Zip code 62640: Girard, Illinois

Q: What city is zip code 62640?

62640 is assigned to Girard, Illinois. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 62640 in?

62640 is mostly in Macoupin County, but it extends into 1 other county.

Q: What is the population of 62640?

About 3,391 people live in 62640, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 62640?

The median household income in 62640 is $66,116.

Q: What zip codes are near 62640?

The closest zip codes to 62640 are 62672, 62690, 62572, 62689, 62662.

Residential delivery areaMacoupin CountyCentral Time

Population

3,391

Median household income

$66K

U.S. $81K

Median home value

$172K

U.S. $333K

Median rent

$811/mo

U.S. $1,413

Median age

46.2

U.S. 38.9

Land area

75 sq mi

45 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 62640

62640 is a rural zip code in Girard, Illinois (Macoupin County), covering 75 sq mi of land. About 3,391 people live here, or 45 per square mile. The median resident is 46.2 years old, compared with 38.9 nationally.

The median household earns $66,116 a year, 18% below the national median of $80,734. 18.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $171,800, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $811 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.9 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in healthcare; office and administrative support; and management.

How 62640 compares

Sorted from highest to lowest national percentile

Housing vacancy22.1%
95th
U.S. 10.1% · IL 7.7%127th of 1,338 in IL
Median age46.2
89th
U.S. 38.9 · IL 39345th of 1,342 in IL
Residents 65 and older23.6%
89th
U.S. 17.2% · IL 17%332nd of 1,342 in IL
Healthcare workers12.5%
85th
U.S. 9.7% · IL 9.5%322nd of 1,340 in IL
Government workers19.7%
83rd
U.S. 14.5% · IL 13.3%278th of 1,340 in IL
Poverty rate18.8%
82nd
WeaknessU.S. 12.5% · IL 11.8%182nd of 1,339 in IL
Average commute28.9 min
68th
U.S. 26.4 min · IL 27.8 min455th of 1,317 in IL
Homeownership rate74.9%
66th
U.S. 65.2% · IL 67.1%927th of 1,338 in IL
Veterans6.8%
63rd
U.S. 6.2% · IL 4.8%598th of 1,342 in IL
Work from home12.9%
51st
U.S. 15.1% · IL 15.9%383rd of 1,339 in IL
Self-employed workers8.9%
45th
U.S. 10% · IL 8.8%653rd of 1,340 in IL
Income inequality (Gini)0.416
33rd
U.S. 0.483 · IL 0.481581st of 1,336 in IL
Median household income$66,116
30th
U.S. $80,734 · IL $83,390864th of 1,316 in IL
Residents under 1819.7%
29th
U.S. 22% · IL 21.8%935th of 1,342 in IL
Per capita income$32,577
26th
U.S. $44,673 · IL $46,406969th of 1,341 in IL
Median earnings per worker$39,167
19th
WeaknessU.S. $49,666 · IL $51,8951,102nd of 1,336 in IL
Median home value$171,800
15th
U.S. $332,700 · IL $263,300541st of 1,311 in IL
Uninsured rate3.1%
13th
StrengthU.S. 8.4% · IL 6.9%910th of 1,341 in IL
Bachelor's degree or higher15.7%
11th
WeaknessU.S. 35.7% · IL 37.8%980th of 1,340 in IL
Broadband access83%
8th
WeaknessU.S. 91% · IL 90.8%1,065th of 1,338 in IL
Median gross rent$811
7th
U.S. $1,413 · IL $1,274826th of 1,170 in IL
Tech workers0.6%
7th
U.S. 3.8% · IL 3.8%876th of 1,340 in IL
Population density45/sq mi
6th
U.S. 95/sq mi · IL 229/sq mi735th of 1,342 in IL
Rent-burdened renters32.4%
6th
StrengthU.S. 51.1% · IL 47.9%873rd of 1,291 in IL
Population3,391
5th
U.S. 334,922,499 · IL 12,694,798548th of 1,342 in IL
Diversity index11.7
5th
U.S. 61.4 · IL 60.5909th of 1,342 in IL
Foreign-born residents0.6%
3rd
U.S. 14.1% · IL 14.7%904th of 1,342 in IL
Unemployment rate1.2%
2nd
StrengthU.S. 5.2% · IL 5.8%1,183rd of 1,340 in IL

