$1,007

Andrew Co.

$961

Missouri

$1,033

United States

$1,413

Types of housing

Single-family

91%

2–4 units

5–19 units

20+ units

0.5%

Mobile home

Boat, RV, van

0.3%

Housing units: 5,889
Owner-occupied: 73.8%
Vacant: 10.6%
Median year built: 1963
Median rooms: 6.5
Renters paying 30%+ of income: 44.1%
Renters paying 50%+ of income: 19.5%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

Transit

0.1%

Walked

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

22%

10–19

54%

20–29

12%

30–44

45–59

60+

Average commute

16.7 min

U.S. 26.4 min

Unemployment

2.8%

U.S. 5.2%

In labor force

63.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

12%

Transportation and moving

12%

Management

Production

Sales

Healthcare

Cleaning and personal care

Education

Construction and repair

Food service

Business and finance

Legal and social services

Engineering and science

Computer and math

Police and fire

Arts, media and sports

0.6%

Farming, fishing and forestry

0.3%

Industries

Manufacturing

19%

Health care and social assistance

14%

Retail

12%

Education

11%

Transportation, warehousing and utilities

Restaurants and hotels

Construction

Other services

Finance, insurance and real estate

Professional and technical services

Admin, support and management

Public administration

Wholesale

Arts and recreation

0.8%

Information

0.4%

Agriculture and mining

0.4%

Median earnings per worker

$47,889

U.S. $49,666

Self-employed

6.8%

U.S. 10%

Government workers

13.6%

U.S. 14.5%

Nonprofit workers

12.3%

U.S. 8.8%

Median earnings by type of work

Type of work	64505	U.S.
Management, business, science and arts	$62,143	$74,888
Service	$22,118	$26,804
Sales and office	$40,833	$40,476
Construction and maintenance	$51,474	$49,199
Production and transportation	$47,721	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

37%

Some college

22%

Associate's

Bachelor's

18%

Graduate

11%

High school graduate or higher: 93%
Bachelor's degree or higher: 28.4%
Graduate or professional degree: 10.5%
Households with broadband: 87.1%
Cable, fiber or DSL: 68.8%
No internet access: 10%
Without health insurance: 8.1%
Limited-English households: 1.5%

Geography

City (USPS): Saint Joseph
State: Missouri
County: Andrew County
Center point: 39.8467° N, 94.8239° W
Land area: 46 sq mi
Water area: 0.6 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

64505 spans 2 counties

Andrew County77% of land
Buchanan County23% of land

Cities and towns within this zip

St. Joseph15% of zip
Country Club8% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 64505

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
64506	Saint Joseph, MO	4.1 mi	21,461	$65,573	$240,300
64502	Saint Joseph, MO · PO box	5.5 mi	—	—	—
64501	Saint Joseph, MO	5.7 mi	10,689	$46,731	$98,600
66024	Elwood, KS	6.8 mi	815	$68,125	$67,800
64503	Saint Joseph, MO	6.8 mi	11,954	$53,039	$140,500
64421	Amazonia, MO	7 mi	817	$53,125	$90,000
64436	Cosby, MO	7 mi	873	$113,500	$253,800
64485	Savannah, MO	7.4 mi	7,998	$67,929	$199,700
64507	Saint Joseph, MO	8.8 mi	13,991	$61,158	$140,300
66090	Wathena, KS	8.9 mi	2,380	$87,025	$161,100
64459	Helena, MO	11 mi	507	$78,808	$170,900
64443	Easton, MO	12 mi	1,249	$86,042	$300,000

Zip codes like 64505 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 64505

What city is zip code 64505?

64505 is assigned to Saint Joseph, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 64505 in?

64505 is mostly in Andrew County, but it extends into 1 other county.

What is the population of 64505?

About 14,107 people live in 64505, according to the Census Bureau's American Community Survey.

What time zone is 64505 in?

64505 is in Central Time.

What is the median household income in 64505?

The median household income in 64505 is $73,298.

What zip codes are near 64505?

The closest zip codes to 64505 are 64506, 64502, 64501, 66024, 64503.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 64505, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.