Zip code 59824: Charlo, Montana

Q: What city is zip code 59824?

59824 is assigned to Charlo, Montana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 59824 in?

59824 is in Lake County, Montana.

Q: What is the population of 59824?

About 1,526 people live in 59824, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 59824?

The median household income in 59824 is $53,382.

Q: What zip codes are near 59824?

The closest zip codes to 59824 are 59863, 59864, 59865, 59831, 59855.

Residential delivery areaLake CountyMountain Time

Population

1,526

Median household income

$53K

U.S. $81K

Median home value

$318K

U.S. $333K

Median rent

$846/mo

U.S. $1,413

Median age

45.8

U.S. 38.9

Land area

93 sq mi

16 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 59824

59824 is a rural zip code in Charlo, Montana (Lake County), covering 93 sq mi of land. About 1,526 people live here, or 16 per square mile. The median resident is 45.8 years old, compared with 38.9 nationally.

The median household earns $53,382 a year, 34% below the national median of $80,734. 15.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $317,800, or 6.0 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 78% of occupied homes are lived in by their owners, and renters pay a median of $846 a month.

25% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.5 minutes each way, and 27% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and education. 23% of them are self-employed (U.S.: 10%).

How 59824 compares

Sorted from highest to lowest national percentile

Self-employed workers23.3%
99th
U.S. 10% · MT 15.2%120th of 317 in MT
Residents 65 and older27%
95th
U.S. 17.2% · MT 20.1%115th of 318 in MT
Income inequality (Gini)0.526
94th
WeaknessU.S. 0.483 · MT 0.46531st of 316 in MT
Veterans11%
93rd
U.S. 6.2% · MT 9%108th of 318 in MT
Work from home26.7%
91st
U.S. 15.1% · MT 12.5%49th of 317 in MT
Median age45.8
88th
U.S. 38.9 · MT 40.4147th of 318 in MT
Government workers21.1%
87th
U.S. 14.5% · MT 16.6%103rd of 317 in MT
Uninsured rate12.5%
82nd
WeaknessU.S. 8.4% · MT 8.6%79th of 318 in MT
Housing vacancy11.8%
78th
U.S. 10.1% · MT 13.2%236th of 317 in MT
Average commute30.5 min
76th
U.S. 26.4 min · MT 19.1 min59th of 293 in MT
Homeownership rate77.9%
74th
U.S. 65.2% · MT 69.2%159th of 317 in MT
Poverty rate15.5%
71st
U.S. 12.5% · MT 11.5%97th of 317 in MT
Diversity index58.4
68th
U.S. 61.4 · MT 29.412th of 318 in MT
Median home value$317,800
47th
U.S. $332,700 · MT $375,800136th of 291 in MT
Bachelor's degree or higher25.4%
35th
U.S. 35.7% · MT 35.2%178th of 318 in MT
Residents under 1820.4%
35th
U.S. 22% · MT 21%154th of 318 in MT
Per capita income$32,422
26th
U.S. $44,673 · MT $41,711216th of 318 in MT
Broadband access85.2%
13th
WeaknessU.S. 91% · MT 89.4%189th of 317 in MT
Foreign-born residents2.2%
13th
U.S. 14.1% · MT 2.3%85th of 318 in MT
Median household income$53,382
12th
WeaknessU.S. $80,734 · MT $72,509235th of 295 in MT
Unemployment rate2.6%
11th
StrengthU.S. 5.2% · MT 3.6%140th of 317 in MT
Tech workers0.9%
11th
U.S. 3.8% · MT 2.3%122nd of 317 in MT
Median gross rent$846
10th
U.S. $1,413 · MT $1,081113th of 209 in MT
Healthcare workers6%
8th
U.S. 9.7% · MT 9.9%175th of 317 in MT
Rent-burdened renters33%
7th
StrengthU.S. 51.1% · MT 44.8%142nd of 286 in MT
Population1,526
2nd
U.S. 334,922,499 · MT 1,116,875107th of 318 in MT
Population density16/sq mi
2nd
U.S. 95/sq mi · MT 8/sq mi65th of 318 in MT
Median earnings per worker$27,688
2nd
WeaknessU.S. $49,666 · MT $43,881290th of 316 in MT