Measure	62640	Macoupin	IL	U.S.	National percentile	Rank in IL
Housing vacancy	22.1%	16.9%	7.7%	10.1%	95th	127th of 1,338
Median age	46.2	44.2	39	38.9	89th	345th of 1,342
Residents 65 and older	23.6%	21.6%	17%	17.2%	89th	332nd of 1,342
Healthcare workers	12.5%	9.6%	9.5%	9.7%	85th	322nd of 1,340
Government workers	19.7%	15.5%	13.3%	14.5%	83rd	278th of 1,340
Poverty rateWeakness	18.8%	13.1%	11.8%	12.5%	82nd	182nd of 1,339
Average commute	28.9 min	27.5 min	27.8 min	26.4 min	68th	455th of 1,317
Homeownership rate	74.9%	78.5%	67.1%	65.2%	66th	927th of 1,338
Veterans	6.8%	7.6%	4.8%	6.2%	63rd	598th of 1,342
Work from home	12.9%	9.4%	15.9%	15.1%	51st	383rd of 1,339
Self-employed workers	8.9%	8.4%	8.8%	10%	45th	653rd of 1,340
Income inequality (Gini)	0.416	0.431	0.481	0.483	33rd	581st of 1,336
Median household income	$66,116	$70,805	$83,390	$80,734	30th	864th of 1,316
Residents under 18	19.7%	20.6%	21.8%	22%	29th	935th of 1,342
Per capita income	$32,577	$37,136	$46,406	$44,673	26th	969th of 1,341
Median earnings per workerWeakness	$39,167	$46,526	$51,895	$49,666	19th	1,102nd of 1,336
Median home value	$171,800	$138,200	$263,300	$332,700	15th	541st of 1,311
Uninsured rateStrength	3.1%	4.1%	6.9%	8.4%	13th	910th of 1,341
Bachelor's degree or higherWeakness	15.7%	20.3%	37.8%	35.7%	11th	980th of 1,340
Broadband accessWeakness	83%	88.6%	90.8%	91%	8th	1,065th of 1,338
Median gross rent	$811	$801	$1,274	$1,413	7th	826th of 1,170
Tech workers	0.6%	2.1%	3.8%	3.8%	7th	876th of 1,340
Population density	45/sq mi	51/sq mi	229/sq mi	95/sq mi	6th	735th of 1,342
Rent-burdened rentersStrength	32.4%	38.3%	47.9%	51.1%	6th	873rd of 1,291
Population	3,391	44,350	12,694,798	334,922,499	5th	548th of 1,342
Diversity index	11.7	12.5	60.5	61.4	5th	909th of 1,342
Foreign-born residents	0.6%	0.9%	14.7%	14.1%	3rd	904th of 1,342
Unemployment rateStrength	1.2%	3.7%	5.8%	5.2%	2nd	1,183rd of 1,340

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

12%

25–34

12%

35–44

12%

45–54

16%

55–64

15%

65–74

75+

Median age

46.2

Under 18

19.7%

65 and over

23.6%

Race and ethnicity

White94%
Black0%
Hispanic1%
Asian0%
Native American0%
Pacific Islander0.2%
Other0.2%
Multiracial4%

Diversity index

11.7

U.S. 61.4

Foreign-born

0.6%

U.S. 14.1%

Born in state

85.9%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,315
Average household size: 2.6
Family households: 66.2%
Married couples: 45.9%
Living alone: 24.5%
Veterans (of adults): 6.8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

22%

$25–50k

15%

$50–75k

16%

$75–100k

13%

$100–150k

18%

$150–200k

13%

$200k+

Median household income

62640

$66,116

Macoupin Co.

$70,805

Illinois

$83,390

United States

$80,734

Per capita income

$32,577

U.S. $44,673

Poverty rate

18.8%

U.S. 12.5%

Households earning $150K+

15.7%

U.S. 23%

Income inequality (Gini)

0.416

U.S. 0.483

Housing

Median home value

62640

$171,800

Macoupin Co.