Measure	59824	Lake	MT	U.S.	National percentile	Rank in MT
Self-employed workers	23.3%	15.7%	15.2%	10%	99th	120th of 317
Residents 65 and older	27%	24.2%	20.1%	17.2%	95th	115th of 318
Income inequality (Gini)Weakness	0.526	0.502	0.465	0.483	94th	31st of 316
Veterans	11%	9.5%	9%	6.2%	93rd	108th of 318
Work from home	26.7%	13.2%	12.5%	15.1%	91st	49th of 317
Median age	45.8	44.3	40.4	38.9	88th	147th of 318
Government workers	21.1%	19.3%	16.6%	14.5%	87th	103rd of 317
Uninsured rateWeakness	12.5%	14.5%	8.6%	8.4%	82nd	79th of 318
Housing vacancy	11.8%	23.6%	13.2%	10.1%	78th	236th of 317
Average commute	30.5 min	22.9 min	19.1 min	26.4 min	76th	59th of 293
Homeownership rate	77.9%	75%	69.2%	65.2%	74th	159th of 317
Poverty rate	15.5%	17.2%	11.5%	12.5%	71st	97th of 317
Diversity index	58.4	53.2	29.4	61.4	68th	12th of 318
Median home value	$317,800	$421,800	$375,800	$332,700	47th	136th of 291
Bachelor's degree or higher	25.4%	31.5%	35.2%	35.7%	35th	178th of 318
Residents under 18	20.4%	22%	21%	22%	35th	154th of 318
Per capita income	$32,422	$36,177	$41,711	$44,673	26th	216th of 318
Broadband accessWeakness	85.2%	84.8%	89.4%	91%	13th	189th of 317
Foreign-born residents	2.2%	2.3%	2.3%	14.1%	13th	85th of 318
Median household incomeWeakness	$53,382	$63,360	$72,509	$80,734	12th	235th of 295
Unemployment rateStrength	2.6%	5.7%	3.6%	5.2%	11th	140th of 317
Tech workers	0.9%	2.5%	2.3%	3.8%	11th	122nd of 317
Median gross rent	$846	$901	$1,081	$1,413	10th	113th of 209
Healthcare workers	6%	9.3%	9.9%	9.7%	8th	175th of 317
Rent-burdened rentersStrength	33%	41.3%	44.8%	51.1%	7th	142nd of 286
Population	1,526	32,561	1,116,875	334,922,499	2nd	107th of 318
Population density	16/sq mi	22/sq mi	8/sq mi	95/sq mi	2nd	65th of 318
Median earnings per workerWeakness	$27,688	$40,002	$43,881	$49,666	2nd	290th of 316

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

15%

25–34

35–44

45–54

14%

55–64

16%

65–74

11%

75+

Median age

45.8

Under 18

20.4%

65 and over

27%

Race and ethnicity

White59%
Black0%
Hispanic4%
Asian0.4%
Native American17%
Pacific Islander0%
Other0.3%
Multiracial18%

Diversity index

58.4

U.S. 61.4

Foreign-born

2.2%

U.S. 14.1%

Born in state

67.3%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 596
Average household size: 2.5
Family households: 68.6%
Married couples: 54.7%
Living alone: 28.4%
Veterans (of adults): 11%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

23%

$25–50k

25%

$50–75k

18%

$75–100k

11%

$100–150k

13%

$150–200k

$200k+

Median household income

59824

$53,382

Lake Co.

$63,360

Montana

$72,509

United States

$80,734

Per capita income

$32,422

U.S. $44,673

Poverty rate

15.5%

U.S. 12.5%

Households earning $150K+

11.2%

U.S. 23%

Income inequality (Gini)

0.526

U.S. 0.483

Housing

Median home value

59824

$317,800

Lake Co.

$421,800

Montana

$375,800

United States

$332,700

Median gross rent

59824

$846

Lake Co.