$138,200

Illinois

$263,300

United States

$332,700

Median gross rent

62640

$811

Macoupin Co.

$801

Illinois

$1,274

United States

$1,413

Types of housing

Single-family

87%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,689
Owner-occupied: 74.9%
Vacant: 22.1%
Median year built: 1971
Median rooms: 5.7
Renters paying 30%+ of income: 32.4%
Renters paying 50%+ of income: 13.7%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

Walked

Bicycle

Worked from home

13%

Other

0.8%

Commute time (one way)

<10 min

15%

10–19

17%

20–29

13%

30–44

28%

45–59

23%

60+

Average commute

28.9 min

U.S. 26.4 min

Unemployment

1.2%

U.S. 5.2%

In labor force

54.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

12%

Office and admin

11%

Management

10%

Food service

10%

Sales

Construction and repair

Production

Education

Transportation and moving

Cleaning and personal care

Legal and social services

Arts, media and sports

Farming, fishing and forestry

Business and finance

Computer and math

0.6%

Police and fire

0.5%

Engineering and science

Industries

Health care and social assistance

15%

Education

13%

Retail

13%

Manufacturing

Restaurants and hotels

Construction

Agriculture and mining

Transportation, warehousing and utilities

Finance, insurance and real estate

Public administration

Other services

Professional and technical services

Admin, support and management

Information

Wholesale

Arts and recreation

0.6%

Median earnings per worker

$39,167

U.S. $49,666

Self-employed

8.9%

U.S. 10%

Government workers

19.7%

U.S. 14.5%

Nonprofit workers

5.9%

U.S. 8.8%

Median earnings by type of work

Type of work	62640	U.S.
Management, business, science and arts	$58,333	$74,888
Service	$15,313	$26,804
Sales and office	$38,438	$40,476
Construction and maintenance	$35,964	$49,199
Production and transportation	$37,452	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

46%

Some college

18%

Associate's

11%

Bachelor's

10%

Graduate

High school graduate or higher: 90.7%
Bachelor's degree or higher: 15.7%
Graduate or professional degree: 5.4%
Households with broadband: 83%
Cable, fiber or DSL: 59.3%
No internet access: 15.9%
Without health insurance: 3.1%
Limited-English households: 0%

Geography

City (USPS): Girard
State: Illinois
County: Macoupin County
Center point: 39.4283° N, 89.8050° W
Land area: 75 sq mi
Water area: 0.8 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

62640 spans 2 counties

Macoupin County97% of land
Montgomery County3% of land

Cities and towns within this zip

Girard1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 62640

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
62672	Nilwood, IL	2.1 mi	151	$46,771	$47,600
62690	Virden, IL	5.7 mi	3,838	$84,196	$118,300
62572	Waggoner, IL	7.5 mi	420	$92,938	$208,300
62689	Thayer, IL	7.6 mi	542	$61,500	$92,300
62662	Lowder, IL · PO box	8.7 mi	—	—	—
62533	Farmersville, IL	9.4 mi	908	$77,250	$128,800
62626	Carlinville, IL	11 mi	7,876	$70,781	$147,500
62667	Modesto, IL	11 mi	569	$63,088	$154,400
62615	Auburn, IL	11 mi	5,198	$84,632	$165,400
62674	Palmyra, IL	12 mi	1,447	$55,417	$99,600
62530	Divernon, IL	12 mi	1,558	$82,188	$160,100
62692	Waverly, IL	13 mi	2,005	$66,143	$123,100

Zip codes like 62640 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 62640

What city is zip code 62640?

62640 is assigned to Girard, Illinois. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 62640 in?

62640 is mostly in Macoupin County, but it extends into 1 other county.

What is the population of 62640?

About 3,391 people live in 62640, according to the Census Bureau's American Community Survey.

What time zone is 62640 in?

62640 is in Central Time.

What is the median household income in 62640?

The median household income in 62640 is $66,116.

What zip codes are near 62640?

The closest zip codes to 62640 are 62672, 62690, 62572, 62689, 62662.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 62640, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.