$901

Montana

$1,081

United States

$1,413

Types of housing

Single-family

73%

2–4 units

5–19 units

20+ units

Mobile home

24%

Boat, RV, van

Housing units: 676
Owner-occupied: 77.9%
Vacant: 11.8%
Median year built: 1978
Median rooms: 6
Renters paying 30%+ of income: 33%
Renters paying 50%+ of income: 18%
Home value to income: 6.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

57%

Carpooled

14%

Transit

Walked

Bicycle

Worked from home

27%

Other

Commute time (one way)

<10 min

10%

10–19

16%

20–29

15%

30–44

36%

45–59

12%

60+

12%

Average commute

30.5 min

U.S. 26.4 min

Unemployment

2.6%

U.S. 5.2%

In labor force

57.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

22%

Office and admin

11%

Education

10%

Transportation and moving

Cleaning and personal care

Healthcare

Food service

Construction and repair

Sales

Police and fire

Farming, fishing and forestry

Legal and social services

Business and finance

Production

Engineering and science

Computer and math

0.9%

Arts, media and sports

Industries

Agriculture and mining

19%

Health care and social assistance

12%

Education

11%

Transportation, warehousing and utilities

10%

Other services

Retail

Construction

Arts and recreation

Public administration

Professional and technical services

Manufacturing

Restaurants and hotels

Finance, insurance and real estate

Admin, support and management

Information

0.6%

Wholesale

Median earnings per worker

$27,688

U.S. $49,666

Self-employed

23.3%

U.S. 10%

Government workers

21.1%

U.S. 14.5%

Nonprofit workers

7.4%

U.S. 8.8%

Median earnings by type of work

Type of work	59824	U.S.
Management, business, science and arts	$32,417	$74,888
Service	$22,813	$26,804
Sales and office	$22,292	$40,476
Construction and maintenance	$27,083	$49,199
Production and transportation	$36,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

33%

Some college

26%

Associate's

12%

Bachelor's

17%

Graduate

High school graduate or higher: 95.8%
Bachelor's degree or higher: 25.4%
Graduate or professional degree: 8.6%
Households with broadband: 85.2%
Cable, fiber or DSL: 60.9%
No internet access: 13.4%
Without health insurance: 12.5%
Limited-English households: 1%

Geography

City (USPS): Charlo
State: Montana
County: Lake County
Center point: 47.4135° N, 114.2074° W
Land area: 93 sq mi
Water area: 4.7 sq mi
Time zone: Mountain Time (UTC-7, UTC-6 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Kicking Horse (unincorporated)2% of zip
Charlo (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 59824

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
59863	Ravalli, MT	7.9 mi	146	$78,922	—
59864	Ronan, MT	9.1 mi	7,301	$61,978	$297,700
59865	Saint Ignatius, MT	11 mi	3,635	$56,473	$345,300
59831	Dixon, MT	13 mi	544	$46,406	$197,500
59855	Pablo, MT	14 mi	419	$32,688	$160,600
59821	Arlee, MT	17 mi	2,994	$66,458	$375,200
59860	Polson, MT	21 mi	11,897	$62,047	$441,500
59846	Huson, MT	23 mi	1,377	$70,851	$461,200
59834	Frenchtown, MT	23 mi	2,444	$94,406	$449,500
59826	Condon, MT	24 mi	518	$52,813	$507,800
59856	Paradise, MT	25 mi	130	—	—
59845	Hot Springs, MT	25 mi	1,223	$31,970	$191,100

Zip codes like 59824 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 59824

What city is zip code 59824?

59824 is assigned to Charlo, Montana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 59824 in?

59824 is in Lake County, Montana.

What is the population of 59824?

About 1,526 people live in 59824, according to the Census Bureau's American Community Survey.

What time zone is 59824 in?

59824 is in Mountain Time.

What is the median household income in 59824?

The median household income in 59824 is $53,382.

What zip codes are near 59824?

The closest zip codes to 59824 are 59863, 59864, 59865, 59831, 59855.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 59824, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.